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Local Allstate Agency: Meet Anderson & Schmidt Insurance
Products we offer:
Auto
Car Insurance in San Francisco
Car Insurance in San Francisco
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Helps protect you and your vehicle if you’re involved in a car accident. At a minimum, you’ll likely need bodily injury liability and property damage liability to meet state auto insurance coverage requirements and help protect your finances if you cause an accident that injures another driver or damages their property. We also offer uninsured motorist coverage to help with your expenses if you’re hit by a driver without insurance. If you’re looking for coverage to help protect your vehicle, you might want to consider collision coverage and comprehensive coverage, which help pay repair costs if your car is damaged in a covered loss. And, optional coverages, like new car replacement coverage or loan/lease gap coverage help protect your investment in a brand-new car. I can help you choose a combination of coverages that fulfill state requirements and meet your needs. Give me a call to get a car insurance quote today!
Helps provide protection for your house (dwelling) and your family’s liability as well as the things you own in and around your home such as “other structures” (detached garage, fence, etc.), your personal property (furniture, clothing, etc.) against covered perils such as fire, theft, wind/hail and more. Call me today for a homeowners insurance quote and I’ll help you get the protection your home needs and the savings you deserve with our money-saving discounts.
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Condo
Condo Insurance in San Francisco
Condo Insurance in San Francisco
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Helps protect the portion of your condo, co-op or townhome for which you are responsible for (inside structure, permanent fixtures, cabinets, etc.) with dependable coverage. Condo policies are HO-6 compliant, and cover family liability and personal belongings against covered perils such as fire, theft, vandalism and more. Contact me today for a quote!
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Renters
Renters Insurance in San Francisco
Renters Insurance in San Francisco
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Helps protect your personal belongings inside or outside your apartment from accidents such as, fire, theft, vandalism, and cover family liability. Give me call today to review what type of coverage makes sense for where you live and what you own.
Our motorcycle policies include the basic coverage you may need, like liability coverage, which includes passenger liability coverage and uninsured motorist coverage. You can further customize your motorcycle policy with collision coverage and comprehensive coverage to help protect your bike. And, if you have a customized ride, you can help protect your aftermarket gear with optional equipment coverage. Contact me to learn about motorcycle insurance discounts and to get started with a quote for a policy that fits your needs.
Allstate Business Insurance protects your business in ways other insurance might not. A business owners policy (BOP) usually includes three common types of coverage to help protect you and your small business: property coverage, general liability coverage and business interruption coverage. In addition to these basic coverages, the Allstate Business Owners Policy can be customized with additional protection to help cover more aspects of your business. I can help you tailor a policy to fit your small business’s needs. As a small business owner myself, I understand how important it is to protect what you’ve worked so hard to build. Call me for a free review of your current business policy and to learn more about insurance solutions to help protect you, your business and your employees.
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Life
Life Insurance in San Francisco
Life Insurance in San Francisco
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Protect the life you want, for those that matter most. A life insurance policy can help provide financial security for your loved ones by covering expenses like the mortgage, college tuition, and other everyday living costs. Call me today to learn about the different types of coverage Allstate offers.
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ATV
ATV Insurance in San Francisco
ATV Insurance in San Francisco
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Help protect yourself and your all-terrain vehicle against the unexpected. We offer bodily injury liability coverage and property damage liability coverage on your ATV insurance policy. If you injure someone else or damage their property while driving your ATV, liability coverage helps pay the other person’s medical or repair bills. If your ATV is damaged in a crash, collision coverage may help. Collision coverage for your ATV helps pay for repairs if you hit another object, such as a fence or a tree. Finally, you may want to consider comprehensive coverage for your ATV in case it’s stolen, vandalized or damaged by hail or fire. Give me a call to get a quote on an ATV insurance policy today!
Helps cover your boat on and off the water. Watercraft liability coverage helps pay for another person’s expenses if you injure them or damage their property with your boat. If you’re injured in a boating accident, watercraft medical payments coverage helps pay for your medical bills. Need to repair damage to your boat after an accident? Property coverage for your boat helps cover a crash with another boat or object (like a pier or buoy). It also helps cover theft, vandalism or fire. Help protect your boat against these covered perils during the on- and off-season. We also offer additional coverage for things like your boat trailer, fishing equipment and even towing or fuel delivery when you’re stranded. Need a boat insurance quote? Give me a call today!
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10+
Years of Experience
30+
Years in the Community
EducationEducation dropdown expand/collapse
Bachelor Of Arts-University of California, Davis
Doctor of Law-Golden Gate University
AwardsAwards dropdown expand/collapse
Agency Achievement Award-9 years
Honor Ring-9 years
Community InvolvementCommunity Involvement dropdown expand/collapse
Southern Marin Pop Warner Football, 2001-present
Rotary Club, Member 2001. Board of Directors 2003.
Youth Sailing Program, Board of directors, 2005-present
Our team
Darci Anderson
Senior Agent
Darci has over a decade of experience helping the customer make their insurance coverage decisions.
Joly Diccion
Agent Administrator
Joly has over two decades in our office and assists the customers with both simple and complex insurance decisions.
Paul Sims
Sales Producer
Life Insurance sales.
James Grant
Personal Financial Representative
Jim works with the annuity customers and has a "wealth" of knowledge on Allstate annuities.
Robert Schmidt
Agency Owner - Personal Financial Representative
Recent reviews
Rating 2.5
joel vecino
Feb. 10, 2026
Too expensive despite I’ve been with all state for a long time
Agent Response
Hi Joel, thank you for being a long-time customer.
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Hi Joel, thank you for being a long-time customer. We understand your concern about pricing. Please reach out to RobertSchmidt@allstate.com to discuss your policy and explore options that might better suit your needs.
