As Your Local Allstate Agent
I Can Help You With Your Insurance Needs

James Gray  LUTCF

1621 N 3rd St Ste 800
Coeur D Alene, ID 83814
P: (208) 676-1747
F: (208) 676-1466

Hours of Operation

8:30 a.m. - 5:30 p.m.
8:30 a.m. - 5:30 p.m.
8:30 a.m. - 5:30 p.m.
8:30 a.m. - 5:30 p.m.
8:30 a.m. - 5:00 p.m.
SaturdayClosed
SundayClosed
  

Areas Served

Kootenai County, Bonner County, Liberty Lake, Spokane Valley, St Maries, Sandpoint, Coeur d Alene, Hayden, Post Falls, Rathdrum, Athol, Priest Lake, Spokane, Harrison, Coeur d Alene Chamber,
83815, 83835, 83854, 83858, 83814,

Services

Auto Insurance
Car Insurance
Insurance
Life Insurance
Insurance Agent
Annuities
Retirement
College Savings Plans
Business Insurance

Directions

I’ve been with Allstate for over 23 years and have worn many hats in the company. My tenure and experience has allowed me to not only understand the ins-and-outs of insurance, but also to service hundreds of families regarding their protection needs. I can help you protect the things that are important – your family, home, car, boat and more.

I’m proud to work with a company who’s been serving satisfied customers for over 70 years. I can offer quality insurance that’s affordable and provide easy access for you to contact me in person, over the phone, or through my Web site - wherever and whenever you need. Both Allstate and I know how important price and service are for a long-lasting relationship.

I’m committed to helping you protect not only what you have today, but to also prepare for tomorrow. I can help you understand how insurance is a part of your "safety net" and a cornerstone to your financial security. Together, we’ll work to evaluate your coverages and select flexible payment options that work for you.

Awards:
Honor Ring-6 Years
National Conference Award-1 Year
President's Conference-2 Years
Chairman's Conference-3 Years
Chairman's Inner Circle-1 Year
Allstate Leader's Forum-4 Years

Civic Services:
US Navy Veteran
Coeur d Alene Chamber of Commerce

Community Services:
Coeur d Aene American Legion Baseball Sponsor/Volunteer

Specialties:
Boat
Retirement
Life


Products & Services

Insurance is unlike any other product out there - you pay for it and hope you never have to use it. And that makes paying more than you need to that much more uncomfortable.
With a policy from Allstate, you can help keep your insurance costs low with the wide variety of discounts we offer. Keep in mind, not all discounts are available in every state. The best way to get all that you qualify for is to get an insurance quote specific to Coeur D Alene.
You can get a rough "ballpark" insurance quote from many companies online, but talking with an agent allows you to ask questions and get a quote for coverage that matters most to you. An agent can prepare a quote that details the coverage, deductibles (your portion of a loss) and cost (premium) of your insurance policy.

Meet the Team


Cindy Neipert
Licensed Agent/Office Manager

cindyneipert@allstate.com
Cindy has been with the Jim Gray Insurance Agency Inc for over 11 years & can help you with your Auto/Property/Business & Life needs.

Vicki Currie
Licensed Agent

vickicurrie2@allstate.com
Vicki has over 9 years insurance experience & can help you with your Auto/Property/Business/Life needs.

Cindy Neipert
Licensed Agent/Office Manager

cindyneipert@allstate.com
Cindy has been with the Jim Gray Insurance Agency Inc for over 11 years & can help you with your Auto/Property/Business & Life needs.

Vicki Currie
Licensed Agent

vickicurrie2@allstate.com
Vicki has over 9 years insurance experience & can help you with your Auto/Property/Business/Life needs.
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Power Sport Insurance

If you’ve added upgrades to your motorcycle, ATV, boat, snowmobile, or other special vehicle, Allstate can provide the right policy to match that tricked-out ride. Contact Allstate agent James Gray in Coeur D Alene to find out more about the policies that offer coverage for things like after-market upgrades. You take care of your vehicle, let Allstate help you protect it.

Auto Insurance

In case of an accident, Allstate will be just a phone call away. Our qualified Allstate Insurance agents in Coeur D Alene are ready to help. Adding another driver to your policy? Just speak with one of our licensed professionals. With 75 years of experience, we’re help you acquire and protect your auto insurance policy to fit you.

