CALL NOW: (813) 633-0006

As your local Ruskin Allstate agency we can help you with your insurance needs

About me

Debbie Bates - Ruskin, FL - Allstate Agent
Debbie Bates LUTCF CIC CLTC 837 Cypress Village Blvd
Ruskin, FL, 33573
Call: (813) 633-0006(813) 633-0006
Fax: (813) 633-3307
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I’ve been with Allstate for over 27 years and have worn many hats in the company. My tenure and experience has allowed me to not only understand the ins-and-outs of insurance, but also to service hundreds of families regarding their protection needs. I can help you protect the things that are important – your family, home, car, boat and more.

I’m proud to work with a company like Allstate. The life insurance companies owned by Allstate are committed to honesty, fairness and integrity in all customer contacts involving the sale and servicing of individual life insurance and annuities. A commitment to ethics, I appreciate that.

I’m committed to helping you protect not only what you have today, but to also prepare for tomorrow. I can help you understand how insurance is a part of your "safety net" and a cornerstone to your financial security. Together, we’ll work to evaluate your coverages and select flexible payment options that work for you.

National Conference Award-5 Years
Chairman's Conference-1 Year
Honor Ring-11 Years

Civic Services:
Past President, American Business Womens Association
Brandon Chamber of Commerce
Ruskin Chamber of Commerce
Sun City Center Chamber of Commerce

Community Services:
Alumni of Leadership-Hillsborough
Hillsborough County Neighborhood Watch
Neighborhood Accountability Board
Alumni of Leadership Hillsborough

Bachelor of Science-Freed-Hardeman University

College Savings
Off-road Vehicles

Spoken Languages:

*For financial product transactions in a language other than English, customers must use an interpreter.

My Team

Carol Goodwin - Ruskin, FL - Allstate Team
Carol Goodwin Sales Producer Carol is a licensed property and casualty insurance agent who joined our agency in 1995. She has been in the insurance industry for over 30 years and is our homeowner insurance specialist. She is a part-time producer and is in the office Monday through Wednesday.
Blanca Parker - Ruskin, FL - Allstate Team
Blanca Parker Customer Service Representative Blanca joined our agency in 2002 and quickly obtained her CSR license. She is fluent with the Spanish language and is a great asset to our team. She is our auto and commercial insurance specialist.
Irving Ramos - Ruskin, FL - Allstate Team
Irving Ramos Customer Service Representative Irving joined our office in 2013. Irving lived in Puerto Rico for a number of years and is also bilingual. He is very knowledgeable and has become quite knowledgeable in the vast homeowner insurance market. Irving is in the office Wednesday through Friday.
Rose Kratz - Ruskin, FL - Allstate Team
Rose Kratz Licensed Producer Rose holds a Masters degree in Organizational Leadership and a Bachelor’s degree in Marketing from Regis University in Denver, CO. She has a Property and Casualty Agent license, a Life and Health license and a Series 6. She also holds an adjunct faculty position at Hillsborough Community College teaching finance, management, marketing and business.
Business Hours
8:30 a.m.
5:00 p.m.
8:30 a.m.
5:00 p.m.
8:30 a.m.
5:00 p.m.
8:30 a.m.
5:00 p.m.
8:30 a.m.
5:00 p.m.
Available By Appointment: Monday, Tuesday, Wednesday, Thursday, Friday, Saturday

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Insurance is unlike any other product out there - you pay for it and hope you never have to use it. And that makes paying more than you need to that much more uncomfortable.
With a policy from Allstate, you can help keep your insurance costs low with the wide variety of discounts we offer. Keep in mind, not all discounts are available in every state. The best way to get all that you qualify for is to get an insurance quote specific to Ruskin.
You can get a rough "ballpark" insurance quote from many companies online, but talking with an agent allows you to ask questions and get a quote for coverage that matters most to you. An agent can prepare a quote that details the coverage, deductibles (your portion of a loss) and cost (premium) of your insurance policy.

Areas Served

  • Sun City Center
  • Ruskin
  • Apollo Beach
  • Wimauma
  • Dover
  • Riverview
  • Lithia
  • Gibsonton
  • Balm
  • Ellenton
  • Palmetto
  • 33573
  • 33572
  • 33598
  • 33570
  • 33527
  • Products Offered

    Auto Insurance
    Car Insurance
    Life Insurance
    Insurance Agent
    College Savings Plans
    Business Insurance
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    *Note: In Florida, Allstate agencies are authorized to represent a number of companies that are part of the Allstate family. Through these separate and distinct companies a wide variety of insurance products are available. For example, auto insurance in Florida is available from Allstate Insurance Company, Allstate Indemnity Company and Allstate Property and Casualty Insurance Company(Home Office:Northbrook, IL). Property insurance, such as homeowners, condominium owners and renters insurance is available in Florida from Castle Key Insurance Company and Castle Key Indemnity Company(Home Offices: St. Petersburg, FL).

    It's important to note that Castle Key Insurance Company and Castle Key Indemnity Company are separate and distinct companies from each other and from Allstate Insurance Company, Allstate Indemnity Company, Allstate Property and Casualty Insurance Company and Allstate Life Insurance Company. This means, for example, that property insurance products provided by Castle Key Insurance Company and Castle Key Indemnity Company are not underwritten or reinsured by Allstate Insurance Company or Allstate Life Insurance Company.

    Debbie Bates is insurance licensed in the state(s) of Florida. If you do not reside in the state(s) of Florida, please go to the Find an Agent section on to search for another Allstate Agent or Personal Financial Representative.

    Subject to terms, conditions & availability.

    This material is intended for educational purposes only. Auto and homeowners insurance, and other property and casualty insurance products, are available from Allstate Insurance Company, Allstate Indemnity Company, Allstate Property and Casualty Insurance Company and Allstate Fire and Casualty Insurance Company (Home Offices: Northbrook, IL); Allstate New Jersey Insurance Company and Allstate New Jersey Property and Casualty Insurance Company (Home Offices: Bridgewater, NJ); and Allstate County Mutual Insurance Company and Allstate Texas Lloyd's (Home Offices: Irving, TX). Life insurance and annuities issued by Allstate Life Insurance Company: Northbrook, IL; Lincoln Benefit Life Insurance Company: Lincoln, NE; and American Heritage Life Insurance Company: Jacksonville, FL. In New York, Allstate Life Insurance Company of New York: Hauppauge, NY. Securities offered by Personal Financial Representatives through Allstate Financial Services, LLC (LSA Securities in LA and PA). Registered Broker-Dealer. Member FINRA, SIPC. Main Office: 2920 South 84th Street, Lincoln, NE 68506. (877) 525-5727.

    You should carefully consider the investment objectives, risks, charges and expenses of 529 college savings plans before purchasing or investing money. Additional information about these and other subjects can be found in the Plan Description. You may obtain copies of the Plan Description from your Allstate Personal Financial Representative. Please read the Plan Description carefully before purchasing or sending money.

    Investors should consider whether the investor's or designated beneficiary's home state offers any state tax or other benefits that are only available with an investment in the home state's plan.
    Distributions taken prior to annuitization are generally considered to come from the gain in the contact first. If the contract is tax-qualified, generally withdrawals are treated as distributions of gain. Withdrawals of gain are taxed as ordinary income and, if taken prior to age 59 1/2, may be subject to an additional 10% federal tax penalty.

    Any annuity payment is dependent on the ability of the issuer to pay its claims. An annuity may impose charges (including but not limited to surrender charges, mortality and expense risk charges, administrative fees, underlying fund expenses and feature charges) that can reduce the value of your account and the return on your investment.