You deserve a relationship
with a real person
Contact Me For A
35 Route 79 N
Marlboro, NJ 07746
P: (732) 761-0380
F: (732) 761-0381
Additional Contact Info
Hours of Operation
|Monday||9:00 a.m. - 7:00 p.m.|
|Tuesday||9:00 a.m. - 7:00 p.m.|
|Wednesday||9:00 a.m. - 5:00 p.m.|
|Thursday||9:00 a.m. - 5:00 p.m.|
|Friday||9:00 a.m. - 5:00 p.m.|
|Saturday||8:00 a.m. - 11:00 a.m.|
|Available By Appointment: Monday, Tuesday, Saturday|
07746, 07728, 07751, 07726, 07747,
College Savings Plans
I’m proud to work with a company who’s been serving satisfied customers for over 70 years. I can offer quality insurance that’s affordable and provide easy access for you to contact me in person, over the phone, or through my Web site - wherever and whenever you need. Both Allstate and I know how important price and service are for a long-lasting relationship.
I take on a proactive working style with customers. I can help identify gaps in your protection and financial needs and assist you with helpful ideas and information along the way. Personally, I offer customers the same as what I’d expect from Allstate – professional service and solutions that can meet your financial needs.
Agency Achievement Award-3 Years
Chairman's Inner Circle-8 Years
Best In Company - All Lines-2 Years
Million Dollar Round Table (MDRT)-7 Years
Honor Ring-9 Years
Chairman's Conference-9 Years
Marlboro H.S./CBA Football & Baseball Supporter
Marlboro and Freehold Little League Supporter
Western Monmouth Chamber of Commerce Member
Freehold Optimist Club / Marlboro Kiwanis Member
Western Monmouth YMCA / Bella Vista Day
Marlboro Educational Fund Supporter
Italian American Club / Marlboro Day
Other-Seton Hall University, BA & Masters
Products & Services
Insurance is unlike any other product out there - you pay for it and hope you never have to use it. And that makes paying more than you need to that much more uncomfortable.
With a policy from Allstate, you can help keep your insurance costs low with the wide variety of discounts we offer. Keep in mind, not all discounts are available in every state. The best way to get all that you qualify for is to get an insurance quote specific to Marlboro.
You can get a rough "ballpark" insurance quote from many companies online, but talking with an agent allows you to ask questions and get a quote for coverage that matters most to you. An agent can prepare a quote that details the coverage, deductibles (your portion of a loss) and cost (premium) of your insurance policy.
Meet the Team
Licensed Sales Associate
Megan is the newest addition to Urbano & Associates Sales team. She started with us as a part time employee while attending Kean University. After receiving a Bachelor of Science degree in Physical Education and Health in May of 2011, Megan continued working for us and decided to obtain her Property & Casualty Insurance License in the fall of 2012. Megan enjoys reading, working out, attending spin classes, and a good cup of Dunkin Donut’s Iced Tea.
Stephanie has been with Urbano & Associates since August of 2010 and has taken on sales & customer service roles since. She graduated from Freehold Boro HS in 2004 and went on to graduate from TCNJ with a BS in Business Marketing in 2008. She obtained her Property, Casualty, Life & Health Licenses and brings 5 years of sales and customer service experience. She recently welcomed a beautiful baby girl to her family and enjoys traveling, meeting new people and spending time with her family.
Director of Marketing / Office Manager / Sr. Account Associate
Nikki joined the Urbano & Associates agency in September of 2005 as a part time employee while attending Monmouth University. She then obtained her Property & Casualty and Life & Health insurance licenses and has quickly grown from Sr. Account Assoc. to Office Manager & Dir. of Marketing. Outside of the office Nikki teaches dance, loves to workout and enjoys spending time with friends and family. Nikki is looking forward to getting married this June.
