Allstate Insurance Agent
Jose Bernal, Gaithersburg, MD

615 S Frederick Ave,

Ste 304

Gaithersburg, MD 20877

Call

(240) 243-9900to quote by phone

Call

(240) 243-9900to quote by phone

Call

(240) 243-9900to quote by phone

Call

(240) 243-9900to quote by phone

Select a product to get a quote

ATV insurance

Location Details

Office Hours

Day of the Week	Hours
Mon	9:00 AM - 6:00 PM
Tue	9:00 AM - 6:00 PM
Wed	9:00 AM - 6:00 PM
Thu	9:00 AM - 6:00 PM
Fri	9:00 AM - 5:00 PM
Sat	Available by appointment9:00 AM - 12:00 PM
Sun	Closed

After-hours appointments available.

Available 24/7 at

(240) 243-9900

615 S Frederick Ave,
Ste 304
Gaithersburg, MD 20877
US

Map of 615 S Frederick Ave in Gaithersburg

Landmarks

We are located off of S Frederick Ave near Caravan Market and Deli.

3601 Hamilton St

West Hyattsville, MD 20782

Areas Served

Gaithersburg, Washington Grove, Derwood, Maryland, DC, VA & DE

Additional Contact

Fax: (240) 243-9901

Languages

English, Spanish

Social

Jose Bernal: Allstate Insurance

You can view my financial industry experience and background at FINRA’s BrokerCheck

Local Allstate Insurance Agent: Jose Bernal

Jose Bernal is a dedicated Insurance Agent working at Allstate in Maryland. With over 20 years of experience, Jose is a second-generation Allstate agent who loves working with the community and serving customers. As a lifelong Marylander, he has a deep understanding of the insurance needs specific to the area. Having grown up in Maryland, Jose has developed strong ties within the community. He enjoys building personal relationships with customers and takes pride in helping them navigate through their insurance needs.

His passion for serving others is evident in his commitment to providing excellent customer service and finding customized coverage options that meet individual needs. With multiple accolades under his belt, such as being part of the Honor Ring for five years and receiving the National Conference Award for one year, Jose's knowledge of insurance is recognized within the industry. He specializes in various types of insurance coverages including car insurance, auto insurance, homeowners' insurance, home insurance, and others.

Outside of work, Jose enjoys spending time pursuing his hobbies and interests. Regardless of whether he's indulging in outdoor activities or exploring local events around town, Jose brings passion and enthusiasm to everything he does. With an extensive knowledge base built on over two decades of experience combined with his dedication to customer satisfaction, Jose Bernal is well-equipped to provide personalized solutions for all your insurance needs through Allstate Insurance Agency. Trust him to provide you with reliable guidance backed by strong local connections within Hyattsville MD, Brentwood MD, University Park MD, and beyond into Virginia, Delaware, and District of Columbia - Olney, Brookeville Silver Spring Bethesda. Join countless satisfied customers who have benefited from Jose by reaching out today for your car insurance quotes, auto insurance, home insurance or other insurance quotes.

Products we offer:

