You work hard for your Money,
make it work for you.

Jeffrey Kirschenmann CFP®, LUTCF, CLTC

12 Eisenhower Pkwy
Roseland, NJ 07068
P: (973) 364-1441
F: (973) 364-1411

Hours of Operation

Monday	9:00 a.m. - 5:00 p.m.
Tuesday	9:00 a.m. - 5:00 p.m.
Wednesday	9:00 a.m. - 5:00 p.m.
Thursday	9:00 a.m. - 6:00 p.m.
Friday	9:00 a.m. - 5:00 p.m.
Saturday	9:00 a.m. - 12:00 p.m.
Sunday	Closed

Time Zone	EST
Additional Hours

Areas Served

07068,

Services

Financial Planner
Annuity
College Savings
Financial Planning
IRA
Mortgage
Mutual Fund
Retirement Planning
Financial Advisor
Life Insurance

About Me
Products & Services

You deserve a team with big league experience. That's Our Stand.

As a Personal Financial Representative in Roseland, I know many local families. My knowledge and understanding of the people in this community help me provide customers with an outstanding level of service. I look forward to helping you prepare a strategy to achieve your financial goals. From your child’s education to your retirement, I can assist you with financial products that can help you build your financial future.

Awards:
Allstate Financial Leader Award-6 Year(s)
Allstate Leader's Forum-4 Year(s)
Chairman's Conference-2 Year(s)
National Conference Award-4 Year(s)
Honor Ring-6 Year(s)

Products & Services

Contact me, Jeffrey Kirschenmann at (973) 364-1441 if you want to know more about various financial solutions: how they work, why they're a good idea and what to consider when making your choice.

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GoodForLife

The last thing you want for those you love most is to leave them with a world of worries if you should die or become critically ill. Whether your family is left with a mortgage, medical bills, college tuition or funeral expenses, they’ll have financial protection with GoodForLife℠. Learn more about GoodFor Life policies in Roseland.

GoodForLife >>

Financial Products

Contact me, Jeffrey Kirschenmann at (973) 364-1441 if you want to know more about various financial solutions: how they work, why they're a good idea and what to consider when making your choice.

Financial Products >>

Life Insurance

If you have a life insurance policy through your employer, it may not be enough. Life insurance is a simple way to help protect the ones you love. It's another way to ensure that your spouse has the financial protection she/he needs. Get a free, no obligation quote for an Allstate Life Insurance Policy in Roseland.

Life Insurance >>

Annuities

Most people look forward to the day they can retire. You’ve probably put some money away for retirement—but what about making sure that money lasts? What about the uncertainties of a bad market? Annuities are a way to help make sure you can have a steady stream of income, even if the market doesn't exactly perform the way you want it to. Learn more about Allstate’s Annuity options in Roseland.

Annuities >>

Allstate GoodForLife® is a flexible premium universal life policy (UL21AF series in most states) issued by American Heritage Life Insurance Company, Home Office, Jacksonville, FL, a subsidiary of The Allstate Corporation, Northbrook, IL.

Please refer to the actual policy for coverage terms, limitations and exclusions. The guaranteed benefits of GoodForLife® are dependent on the terms and conditions of your policy. Guarantees are based on the claims-paying ability of American Heritage Life Jacksonville, FL and Allstate Life Insurance Company of New York Hauppauge, NY. Allstate life Insurance Company is not responsible, as parent, for obligations of American Heritage Life or Allstate Life of New York.

Distributions taken prior to annuitization are generally considered to come from the gain in the contact first. If the contract is tax-qualified, generally withdrawals are treated as distributions of gain. Withdrawals of gain are taxed as ordinary income and, if taken prior to age 59 1/2, may be subject to an additional 10% federal tax penalty.

Any annuity payment is dependent on the ability of the issuer to pay its claims. An annuity may impose charges (including but not limited to surrender charges, mortality and expense risk charges, administrative fees, underlying fund expenses and feature charges) that can reduce the value of your account and the return on your investment.

You should carefully consider the investment objectives, risks, charges and expenses of 529 college savings plans before purchasing or investing money. Additional information about these and other subjects can be found in the Plan Description. You may obtain copies of the Plan Description from your Allstate Personal Financial Representative. Please read the Plan Description carefully before purchasing or sending money.

Jeffrey Kirschenmann is insurance licensed in the state(s) of New Jersey or Pennsylvania. If you do not reside in the state(s) of New Jersey or Pennsylvania, please go to the Find an Agent section on allstate.com to search for another Allstate Agent or Personal Financial Representative.

Subject to terms, conditions & availability.

This material is intended for educational purposes only. Life insurance and fixed annuities issued by Allstate Life Insurance Company: Northbrook, IL; Lincoln Benefit Life Insurance Company: Lincoln, NE; and American Heritage Life Insurance Company: Jacksonville, FL. In New York, Allstate Life Insurance Company of New York: Hauppauge, NY. Securities offered by Personal Financial Representatives through Allstate Financial Services, LLC (LSA Securities in LA and PA). Registered Broker-Dealer. Member FINRA, SIPC. Main Office: 2920 South 84th Street, Lincoln, NE 68506. (877) 525-5727.

You work hard for your Money, make it work for you.