Sr. Account Associate
Brian graduated from Hightstown High School in 1999, attended UNLV, and gained sales experience down in FL. before coming back to NJ to join Urbano & Associates in 2005. He has his Property, Casualty, Life & Health Insurance Licenses. As a Sr. Account Associate Brian loves "saving you money!" Brian loves spending time with his son Max Xavier and still enjoys golf, billiards and jazz music.
Customer Service / Licensed Sales Producer
Melody joined our agency in October of 2006. She came to us with a Paralegal degree and has her Property, Casualty, Life and Health Licenses as well. Melody handles all of the service inquiries for the office and is a notary public. She has 2 beautiful children and loves spending time at the beach and outdoors. Melody is also looking forward to getting married this June.
Sr. Account Associate
Kris has been a part of the Urbano & Associates team for the last 5 years. Upon graduating from Monmouth University with a BS in Business Management in 2007, he acquired his Property, Casualty, Life & Health Licenses and is currently a Sr. Account Associate. In his free time he enjoys meeting new people, golfing and spending time with family and friends.
Watch Our Featured TV AdVisit our YouTube channel
Allstate knows that owning a power sports vehicle is a big investment. Thats why we offer many discounts for your boat, motorcycle, snowmobile, or other recreational vehicle. For example, if you have taken a safety course or have been accident-free for 60+ months, you may be able to save on your premium. Speak with an Allstate Agent in Marlboro for more information on what discounts you may qualify for.
Auto accidents are bad enough, but what if your car is stranded? Allstates Towing and Labor Coverage can help cover the cost of a tow truck and roadside assistance in the event that your vehicle becomes disabled. Talk to an agent at (732) 761-0380 about this and other benefits of being an Allstate customer.
You can save on Allstates homeowners insurance just based on things youre already doing. If you have burglar alarms, smoke detectors, a renovated or new home, a good payment history, or multiple Allstate policies, you may be eligible for discounts on your premium. These are just some of the ways you can get affordable, quality home insurance with Allstate. Talk to a local agent at (732) 761-0380 for more information.
Filing claims is simple with Allstate's online insurance claim worksheets, which help you keep track of all the documents and information you need. Our dedicated claims professionals are also there to help over the phone. Ask your Allstate agent in Marlboro about filing claims through My Account online.
Saving for college does not have to be a daunting task, especially if you start when your children are young and integrate it into your monthly expenses. Then, you can up your contributions as they get older. For more information about college savings accounts, contact an Allstate Personal Financial Representative in Marlboro.
Allstate offers Annuities that may contribute to your retirement income:
- Immediate Annuity - offers income option right away.
- Fixed Annuity - less risk, fixed interest rate over specified period time.
Youve invested a lot into the possessions in your home, can you afford to replace them? When Allstates Renters Insurance Policy, you may be covered for costs incurred in the event of fire, theft, vandalism, etc. Learn how you can protect yourself against the unexpected. Call an Allstate agent at (732) 761-0380 to learn more.
Your Choice Auto
If you reduce your premium by raising your deductible, you may be leaving yourself vulnerable to high out-of-pocket costs in the case of an accident. Allstate located in Marlboro offers Deductible Rewards℠ when you sign up for Your Choice Auto®, giving you a discount on your deductible right off the bat. As you remain accident free, you can receive further savings every year.
New drivers can make a variety of mistakes, like not filling the gas tank or locking the keys in the car. These sorts of mistakes are common, but for a new driver the solution isn’t always apparent, which is why having Allstate’s Good Hands℠ Roadside Assistance helps. A single call gets you connected with our Roadside Network professionals, who can help with all types of car trouble.
Allstate in Marlboro makes it simple for you to file your insurance claim, no matter what sort of event has impacted your car or home. You can speak with agent Mary C Urbano in person or by calling (732) 761-0380, utilize the claim filing services on Allstate's website, or contact a claims representative directly. Allstate employees can also look over your policy to see if you can use your Additional Living Expenses Benefit while things are being fixed.
