Allstate Insurance Agent
David Starns, Kansas City, MO

6447 N Cosby Ave

Kansas City, MO 64151

Call

(816) 587-5200to quote by phone

Call

(816) 587-5200to quote by phone

Call

(816) 587-5200to quote by phone

Call

(816) 587-5200to quote by phone

Select a product to get a quote

ATV insurance

Location Details

Office Hours

Day of the Week	Hours
Mon	9:00 AM - 6:00 PM
Tue	9:00 AM - 6:00 PM
Wed	9:00 AM - 6:00 PM
Thu	9:00 AM - 6:00 PM
Fri	9:00 AM - 6:00 PM
Sat	Available by appointment
Sun	Closed

After-hours appointments available.

Available 24/7 at

(816) 587-5200

6447 N Cosby Ave
Kansas City, MO 64151
US

Areas Served

Kansas City

Languages

English

Social

David Starns: Allstate Insurance

You can view my financial industry experience and background at FINRA’s BrokerCheck

Local Allstate Insurance Agent: David Starns

David Starns embarked on his journey in the insurance industry in 2017 when he founded the agency. As the owner of three agency locations—Liberty, Kansas City, and Branson—David oversees a diverse portfolio that includes Auto insurance, Home insurance, Health insurance, and Financial products. His favorite aspect of his role is providing exceptional service to customers and being a supportive pillar in his communities.

Originally from Maryland, David has a deep passion for baseball, which has led him to coach high school baseball for several years. This dedication to coaching began when his sons were young and continues to be a significant part of his life. David's blend of professional commitment and personal enthusiasm makes him a prominent and respected figure in the insurance industry.

David and his staff strive to provide excellent customer service and we welcome the opportunity to help people with their auto, home or other various unique insurance needs. Please call our offices today! Kansas City-(816) 741-6690, St. Louis-(314) 649-1245, and Branson- (417) 297-6549

Products we offer:

Car Insurance Agent in Kansas City
Car Insurance Agent in Kansas City
Helps protect you and your vehicle if you’re involved in a car accident. At a minimum, you’ll likely need bodily injury liability and property damage liability to meet state auto insurance coverage requirements and help protect your finances if you cause an accident that injures another driver or damages their property. We also offer uninsured motorist coverage to help with your expenses if you’re hit by a driver without insurance. If you’re looking for coverage to help protect your vehicle, you might want to consider collision coverage and comprehensive coverage, which help pay repair costs if your car is damaged in a covered loss. And, optional coverages, like new car replacement coverage or loan/lease gap coverage help protect your investment in a brand-new car. I can help you choose a combination of coverages that fulfill state requirements and meet your needs. Give me a call to get a car insurance quote today!
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Home Insurance Agent in Kansas City
Home Insurance Agent in Kansas City
Helps provide protection for your house (dwelling) and your family’s liability as well as the things you own in and around your home such as “other structures” (detached garage, fence, etc.), your personal property (furniture, clothing, etc.) against covered perils such as fire, theft, wind/hail and more. Call me today for a homeowners insurance quote and I’ll help you get the protection your home needs and the savings you deserve with our money-saving discounts.
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Condo Insurance Agent in Kansas City
Condo Insurance Agent in Kansas City
Helps protect the portion of your condo, co-op or townhome for which you are responsible for (inside structure, permanent fixtures, cabinets, etc.) with dependable coverage. Condo policies are HO-6 compliant, and cover family liability and personal belongings against covered perils such as fire, theft, vandalism and more. Contact me today for a quote!
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Renters Insurance Agent in Kansas City
Renters Insurance Agent in Kansas City
Helps protect your personal belongings inside or outside your apartment from accidents such as, fire, theft, vandalism, and cover family liability. Give me call today to review what type of coverage makes sense for where you live and what you own.
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Motorcycle Insurance Agent in Kansas City
Motorcycle Insurance Agent in Kansas City
Our motorcycle policies include the basic coverage you may need, like liability coverage, which includes passenger liability coverage and uninsured motorist coverage. You can further customize your motorcycle policy with collision coverage and comprehensive coverage to help protect your bike. And, if you have a customized ride, you can help protect your aftermarket gear with optional equipment coverage. Contact me to learn about motorcycle insurance discounts and to get started with a quote for a policy that fits your needs.
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Business Insurance Agent in Kansas City
Business Insurance Agent in Kansas City
Allstate Business Insurance protects your business in ways other insurance might not. A business owners policy (BOP) usually includes three common types of coverage to help protect you and your small business: property coverage, general liability coverage and business interruption coverage. In addition to these basic coverages, the Allstate Business Owners Policy can be customized with additional protection to help cover more aspects of your business. I can help you tailor a policy to fit your small business’s needs. As a small business owner myself, I understand how important it is to protect what you’ve worked so hard to build. Call me for a free review of your current business policy and to learn more about insurance solutions to help protect you, your business and your employees.
Life Insurance Agent in Kansas City
Life Insurance Agent in Kansas City
Protect the life you want, for those that matter most. A life insurance policy can help provide financial security for your loved ones by covering expenses like the mortgage, college tuition, and other everyday living costs. Call me today to learn about the different types of coverage Allstate offers.
ATV Insurance Agent in Kansas City
ATV Insurance Agent in Kansas City
Help protect yourself and your all-terrain vehicle against the unexpected. We offer bodily injury liability coverage and property damage liability coverage on your ATV insurance policy. If you injure someone else or damage their property while driving your ATV, liability coverage helps pay the other person’s medical or repair bills. If your ATV is damaged in a crash, collision coverage may help. Collision coverage for your ATV helps pay for repairs if you hit another object, such as a fence or a tree. Finally, you may want to consider comprehensive coverage for your ATV in case it’s stolen, vandalized or damaged by hail or fire. Give me a call to get a quote on an ATV insurance policy today!
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Boat Insurance Agent in Kansas City
Boat Insurance Agent in Kansas City
Helps cover your boat on and off the water. Watercraft liability coverage helps pay for another person’s expenses if you injure them or damage their property with your boat. If you’re injured in a boating accident, watercraft medical payments coverage helps pay for your medical bills. Need to repair damage to your boat after an accident? Property coverage for your boat helps cover a crash with another boat or object (like a pier or buoy). It also helps cover theft, vandalism or fire. Help protect your boat against these covered perils during the on- and off-season. We also offer additional coverage for things like your boat trailer, fishing equipment and even towing or fuel delivery when you’re stranded. Need a boat insurance quote? Give me a call today!