Car Insurance Agent in Gaithersburg
Car Insurance Agent in Gaithersburg
Helps protect you and your vehicle if you’re involved in a car accident. At a minimum, you’ll likely need bodily injury liability and property damage liability to meet state auto insurance coverage requirements and help protect your finances if you cause an accident that injures another driver or damages their property. We also offer uninsured motorist coverage to help with your expenses if you’re hit by a driver without insurance. If you’re looking for coverage to help protect your vehicle, you might want to consider collision coverage and comprehensive coverage, which help pay repair costs if your car is damaged in a covered loss. And, optional coverages, like new car replacement coverage or loan/lease gap coverage help protect your investment in a brand-new car. I can help you choose a combination of coverages that fulfill state requirements and meet your needs. Give me a call to get a car insurance quote today!
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Home Insurance Agent in Gaithersburg
Home Insurance Agent in Gaithersburg
Helps provide protection for your house (dwelling) and your family’s liability as well as the things you own in and around your home such as “other structures” (detached garage, fence, etc.), your personal property (furniture, clothing, etc.) against covered perils such as fire, theft, wind/hail and more. Call me today for a homeowners insurance quote and I’ll help you get the protection your home needs and the savings you deserve with our money-saving discounts.
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Condo Insurance Agent in Gaithersburg
Condo Insurance Agent in Gaithersburg
Helps protect the portion of your condo, co-op or townhome for which you are responsible for (inside structure, permanent fixtures, cabinets, etc.) with dependable coverage. Condo policies are HO-6 compliant, and cover family liability and personal belongings against covered perils such as fire, theft, vandalism and more. Contact me today for a quote!
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Renters Insurance Agent in Gaithersburg
Renters Insurance Agent in Gaithersburg
Helps protect your personal belongings inside or outside your apartment from accidents such as, fire, theft, vandalism, and cover family liability. Give me call today to review what type of coverage makes sense for where you live and what you own.
get a quote
Motorcycle Insurance Agent in Gaithersburg
Motorcycle Insurance Agent in Gaithersburg
Our motorcycle policies include the basic coverage you may need, like liability coverage, which includes passenger liability coverage and uninsured motorist coverage. You can further customize your motorcycle policy with collision coverage and comprehensive coverage to help protect your bike. And, if you have a customized ride, you can help protect your aftermarket gear with optional equipment coverage. Contact me to learn about motorcycle insurance discounts and to get started with a quote for a policy that fits your needs.
get a quote
Business Insurance Agent in Gaithersburg
Business Insurance Agent in Gaithersburg
Allstate Business Insurance protects your business in ways other insurance might not. A business owners policy (BOP) usually includes three common types of coverage to help protect you and your small business: property coverage, general liability coverage and business interruption coverage. In addition to these basic coverages, the Allstate Business Owners Policy can be customized with additional protection to help cover more aspects of your business. I can help you tailor a policy to fit your small business’s needs. As a small business owner myself, I understand how important it is to protect what you’ve worked so hard to build. Call me for a free review of your current business policy and to learn more about insurance solutions to help protect you, your business and your employees.
Life Insurance Agent in Gaithersburg
Life Insurance Agent in Gaithersburg
Protect the life you want, for those that matter most. A life insurance policy can help provide financial security for your loved ones by covering expenses like the mortgage, college tuition, and other everyday living costs. Call me today to learn about the different types of coverage Allstate offers.
ATV Insurance Agent in Gaithersburg
ATV Insurance Agent in Gaithersburg
Help protect yourself and your all-terrain vehicle against the unexpected. We offer bodily injury liability coverage and property damage liability coverage on your ATV insurance policy. If you injure someone else or damage their property while driving your ATV, liability coverage helps pay the other person’s medical or repair bills. If your ATV is damaged in a crash, collision coverage may help. Collision coverage for your ATV helps pay for repairs if you hit another object, such as a fence or a tree. Finally, you may want to consider comprehensive coverage for your ATV in case it’s stolen, vandalized or damaged by hail or fire. Give me a call to get a quote on an ATV insurance policy today!
get a quote
Boat Insurance Agent in Gaithersburg
Boat Insurance Agent in Gaithersburg
Helps cover your boat on and off the water. Watercraft liability coverage helps pay for another person’s expenses if you injure them or damage their property with your boat. If you’re injured in a boating accident, watercraft medical payments coverage helps pay for your medical bills. Need to repair damage to your boat after an accident? Property coverage for your boat helps cover a crash with another boat or object (like a pier or buoy). It also helps cover theft, vandalism or fire. Help protect your boat against these covered perils during the on- and off-season. We also offer additional coverage for things like your boat trailer, fishing equipment and even towing or fuel delivery when you’re stranded. Need a boat insurance quote? Give me a call today!

20+

Years of
Experience

20+

Years in the
Community

Your Local Allstate Team

Will Soto

Senior Sales Producer

Maria E. Lizama

Senior Customer Service Representative

Sonia Siguenza

Senior Sales Producer

Allstate Insurance Agent Reviews

carlos may

Mar. 29, 2026

Good communication

ruth amores-degiron

Mar. 21, 2026

olawale sulaimon

Mar. 13, 2026

luz cruz rodriguo

Mar. 1, 2026

Agent Response

Thank you, Luz, for your wonderful feedback! We're

Thank you, Luz, for your wonderful feedback! We're thrilled to hear that you had a positive experience with our agency. Your satisfaction is our top priority, and we're here to assist you with any insurance needs. We appreciate your trust in us!

adelina lemus ramirez

Feb. 4, 2026

Agent Response

Thank you, Adelina, for your positive feedback! We

Thank you, Adelina, for your positive feedback! We're thrilled to hear that you had a great experience with us. Your trust and satisfaction are our top priorities. If you ever need assistance, feel free to reach out.

alejandra tejeda-lopez

Feb. 3, 2026

Agent Response

Thank you, Alejandra, for your positive feedback!

Thank you, Alejandra, for your positive feedback! We're thrilled to hear that you had a great experience with us. Your trust and satisfaction are our top priorities. If you ever need assistance, feel free to reach out. We appreciate your support!

george tandongfuet

Jan. 29, 2026

Agent Response

Thank you, George, for your positive feedback and

Thank you, George, for your positive feedback and for being a valued customer. We're glad to hear you're satisfied with our services. If you have any suggestions or need further assistance, feel free to reach out to RAMIREZBERNAL@allstate.com. We appreciate your trust in us!

patricia ramos

Jan. 12, 2026

Agent Response

Thank you, Patricia, for your wonderful feedback!

