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Chris Payne

2146 Jefferson Davis Hwy
Stafford, VA 22554
P: (540) 659-2221

Hours of Operation

Monday	8:00 a.m. - 5:00 p.m.
Tuesday	8:00 a.m. - 5:00 p.m.
Wednesday	8:00 a.m. - 5:00 p.m.
Thursday	8:00 a.m. - 5:00 p.m.
Friday	8:00 a.m. - 5:00 p.m.
Saturday	Closed
Sunday	Closed

Time Zone	EST
Additional Hours

Areas Served

Stafford, Fredericksburg, Spotsylvania,
22554,

Services

Auto Insurance
Boat Insurance
Business Insurance
Condo Insurance
Home Insurance
Life Insurance
Motorcycle Insurance
Property Insurance
Renters Insurance

About Me
Products & Services

Not sure if you have the insurance coverage you need? You're not alone...I can help.

Our family has partnered with Allstate for years to help people with their insurance needs – from homes to auto to boats and more. Our quality, service-oriented agency is not only owned and operated by a family, our customers tell us we make them feel like family too. I’m proud to work with a company who’s been serving satisfied customers for over 70 years. I can offer quality insurance that’s affordable and provide easy access for you to contact me in person, over the phone, or through my Web site - wherever and whenever you need. Both Allstate and I know how important price and service are for a long-lasting relationship. My goal is to not only help you with your immediate financial needs, but also to help you with your goals for the future. Situations such as, saving for your child’s education or making sure you have enough when you retire. I’m committed to helping you achieve your long-term financial goals.

Products & Services

Insurance is unlike any other product out there - you pay for it and hope you never have to use it. And that makes paying more than you need to that much more uncomfortable.

With a policy from Allstate, you can help keep your insurance costs low with the wide variety of discounts we offer. Keep in mind, not all discounts are available in every state. The best way to get all that you qualify for is to get an insurance quote specific to Stafford.

You can get a rough "ballpark" insurance quote from many companies online, but talking with an agent allows you to ask questions and get a quote for coverage that matters most to you. An agent can prepare a quote that details the coverage, deductibles (your portion of a loss) and cost (premium) of your insurance policy.

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Auto Insurance

These days, saving money on car insurance matters more than ever, so more and more drivers are looking for discount auto insurance rates in Virginia. Smart drivers also know that betting on cut-rate discount insurance may not "pay off" in the event of an accident. So how do you get low cost auto insurance that offers Allstate-quality protection? Simple: take advantage of our discounts on auto insurance.

Auto Insurance >>

Property Insurance

At your home, you rely on having a safe, comfortable place to live. When you purchase a home insurance policy, it should contain a description of your home's structure and a list of excluded events. It's important to ensure you understand what is included in your coverage and any additional options you may want to consider. Chris Payne can help you make an informed decision.

Property Insurance >>

Life Insurance

In a few years you will be retiring. The future is looking great—not to mention, your last mortgage payment is coming in 12 months. Why would you need life insurance? If something happened to you, resulting in you no longer being here, would your spouse be able to manage the finances or pay for burial expenses? If you haven't done so, you may want to think about life insurance.

Life Insurance >>

Financial Products

Contact me, Chris Payne at if you want to know more about various financial solutions: how they work, why they're a good idea and what to consider when making your choice.

Financial Products >>

Power Sport Insurance

We'll show you what coverages may be available and how to get the personalized protection you need. Whether you're a lifelong boater, motorcyclist, snowmobile or motor home owner or are just getting started, it's smart to take a close look at your insurance coverage. And what if your boat or motor home was hit by a storm or burglarized, would you know what you had lost? Our power sports insurance is packed with ways to protect what you care about.

Power Sport Insurance >>

Policy Management

Every claim is different. Your Allstate insurance claims team can give you a full list of what information is needed for the kind of claim you’re filing. And, even after the claim is closed, you can still count on me, Chris Payne and my staff to be there if you have more questions. Just call us at .

Policy Management >>

Annuities

Most people look forward to the day they can retire. You’ve probably put some money away for retirement—but what about making sure that money lasts? What about the uncertainties of a bad market? Annuities are a way to help make sure you can have a steady stream of income, even if the market doesn't exactly perform the way you want it to. Learn more about Allstate’s Annuity options in Stafford.

Annuities >>

Chris Payne is licensed to sell Allstate insurance products only in the state(s) of District Of Columbia, Maryland, South Carolina, or Virginia. If you do not reside in the state(s) of District Of Columbia, Maryland, South Carolina, or Virginia or you’re not insuring property located in the state(s) of District Of Columbia, Maryland, South Carolina, or Virginia, please go to the Find an Agent section on allstate.com to search for another agent. The material contained in this Web site is applicable only in the state of Virginia. This material is intended for educational purposes only. Allstate, through its insurance companies, subsidiaries, and brokers/dealers, offers property and casualty insurance, life insurance and registered securities. Certain products, such as variable annuities, variable universal life insurance, and mutual funds are available only through securities licensed representatives and sales material must be accompanied by a prospectus. Auto and homeowners insurance, and other property and casualty insurance products, are available from Allstate Insurance Company, Allstate Indemnity Company, Allstate Property & Casualty Insurance Company, and Allstate Fire & Casualty Insurance Company: Home Offices, Northbrook, IL. Life insurance and fixed annuity products are available from Allstate Life Insurance Company: Home Office, Northbrook, IL. Securities products, including variable annuities, variable life insurance, mutual funds and 529 plans, are offered by Allstate Personal Financial Representatives at FINRA registered branch offices of Allstate Financial Services, LLC (LSA Securities in LA and PA). Registered Broker-Dealer. Member FINRA, SIPC. Main Office: 2920 South 84th Street, Lincoln, NE 68506. (877) 525-5727.

Get your quote now - it's aseasy as a day at the beach!