Allstate Insurance Agent
Andy Cline, Post Falls, ID

1208 N Idaho St,

Ste 103

Post Falls, ID 83854

Call

(208) 777-7675to quote by phone

Call

(208) 777-7675to quote by phone

Call

(208) 777-7675to quote by phone

Call

(208) 777-7675to quote by phone

Select a product to get a quote

Auto insurance

Home insurance

Renters insurance

Motorcycle insurance

ATV insurance

Location Details

Office Hours

Day of the Week	Hours
Mon	9:00 AM - 5:30 PM
Tue	9:00 AM - 5:30 PM
Wed	9:00 AM - 5:30 PM
Thu	9:00 AM - 5:30 PM
Fri	9:00 AM - 5:00 PM
Sat	Available by appointment
Sun	Closed

After-hours appointments available.

Available 24/7 at

(208) 777-7675

1208 N Idaho St,
Ste 103
Post Falls, ID 83854
US

Landmarks

Take exit 5, east on 12th Street , office is located on the corner of 12th and Idaho St.

Areas Served

Post Falls ID, Coeur d'Alene ID, Rathdrum ID, Hayden, ID, Spokane, WA, Spokane Valley, WA, Liberty Lake, WA, Missoula, MT, Lewis and Clark, MT, Flathead, MT

Additional Contact

Fax: (833) 649-2234

Languages

English

Social

Andy Cline: Allstate Insurance

You can view my financial industry experience and background at FINRA’s BrokerCheck

Local Allstate Insurance Agent: Andy Cline

Products we offer:

Car Insurance Agent in Post Falls
Car Insurance Agent in Post Falls
Helps protect you and your vehicle if you’re involved in a car accident. At a minimum, you’ll likely need bodily injury liability and property damage liability to meet state auto insurance coverage requirements and help protect your finances if you cause an accident that injures another driver or damages their property. We also offer underinsured motorist coverage to help with your expenses if you’re hit by a driver without insurance. If you’re looking for coverage to help protect your vehicle, you might want to consider collision coverage and comprehensive coverage, which help pay repair costs if your car is damaged in a covered loss. And, additional replacement protection coverages, like new car replacement coverage or loan/lease gap coverage help protect your investment in a brand-new car. I can help you choose a combination of coverages that fulfill state requirements and meet your needs. Give me a call to get a car insurance quote today!
get a quote
Home Insurance Agent in Post Falls
Home Insurance Agent in Post Falls
Helps provide protection for your house (dwelling) and your family’s liability as well as the things you own in and around your home such as “other structures” (detached garage, fence, etc.), your personal property (furniture, clothing, etc.) against covered perils such as fire, theft, wind/hail and more. Call me today for a homeowners insurance quote and I’ll help you get the protection your home needs and the savings you deserve with our money-saving discounts.
get a quote
Condo Insurance Agent in Post Falls
Condo Insurance Agent in Post Falls
Helps protect the portion of your condo, co-op or townhome you are responsible for (inside structure, permanent fixtures, cabinets, etc.) with dependable coverage. Condo policies are HO-6 compliant, and cover family liability and personal belongings against covered perils such as fire, theft, vandalism and more. Contact me today for a quote!
Renters Insurance Agent in Post Falls
Renters Insurance Agent in Post Falls
Helps protect your personal belongings inside or outside your apartment from accidents such as, fire, theft, vandalism, and cover family liability. Give me call today to review what type of coverage makes sense for where you live and what you own.
get a quote
Landlords & Hosts Insurance Agent in Post Falls
Landlords & Hosts Insurance Agent in Post Falls
Helps protect the structure of your rental property, from covered accidents such as fire, wind/hail, vandalism and more. It also offers protection for the liability you might face as an owner. Let’s chat about the right coverage for your additional property!
Motorcycle Insurance Agent in Post Falls
Motorcycle Insurance Agent in Post Falls
Our motorcycle policies include the basic coverage you may need, like liability coverage, which includes passenger liability coverage, and uninsured motorist coverage. You can further customize your motorcycle policy with collision coverage and comprehensive coverage to help protect your bike. And, if you have a customized ride, you can help protect your aftermarket gear with optional equipment coverage. Contact me to learn about motorcycle insurance discounts and to get started with a quote for a policy that fits your needs.
get a quote
Business Insurance Agent in Post Falls
Business Insurance Agent in Post Falls
Commercial insurance protects your small business, your livelihood. Instead of having one policy for your business personal property/building then another for the liability, a BOP combines both policies into one. In addition to these basic coverages, commerical insurance can be customized with additional protection to help cover more aspects of your business. I can help you tailor a policy to fit your small business’s needs. As a small business owner myself, I understand how important it is to protect what you’ve worked so hard to build. Call me for a free review of your current business policy and to learn more about insurance solutions to help protect you, your business, and your employees.
Life Insurance Agent in Post Falls
Life Insurance Agent in Post Falls
Protect the life you want, for those that matter most. A life insurance policy can help provide financial security for your loved ones by covering expenses like the mortgage, college tuition, and other everyday living costs. Call me today to learn about the different types of coverage Allstate offers.
ATV Insurance Agent in Post Falls
ATV Insurance Agent in Post Falls
Help protect yourself and your all-terrain vehicle against the unexpected. We offer bodily injury liability coverage and property damage liability coverage on your ATV insurance policy. If you injure someone else or damage their property while driving your ATV, liability coverage helps pay the other person’s medical or repair bills. If your ATV is damaged in a crash, collision coverage may help. Collision coverage for your ATV helps pay for repairs if you hit another object, such as a fence or a tree. Finally, you may want to consider comprehensive coverage for your ATV in case it’s stolen, vandalized or damaged by hail or fire. Give me a call to get a quote on an ATV insurance policy today!
get a quote
Boat Insurance Agent in Post Falls
Boat Insurance Agent in Post Falls
Helps cover your boat on and off the water. Watercraft liability coverage helps pay for another person’s expenses if you injure them or damage their property with your boat. If you’re injured in a boating accident, watercraft medical payments coverage helps pay for your medical bills. Need to repair damage to your boat after an accident? Property coverage for your boat helps cover a crash with another boat or object (like a pier or buoy). It also helps cover theft, vandalism or fire. Help protect your boat against these covered perils during the on- and off-season. We also offer additional coverage for things like your boat trailer, fishing equipment and even towing or fuel delivery when you’re stranded. Need a boat insurance quote? Give me a call today!