Your Local Allstate Team

Cecily Russom

Agency Manager

Cecily Russom began her career in the insurance industry when she joined David Starns’ Agency in 2017. She is an experienced insurance professional, focusing on Auto insurance, Home insurance, Renters insurance, Motorcycle insurance, and Boat insurance. Cecily's passion for her work shines through in her dedication to assisting customers and supporting her colleagues to achieve success. Outside of work, she is an avid lover of English Bulldogs and proudly shares her life with two of these charming pets. Despite her professional success, Cecily has a notable fear of heights and sharks. Her commitment to her role and her unique personal interests make her a distinctive and valued member of the team.

Lauren Smith

Licensed Sales Agent-Team Lead

Lauren Smith began her insurance career in 2020 when she joined David Starns’ Agency. As the Team Lead, she focuses on Auto insurance and Home insurance. Lauren is bilingual, speaking both English and some Spanish, which enhances her ability to assist a diverse customers. Her favorite aspect of her role is helping customers receive the insurance that fits their needs. Originally from the Upper Peninsula of Michigan, Lauren brings a unique perspective and dedication to her work. In her personal life, she is a former competitive swimmer, having competed for 13 years, a testament to her commitment and discipline.

Gabrielle Gonzales

Licensed Sales Agent

Gabrielle Gonzales began her insurance career with David Starns’ Agency in 2022. As an insurance professional, she focuses on Auto insurance and Home insurance. Gabrielle’s favorite aspect of her role is the opportunity to engage with customers and helping them understanding their needs. Her background includes training to become a Paramedic and Firefighter, reflecting her commitment to service. Outside of work, Gabrielle is a dedicated parent, keeping busy with her young child’s school, swimming, and jiu-jitsu classes. Her energetic and caring nature shines through in both her professional and personal life.

Rachel Lysakowski

Licensed Sales Agent

Rachel Lysakowski began her career in the insurance industry in 2014 and joined David Starns’ Agency in 2023. As an Account Manager, she focuses on Auto insurance and Home insurance. Rachel finds great satisfaction in building strong relationships with customers and helping them be well-informed about their insurance options. Originally from Pennsylvania, she brings a personal touch to her work, balancing her professional life with being a dedicated mom to two children. Rachel's commitment to customers and her approachable nature make her a valued member of the team.