In this day and age, it's not uncommon to have dozens of accounts—it can be a hassle keeping tabs on everything. When you join Allstate's Motor Club, you and your family members can share one account. It's that simple. Depending on what level of membership you choose, your 16 to 18 year old child may qualify for free emergency roadside services. Call agent Mary C Urbano at (732) 761-0380 to learn more about benefits and discounts on travel.
Auto Policy Discounts
Youve just bought a new car, now what? Allstate gives you ways to save on your auto insurance premium when you upgrade your vehicle. You might also be qualified for additional discounts such as the Early Signing and Safe Driver discounts. Allstate agents from Marlboro can tell you more about your auto policy options and available savings.
It seems like just yesterday that you were calming your child after they fell off their bike. Now, you’re making sure that they stay focused as you train them to be a responsible driver—and sometimes, you need some advice. Allstate in Marlboro’s Teen Driver Program includes the Good Hands Community, an online resource where parents of teens can connect to share anecdotes, teaching tips, and ways to discuss sensitive topics.
The average homeowners insurance policy covers damages sustained by fire, theft, wind, vandalism—but not flooding. In the event of a flood, would your budget allow enough leeway for you to replace and repair your home and your belongings? Augment your protection with a flood insurance policy through Allstate in Marlboro and the National Flood Insurance Program. For as little as $11 per month, you can gain a sense of security.
Even if you own your own business in Marlboro, you still have a lot of people to answer to. Why risk the well-being of your customers, your employees, and yourself with an inadequate insurance policy? Whether you work from home and have minimal equipment or travel to customers' homes with customized machinery, Allstate can protect what's valuable. Agent Mary C Urbano at (732) 761-0380 for a no-obligation business insurance policy quote.
Referral Rewards: The referred customer must purchase an auto policy with Allstate New Jersey Property and Casualty Insurance Co. Under extremely rare circumstances the actual credit may be less than $75. These circumstances include instances where the premium charged is less than the credit amount. Maximum of three rewards can be banked at a time. Other rules and conditions apply.
Mary C Urbano is insurance licensed in the state(s) of New Jersey. If you do not reside in the state(s) of New Jersey, please go to the Find an Agent section on allstate.com to search for another Allstate Agent or Personal Financial Representative.
Subject to terms, conditions & availability.
This material is intended for educational purposes only. Auto and homeowners insurance, and other property and casualty insurance products, are available from Allstate Insurance Company, Allstate Indemnity Company, Allstate Property and Casualty Insurance Company and Allstate Fire and Casualty Insurance Company (Home Offices: Northbrook, IL); Allstate New Jersey Insurance Company and Allstate New Jersey Property and Casualty Insurance Company (Home Offices: Bridgewater, NJ); and Allstate County Mutual Insurance Company and Allstate Texas Lloyd's (Home Offices: Irving, TX). Life insurance and annuities issued by Allstate Life Insurance Company: Northbrook, IL; Lincoln Benefit Life Insurance Company: Lincoln, NE; and American Heritage Life Insurance Company: Jacksonville, FL. In New York, Allstate Life Insurance Company of New York: Hauppauge, NY. Securities offered by Personal Financial Representatives through Allstate Financial Services, LLC (LSA Securities in LA and PA). Registered Broker-Dealer. Member FINRA, SIPC. Main Office: 2920 South 84th Street, Lincoln, NE 68506. (877) 525-5727.
Investors should consider whether the investor's or designated beneficiary's home state offers any state tax or other benefits that are only available with an investment in the home state's plan. Distributions taken prior to annuitization are generally considered to come from the gain in the contact first. If the contract is tax-qualified, generally withdrawals are treated as distributions of gain. Withdrawals of gain are taxed as ordinary income and, if taken prior to age 59 1/2, may be subject to an additional 10% federal tax penalty.
Any annuity payment is dependent on the ability of the issuer to pay its claims. An annuity may impose charges (including but not limited to surrender charges, mortality and expense risk charges, administrative fees, underlying fund expenses and feature charges) that can reduce the value of your account and the return on your investment.