Allstate Insurance Agent
Alan Cochrane, Hickory, NC

365 2nd St NE

Hickory, NC 28601

Call

(828) 328-4200to quote by phone

Call

(828) 328-4200to quote by phone

Call

(828) 328-4200to quote by phone

Call

(828) 328-4200to quote by phone

Select a product to get a quote

Auto insurance

Home insurance

Renters insurance

Motorcycle insurance

ATV insurance

Location Details

Office Hours

Day of the Week	Hours
Mon	8:30 AM - 5:30 PM
Tue	8:30 AM - 5:30 PM
Wed	8:30 AM - 5:30 PM
Thu	8:30 AM - 5:30 PM
Fri	8:30 AM - 5:00 PM
Sat	Closed
Sun	Closed

Available 24/7 at

(828) 328-4200

365 2nd St NE
Hickory, NC 28601
US

Landmarks

Our agency is conveniently located at the corner of Hwy 127 and 2nd Street NE, right behind Frye Hospital and directly across from the library.

5082 Nc Highway 49 S

Harrisburg, NC 28075

Areas Served

All of NC, All of SC

Languages

English

Social

Alan Cochrane: Allstate Insurance

You can view my financial industry experience and background at FINRA’s BrokerCheck

Local Allstate Insurance Agent: Alan Cochrane

Alan is proud to serve the community by helping families choose protection that fits their lifestyle and long-term goals.

Heather is committed to providing friendly, dependable service and helping customers feel confident in their coverage decisions.

Heather and Alan are dedicated to delivering exceptional customer service and helping customers find the right options to protect their families, homes, and future.

As an Allstate agent, I enjoy getting to know local families and being part of the community. I’m passionate about helping residents find coverage options that fit their lifestyle, budget, and long-term goals.

From protecting your home and personal property to helping you prepare for the future, I’m here to provide guidance and answer your questions. Whether you're exploring new coverage or reviewing your current policy, I’m here to help.

Products we offer:

Car Insurance Agent in Hickory
Car Insurance Agent in Hickory
Helps protect you and your vehicle if you’re involved in a car accident. At a minimum, you’ll likely need bodily injury liability and property damage liability to meet state auto insurance coverage requirements and help protect your finances if you cause an accident that injures another driver or damages their property. We also offer uninsured motorist coverage to help with your expenses if you’re hit by a driver without insurance. If you’re looking for coverage to help protect your vehicle, you might want to consider collision coverage and comprehensive coverage, which help pay repair costs if your car is damaged in a covered loss. And, optional coverages, like new car replacement coverage or loan/lease gap coverage help protect your investment in a brand-new car. I can help you choose a combination of coverages that fulfill state requirements and meet your needs. Give me a call to get a car insurance quote today!
get a quote
Home Insurance Agent in Hickory
Home Insurance Agent in Hickory
Helps provide protection for your house (dwelling) and your family’s liability as well as the things you own in and around your home such as “other structures” (detached garage, fence, etc.), your personal property (furniture, clothing, etc.) against covered perils such as fire, theft, wind/hail and more. Call me today for a homeowners insurance quote and I’ll help you get the protection your home needs and the savings you deserve with our money-saving discounts.
get a quote
Condo Insurance Agent in Hickory
Condo Insurance Agent in Hickory
Helps protect the portion of your condo, co-op or townhome for which you are responsible for (inside structure, permanent fixtures, cabinets, etc.) with dependable coverage. Condo policies are HO-6 compliant, and cover family liability and personal belongings against covered perils such as fire, theft, vandalism and more. Contact me today for a quote!
Renters Insurance Agent in Hickory
Renters Insurance Agent in Hickory
Helps protect your personal belongings inside or outside your apartment from accidents such as, fire, theft, vandalism, and cover family liability. Give me call today to review what type of coverage makes sense for where you live and what you own.
get a quote
Motorcycle Insurance Agent in Hickory
Motorcycle Insurance Agent in Hickory
Our motorcycle policies include the basic coverage you may need, like liability coverage, which includes passenger liability coverage and uninsured motorist coverage. You can further customize your motorcycle policy with collision coverage and comprehensive coverage to help protect your bike. And, if you have a customized ride, you can help protect your aftermarket gear with optional equipment coverage. Contact me to learn about motorcycle insurance discounts and to get started with a quote for a policy that fits your needs.
get a quote
Business Insurance Agent in Hickory
Business Insurance Agent in Hickory
Allstate Business Insurance protects your business in ways other insurance might not. A business owners policy (BOP) usually includes three common types of coverage to help protect you and your small business: property coverage, general liability coverage and business interruption coverage. In addition to these basic coverages, the Allstate Business Owners Policy can be customized with additional protection to help cover more aspects of your business. I can help you tailor a policy to fit your small business’s needs. As a small business owner myself, I understand how important it is to protect what you’ve worked so hard to build. Call me for a free review of your current business policy and to learn more about insurance solutions to help protect you, your business and your employees.
Life Insurance Agent in Hickory
Life Insurance Agent in Hickory
Protect the life you want, for those that matter most. A life insurance policy can help provide financial security for your loved ones by covering expenses like the mortgage, college tuition, and other everyday living costs. Call me today to learn about the different types of coverage Allstate offers.
ATV Insurance Agent in Hickory
ATV Insurance Agent in Hickory
Help protect yourself and your all-terrain vehicle against the unexpected. We offer bodily injury liability coverage and property damage liability coverage on your ATV insurance policy. If you injure someone else or damage their property while driving your ATV, liability coverage helps pay the other person’s medical or repair bills. If your ATV is damaged in a crash, collision coverage may help. Collision coverage for your ATV helps pay for repairs if you hit another object, such as a fence or a tree. Finally, you may want to consider comprehensive coverage for your ATV in case it’s stolen, vandalized or damaged by hail or fire. Give me a call to get a quote on an ATV insurance policy today!
get a quote
Boat Insurance Agent in Hickory
Boat Insurance Agent in Hickory
Helps cover your boat on and off the water. Watercraft liability coverage helps pay for another person’s expenses if you injure them or damage their property with your boat. If you’re injured in a boating accident, watercraft medical payments coverage helps pay for your medical bills. Need to repair damage to your boat after an accident? Property coverage for your boat helps cover a crash with another boat or object (like a pier or buoy). It also helps cover theft, vandalism or fire. Help protect your boat against these covered perils during the on- and off-season. We also offer additional coverage for things like your boat trailer, fishing equipment and even towing or fuel delivery when you’re stranded. Need a boat insurance quote? Give me a call today!