Ryan Smarr

Personal Financial Representative

As a Personal Financial Representative in the Kansas City area, I’ve gotten to know many local families. I understand that when it comes to preparing for your financial future, each person’s needs are unique. That's why when you contact me, you’ll receive personalized service based on your needs. I look forward to helping you prepare a strategy to achieve your financial goals. From saving for your child’s education to your retirement, my ongoing priority is to help you to create a financial strategy to achieve the peace of mind that you deserve.

Kristin Young

Licensed Agent/Customer Service/Billing specialist

Kristin Young began her journey in the insurance industry in 2021 and became a valuable member of David Starns’ Agency in 2023. As a Licensed Service Agent and Billing Specialist, Kristin focuses on selling Auto insurance and Home insurance. Her favorite part of the job is helping customers, helping them have the insurance they need. Kristin is also a devoted mom to her two daughters, two dogs, and two gerbils. Outside of work, she loves to cook, finding joy in preparing meals for her family.

Hannah Brown

Licensed Agent-Team Lead

Hannah Brown embarked on her insurance career in 2022 when she joined David Starns’ Agency. As the Service Team Lead, she focuses on Auto insurance and Home insurance, focusing on helping customers identify the insurance for their needs. Hannah finds great satisfaction in assisting customers through their insurance options. Outside of work, she enjoys visiting plant nurseries and spending time with her beloved cat, finding peace and joy in both her hobbies and her pet.

Kendall Wright

Licensed Sales Agent

Kendall Wright joined the insurance industry in 2024 with David Starns’ Agency, where she excels as a dedicated Insurance Producer. She handles a diverse range of products, including Auto insurance, Home insurance, Renters insurance, Condo insurance, Manufactured Home insurance, Boat insurance, Off-Road Vehicles insurance, Landlord insurance, Personal Umbrella insurance, Motorcycle insurance, and Roadside Membership. Kendall takes great satisfaction in demystifying the insurance process for customers and helping them have the insurance they need. Outside of work, she enjoys spending her time fishing and has a clear preference for the warmth of summer over the cold of winter.

Britany Avery

Licenses Sales Agent

Britany Avery began her journey in the insurance industry in 2023 and joined David Starns’ Agency in 2024 as a Licensed Sales Producer. She focuses on selling Auto insurance and Home insurance. Britany's favorite aspect of her work is helping people gain a better understanding of their insurance needs. Outside of work, Britany enjoys crafting and spending her weekends at the drag strip, where her love for speed and excitement comes to life.

Tiffanie Stout

Licensed Agent/Account Manager

Tiffanie Stout embarked on her insurance career in 2012 and specializes in Auto and Home insurance. With a passion for assisting customers, Tiffanie finds great satisfaction in helping people navigate their insurance needs. She resides in Mississippi, where she enjoys the charm of fall, her favorite season. Tiffanie’s dedication to customers and her love for the autumn season reflect her commitment to both her professional role and personal interests.

Tanner Starns

Licensed Sales Agent

Tanner Starns began his career in the insurance industry in 2024 when he joined David Starns’ Agency as an Account Manager. Focusing on Auto insurance and Home insurance, Tanner is dedicated to helping customers find insurance that fits their needs. His favorite part of working in insurance is building strong relationships with customers, helping them feel supported and confident in their insurance decisions. Tanner's approach to his work is centered on understanding the unique needs of each customer.

Outside of work, Tanner is a passionate sports fan, with a deep love for the Baltimore Orioles and the Indianapolis Colts. Whether he’s discussing the latest game or helping a customer find the best insurance policy, Tanner brings enthusiasm and commitment to everything he does. His dedication to both customers and his favorite teams makes him a valued member of David Starns’ Agency.

Venessa Pierson

Licensed Sales Agent/Account Manager

Venessa Pierson entered the insurance industry in 2024 when she joined David Starns’ Agency as an Account Manager. She focuses on selling Auto insurance and Home insurance. Venessa's favorite part of the job is meeting new people and helping them find the right insurance. Outside of work, she is an outdoor enthusiast who spends a lot of time gardening. Venessa also has a passion for crafting and has explored various hobbies, including glass working, chainmail, 3D printing, and woodworking. Her creativity and love for learning new skills make her a dynamic and engaging professional.

