CALL NOW: (845) 343-5909

As your local Middletown Allstate agency we can help you with your insurance needs

About me

Edward J. Kelly III - Middletown, NY - Allstate Agent
Edward J. Kelly III LUTCF CLTC 125 Dolson Ave
Middletown, NY, 10940
Call: (845) 343-5909(845) 343-5909
Fax: (845) 344-2454
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As a Personal Financial Representative in Middletown, I know many local families. My knowledge and understanding of the people in this community help me provide customers with an outstanding level of service. I look forward to helping families like yours protect the things that are important – your family, home, car and more. I can also help you prepare a strategy to achieve your financial goals.

One of the things I like best about working with Allstate is the variety of products and services I can offer customers. More than insurance, I can offer a variety of solutions to address their financial needs – such as saving for a child’s education or retirement.

I’m committed to showing you how Allstate is different and better than the rest. From sharing our broad product offerings for your protection and financial needs to offering you a real relationship you can count on. I’ll help you prepare for your financial future and offer a higher standard of service, delivered wherever and whenever you need.

National Conference Award-3 Years
Honor Ring-3 Years
Million Dollar Round Table (MDRT)-4 Years

Civic Services:
Member of Orange County Chamber of Commerce

Community Services:
Active Volunteer with Pine Bush Youth Baseball

Bachelor of Science-Albany State University

Commercial Insurance

Spoken Languages:

*For financial product transactions in a language other than English, customers must use an interpreter.

My Team

Lori Buhagiar - Middletown, NY - Allstate Team
Lori Buhagiar Office Manager Licensed Property & Casualty and Life Sales Representative
Suzanne Osterhoudt - Middletown, NY - Allstate Team
Suzanne Osterhoudt Licensed Sales Representative Licensed Property & Casualty and Life Sales Representative
Ryan Kelly - Middletown, NY - Allstate Team
Ryan Kelly Licensed Sales Representative Licensed Property & Casualty and Life Sales Representative
Debra Mann - Middletown, NY - Allstate Team
Debra Mann Licensed Sales Representative Licensed Property & Casualty Sales Representative
Tricia Conklin - Middletown, NY - Allstate Team
Tricia Conklin Customer Service Representative Retention Specialist
Sierra Buhagiar - Middletown, NY - Allstate Team
Sierra Buhagiar Document Imaging Specialist Office Clerk


Business Hours
9:00 a.m.
6:00 p.m.
9:00 a.m.
6:00 p.m.
9:00 a.m.
6:00 p.m.
9:00 a.m.
6:00 p.m.
9:00 a.m.
5:00 p.m.
Available By Appointment: Monday, Tuesday, Wednesday, Thursday, Saturday

Business Location Map

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Insurance is unlike any other product out there - you pay for it and hope you never have to use it. And that makes paying more than you need to that much more uncomfortable.
With a policy from Allstate, you can help keep your insurance costs low with the wide variety of discounts we offer. Keep in mind, not all discounts are available in every state. The best way to get all that you qualify for is to get an insurance quote specific to Middletown.
You can get a rough "ballpark" insurance quote from many companies online, but talking with an agent allows you to ask questions and get a quote for coverage that matters most to you. An agent can prepare a quote that details the coverage, deductibles (your portion of a loss) and cost (premium) of your insurance policy.

Areas Served

  • Middletown
  • Port Jervis
  • Goshen
  • Bloomingburg
  • Mechanicstown
  • Scotchtown
  • Washington Heights
  • Hamptonburgh
  • 10940
  • 10941
  • 12771
  • 10924
  • 10958
  • Products Offered

    Auto Insurance
    Car Insurance
    Life Insurance
    Insurance Agent
    College Savings Plans
    Business Insurance
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    Edward J. Kelly III is insurance licensed in the state(s) of New Jersey, New York, and Pennsylvania. If you do not reside in the state(s) of New Jersey, New York, or Pennsylvania, please go to the Find an Agent section on to search for another Allstate Agent or Personal Financial Representative.

    Subject to terms, conditions & availability.

    This material is intended for educational purposes only. Auto and homeowners insurance, and other property and casualty insurance products, are available from Allstate Insurance Company, Allstate Indemnity Company, Allstate Property and Casualty Insurance Company and Allstate Fire and Casualty Insurance Company (Home Offices: Northbrook, IL); Allstate New Jersey Insurance Company and Allstate New Jersey Property and Casualty Insurance Company (Home Offices: Bridgewater, NJ); and Allstate County Mutual Insurance Company and Allstate Texas Lloyd's (Home Offices: Irving, TX). Life insurance issued by Allstate Life Insurance Company: Northbrook, IL; and American Heritage Life Insurance Company: Jacksonville, FL. In New York, Allstate Life Insurance Company of New York: Hauppauge, NY. Securities offered by Personal Financial Representatives through Allstate Financial Services, LLC (LSA Securities in LA and PA). Registered Broker-Dealer. Member FINRA, SIPC. Main Office: 2920 South 84th Street, Lincoln, NE 68506. (877) 525-5727.

    You should carefully consider the investment objectives, risks, charges and expenses of 529 college savings plans before purchasing or investing money. Additional information about these and other subjects can be found in the Plan Description. You may obtain copies of the Plan Description from your Allstate Personal Financial Representative. Please read the Plan Description carefully before purchasing or sending money.

    Investors should consider whether the investor's or designated beneficiary's home state offers any state tax or other benefits that are only available with an investment in the home state's plan.
    Distributions taken prior to annuitization are generally considered to come from the gain in the contact first. If the contract is tax-qualified, generally withdrawals are treated as distributions of gain. Withdrawals of gain are taxed as ordinary income and, if taken prior to age 59 1/2, may be subject to an additional 10% federal tax penalty.

    Any annuity payment is dependent on the ability of the issuer to pay its claims. An annuity may impose charges (including but not limited to surrender charges, mortality and expense risk charges, administrative fees, underlying fund expenses and feature charges) that can reduce the value of your account and the return on your investment.