CALL NOW: (540) 659-2221

As your local Stafford Allstate agency we can help you with your insurance needs

About me

Chris Payne - Stafford, VA - Allstate Agent
PSA Chris Payne 2146 Jefferson Davis Hwy
Stafford, VA, 22554
Call: (540) 659-2221(540) 659-2221
Fax: (540) 659-2294
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Our family has worked closely with Allstate for years to help people with their insurance needs – from homes to auto to boats and more. Our quality, service-oriented agency is not only family owned, customers tell us we make them feel like family too. To best meet your needs, every person in our office is a licensed agent.

One of the things I like best about working with Allstate is the variety of products and services I can offer customers. More than insurance, I can offer a variety of solutions to address their financial needs – such as saving for a child’s education or retirement.

I’m committed to showing you how Allstate is different and better than the rest. From sharing our broad product offerings for your protection and financial needs to offering you a real relationship you can count on. I’ll help you prepare for your financial future and offer a higher standard of service, delivered wherever and whenever you need.

Honor Ring-2 Years
National Conference Award-1 Year

Community Services:
Board Member THRIVE The Healing Center, Fredericksburg VA
Volunteer with The EMPOWER House Women's Shelter, Fredericksburg VA

Renters Insurance

My Team

Karen Sandberg - Stafford, VA - Allstate Team
Karen Sandberg Licensed Agent With 20+ years of insurance experience we are pleased to have Karen as the licensed agent for your day to day questions and changes to your policy.
Leeann Moses - Stafford, VA - Allstate Team
Leeann Moses Licensed Agent Leeann is our licensed home & auto specialist. She and her family made Fredericksburg home when her husband left the Marines, in addition to raising her twin daughters Leeann has many hobbies and a passion for refinishing furniture.
Jennifer Berner - Stafford, VA - Allstate Team
Jennifer Berner Licensed Agent Jennifer's role is protecting your most important asset - YOU. She works with customers on their life insurance needs. Jennifer's enthusiasm and passion for what she does is contagious.


Business Hours
8:00 a.m.
5:00 p.m.
8:00 a.m.
5:00 p.m.
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5:00 p.m.
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Business Location Map

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Insurance is unlike any other product out there - you pay for it and hope you never have to use it. And that makes paying more than you need to that much more uncomfortable.
With a policy from Allstate, you can help keep your insurance costs low with the wide variety of discounts we offer. Keep in mind, not all discounts are available in every state. The best way to get all that you qualify for is to get an insurance quote specific to Stafford.
You can get a rough "ballpark" insurance quote from many companies online, but talking with an agent allows you to ask questions and get a quote for coverage that matters most to you. An agent can prepare a quote that details the coverage, deductibles (your portion of a loss) and cost (premium) of your insurance policy.

Areas Served

  • Stafford, VA
  • Aquia Harbour, VA
  • Quantico Station, VA
  • Triangle, VA
  • Dumfries, VA
  • Falmouth, VA
  • Montclair, VA
  • Fredericksburg, VA
  • Dale City, VA
  • Woodbridge, VA
  • Indian Head, MD
  • Potomac Heights, MD
  • Lake Ridge, VA
  • Lorton, VA
  • Bryans Road, MD
  • 22554
  • 22556
  • 22403
  • 22405
  • 22406
  • Products Offered

    Auto Insurance
    Car Insurance
    Life Insurance
    Insurance Agent
    College Savings Plans
    Business Insurance
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    Chris Payne is insurance licensed in the state(s) of District Of Columbia, Maryland, and Virginia. If you do not reside in the state(s) of District Of Columbia, Maryland, or Virginia, please go to the Find an Agent section on to search for another Allstate Agent or Personal Financial Representative.

    Subject to terms, conditions & availability.

    This material is intended for educational purposes only. Auto and homeowners insurance, and other property and casualty insurance products, are available from Allstate Insurance Company, Allstate Indemnity Company, Allstate Property and Casualty Insurance Company and Allstate Fire and Casualty Insurance Company (Home Offices: Northbrook, IL); Allstate New Jersey Insurance Company and Allstate New Jersey Property and Casualty Insurance Company (Home Offices: Bridgewater, NJ); and Allstate County Mutual Insurance Company and Allstate Texas Lloyd's (Home Offices: Irving, TX). Life insurance issued by Allstate Life Insurance Company: Northbrook, IL; and American Heritage Life Insurance Company: Jacksonville, FL. In New York, Allstate Life Insurance Company of New York: Hauppauge, NY. Securities offered by Personal Financial Representatives through Allstate Financial Services, LLC (LSA Securities in LA and PA). Registered Broker-Dealer. Member FINRA, SIPC. Main Office: 2920 South 84th Street, Lincoln, NE 68506. (877) 525-5727.

    You should carefully consider the investment objectives, risks, charges and expenses of 529 college savings plans before purchasing or investing money. Additional information about these and other subjects can be found in the Plan Description. You may obtain copies of the Plan Description from your Allstate Personal Financial Representative. Please read the Plan Description carefully before purchasing or sending money.

    Investors should consider whether the investor's or designated beneficiary's home state offers any state tax or other benefits that are only available with an investment in the home state's plan.
    Securities offered by Personal Financial Representatives through Allstate Financial Services, LLC (LSA Securities in LA and PA). Registered Broker-Dealer. Member FINRA and SIPC, Main Office: 2920 South 84th Street, Lincoln, NE 68506, 877-525-5727