Randy Jensen

Licensed Sales Professional

Randy Jensen
Licensed Sales Professional

Randy Jensen began his career in the insurance industry in 2024 and joined our team in 2025. Specializing in Property and Casualty insurance—including homeowners, landlord, renters, auto, motorcycle, ATV/ORV, and personal umbrella policies—Randy is dedicated to helping people find the right coverage to fit their needs and goals.

Randy is fluent in both English and "Old Dad Joke," always ready to bring a smile to your day. When he’s not working, he enjoys gardening and exploring fun places with his family. With his approachable style and passion for people, Randy brings both know-how and humor to every customer interaction.

Erendida Amador

Licensed Sales Professional

Erendida Amador
Sales

Erendida Amador brings six years of experience in the insurance industry and joined our team in 2025. Fluent in both Spanish and English, she specializes in Property & Casualty (P&C) insurance. Erendida is passionate about helping people and takes pride in helping guide customers through their insurance needs with care and clarity.

Originally from Chicago, Erendida was born and raised in the Windy City and has a serious love for iced coffee. Her dedication and personable approach make her an invaluable part of our sales team.

Kenneth Brown

Licensed Sales Professional

Kenneth Brown
Licensed Sales Professional

Kenneth Brown began his journey in the insurance industry in 2025 and joined our team the same year. As a Licensed Sales Professional, he focuses on Personal Property insurance, helping customers find the right coverage while saving them money—his favorite part of the job.

Kenneth is full of unique experiences: he has triplet brothers and once had the incredible opportunity to drive a Naval ship. His enthusiasm and fresh perspective make him a great asset to our team.

Jake Milhon

Licensed Sales Professional

Jake Milhon
Sales Producer

Jake Milhon entered the insurance industry and joined our team in 2025, bringing with him a passion for helping people. As a Sales Producer specializing in Property and Casualty insurance, Jake is committed to guiding customers toward coverage that fits their needs and gives them peace of mind.

Before insurance, Jake was the drummer for a well-unknown band you’ve probably never heard of—but his rhythm and energy still shine through in his work. He also has a deep love for standup comedy, adding humor and approachability to every interaction.

Holli Baer

Licensed Sales Professional

Holli Baer
Account Manager

Holli Baer joined the insurance industry and our team in 2025, bringing with her a passion for service and connection. As an Account Manager specializing in Property & Casualty insurance, Holli thrives on building strong relationships with customers and takes pride in providing protection choices tailored to their needs.

Outside of work, Holli is a die-hard Kansas City Chiefs fan—she hasn’t missed a playoff game in the last three years, even braving the -9°F wind chill against the Miami Dolphins! She also comes from a wonderfully big family, with eight siblings ranging in age from 32 to 5. Her enthusiasm, dedication, and family values make her a standout on our team.

Sarah Deal

Licensed Sales Professional/Commercial Agent

Sarah Deal
Account Manager / Commercial Agent

Sarah Deal brings nearly two decades of insurance experience, having started in the industry in 2006 and joining our team in 2025. As an Account Manager and Commercial Agent, she handles both personal and commercial lines of insurance. Sarah is passionate about customer interaction and is always eager to learn something new to better serve customers.

Outside the office, Sarah enjoys bowling and comes from a lively, big family with seven siblings. Her depth of experience and love of connecting with people make her an invaluable part of our team.

Allstate Insurance Agent Reviews

rick echelmeyer

May. 22, 2026

Efficient discussion and communication

charles warren

May. 8, 2026

Your not local

karla schneider

May. 6, 2026

scott kennedy

May. 6, 2026

brandy somers

Apr. 29, 2026

whitney rank

Apr. 27, 2026

Terrence did a phenomenal job! He communicated with us well regarding the claims process. He was very thorough with our

Terrence did a phenomenal job! He communicated with us well regarding the claims process. He was very thorough with our inspection as well.

dora best

Apr. 23, 2026

matthew land

Apr. 19, 2026

I get multiple charges per month. It really makes zero sense what is going on. I have my insurance payment deducted same

I get multiple charges per month. It really makes zero sense what is going on. I have my insurance payment deducted same time every month and without fail I get another random charge out of my account a few days later. I have never had any thing like this in the almost 30 years I have been driving. Also this past month my insurance premium was more! Not a happy customer.