10+

Years of
Experience

20+

Years in the
Community

Your Local Allstate Team

Andy Cline

Agency Owner

Meet Andy, the guy behind the Allstate agency with over 18 years in the insurance game. When he’s not helping customers, you’ll find him spending time with family, out on the water, cheering on his favorite football team, or firing up the BBQ. He’s also big on giving back to the community and making a difference beyond the office. With his experience and passion for helping others, Andy is a key player on the team and in the neighborhood.

Erin Gardner

Agency Manager

Meet Erin—our powerhouse Agency Manager with over 15 years of experience in the insurance industry. Known for her leadership, heart and ability to turn goals into wins, Erin is passionate about helping her team grow and succeed.

When she’s not leading the office, you’ll find her on boating, enjoying lake days, or spending time with her kids. With her experience, humor and unstoppable energy, Erin brings confidence, clarity and fun to everything she does—making her the heartbeat of our team.

MaKyla Bain

Licensed Account Manager

Meet MaKyla, our experienced team member with nine years in the insurance industry. When she's not helping customers find the right coverage options, MaKyla enjoys spending time with her beautiful family, which includes two small kiddos. She has a passion for traveling, trying new foods, and watching the Dallas Mavericks. MaKyla's love for Mexican cuisine reflects her adventurous spirit, while her interest in basketball shows her competitive edge. With her wealth of knowledge and diverse interests, MaKyla is an asset to our team.

Bryan Spendlove

Licensed Account Manager

Bryan Spendlove is an experienced insurance professional with a decade of knowhow in the field. Outside of his career, he enjoys spending time with his wife and beloved dog, Soko. His interests include savoring Burgers, exploring hiking trails, gaming, and indulging in hot tamale candies. Bryan’s life is a delightful blend of professional success, quality time with loved ones, and an appreciation for the simple pleasures that make each day special. With a heart dedicated to both his career and personal happiness, Bryan continues to thrive in the world of insurance while cherishing the moments that truly matter.

Christina Johns

Licensed Account Manager

Meet Christina, our experienced team member who loves hiking, fishing, playing softball, and spending time with her family and 2 puppies. With seven years of experience in the insurance industry, Christina is dedicated to helping customers find the coverage they need. She brings her passion for helping others and her commitment to excellence to everything she does.

Joshua Sprague

Personal Financial Representative

Joshua Sprague was born and raised in Hells Canyon, Oregon. After graduating from the University of Portland he moved to the Coeur d'Alene area. Joshua has worked in financial services for eighteen years and enjoys working closely with customers to assist them with their retirement needs. He enjoys music, traveling and experiencing different cultures with his wife and their two sons.