Thank you, Patricia, for your wonderful feedback! We truly appreciate your trust in us as your insurance provider. It's always a pleasure to serve long-time customers like you. If you ever have any questions or need assistance, feel free to reach out.

cho leung

Jan. 7, 2026

Agent Response

Thank you, Cho, for your positive feedback! We're

Thank you, Cho, for your positive feedback! We're thrilled to hear that you had a great experience with us. Your satisfaction is our priority, and we're here to support you with all your insurance needs. If you ever have any questions or need assistance, please don't hesitate to reach out. We appreciate your trust in us!

mona jones

Dec. 13, 2025

Agent Response

Hi Mona, thank you for sharing your feedback. We'r

Hi Mona, thank you for sharing your feedback. We're sorry to hear about your experience and understand your concerns. As a valued customer, your satisfaction is important to us. Please reach out to RAMIREZBERNAL@allstate.com so we can address your concerns directly. We appreciate your trust in us and look forward to resolving this matter.

ma del aguirre rangel

Dec. 12, 2025

Agent Response

Thank you for your positive feedback, Ma Del Aguir

Thank you for your positive feedback, Ma Del Aguirre Rangel! We're thrilled to hear that you're satisfied with our services. Your trust and support mean a lot to us. If you ever need assistance, feel free to reach out.

miguel morales jeronimo

Oct. 22, 2025

Muy buena

Agent Response

Gracias, Miguel, por tu excelente reseña. Nos ale

Gracias, Miguel, por tu excelente reseña. Nos alegra saber que estás satisfecho con nuestro servicio. Estamos aquí para ayudarte con todas tus necesidades de seguros. ¡Gracias por confiar en nosotros!

damon lynch

Sep. 18, 2025

Agent Response

Hi Damon, I'm sorry to hear about your experience.

Hi Damon, I'm sorry to hear about your experience. Your feedback is important to us, and we want to address your concerns. Please reach out to RAMIREZBERNAL@allstate.com so we can assist you further. Thank you for sharing your thoughts.

edgar perez-casimiro

Jan. 21, 2025

Agent Response

Gracias Edgar

elenilson alfaro

Dec. 5, 2024

Excelente

Agent Response

Muchas Gracias Elenilson

mary walker

Nov. 21, 2024

Agent Response

Mary,
Let me know how I can help.

henry pham

Sep. 17, 2024

I loved it a lot

Agent Response

Thank you so much Henry!!!!

jose polo-zelaya

Aug. 31, 2024

Agent Response

Thank you

vijay srinivas

Aug. 19, 2024

Very good... Agents answer all questions we ask and provide helpful hints. However, premiums are skyrocketing. Need hel

Very good... Agents answer all questions we ask and provide helpful hints.
However, premiums are skyrocketing. Need help to reduce premium cost.

Agent Response

Thank You, for your review Vijay, I will set up a

Thank You, for your review Vijay, I will set up a meeting to discuss all available options. Regards, Jose Bernal

william parks

Aug. 15, 2024

Agent Response

Thank You, William

Allstate Online Review Policy

Your Local Allstate Team

Will Soto

Senior Sales Producer

Maria E. Lizama

Senior Customer Service Representative

Sonia Siguenza

Senior Sales Producer

Frequently asked questions

What are your agency hours?

Monday: 9:00 AM - 6:00 PM
Tuesday: 9:00 AM - 6:00 PM
Wednesday: 9:00 AM - 6:00 PM
Thursday: 9:00 AM - 6:00 PM
Friday: 9:00 AM - 5:00 PM
Saturday: 9:00 AM - 12:00 PM
Sunday: Closed

Are you open on weekends?

Saturday: 9:00 AM - 12:00 PM
Sunday: Closed

Can I text your agency with questions?

No, we do not have text messaging services.

What languages do you speak?

We have staff members available who speak the following languages: English, Spanish

Do you have more than one location?

3601 Hamilton St, West Hyattsville, MD

Jose Bernal is insurance licensed in the state(s) of District Of Columbia, Maryland, Texas, Virginia, and West Virginia. If you do not reside in the state(s) of District Of Columbia, Maryland, Texas, Virginia, or West Virginia, please go to the Find an Agent section on allstate.com to search for another Allstate Agent or Personal Financial Representative.

Based on coverages selected. Subject to terms, conditions, availability & qualifications.

This material is intended for educational purposes only. Auto and homeowners insurance, and other property and casualty insurance products, are available from Allstate Insurance Company, Allstate Indemnity Company, Allstate Property and Casualty Insurance Company, Allstate North American Insurance Co. and Allstate Fire and Casualty Insurance Company (Home Offices: Northbrook, IL); Allstate New Jersey Insurance Company and Allstate New Jersey Property and Casualty Insurance Company (Home Offices: Bridgewater, NJ); and Allstate County Mutual Insurance Company and Allstate Texas Lloyd's (Home Offices: Irving, TX). This life insurance information is provided for general consumer educational purposes and is not intended to provide legal, tax or investment advice. Life insurance also offered and issued by third party companies not affiliated with Allstate. Each company is solely responsible for the financial obligations accruing under the products it issues. Product guarantees are backed by the financial strength and claims-paying ability of the issuing company.

Securities offered by Personal Financial Representatives through Allstate Financial Services, LLC (LSA Securities in LA and PA). Registered Broker-Dealer. Member FINRA, SIPC. Main Office: 151 North 8th Street, Suite 450, Lincoln, NE 68508. (877) 232-2142.

Check the background of this firm on FINRA's BrokerCheck website.

you're in good hands^®