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Christopher Gardner

416 N Central Ave
Duluth, MN 55807
P: (218) 628-8002

Hours of Operation

Monday	8:30 a.m. - 5:00 p.m.
Tuesday	8:30 a.m. - 5:00 p.m.
Wednesday	8:30 a.m. - 5:00 p.m.
Thursday	8:30 a.m. - 5:00 p.m.
Friday	8:30 a.m. - 5:00 p.m.
Saturday	Closed
Sunday	Closed

Time Zone	EST
Additional Hours

Areas Served

55807,

Services

Auto Insurance
Boat Insurance
Business Insurance
Condo Insurance
Home Insurance
Life Insurance
Motorcycle Insurance
Property Insurance
Renters Insurance

About Me
Products & Services

Not sure if you have the insurance coverage you need? You're not alone...I can help.

As a Personal Financial Representative in Duluth, I know many local families. My knowledge and understanding of the people in this community help me provide customers with an outstanding level of service. I look forward to helping families like yours protect the things that are important – your family, home, car and more. I can also help you prepare a strategy to achieve your financial goals.

Civic Organization Memberships:
Western area Business and Civic Club
Chamber of Commerce

Products & Services

Dollar for dollar, nobody protects you like Allstate.

…And you know you're in good hands when:

You can talk to a licensed insurance professional 24/7
Your claim can be filed easily and handled promptly
You could be eligible for many discounts
You have the support of 75+ years of experience

When you're buying insurance in Duluth you're looking for just the right mix of price and protection. At Allstate, we want to give you more than just an insurance quote. To help ensure our coverage recommendations include the greatest number of discounts available to you, we want to understand your situation, coverage expectations, budget, etc. The more we know...the better we can advise you.

And yes, there could be other Duluth insurance companies out there that may offer you discount rate coverage, but are you truly protected? And do you understand the coverage you're getting for that policy premium amount? That's why we can say dollar for dollar, nobody protects you like Allstate - coverage and value.

Christopher Gardner looks forward to helping families like yours protect the things that are important - your family, home, car and more. He can also help you prepare a strategy to achieve your financial goals.

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Auto Insurance

These days, saving money on car insurance matters more than ever, so more and more drivers are looking for discount auto insurance rates in Minnesota. Smart drivers also know that betting on cut-rate discount insurance may not "pay off" in the event of an accident. So how do you get low cost auto insurance that offers Allstate-quality protection? Simple: take advantage of our discounts on auto insurance.

Auto Insurance >>

Property Insurance

At your home, you rely on having a safe, comfortable place to live. When you purchase a home insurance policy, it should contain a description of your home's structure and a list of excluded events. It's important to ensure you understand what is included in your coverage and any additional options you may want to consider. Christopher Gardner can help you make an informed decision.

Property Insurance >>

Financial Products

Contact me, Christopher Gardner at if you want to know more about various financial solutions: how they work, why they're a good idea and what to consider when making your choice.

Financial Products >>

Power Sport Insurance

We'll show you what coverages may be available and how to get the personalized protection you need. Whether you're a lifelong boater, motorcyclist, snowmobile or motor home owner or are just getting started, it's smart to take a close look at your insurance coverage. And what if your boat or motor home was hit by a storm or burglarized, would you know what you had lost? Our power sports insurance is packed with ways to protect what you care about.

Power Sport Insurance >>

Policy Management

Allstate’s Customer Care Center gives you 24/7 access to manage your insurance policies with ease. Benefits of policy registration include

24/7 access to your insurance policies;
online bill pay;
report and track your insurance claims.

Policy Management >>

Life Insurance

Is life insurance affordable? Yes, it can be. See for yourself. Get a term life quote. Or, if you're thinking about permanent life insurance, start by contacting, Christopher Gardner, your Allstate personal financial representative for a complimentary, no obligation, life insurance needs analysis. It's a quick way to start your path to protecting what matters most. Get in touch with Allstate agent Christopher Gardner in Duluth.

Life Insurance >>

Annuities

Annuities might be a foreign concept, but once you understand the basics, things get pretty simple. You pay money to Allstate, and then we’ll invest it. Over time, Allstate will pay you back while offering tax advantages. You choose how much to contribute, when to start receiving payments, and how long they need to last. Allstate’s annuities offer an income you can count on.

Annuities >>

Christopher Gardner is licensed to sell Allstate insurance products only in the state(s) of Minnesota or Wisconsin. If you do not reside in the state(s) of Minnesota or Wisconsin or you’re not insuring property located in the state(s) of Minnesota or Wisconsin, please go to the Find an Agent section on allstate.com to search for another agent. The material contained in this Web site is applicable only in the state of Minnesota. This material is intended for educational purposes only. Allstate, through its insurance companies, subsidiaries, and brokers/dealers, offers property and casualty insurance, life insurance and registered securities. Certain products, such as variable annuities, variable universal life insurance, and mutual funds are available only through securities licensed representatives and sales material must be accompanied by a prospectus. Auto and homeowners insurance, and other property and casualty insurance products, are available from Allstate Insurance Company, Allstate Indemnity Company, Allstate Property & Casualty Insurance Company, and Allstate Fire & Casualty Insurance Company: Home Offices, Northbrook, IL. Life insurance and fixed annuity products are available from Allstate Life Insurance Company: Home Office, Northbrook, IL. Securities products, including variable annuities, variable life insurance, mutual funds and 529 plans, are offered by Allstate Personal Financial Representatives at FINRA registered branch offices of Allstate Financial Services, LLC (LSA Securities in LA and PA). Registered Broker-Dealer. Member FINRA, SIPC. Main Office: 2920 South 84th Street, Lincoln, NE 68506. (877) 525-5727.

Get your quote now - it's aseasy as a day at the beach!