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About me

Terry Fincham - Hagerstown, MD - Allstate Agent
PSA Terry Fincham LUTCF CLTC 12805 Oak Hill Ave
Hagerstown, MD, 21742
Call: (301) 790-0100(301) 790-0100
Fax: (301) 797-3909
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I’ve been with Allstate for over 36 years and have worn many hats in the company. My tenure and experience has allowed me to not only understand the ins-and-outs of insurance, but also to service hundreds of families regarding their protection needs. I can help you protect the things that are important – your family, home, car, boat and more.

I’m proud to work with a company that’s one of the biggest in the insurance industry. In fact, last year Allstate had a relationship with about one of every six American households and protected an estimated 17 million autos. A stable, reputable company that reaches out to millions of American households to meet their needs – that’s my kind of company.

I’m committed to showing you how Allstate is different and better than the rest. From sharing our broad product offerings for your protection and financial needs to offering you a real relationship you can count on. I’ll help you prepare for your financial future and offer a higher standard of service, delivered wherever and whenever you need.

Awards:
Chairman's Conference-3 Years
President's Conference-2 Years
Honor Ring-5 Years
Allstate Leader's Forum-4 Years

Community Services:
Parent Child Center Advocate

Education:
Bachelor of Business Administration-Virginia Tech

Specialties:
Life
Retirement


My Team

Cheri  Ferguson - Hagerstown, MD - Allstate Team
Cheri  Ferguson Office Manager cheriferguson@allstate.com Cheri has been in the insurance business since 1993 and currently serves as office manager. She is full time and is licensed in Property and Casualty and Life and Health. She is able to handle your insurance needs.
Missy Baker - Hagerstown, MD - Allstate Team
Missy Baker Retention Specialist melissabaker@allstate.com Missy is the Retention Specialist and is full time. She focuses on customers getting their discounts and that they are aware of changes at Renewal. She is licensed to sell property and casualty policies. She is the Social Media coordinator for the Agency.
Brandi  Koontz - Hagerstown, MD - Allstate Team
Brandi  Koontz Licensed Sales Professional brandikoontz@allstate.com Brandi is licensed and handles some administrative items for the agency. She has business relationships with apartment complexes, car dealers and mortgage brokers.
David Goldman - Hagerstown, MD - Allstate Team
David Goldman Personal Financial Representative davidgoldman@allstate.com Retirement, college planning and Life Insurance.
Laura  Musser - Hagerstown, MD - Allstate Team
Laura  Musser Singer lauramusser@allstate.com Laura is licensed and started in 2010. She is part time. Handles computer related issues, mailings and our birthday calls.

Reviews

Business Hours
Monday
8:30 a.m.
5:30 p.m.
Tuesday
8:30 a.m.
5:30 p.m.
Wednesday
8:30 a.m.
5:30 p.m.
Thursday
8:30 a.m.
5:30 p.m.
Friday
8:30 a.m.
5:30 p.m.
Saturday
Closed
Closed
Sunday
Closed
Closed

Business Location Map

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Services

Insurance is unlike any other product out there - you pay for it and hope you never have to use it. And that makes paying more than you need to that much more uncomfortable.
With a policy from Allstate, you can help keep your insurance costs low with the wide variety of discounts we offer. Keep in mind, not all discounts are available in every state. The best way to get all that you qualify for is to get an insurance quote specific to Hagerstown.
You can get a rough "ballpark" insurance quote from many companies online, but talking with an agent allows you to ask questions and get a quote for coverage that matters most to you. An agent can prepare a quote that details the coverage, deductibles (your portion of a loss) and cost (premium) of your insurance policy.

Areas Served

  • Hagerstown, MD
  • Williamsport, MD
  • Robinwood, MD
  • Boonsboro, MD
  • Smithsburg, MD
  • Middletown, MD
  • Braddock Heights, MD
  • Walkersville, MD
  • Frederick, MD
  • Ballenger Creek, MD
  • Maugansville
  • Clear Spring, MD
  • Spring Mills, MD
  • Falling Waters, MD
  • 21742
  • 21740
  • 21722
  • 21767
  • 21734
  • Products Offered

    Auto Insurance
    Car Insurance
    Insurance
    Life Insurance
    Insurance Agent
    Annuities
    Retirement
    College Savings Plans
    Business Insurance
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    Terry Fincham is insurance licensed in the state(s) of Maryland, Pennsylvania, Virginia, and West Virginia. If you do not reside in the state(s) of Maryland, Pennsylvania, Virginia, or West Virginia, please go to the Find an Agent section on allstate.com to search for another Allstate Agent or Personal Financial Representative.

    Subject to terms, conditions & availability.

    This material is intended for educational purposes only. Auto and homeowners insurance, and other property and casualty insurance products, are available from Allstate Insurance Company, Allstate Indemnity Company, Allstate Property and Casualty Insurance Company and Allstate Fire and Casualty Insurance Company (Home Offices: Northbrook, IL); Allstate New Jersey Insurance Company and Allstate New Jersey Property and Casualty Insurance Company (Home Offices: Bridgewater, NJ); and Allstate County Mutual Insurance Company and Allstate Texas Lloyd's (Home Offices: Irving, TX). Life insurance issued by Allstate Life Insurance Company: Northbrook, IL; and American Heritage Life Insurance Company: Jacksonville, FL. In New York, Allstate Life Insurance Company of New York: Hauppauge, NY. Securities offered by Personal Financial Representatives through Allstate Financial Services, LLC (LSA Securities in LA and PA). Registered Broker-Dealer. Member FINRA, SIPC. Main Office: 2920 South 84th Street, Lincoln, NE 68506. (877) 525-5727.

    You should carefully consider the investment objectives, risks, charges and expenses of 529 college savings plans before purchasing or investing money. Additional information about these and other subjects can be found in the Plan Description. You may obtain copies of the Plan Description from your Allstate Personal Financial Representative. Please read the Plan Description carefully before purchasing or sending money.

    Investors should consider whether the investor's or designated beneficiary's home state offers any state tax or other benefits that are only available with an investment in the home state's plan.
    Distributions taken prior to annuitization are generally considered to come from the gain in the contact first. If the contract is tax-qualified, generally withdrawals are treated as distributions of gain. Withdrawals of gain are taxed as ordinary income and, if taken prior to age 59 1/2, may be subject to an additional 10% federal tax penalty.

    Any annuity payment is dependent on the ability of the issuer to pay its claims. An annuity may impose charges (including but not limited to surrender charges, mortality and expense risk charges, administrative fees, underlying fund expenses and feature charges) that can reduce the value of your account and the return on your investment.