CALL NOW: (434) 974-9762

As your local Charlottesville Allstate agency we can help you with your insurance needs

About me

Steve Harper - Charlottesville, VA - Allstate Agent
PSA Steve Harper LUTCF 3042 Berkmar Dr Ste C
Charlottesville, VA, 22901
Call: (434) 974-9762(434) 974-9762
Fax: (434) 974-7595
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Our family has exclusively worked with Allstate Insurance for over 33 years in Charlottesville Virginia. We help the customers with their auto insurance & home insurance needs. We also provide renters, life insurance, business, boat, motor-home & more. Our Charlottesville Allstate agency is very personal & service-oriented. We are owned & operated by a family. The customers tell us that they feel we offer outstanding local service while providing products from a financially sound and stable company. Allstate has helped families protect their car, home, & assets since 1931. We are committed to helping you protect not only what you have today, but to also prepare for tomorrow. We can help you understand how insurance is a part of your "safety net" & a cornerstone to your financial security. Together, we'll work to evaluate your coverage & select flexible payment options that work for you. Give us a call today for a free quote on your insurance needs.

I’m proud to work with a company who’s been serving satisfied customers for over 80 years. Customers count on outstanding financial strength and superior claims service to help protect what they value most. Allstate delivers on their promise. In fact, their outstanding financial strength and superior claims service received an A+ (Superior) rating by A.M. Best. Quality service, strength and satisfaction – that’s something I’m glad to be a part of.

As your Allstate agent, I can help you understand how the choices you make – such as the car you drive – affect your insurance rate. I’m committed to helping you get the appropriate level of protection and make it easy to do business with Allstate.

Chairman's Conference-2 Years
National Conference Award-3 Years
Honor Ring-10 Years
Quality Agent-2 Years

Community Services:
2012 Charlottesville Northside Cal Ripken Baseball League Sponsor
2013 Charlottesville Northside Cal Ripken Baseball League Sponsor
2014 Charlottesville Northside Cal Ripken Baseball League Sponsor
2013 Albemarle High School Fall Sports Sponsor

Industry Services:
Charlottesville Insurance
Auto Insurance
Homeowners Insurance
Life Insurance
Motorcycle Insurance

Motor Home

My Team

Daniel  Harper - Charlottesville, VA - Allstate Team
Daniel  Harper Licensed Insurance Representative Daniel joined Harper's Insurance in 2011. Specializing in Auto, Homeowners,& Life Insurance.
Deb Harper - Charlottesville, VA - Allstate Team
Deb Harper Office Manager Deb has been a Licensed Insurance Representative & Office Manager with Harper's Insurance since 2000.


Business Hours
8:30 a.m.
5:30 p.m.
8:30 a.m.
5:30 p.m.
8:30 a.m.
5:30 p.m.
8:30 a.m.
5:30 p.m.
8:30 a.m.
5:30 p.m.

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As your local Allstate agent I can help you with your insurance needs.

...And you know you’re in good hands when:

  • You can talk to a licensed insurance professional 24/7
  • Your claim can be filed easily and handled promptly
  • You could be eligible for many discounts
  • You have the support of 75+ years of experience

When you’re buying insurance in Charlottesville you’re looking for just the right mix of price and protection. At Allstate, we want to give you more than just an insurance quote. To help ensure our coverage recommendations include the greatest number of discounts available to you, we want to understand your situation, coverage expectations, budget, etc. The more we know...the better we can advise you.

Areas Served

  • Charlottesville, Virginia
  • Albemarle, Va
  • Ruckersville, Va
  • Orange, Va
  • Palmyra, Va
  • Crozet, Va
  • Lake Monticello
  • Greene County, Va
  • Gordonsville, Va
  • Barboursville, Va
  • Waynesboro, Va
  • 22901
  • 22903
  • 22936
  • 22911
  • 22902
  • Products Offered

    Auto Insurance
    Car Insurance
    Farm Insurance
    Flood Insurance
    Life Insurance
    Motorcycle Insurance
    Home Insurance
    Insurance Quote
    Insurance Agency
    Business Insurance
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    Steve Harper is insurance licensed in the state(s) of Virginia. If you do not reside in the state(s) of Virginia, please go to the Find an Agent section on to search for another Allstate Agent or Personal Financial Representative.

    Subject to terms, conditions & availability.

    This material is intended for educational purposes only. Auto and homeowners insurance, and other property and casualty insurance products, are available from Allstate Insurance Company, Allstate Indemnity Company, Allstate Property and Casualty Insurance Company and Allstate Fire and Casualty Insurance Company (Home Offices: Northbrook, IL); Allstate New Jersey Insurance Company and Allstate New Jersey Property and Casualty Insurance Company (Home Offices: Bridgewater, NJ); and Allstate County Mutual Insurance Company and Allstate Texas Lloyd's (Home Offices: Irving, TX). Life insurance issued by Allstate Life Insurance Company: Northbrook, IL; and American Heritage Life Insurance Company: Jacksonville, FL. In New York, Allstate Life Insurance Company of New York: Hauppauge, NY.