As your local Allstate agent
I can help you with your insurance needs

Power Sport Insurance

As a motor home, boat, motorcycle, or RV owner, consider protecting your vehicle, yourself, and your traveling companions with insurance from Allstate. Select the coverage that's right for you and personalize it with special optional coverages such as Uninsured & Underinsured Motorist Coverage, Towing and Labor Costs Coverage, and Rental Reimbursement Coverage.

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Auto Insurance

Allstate car insurance policies in Lakewood offer true value and service, in addition to affordable premium rates. With Allstate you get over 75 years of experience and an A+ superior financial strength rating by A.M. Best. Whether you’re a new driver with a hand-me-down vehicle or a road warrior with a fancy ride, we’ll help you find a policy that fits within your budget and provides the coverage you desire.

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Property Insurance

Take the time to assess your possessions and you may realize that they’re worth much more than you initially think. It’s worth it to talk to an Allstate agent about your property insurance options and to make sure that your belongings are covered in case of the unexpected. Call James S. Muniz at (303) 202-5015 to learn more.

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Policy Management

Allstate knows that the ways that our customers need to contact us are as varied as the reasons why they need to contact us, so we offer a variety of ways for our customers in Lakewood to connect to our local agents. Login through Allstate's My Account site to check your policy or pay a bill. Call (303) 202-5015 to talk to a local agent or 800.255.7828 for claims and after hours questions.

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Renters Insurance

You never want to see someone get hurt at your place, but if they do, it’s good to know you’re protected. Allstate Renters Insurance offer Liability Protection, which helps pay your legal defense fees and damages that are awarded for a covered loss. Allstate also offers Guest Medical Protection, which can help pay for their medical bills. Without this protection, your personal assets could be at risk.

Snowmobile

If something were to happen to your snowmobile, your auto or homeowner's insurance policy might provide some- coverage. However, in most cases, these policies offer barely enough coverage to return your sled to its prior condition. Call Lakewood-based Allstate agent James S. Muniz at (303) 202-5015 to learn about insurance policies that can cover injuries to you, your passengers, or other riders; damage to others' property; and damage to your sled.

Claims

When you're a victim of theft, vandalism, or natural disaster; it can feel like you've lost your bearings. It's hard to return to normalcy when you've got an insurance claim to file. There's a lot to organize—police report numbers, estimates, the names of other parties involved. Allstate in Lakewood offers a downloadable insurance claim worksheet, as well as 24/7 support, so that you can keep tabs on the claims filing process.

Motor Club

It can take years of planning to visit destinations like Russia, Egypt, or Fiji, but it doesn't have to. The benefits that you'll receive as a member in Lakewood's Allstate Motor Club can help to make your dream vacation a reality. Our membership plans feature practical benefits, such as vehicle lockout services and towing; in addition to travel planning assistance and exclusive discounts on vacation packages, dining, and retail.

Your Choice Auto

It’s every driver’s nightmare - an accident. Unfortunately, they’re just a part of life. Even if you’re at fault in the crash, Allstate has strategies to keep your rates at their current levels. Your Allstate agent in Lakewood can give you further details about our unique Your Choice Auto® program, which is designed to help you save money.

Roadside Assistance

Not sure if you’d receive enough benefits from a Motor Club to make it worth your while? If it’s towing and roadside assistance that you’re concerned about, Allstate can help. Our Good Hands℠ Roadside Assistance doesn’t require any membership fee or annual payment. Simply pay a flat fee of $75 per tow ($50 for most other services).

Condominium

If you're living in a condo because you're preparing for the responsibility of a single-family home, you should make sure you know what your condo association is actually insured for. They may cover communal areas, but you may need to insure furniture, cabinets, and other parts of your unit. Call Lakewood Allstate agent James S. Muniz at (303) 202-5015 to learn about optional policy features like additional living expenses coverage.

Teen Driving

With all of the things competing for your teen’s focus while they’re behind the wheel—unruly passengers, calls and texts, a blaring radio—you’d be lucky enough just to get 5 seconds of their undivided attention. Fortunately, with Allstate in Lakewood’s Teen Driver Program, you can train your teen to eliminate these distractions. Call agent James S. Muniz at (303) 202-5015 for advice about setting curfews, passenger limits, and more.

Auto Policy Discounts

You always knew there would be a payoff one day for getting good grades in school. Allstate’s Good Student discount gives qualifying full-time students under 25 discounts on their premium. That’s one more reason to hit the books. Talk to an Allstate agent in Lakewood to find out more.

Flood

Natural disasters like flooding may be unavoidable; but Allstate in Lakewood can provide you with financial protection from these perils. As a homeowner, it's important to carry insurance because the cost of repairing damaged furniture, windows, and more most likely exceeds what you could spare in your budget. Call agent James S. Muniz at (303) 202-5015 to learn more about Allstate's flood insurance through the National Flood Insurance Program.

Business Insurance

At Allstate in Lakewood, we know that every industry has its own special needs and requirements, especially when it comes to insurance. Agent James S. Muniz might recommend data compromise and identity recovery coverage for your retail focused company, or contractor's tools and equipment and business auto coverage for your landscaping business. Our renowned customer service and affordable rates will make it easy for you to protect your business.

Landlord

What happens in the event that someone has an injury in your rental property and decides to sue? Are you covered? Unfortunately, this happens far too often and landlords are not prepared for the legal fees and loss of income. Contact your local Lakewood Allstate Agent James S. Muniz and ask about Allstate's Landlords Package with Liability Protections and Premises Medical Protection. These policies can help pay for legal fees and even pay for income lost while in court.

Boat

With forty percent of boaters being uninsured, you'd be smart to cover your watercraft with Allstate insurance. Allstate offers Uninsured Watercraft coverage that can protect you and anyone on your boat in the event of an accident with an uninsured boater. Be prepared by calling James S. Muniz at (303) 202-5015 and getting a quote today.

Motorcycle

There are a lot of ways to cut your budget, but trying to save money by going without insurance isn't a smart decision. If you become hurt (or worse) while riding your motorcycle, you may have piles of hospital bills to contend with. Allstate agent James S. Muniz can show you motorcycle insurance policies with the Rider Protection Package, which can provide cash benefits to you and your family regardless of who was at fault.

ATV

At Allstate in Lakewood, we're committed to rewarding good behavior. Unlike that kindergarten teacher who gave you a gold star, we'll give you something you can actually use—more cash in your wallet! Agent James S. Muniz sells off-road vehicle insurance policies with discounts for customers who hold multiple policies with Allstate, and/or those who take safety courses. Call (303) 202-5015 to learn about the many ways you can save.

Motorhome/RV

There's nothing quite like the freedom of the open road. RV and Motorhome owners have the best of both worlds—the excitement of adventurous travels, with all of the comforts of home. If you're one of these lucky few, then you should take care of your vehicle with an insurance policy from Allstate agent James S. Muniz. We can even protect your vehicle's special features, like its sound system. Call (303) 202-5015 to speak to an agent.