Felicia Gill

Licensed Account Manager

Felicia Gill steps into the insurance realm with a wealth of customer care experience and a heart brimming with warmth. Amidst her exploration of insurance intricacies, Felicia finds solace in the kitchen, crafting culinary delights for her children. A devoted Kansas City Chiefs fan, her loyalty extends beyond sports to her commitment to serving others. With genuine warmth and dedication, Felicia aims to make a meaningful impact in insurance, prioritizing the well-being of customers and her community.

Sharayah Lacefield

Licensed Account Manager

Sharayah is a proud wife and mother who recently joined our agency and the insurance industry with a passion for helping others feel protected and supported. With a heart for service and a commitment to learning, she’s quickly becoming an essential part of our team.

When she’s not assisting customers or expanding her insurance knowledge, Sharayah enjoys a good laugh, a perfectly cooked steak, and cheering on her favorite team—the Baltimore Ravens. Her positive energy and dedication to doing things right make her a joy to work with and a reliable resource for customers.

Eric Dudemyster

Licensed Account Manager

With years of hands-on experience in insurance and customer service, Eric is one of our most dependable customer resources. He excels at breaking down complex coverage details and making every customer feel heard and taken care of. Outside the office, Eric is a proud dad of two boys and loves science, comic books, video games, and the outdoors. Whether he’s helping a customer navigate a policy or cheering on the Seahawks, Eric shows up with authenticity, kindness, and a great sense of humor.

Kari (Aurora) Burns

Licensed Account Manager

Kari “Aurora” Burns is a seasoned insurance pro who knows her stuff and always brings great energy to our team. As a Licensed Account Representative, she takes pride in helping customers feel confident and cared for—powered mostly by coffee and determination. Outside of work, Kari is a proud mom to three amazing daughters and a devoted cat mom. She loves movies, beach days, Target runs, and a White Chocolate Mochas. With her experience, humor, and big heart, Kari makes our office brighter every day—and we’re lucky to have her.

Clay Ownbey

Customer Service Representative

Clay is a valued member of the Customer Service team and brings a genuine love for helping people. While he’s new to the insurance industry, he’s not new to providing great service. Outside of work, Clay is all about family—he’s married, has children, and proudly talks about his grandchildren every chance he gets. He’s also a huge sports fanatic, bringing energy, enthusiasm, and a team-first mindset to everything he does.

Travis Harris

Licensed Account Manager

Travis is a licensed insurance producer with years of experience helping individuals and families protect what matters most. Known for his reliability, product knowledge, and calm approach, Travis takes pride in making insurance feel clear, straightforward, and manageable for customers. When he’s not helping customers find the right coverage, you’ll likely find Travis cheering on the Indianapolis Colts, playing guitar, or on the hunt for the best burgers and wings around. His mix of experience, dedication, and down-to-earth personality makes him a great resource and a great teammate.

Allstate Insurance Agent Reviews

meryl mackey

Jun. 27, 2026

I replace my roof and texted my invoice and when I called cust service to see if my policy on roof was reinstated was to

I replace my roof and texted my invoice and when I called cust service to see if my policy on roof was reinstated was told they have no info so then I called agent and they found my info and hopefully will be taken care of now no word yet

loftis nancy

Jun. 23, 2026

Online services are fine but I don't like the fact that I have a quote local agent and yet whenever I call I get some ca

Online services are fine but I don't like the fact that I have a quote local agent and yet whenever I call I get some call center from a foreign country or something.

dawn line

Jun. 18, 2026

lyle heck

Jun. 12, 2026

It was great just need updated insurance cards after every 6 months. Typically always have to ask for them

david marshall

Jun. 12, 2026

torrell lebron

Jun. 11, 2026

Customer service is lacking

rebecca tabor

Jun. 7, 2026

galen jantz

Jun. 6, 2026

Great! Haven’t had no claim yet so hopefully that goes well if it happens. That’s what really proves a company

susan garrison

May. 30, 2026

kyle hogan

May. 18, 2026

peggy goldey

Apr. 26, 2026

Very pleased with Christina’s helping!! Great job!

Agent Response

Thank you, Peggy, for your wonderful feedback! We'

Thank you, Peggy, for your wonderful feedback! We're thrilled to hear that Christina was able to assist you effectively. Your satisfaction is our priority, and we appreciate your trust in us. If you need anything else, feel free to reach out.

renee johannsen

Apr. 19, 2026

wendy marshall

Apr. 14, 2026

Every time we try to contact the agent, he’s never available. This has not been a one-time thing experience either.

