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Agent Info

Ryan Sanders 
8438 Watson Rd
Saint Louis, MO 63119
Call: (314) 849-3276(314) 849-3276
Fax: (314) 849-9744

Hours

9:00 a.m. - 6:00 p.m.
9:00 a.m. - 6:00 p.m.
9:00 a.m. - 6:00 p.m.
9:00 a.m. - 6:00 p.m.
9:00 a.m. - 6:00 p.m.
SaturdayClosed
SundayClosed
  
Available By Appointment: Monday, Tuesday, Wednesday, Thursday, Friday, Saturday

Area Served

Missouri,  Illinois,  St. Louis City,  South St. Louis County,  Monroe County, IL, 
63119,  63123,  63139,  63126,  63127, 

Services

Auto Insurance
Car Insurance
Insurance
Life Insurance
Insurance Agent
Annuities
Retirement
College Savings Plans
Business Insurance

Map

Hours Of Operation

9:00 a.m. - 6:00 p.m.
9:00 a.m. - 6:00 p.m.
9:00 a.m. - 6:00 p.m.
9:00 a.m. - 6:00 p.m.
9:00 a.m. - 6:00 p.m.
SaturdayClosed
SundayClosed
  
Available By Appointment: Monday, Tuesday, Wednesday, Thursday, Friday, Saturday

Map & Directions

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About me

As your insurance agency we realize that our most important function is to be here when you need us. That's why when you call us, you'll speak to me or one of my licensed insurance professionals that can provide you with the personal service and attention you deserve. We consider it a privilege to serve you and we sincerely appreciate your business.

I’m proud to say I work with a financially sound and stable company like Allstate. They’ve been helping to protect families and their assets since 1931. Today, you can choose from more than auto and home insurance. You can also find products that can help you with your financial goals.

As a small business owner, I understand the importance of building a solid foundation for the future and developing long-lasting customer relationships. That’s why I’m committed to offering you the same level of service I’d expect from my own business dealings. When you leave my office, I hope you’ll feel confident, informed, assured and satisfied in your choices. The way you should feel.

Awards:
Chairman's Inner Circle-1 Year
Allstate Leader's Forum-1 Year
Honor Ring-2 Years

Civic Services:
Leader of the Kindness Revolution

Community Services:
Hope Christian Church
Service International

Education:
Bachelor of Arts-Southeast Missouri State University

Specialties:
Life

Product & Services

Insurance is unlike any other product out there - you pay for it and hope you never have to use it. And that makes paying more than you need to that much more uncomfortable.
With a policy from Allstate, you can help keep your insurance costs low with the wide variety of discounts we offer. Keep in mind, not all discounts are available in every state. The best way to get all that you qualify for is to get an insurance quote specific to Saint Louis.
You can get a rough "ballpark" insurance quote from many companies online, but talking with an agent allows you to ask questions and get a quote for coverage that matters most to you. An agent can prepare a quote that details the coverage, deductibles (your portion of a loss) and cost (premium) of your insurance policy.

My Team


Heidi Sanders
Licensed Insurance Representative heidisanders@allstate.com Heidi is here to help you with your insurance needs.

Michael Nemetz
Personal Financial Representative michaelnemetz@allstate.com Michael takes care of the life insurance and investments for me and my family and as an Allstate Policyholder, you have a very valuable resource here in Michael.

Watch Our Featured Video

AnnuitiesAn Annuity is an investment vehicle that's less complicated than you probably think. An annuity is a contract between you and Allstate. You get to decide the amount of your annuity, when you want to start receiving benefits from it, and whether you need your income to last for a set timeframe or for the rest of your life. Call (314) 849-3276 to learn more.

Annuities >>
Financial ProductsNo matter what stage of life you’re in, Allstate has financial solutions that can help you plan for the future. From life insurance to IRAs, our Personal Financial Representatives in Saint Louis can help you make sense of it all. Call (314) 849-3276 to learn more.

Financial Products >>
Property InsuranceWhen building an insurance policy for your home, it’d be helpful to have data about the most common and costly claims in your area. Talk to Allstate agents in Saint Louis, and they can give you this and other useful information about protecting your home and property. Also ask about discounts you may qualify for, such as if you have a security system installed.

Property Insurance >>
Auto InsuranceCar insurance is a must, but that doesn’t mean you have to pay an arm and a leg. Allstate’s Value-Priced auto Insurance still offers superior coverage, great customer service, and over 40 discounts that you may qualify for. Get in touch with an Allstate agent in Saint Louis for quotes and to discover what savings may be available to you.

Auto Insurance >>
Policy ManagementWith Allstate, you have access to the Good Hands Network®, which allows you to contact us in whatever way is most convenient to your busy lifestyle. Call Ryan Sanders to check on a new policy. Or call 800.255.7828, available 24/7, to get information on your current policy or to file a claim. And as always, you can manage your policy and payments online through Allstate's My Account customer portal.

Policy Management >>
Business InsuranceAre you responsible for a small company based in Saint Louis? So am I. It's an arduous task, getting your own business off the ground. When you invest a lot of your own capital, you want to make sure that it's protected. An Allstate small business insurance policy is an effective way to safeguard yourself and your business from events such as fire, lawsuits, and equipment damage. Call agent Ryan Sanders at (314) 849-3276 for a complimentary quote.

Ryan Sanders is insurance licensed in the state(s) of Illinois and Missouri. If you do not reside in the state(s) of Illinois or Missouri, please go to the Find an Agent section on allstate.com to search for another Allstate Agent or Personal Financial Representative.

Subject to terms, conditions & availability.

This material is intended for educational purposes only. Auto and homeowners insurance, and other property and casualty insurance products, are available from Allstate Insurance Company, Allstate Indemnity Company, Allstate Property and Casualty Insurance Company and Allstate Fire and Casualty Insurance Company (Home Offices: Northbrook, IL); Allstate New Jersey Insurance Company and Allstate New Jersey Property and Casualty Insurance Company (Home Offices: Bridgewater, NJ); and Allstate County Mutual Insurance Company and Allstate Texas Lloyd's (Home Offices: Irving, TX). Life insurance and annuities issued by Allstate Life Insurance Company: Northbrook, IL; Lincoln Benefit Life Insurance Company: Lincoln, NE; and American Heritage Life Insurance Company: Jacksonville, FL. In New York, Allstate Life Insurance Company of New York: Hauppauge, NY. Securities offered by Personal Financial Representatives through Allstate Financial Services, LLC (LSA Securities in LA and PA). Registered Broker-Dealer. Member FINRA, SIPC. Main Office: 2920 South 84th Street, Lincoln, NE 68506. (877) 525-5727.

Distributions taken prior to annuitization are generally considered to come from the gain in the contact first. If the contract is tax-qualified, generally withdrawals are treated as distributions of gain. Withdrawals of gain are taxed as ordinary income and, if taken prior to age 59 1/2, may be subject to an additional 10% federal tax penalty.

Any annuity payment is dependent on the ability of the issuer to pay its claims. An annuity may impose charges (including but not limited to surrender charges, mortality and expense risk charges, administrative fees, underlying fund expenses and feature charges) that can reduce the value of your account and the return on your investment. You should carefully consider the investment objectives, risks, charges and expenses of 529 college savings plans before purchasing or investing money. Additional information about these and other subjects can be found in the Plan Description. You may obtain copies of the Plan Description from your Allstate Personal Financial Representative. Please read the Plan Description carefully before purchasing or sending money.

Investors should consider whether the investor's or designated beneficiary's home state offers any state tax or other benefits that are only available with an investment in the home state's plan.