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Rating 5.0
jacqueline payne
Jan. 3, 2026
In particular, Joly has been a dream …..my sister and brother are trying to keep our mother’s insurance policies wit
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In particular, Joly has been a dream …..my sister and brother are trying to keep our mother’s insurance policies with you up to date and in order. Your office has been so helpful, especially with my quarterly request to keep her car insured while I visit, as she doesn’t drive any longer. Thanks for all of your help.
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Agent Response
Thank you, Jacqueline, for your kind words and for
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Thank you, Jacqueline, for your kind words and for being a valued customer. We're thrilled to hear that Joly and our team have been helpful in managing your mother's insurance needs. It's our pleasure to assist you with keeping her car insured. If you need anything else, feel free to reach out.
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Rating 5.0
john nelson
Dec. 28, 2025
He was very nice and helped me quickly
Agent Response
Thank you, John, for your kind words! We love it w
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Thank you, John, for your kind words! We love it when our clients are happy with our service!
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Rating 5.0
erika esler
Dec. 23, 2025
Agent Response
Thank you, Erika, for your positive feedback! It's
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Thank you, Erika, for your positive feedback! It's always good chatting with you.
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Rating 5.0
timothy wong
Dec. 22, 2025
Very positive response from Rob. As always, he has been there for me to solve any problems I have.
Agent Response
Thank you, Tim!
Rating 4.5
richard porter
Dec. 6, 2025
Agent Response
Thank you, Richard Porter, for your positive feedb
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Thank you, Richard Porter, for your positive feedback and for being a valued customer. Full disclosure, Richie is a good friend, however he only gave me 4.5 stars so he sleeps on the couch at my next party, and the dog sleeps in the guest room. HA!
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Rating 5.0
ted dimapasoc
Oct. 4, 2025
Agent Response
Thank you, Ted, for your positive feedback!
Rating 5.0
kristine schmidt
Oct. 4, 2025
Always terrific. Rob and Darci are awesome.
Agent Response
Thank you, Kristine, for your kind words! Obviousl
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Thank you, Kristine, for your kind words! Obviously, you are a person of great insight, intelligence and beauty...and an awesome aunt to my twins!
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Rating 4.5
joel feldman
Sep. 4, 2025
The Anderson Schmidt team is always helpful and responsive to our needs.
Agent Response
Thank you, Joel, I always enjoy working with you.
Rating 5.0
teresa callan
Jul. 3, 2025
It is a very slow process. I wish that the recommended companies moved quicker. It is very frustrating.
Agent Response
Hi Teresa, thank you for your feedback. We underst
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Hi Teresa, thank you for your feedback. We understand your frustration with the process speed and appreciate your patience. Please feel free to reach out to RobertSchmidt@allstate.com for further assistance. We value your input and are here to help.
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Rating 5.0
joann wong
May. 30, 2025
Agent Response
Thanks Jo!
Rating 5.0
arnel luna
Apr. 1, 2025
Agent was attentive
Rating 5.0
alfonso bazurto
Nov. 6, 2024
I've always been very satisfied with whatever inquires or questions that came up. Thank you for your good service. Alfo
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I've always been very satisfied with whatever inquires or questions that came up. Thank you for your good service. Alfonso
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Rating 5.0
donald ino
Nov. 4, 2024
Excellent!
Rating 4.5
david warfield
Nov. 1, 2024
Rating 4.0
steven wertheim
Oct. 29, 2024
Rating 5.0
emeterio nastor
Oct. 15, 2024
I have been with you for a long long time and you are very professional.
Darci has over a decade of experience helping the customer make their insurance coverage decisions.
Joly Diccion
Agent Administrator
Joly has over two decades in our office and assists the customers with both simple and complex insurance decisions.
Paul Sims
Sales Producer
Life Insurance sales.
James Grant
Personal Financial Representative
Jim works with the annuity customers and has a "wealth" of knowledge on Allstate annuities.
Robert Schmidt
Agency Owner - Personal Financial Representative
Frequently asked questions
Can I text your agency with questions?
Yes, we have text messaging services.
What languages do you speak?
We have staff members available who speak the following languages: English, Tagalog
Anderson & Schmidt Insurance is insurance licensed in the state(s) of California. If you do not reside in the state(s) of California, please go to the Find an Agent section on allstate.com to search for another Allstate Agent or Personal Financial Representative.
California Insurance License Name and Number: 0C91993 ANDERSON & SCHMIDT INSURANCE AGENCY INC, 0F40591 SCHMIDT, ROBERT OLIVER
Based on coverages selected. Subject to terms, conditions, availability & qualifications.
This material is intended for educational purposes only. Auto and homeowners insurance, and other property and casualty insurance products, are available from Allstate Insurance Company, Allstate Indemnity Company, Allstate Property and Casualty Insurance Company, Allstate North American Insurance Co. and Allstate Fire and Casualty Insurance Company (Home Offices: Northbrook, IL); Allstate New Jersey Insurance Company and Allstate New Jersey Property and Casualty Insurance Company (Home Offices: Bridgewater, NJ); and Allstate County Mutual Insurance Company and Allstate Texas Lloyd's (Home Offices: Irving, TX). This life insurance information is provided for general consumer educational purposes and is not intended to provide legal, tax or investment advice. Life insurance also offered and issued by third party companies not affiliated with Allstate. Each company is solely responsible for the financial obligations accruing under the products it issues. Product guarantees are backed by the financial strength and claims-paying ability of the issuing company.
Securities offered by Personal Financial Representatives through Allstate Financial Services, LLC (LSA Securities in LA and PA). Registered Broker-Dealer. Member FINRA, SIPC. Main Office: 151 North 8th Street, Suite 450, Lincoln, NE 68508. (877) 232-2142.
Check the background of this firm on FINRA's BrokerCheck website.