Property Insurance

The trouble with unexpected events is that you can’t predict when they’re going to happen. Protect yourself and your possessions against fire, theft, or other unexpected occurrences. Allstate agent James Gray can help you with property policies, including actual cash value and replacement cost options. You can also choose to insure high value items. Reach James Gray at (208) 676-1747.

Policy Management

Filing claims is simple with Allstate's online insurance claim worksheets, which help you keep track of all the documents and information you need. Our dedicated claims professionals are also there to help over the phone. Ask your Allstate agent in Coeur D Alene about filing claims through My Account online.

Financial Products

Not sure what the difference is between a regular IRA and a Roth IRA? Scaling down your budget is hard enough - you shouldn’t have to worry about how to invest it too. Allstate Personal Financial Representatives are ready to field all types of saving and investment questions.

Annuities

After years of working and earning a steady paycheck, you probably have your monthly financial routine down to a science. Wouldn't it be nice to have an income you could rely on in retirement? An annuity may provide a regular source of income that you can rely on during retirement. Contact your local Coeur D Alene Allstate office.

Renters Insurance

It’s an old adage, but it still rings true: "An ounce of prevention is worth a pound of cure." Most of us can’t afford the "pounds" of cure that a unexpected loss would require - replacing furniture, possessions, etc. However, a Renters Insurance Policy from Allstate can be invaluable in the event of fire, theft, or vandalism.

Your Choice Auto

Allstate believes that high quality auto insurance should also be affordable. With Your Choice Auto®, you’ll receive great coverage and customer service, as well as rewards for being an Allstate customer. Our Safe Driving Bonus®, Deductible Rewards℠, Accident Forgiveness, and New Car Replacement all offer ways for you to save.

Snowmobile

Collision coverage, which is the part of your insurance policy that provides benefits if you hit an object or another vehicle, is imperative if you ride a snowmobile. No matter how safely you operate your snowmobile, you will inevitably encounter surprises on the trail. Allstate in Coeur D Alene's policies are affordably priced, and feature other benefits such as bodily injury liability and comprehensive coverage. Call (208) 676-1747 to learn more.

Claims

When catastrophe strikes, your need to focus on what's really important—making sure that your family is safe, and that they have food in their bellies and a roof over their heads. Filing an insurance claim probably isn't something that you want to do. Fortunately, Allstate's expert claims representatives know just what to ask, and they'll do it quickly and efficiently so that you can work on getting your life back to normal.

Condominium

There are perks to living in a condominium in Coeur D Alene—you don't have to worry about the sort of maintenance and upkeep that a single family home would require. However, you do have to insure your personal belongings, and you're probably responsible for your unit's built-ins and fixtures. Call (208) 676-1747 to speak to Allstate agent James Gray. We'll teach you about replacement coverage and other aspects of our condominium insurance policies.

Auto Policy Discounts

When your children are away at college, Allstate in Coeur D Alene can still make it affordable to keep them insured. Allstate also wants to give you a break for all your years of hard work raising them, so you can get a discount off your premium if your child is at school at least 100 miles away. Talk to James Gray at (208) 676-1747 to learn more.

Teen Driving

Allstate in Coeur D Alene’s Teen Driver Program has articles, videos, and more for teens and parents that will help to keep everyone safer while operating a vehicle. We know that there can be a lot on a teenager’s mind, but being distracted while behind the wheel is inexcusable. Agent James Gray can lead you to these online resources, which cover topics like driving at night, dealing with multiple passengers, and Graduate Driver Licensing laws.

Flood

Did you know that the average flood claim in the U.S. is more than $25,000? Water seeps into electrical systems, ruins your flooring, and covers your belongings—it can wreak havoc on your home and your budget. Save money by purchasing flood insurance from Allstate in Coeur D Alene and the National Flood Insurance Program. Call Allstate agent James Gray at (208) 676-1747 to learn about how you can gain security for as little as $129 annually.

Business Insurance

Allstate understands how crucial it is that you, the small business owner, stay on top of your company's operations. Besides coverage for your property, our policies also include coverage for loss of income, so that a single unfortunate event won't derail your whole year. Call agent James Gray at (208) 676-1747 to learn about insurance policies that can help keep your business on track, even in the event of an emergency or natural disaster.

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