CALL NOW: (952) 473-2110

As your local Wayzata Allstate agency we can help you with your insurance needs

About me

Jim Harper - Wayzata, MN - Allstate Agent
PSA Jim Harper 240 Minnetonka Ave S
Wayzata, MN, 55391
Call: (952) 473-2110(952) 473-2110
Fax: (952) 473-2107
Additional Contact Info
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As a Personal Financial Representative living in Wayzata for 29 years with my wife, Charlene, and two children I know many local families. My knowledge and understanding of the people in this community help me provide over 1000+ customers with an outstanding level of service. I look forward to helping families like yours protect the things that are important – your family, home, car and more. I’m also here to help you prepare a strategy to achieve your financial goals.

I’m proud to say I work with a financially sound and stable company like Allstate. They’ve been helping to protect families and their assets since 1931. Today, you can choose from more than auto and home insurance. You can also find products that can help you with your financial goals.

I’m committed to helping you protect what you have today and prepare for tomorrow. I understand the importance of thinking about the “big picture” when it comes to your financial future. From life insurance to retirement, I’m committed to helping you reach your financial goals.

Allstate Leader's Forum-5 Years
Honor Ring-5 Years
Best In Company - All Lines-2 Years
Best In Company - Allstate Financial Asset Accumulation-2 Years
Best In Company - Allstate Financial Protection-2 Years
Best In Company - P & C Growth-2 Years
Best In Company - Profitability-2 Years

Civic Services:
Member, Wayzata Chamber of Commerce
Board Member, Mission Assist Foundation

Community Services:
Board Member, Mission Assist Foundation
Interfaith Outreach and Community Partners
Leader of Guest Services Ministry at Local Church

Other-Graduate of University of Minnesota (Carlson School of Management)
Other-University of Minnesota Continuing Education Degrees (Information Systems Analysis & Design, and Business Management)
Other-NASD Series 6 and 63 Securities License

Personal Umbrella
Off-road Vehicles

Spoken Languages:

*For financial product transactions in a language other than English, customers must use an interpreter.

My Team

Charlene Harper - Wayzata, MN - Allstate Team
Charlene Harper Agent Agent - Charlene is licensed in several lines of insurance.
Jacki Cherne - Wayzata, MN - Allstate Team
Jacki Cherne Agent Jacki has a passion for building meaningful relationships and creating a personable experience for the customers and prospective customers.
Kyle Thomas - Wayzata, MN - Allstate Team
Kyle Thomas Personal Financial Representative While our agency (in general) helps protect your “current” (i.e., your home, cars, RVs, and more), Kyle will help you protect your future!
Connie Hargest - Wayzata, MN - Allstate Team
Connie Hargest Agent Connie can help you with your Life and Health insurance needs!
Sam Eckerson - Wayzata, MN - Allstate Team
Sam Eckerson Agent Sam has spent 10 years in customer service, sales, and management, and he has a passion for building strong, long lasting relationships with people.
Chris Zwilling - Wayzata, MN - Allstate Team
Chris Zwilling Agent Agent - Chris is licensed in all lines of insurance - which means Chris can help with your property and casualty as well as life and health insurance needs.
Jim Harper - Wayzata, MN - Allstate Team
Jim Harper Agency Owner Agency Owner
Business Hours
8:30 a.m.
5:30 p.m.
8:30 a.m.
5:30 p.m.
8:30 a.m.
5:30 p.m.
8:30 a.m.
5:30 p.m.
8:30 a.m.
5:00 p.m.
9:00 a.m.
12:00 p.m.
Available By Appointment: Monday, Tuesday, Wednesday, Thursday, Friday, Saturday, Sunday

Business Location Map

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Insurance is unlike any other product out there - you pay for it and hope you never have to use it. And that makes paying more than you need to that much more uncomfortable.
With a policy from Allstate, you can help keep your insurance costs low with the wide variety of discounts we offer. Keep in mind, not all discounts are available in every state. The best way to get all that you qualify for is to get an insurance quote specific to Wayzata.
You can get a rough "ballpark" insurance quote from many companies online, but talking with an agent allows you to ask questions and get a quote for coverage that matters most to you. An agent can prepare a quote that details the coverage, deductibles (your portion of a loss) and cost (premium) of your insurance policy.

Areas Served

  • Wayzata
  • Plymouth
  • Minnetonka
  • Mound
  • Hopkins
  • Minneapolis
  • St Louis Park
  • Edina
  • Eden Prairie
  • Chaska
  • Chanhassen
  • Bloomington
  • Maple Grove
  • Hamel
  • Medina
  • 55391
  • 55356
  • 55359
  • 55447
  • 55364
  • Products Offered

    Auto Insurance
    Car Insurance
    Life Insurance
    Insurance Agent
    College Savings Plans
    Business Insurance
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    Jim Harper is insurance licensed in the state(s) of Arizona, Iowa, Minnesota, and Wisconsin. If you do not reside in the state(s) of Arizona, Iowa, Minnesota, or Wisconsin, please go to the Find an Agent section on to search for another Allstate Agent or Personal Financial Representative.

    Subject to terms, conditions & availability.

    This material is intended for educational purposes only. Auto and homeowners insurance, and other property and casualty insurance products, are available from Allstate Insurance Company, Allstate Indemnity Company, Allstate Property and Casualty Insurance Company and Allstate Fire and Casualty Insurance Company (Home Offices: Northbrook, IL); Allstate New Jersey Insurance Company and Allstate New Jersey Property and Casualty Insurance Company (Home Offices: Bridgewater, NJ); and Allstate County Mutual Insurance Company and Allstate Texas Lloyd's (Home Offices: Irving, TX). Life insurance issued by Allstate Life Insurance Company: Northbrook, IL; and American Heritage Life Insurance Company: Jacksonville, FL. In New York, Allstate Life Insurance Company of New York: Hauppauge, NY. Securities offered by Personal Financial Representatives through Allstate Financial Services, LLC (LSA Securities in LA and PA). Registered Broker-Dealer. Member FINRA, SIPC. Main Office: 2920 South 84th Street, Lincoln, NE 68506. (877) 525-5727.

    You should carefully consider the investment objectives, risks, charges and expenses of 529 college savings plans before purchasing or investing money. Additional information about these and other subjects can be found in the Plan Description. You may obtain copies of the Plan Description from your Allstate Personal Financial Representative. Please read the Plan Description carefully before purchasing or sending money.

    Investors should consider whether the investor's or designated beneficiary's home state offers any state tax or other benefits that are only available with an investment in the home state's plan.
    Distributions taken prior to annuitization are generally considered to come from the gain in the contact first. If the contract is tax-qualified, generally withdrawals are treated as distributions of gain. Withdrawals of gain are taxed as ordinary income and, if taken prior to age 59 1/2, may be subject to an additional 10% federal tax penalty.

    Any annuity payment is dependent on the ability of the issuer to pay its claims. An annuity may impose charges (including but not limited to surrender charges, mortality and expense risk charges, administrative fees, underlying fund expenses and feature charges) that can reduce the value of your account and the return on your investment.