CALL NOW: (803) 798-0404

As your local Columbia Allstate agency we can help you with your insurance needs

About me

Crystal Owens - Columbia, SC - Allstate Agent
Crystal Owens 6316 Saint Andrews Rd Ste B
Columbia, SC, 29212
Call: (803) 798-0404(803) 798-0404
Fax: (803) 772-4499
Send Me An EmailSend Me An Email

As a Personal Financial Representative in Columbia, I know many local families. My knowledge and understanding of the people in this community help me provide customers with an outstanding level of service. I look forward to helping families like yours protect the things that are important – your family, home, car and more. I can also help you prepare a strategy to achieve your financial goals.

Civic Services:
Member - Greater Lexington Chamber of Commerce
Member - Greater Irmo Chamber of Commerce

Community Services:
Charleston Southern Univ - Board of Visitors (past member)

Bachelor of Arts-George Washington University
Master of Arts-Webster University

My Team

Jerry Owens - Columbia, SC - Allstate Team
Jerry Owens Business Development / Office Manager Jerry's primary focus is the growth and marketing of the agency. In addition, he handles the everyday business management of the agency.
Betsy Gathright - Columbia, SC - Allstate Team
Betsy Gathright Customer Account Representative Betsy's 25 years of service allows her to handle many situations! Additionally, she is licensed and can help you with your insurance questions.
Sandy Lynch - Columbia, SC - Allstate Team
Sandy Lynch Licensed Sales Producer Sandy's fun personality will make you feel very comfortable. She has over 26 years in insurance sales and stands ready to help with your request.


Business Hours
8:30 a.m.
5:30 p.m.
8:30 a.m.
5:30 p.m.
8:30 a.m.
5:30 p.m.
8:30 a.m.
5:30 p.m.
8:30 a.m.
5:00 p.m.
Available By Appointment: Saturday

Business Location Map

Follow Us On


Insurance is unlike any other product out there - you pay for it and hope you never have to use it. And that makes paying more than you need to that much more uncomfortable.
With a policy from Allstate, you can help keep your insurance costs low with the wide variety of discounts we offer. Keep in mind, not all discounts are available in every state. The best way to get all that you qualify for is to get an insurance quote specific to Columbia.
You can get a rough "ballpark" insurance quote from many companies online, but talking with an agent allows you to ask questions and get a quote for coverage that matters most to you. An agent can prepare a quote that details the coverage, deductibles (your portion of a loss) and cost (premium) of your insurance policy.

Areas Served

  • Lexington
  • Columbia
  • Irmo
  • Chapin
  • Elgin
  • Ballentine
  • Dutch Fork
  • West Columbia
  • Seven Oaks
  • 29212
  • 29063
  • 29210
  • 29227
  • 29203
  • Products Offered

    Auto Insurance
    Car Insurance
    Life Insurance
    Insurance Agent
    College Savings Plans
    Business Insurance
    Featured Video

    Visit Allstate Youtube channel
    Save up to 30% when you combine insurance policies.
    Call Now: (803) 798-0404 or
    Show All

    Crystal Owens is insurance licensed in the state(s) of South Carolina. If you do not reside in the state(s) of South Carolina, please go to the Find an Agent section on to search for another Allstate Agent or Personal Financial Representative.

    Subject to terms, conditions & availability.

    This material is intended for educational purposes only. Auto and homeowners insurance, and other property and casualty insurance products, are available from Allstate Insurance Company, Allstate Indemnity Company, Allstate Property and Casualty Insurance Company and Allstate Fire and Casualty Insurance Company (Home Offices: Northbrook, IL); Allstate New Jersey Insurance Company and Allstate New Jersey Property and Casualty Insurance Company (Home Offices: Bridgewater, NJ); and Allstate County Mutual Insurance Company and Allstate Texas Lloyd's (Home Offices: Irving, TX). Life insurance issued by Allstate Life Insurance Company: Northbrook, IL; and American Heritage Life Insurance Company: Jacksonville, FL. In New York, Allstate Life Insurance Company of New York: Hauppauge, NY. Securities offered by Personal Financial Representatives through Allstate Financial Services, LLC (LSA Securities in LA and PA). Registered Broker-Dealer. Member FINRA, SIPC. Main Office: 2920 South 84th Street, Lincoln, NE 68506. (877) 525-5727.

    Distributions taken prior to annuitization are generally considered to come from the gain in the contact first. If the contract is tax-qualified, generally withdrawals are treated as distributions of gain. Withdrawals of gain are taxed as ordinary income and, if taken prior to age 59 1/2, may be subject to an additional 10% federal tax penalty.

    Any annuity payment is dependent on the ability of the issuer to pay its claims. An annuity may impose charges (including but not limited to surrender charges, mortality and expense risk charges, administrative fees, underlying fund expenses and feature charges) that can reduce the value of your account and the return on your investment.