20+

Years of
Experience

20+

Years in the
Community

Allstate Insurance Agent Reviews

delois holmes

May. 28, 2026

Agent Response

We appreciate your feedback and are grateful for y

We appreciate your feedback and are grateful for your support. Thank you for choosing us, Delois!

meloyd chambers

May. 22, 2026

I have no points on my driving record. For past 20 years aswell as my wife. We both served in the military. I don't

I have no points on my driving record. For past 20 years aswell as my wife. We both served in the military. I don't understand why our insurance is so much.

Agent Response

Thank you for your military service, Mr. & Mrs. Ch

Thank you for your military service, Mr. & Mrs. Chambers, and for sharing your concerns.

Insurance rates are determined by a variety of factors across the broader insurance industry, including claim trends, repair costs, medical expenses, weather-related losses, and other market conditions. These factors can impact premiums even when a customer has an excellent driving history.

While our local agency does not determine rates, we are always happy to review coverage options and available discounts to help ensure you're receiving the best value possible. We appreciate the opportunity to serve you.

amy goins

May. 15, 2026

Agent Response

Thank you, Amy, for your positive feedback! We’r

Thank you, Amy, for your positive feedback! We’re grateful for your support and look forward to helping you again anytime you need us!

devrin avant

May. 9, 2026

Agent Response

Thank you, Devrin for the 5 stars! We are greatly

Thank you, Devrin for the 5 stars! We are greatly appreciative of your business and here anytime you need anything.

bobby young

May. 7, 2026

Never had a problem with Al .Ever time I had questions he answered it

Agent Response

Thank you, Bobby, for your kind words and for bein

Thank you, Bobby, for your kind words and for being a valued customer! We're thrilled to hear that Alan has been able to assist you with your questions. Your trust and satisfaction mean a lot to us!

lael mcmurry

May. 4, 2026

Agent Response

We really do appreciate you, Lael —thank you for

We really do appreciate you, Lael —thank you for the 4-star rating! It means a lot to our whole team.

dorothea matthews

May. 1, 2026

Agent Response

Thank you for your feedback, Dorothea —we apprec

Thank you for your feedback, Dorothea —we appreciate you taking the time to share it! If there’s anything we can do to make your experience better, we’d love to hear from you.

brian weaver

Apr. 30, 2026

Agent Response

We are thankful for the 5-star review! Thank you f

We are thankful for the 5-star review! Thank you for being part of our community, Brian!

arthur baxter

Apr. 24, 2026

Agent Response

Thank you, Arthur, we appreciate you taking the ti

Thank you, Arthur, we appreciate you taking the time to leave us a 5-star rating!

donnie watts

Apr. 23, 2026

Agent Response

Thank you, Donnie, for your positive feedback! We

Thank you, Donnie, for your positive feedback! We sure do appreciate the 5-star rating—It means a lot to us to serve folks like you.

sabine oconnell

Apr. 12, 2026

I feel very good. Every question I ever had got answered in a timely manner and in an understanding way. Thank you

Agent Response

We sure do appreciate this—thank you, Sabine! Ma

We sure do appreciate this—thank you, Sabine! Making sure folks understand their coverage and feel comfortable is important to us. Don’t ever hesitate to reach out!

deborah beatty

Mar. 15, 2026

The raised our insurance bill without speaking with us.