chad callison

Apr. 10, 2026

john tubbs

Mar. 28, 2026

Yes Mr. Starnes and his agentshave been very straightforward with my family and I enjoy that very much . Thank you .

roger burnett

Mar. 28, 2026

Everything went well. Thanks to Terrence Johnson your rep.

paul allee

Mar. 27, 2026

Excellent service and rates so far...Keep up the good work!!!

david reeves

Mar. 24, 2026

So much better than my last insurance company.

dean dakin

Mar. 23, 2026

gaetano fontana

Mar. 22, 2026

Courteous friendly agents

gwendolyn campbell

Mar. 14, 2026

mark browning

Mar. 6, 2026

rod perkins

Mar. 3, 2026

john mcintire

Mar. 2, 2026

eric barker

Mar. 1, 2026

Allstate Online Review Policy

Your Local Allstate Team

Saturday:
Sunday: Closed

Can I text your agency with questions?

No, we do not have text messaging services.

What languages do you speak?

We have staff members available who speak the following languages: English

Do you have more than one location?

1512 N Church Rd, Liberty, MO
500 W Main St, Branson, MO

*Note: In Florida, Allstate agencies are authorized to represent a number of companies that are part of the Allstate family. Through these separate and distinct companies a wide variety of insurance products are available. For example, auto insurance in Florida is available from Allstate Insurance Company, Allstate Indemnity Company and Allstate Property and Casualty Insurance Company(Home Office:Northbrook, IL). Property insurance, such as homeowners, condominium owners and renters insurance is available in Florida from Castle Key Insurance Company and Castle Key Indemnity Company(Home Offices: St. Petersburg, FL).

It's important to note that Castle Key Insurance Company and Castle Key Indemnity Company are separate and distinct companies from each other and from Allstate Insurance Company, Allstate Indemnity Company, Allstate Property and Casualty Insurance Company and Allstate Life Insurance Company. This means, for example, that property insurance products provided by Castle Key Insurance Company and Castle Key Indemnity Company are not underwritten or reinsured by Allstate Insurance Company or Allstate Life Insurance Company.

David Starns is insurance licensed in the state(s) of Arkansas, Florida, Illinois, Kansas, Missouri, Texas, and Vermont. If you do not reside in the state(s) of Arkansas, Florida, Illinois, Kansas, Missouri, Texas, or Vermont, please go to the Find an Agent section on allstate.com to search for another Allstate Agent or Personal Financial Representative.

Based on coverages selected. Subject to terms, conditions, availability & qualifications.

This material is intended for educational purposes only. Auto and homeowners insurance, and other property and casualty insurance products, are available from Allstate Insurance Company, Allstate Indemnity Company, Allstate Property and Casualty Insurance Company, Allstate North American Insurance Co. and Allstate Fire and Casualty Insurance Company (Home Offices: Northbrook, IL); Allstate New Jersey Insurance Company and Allstate New Jersey Property and Casualty Insurance Company (Home Offices: Bridgewater, NJ); and Allstate County Mutual Insurance Company and Allstate Texas Lloyd's (Home Offices: Irving, TX). This life insurance information is provided for general consumer educational purposes and is not intended to provide legal, tax or investment advice. Life insurance also offered and issued by third party companies not affiliated with Allstate. Each company is solely responsible for the financial obligations accruing under the products it issues. Product guarantees are backed by the financial strength and claims-paying ability of the issuing company.

Securities offered by Personal Financial Representatives through Allstate Financial Services, LLC (LSA Securities in LA and PA). Registered Broker-Dealer. Member FINRA, SIPC. Main Office: 151 North 8th Street, Suite 450, Lincoln, NE 68508. (877) 232-2142.

Check the background of this firm on FINRA's BrokerCheck website.

you're in good hands^®

Allstate Insurance Agent David Starns, Kansas City, MO

Location Details

Office Hours

6447 N Cosby Ave Kansas City, MO 64151 US

Other Locations

Areas Served

Languages

Social

Local Allstate Insurance Agent: David Starns

Products we offer:

Car Insurance Agent in Kansas City

Home Insurance Agent in Kansas City

Condo Insurance Agent in Kansas City

Renters Insurance Agent in Kansas City

Motorcycle Insurance Agent in Kansas City

Business Insurance Agent in Kansas City

Life Insurance Agent in Kansas City

ATV Insurance Agent in Kansas City

Boat Insurance Agent in Kansas City