CALL NOW: (757) 467-2800

As your Virginia Beach Allstate agent I can help with your insurance needs

Ralph M. Rios - Virginia Beach, VA - Allstate Agent
Ralph M. Rios 1043 Kempsville Rd
Virginia Beach, VA, 23464
Call: (757) 467-2800(757) 467-2800
Fax: (757) 467-6894
Send Me An Email

Hours

Monday
8:00 a.m.
5:00 p.m.
Tuesday
8:00 a.m.
5:00 p.m.
Wednesday
8:00 a.m.
5:00 p.m.
Thursday
8:00 a.m.
5:00 p.m.
Friday
9:00 a.m.
5:00 p.m.
Saturday
Closed
Closed
Sunday
Closed
Closed
Available By Appointment: Saturday

Business Location Map

About me

I’ve been with Allstate for over 18 years and have worn many hats in the company. My tenure and experience has allowed me to not only understand the ins-and-outs of insurance, but also to service hundreds of families regarding their protection needs. I can help you protect the things that are important – your family, home, car, boat and more.

I’m proud to work with a company who’s been serving satisfied customers for over 80 years. Customers count on outstanding financial strength and superior claims service to help protect what they value most. Allstate delivers on their promise. In fact, their outstanding financial strength and superior claims service received an A+ (Superior) rating by A.M. Best. Quality service, strength and satisfaction – that’s something I’m glad to be a part of.

    I’m committed to helping you:
  • Determine your immediate and long-term financial goals
  • Find solutions to meet your and your family’s needs
  • Understand investment solutions, such as annuities, IRAs, life insurance and college savings
  • Review your insurance and financial needs as they change
  • Answer questions and provide ongoing service and support


Awards:
Honor Ring-10 Years
National Conference Award-7 Years

Education:
Bachelor of Science-Fordham University

Specialties:
Flood
Life
Boat

Spoken Languages:
Spanish

*For financial product transactions in a language other than English, customers must use an interpreter.

My Team

Business Hours
Monday
8:00 a.m.
5:00 p.m.
Tuesday
8:00 a.m.
5:00 p.m.
Wednesday
8:00 a.m.
5:00 p.m.
Thursday
8:00 a.m.
5:00 p.m.
Friday
9:00 a.m.
5:00 p.m.
Saturday
Closed
Closed
Sunday
Closed
Closed
Available By Appointment: Saturday

Services

Insurance is unlike any other product out there - you pay for it and hope you never have to use it. And that makes paying more than you need to that much more uncomfortable.
With a policy from Allstate, you can help keep your insurance costs low with the wide variety of discounts we offer. Keep in mind, not all discounts are available in every state. The best way to get all that you qualify for is to get an insurance quote specific to Virginia Beach.
You can get a rough "ballpark" insurance quote from many companies online, but talking with an agent allows you to ask questions and get a quote for coverage that matters most to you. An agent can prepare a quote that details the coverage, deductibles (your portion of a loss) and cost (premium) of your insurance policy.

Areas Served

  • Virginia Beach
  • Chesapeake
  • Norfolk
  • Suffolk
  • Portsmouth
  • Newport News
  • Hampton
  • Hampton Roads
  • Tidewater
  • North Carolina
  • 23456
  • 23462
  • 23452
  • 23454
  • 23464
  • Products Offered

    Auto Insurance
    Car Insurance
    Insurance
    Life Insurance
    Insurance Agent
    Annuities
    Retirement
    College Savings Plans
    Business Insurance
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    *Note: In Florida, Allstate agencies are authorized to represent a number of companies that are part of the Allstate family. Through these separate and distinct companies a wide variety of insurance products are available. For example, auto insurance in Florida is available from Allstate Insurance Company, Allstate Indemnity Company and Allstate Property and Casualty Insurance Company(Home Office:Northbrook, IL). Property insurance, such as homeowners, condominium owners and renters insurance is available in Florida from Castle Key Insurance Company and Castle Key Indemnity Company(Home Offices: St. Petersburg, FL).

    It's important to note that Castle Key Insurance Company and Castle Key Indemnity Company are separate and distinct companies from each other and from Allstate Insurance Company, Allstate Indemnity Company, Allstate Property and Casualty Insurance Company and Allstate Life Insurance Company. This means, for example, that property insurance products provided by Castle Key Insurance Company and Castle Key Indemnity Company are not underwritten or reinsured by Allstate Insurance Company or Allstate Life Insurance Company.

    Ralph M. Rios is insurance licensed in the state(s) of Florida, North Carolina, and Virginia. If you do not reside in the state(s) of Florida, North Carolina, or Virginia, please go to the Find an Agent section on allstate.com to search for another Allstate Agent or Personal Financial Representative.

    Subject to terms, conditions & availability.

    This material is intended for educational purposes only. Auto and homeowners insurance, and other property and casualty insurance products, are available from Allstate Insurance Company, Allstate Indemnity Company, Allstate Property and Casualty Insurance Company and Allstate Fire and Casualty Insurance Company (Home Offices: Northbrook, IL); Allstate New Jersey Insurance Company and Allstate New Jersey Property and Casualty Insurance Company (Home Offices: Bridgewater, NJ); and Allstate County Mutual Insurance Company and Allstate Texas Lloyd's (Home Offices: Irving, TX). Life insurance issued by Allstate Life Insurance Company: Northbrook, IL; and American Heritage Life Insurance Company: Jacksonville, FL. In New York, Allstate Life Insurance Company of New York: Hauppauge, NY. Securities offered by Personal Financial Representatives through Allstate Financial Services, LLC (LSA Securities in LA and PA). Registered Broker-Dealer. Member FINRA, SIPC. Main Office: 2920 South 84th Street, Lincoln, NE 68506. (877) 525-5727.

    You should carefully consider the investment objectives, risks, charges and expenses of 529 college savings plans before purchasing or investing money. Additional information about these and other subjects can be found in the Plan Description. You may obtain copies of the Plan Description from your Allstate Personal Financial Representative. Please read the Plan Description carefully before purchasing or sending money.

    Investors should consider whether the investor's or designated beneficiary's home state offers any state tax or other benefits that are only available with an investment in the home state's plan.
    Distributions taken prior to annuitization are generally considered to come from the gain in the contact first. If the contract is tax-qualified, generally withdrawals are treated as distributions of gain. Withdrawals of gain are taxed as ordinary income and, if taken prior to age 59 1/2, may be subject to an additional 10% federal tax penalty.

    Any annuity payment is dependent on the ability of the issuer to pay its claims. An annuity may impose charges (including but not limited to surrender charges, mortality and expense risk charges, administrative fees, underlying fund expenses and feature charges) that can reduce the value of your account and the return on your investment.