Agent Response

Hi Deborah, thank you for taking the time to share

Hi Deborah, thank you for taking the time to share your feedback. We understand how important it is to feel clear and confident about any changes to your policy. After reviewing your account, we found that your premium decreased at your most recent renewal. We would be more than happy to go over the details with you to ensure everything is fully understood and to answer any questions you may have. Please feel free to reach out to our office anytime. We are here to help and appreciate the opportunity to serve you.

katie bostic

Mar. 11, 2026

Agent Response

Thank you, Katie, for your wonderful 5-star rating

Thank you, Katie, for your wonderful 5-star rating and for being a valued customer! We're thrilled to know you had a positive experience with us. Your trust and satisfaction are our top priorities. If you ever need assistance, feel free to reach out.

chloe norman

Feb. 28, 2026

Agent Response

Hi Chloe, we are sorry to see this review and woul

Hi Chloe, we are sorry to see this review and would like to learn more about your experience. Our goal is always to provide helpful and supportive service. Please reach out to our office so we can better understand your concerns and assist you. Your satisfaction is important to us.

sharon smith

Feb. 26, 2026

Agent Response

Thank you, Sharon, for the 4.5-star rating! We’r

Thank you, Sharon, for the 4.5-star rating! We’re glad you had a positive experience.

carolyn watson

Feb. 11, 2026

Agent Response

Thank you so much, Carolyn, for your wonderful fee

Thank you so much, Carolyn, for your wonderful feedback! We're absolutely thrilled to hear that you're happy with our services.

marie chapman

Feb. 10, 2026

Agent Response

Marie, we truly appreciate your 5-star rating—th

Marie, we truly appreciate your 5-star rating—thank you for taking the time to support us! It means a lot, and we’re here whenever you need us.

john hendrix

Feb. 6, 2026

My vehicle gets year older insurance still goes up every year instead of going down because l thought the older the vehi

My vehicle gets year older insurance still goes up every year instead of going down because l thought the older the vehicle less to insure .I pay more now than when it was new and it 11 years old

Agent Response

Thank you for your feedback, John! We understand h

Thank you for your feedback, John! We understand how frustrating that can feel, and we appreciate you bringing it to our attention. While it’s a common expectation that older vehicles cost less to insure, rates can still change over time due to factors like rising repair costs, parts availability, inflation, and overall claim trends in your area, not just the age of the vehicle. We would be happy to take a closer look at your policy to see if there are any ways to help lower your premium or ensure you’re getting the best value. Please feel free to reach out to us anytime!

darryl sigmon

Jan. 28, 2026

Quick response for policy changes. Communication is very good

Agent Response

Thank you, Darryl, for your positive feedback! It

Thank you, Darryl, for your positive feedback! It’s great to hear that our responsiveness and communication have made a positive impact. Providing timely and clear service is what we strive for!

e melvin

Jan. 24, 2026

Great experience, they stay right on the job for you. Very professional, but they also look out for your interest.

Agent Response

Thank you, Mr. Melvin, for your wonderful feedback

Thank you, Mr. Melvin, for your wonderful feedback! We’re happy to hear you feel taken care of and that our team stays on top of everything for you. Looking out for your best interests is always our priority—we appreciate your trust!

Allstate Online Review Policy

Frequently asked questions

What are your agency hours?

Monday: 8:30 AM - 5:30 PM
Tuesday: 8:30 AM - 5:30 PM
Wednesday: 8:30 AM - 5:30 PM
Thursday: 8:30 AM - 5:30 PM
Friday: 8:30 AM - 5:00 PM
Saturday: Closed
Sunday: Closed

Are you open on weekends?

Saturday: Closed
Sunday: Closed

Can I text your agency with questions?

Yes, we have text messaging services.

What languages do you speak?

We have staff members available who speak the following languages: English

Do you have more than one location?

5082 Nc Highway 49 S, Harrisburg, NC

Alan Cochrane is insurance licensed in the state(s) of North Carolina and South Carolina. If you do not reside in the state(s) of North Carolina or South Carolina, please go to the Find an Agent section on allstate.com to search for another Allstate Agent or Personal Financial Representative.

Based on coverages selected. Subject to terms, conditions, availability & qualifications.

This material is intended for educational purposes only. Auto and homeowners insurance, and other property and casualty insurance products, are available from Allstate Insurance Company, Allstate Indemnity Company, Allstate Property and Casualty Insurance Company, Allstate North American Insurance Co. and Allstate Fire and Casualty Insurance Company (Home Offices: Northbrook, IL); Allstate New Jersey Insurance Company and Allstate New Jersey Property and Casualty Insurance Company (Home Offices: Bridgewater, NJ); and Allstate County Mutual Insurance Company and Allstate Texas Lloyd's (Home Offices: Irving, TX). This life insurance information is provided for general consumer educational purposes and is not intended to provide legal, tax or investment advice. Life insurance also offered and issued by third party companies not affiliated with Allstate. Each company is solely responsible for the financial obligations accruing under the products it issues. Product guarantees are backed by the financial strength and claims-paying ability of the issuing company.

Securities offered by Personal Financial Representatives through Allstate Financial Services, LLC (LSA Securities in LA and PA). Registered Broker-Dealer. Member FINRA, SIPC. Main Office: 151 North 8th Street, Suite 450, Lincoln, NE 68508. (877) 232-2142.

Check the background of this firm on FINRA's BrokerCheck website.

you're in good hands^®