Agent Response

Hi Wendy, thank you for your feedback! Our agent i

Hi Wendy, thank you for your feedback! Our agent is actively working with clients throughout the day, so availability can be limited without an appointment. We’d be happy to schedule a time that works best for you—just let us know!

jose murillo

Apr. 8, 2026

Thank you with our home repair recently. Have a great day .

Agent Response

Hi Jose, thank you so much for your kind words! We

Hi Jose, thank you so much for your kind words! We’re glad we could help with your home repair. If you ever need anything else, we’re always here for you—have a great day!

eric kenner

Apr. 4, 2026

Excellent team!

Agent Response

Thank you, Eric, for your kind words! We're thrill

Thank you, Eric, for your kind words! We're thrilled to hear that you had a great experience with our team. Your satisfaction is our top priority, and we appreciate your support. If you ever need assistance, feel free to reach out.

mark lavoie

Apr. 1, 2026

The fact that I'm paying a higher rate in Idaho than in Washington is disturbing. I would not have expected this.

Agent Response

Hi Mark, I understand how that can feel frustratin

Hi Mark, I understand how that can feel frustrating. Rates can vary quite a bit between states due to differences in regulations, claims trends, and coverage requirements. We’d be happy to review your policy with you and make sure you’re getting the best value possible—just let us know!

sandy bodak

Mar. 29, 2026

hunter sabine bower

Mar. 25, 2026

peter rozin

Feb. 25, 2026

They have always been very responsive to all of my needs, very friendly service.

Agent Response

Thank you, Peter, for your kind words and for bein

Thank you, Peter, for your kind words and for being a valued customer. We're thrilled to hear that our team has been responsive and friendly in meeting your needs. Your trust and satisfaction are important to us.

kay fair

Feb. 21, 2026

Agent Response

Thank you, Kay, for your wonderful feedback! We're

Thank you, Kay, for your wonderful feedback! We're thrilled to hear that you're satisfied with our services. Your trust and satisfaction mean a lot to us. If you ever need assistance, feel free to reach out.

Allstate Online Review Policy

Your Local Allstate Team

Andy Cline

Agency Owner

Erin Gardner

Agency Manager

MaKyla Bain

Licensed Account Manager

Bryan Spendlove

Licensed Account Manager

Christina Johns

Licensed Account Manager

Joshua Sprague

Personal Financial Representative

Felicia Gill

Licensed Account Manager

Sharayah Lacefield

Licensed Account Manager

Eric Dudemyster

Licensed Account Manager

Kari (Aurora) Burns

Licensed Account Manager

Clay Ownbey

Customer Service Representative

Travis Harris

Licensed Account Manager

Frequently asked questions

What are your agency hours?

Monday: 9:00 AM - 5:30 PM
Tuesday: 9:00 AM - 5:30 PM
Wednesday: 9:00 AM - 5:30 PM
Thursday: 9:00 AM - 5:30 PM
Friday: 9:00 AM - 5:00 PM
Saturday:
Sunday: Closed

Are you open on weekends?

Saturday:
Sunday: Closed

Can I text your agency with questions?

No, we do not have text messaging services.

What languages do you speak?

We have staff members available who speak the following languages: English

Do you have more than one location?

No, this is our only location.

Andy Cline is insurance licensed in the state(s) of Idaho, Montana, Texas, and Washington. If you do not reside in the state(s) of Idaho, Montana, Texas, or Washington, please go to the Find an Agent section on allstate.com to search for another Allstate Agent or Personal Financial Representative.

Based on coverages selected. Subject to terms, conditions, availability & qualifications.

This material is intended for educational purposes only. Auto and homeowners insurance, and other property and casualty insurance products, are available from Allstate Insurance Company, Allstate Indemnity Company, Allstate Property and Casualty Insurance Company, Allstate North American Insurance Co. and Allstate Fire and Casualty Insurance Company (Home Offices: Northbrook, IL); Allstate New Jersey Insurance Company and Allstate New Jersey Property and Casualty Insurance Company (Home Offices: Bridgewater, NJ); and Allstate County Mutual Insurance Company and Allstate Texas Lloyd's (Home Offices: Irving, TX). This life insurance information is provided for general consumer educational purposes and is not intended to provide legal, tax or investment advice. Life insurance also offered and issued by third party companies not affiliated with Allstate. Each company is solely responsible for the financial obligations accruing under the products it issues. Product guarantees are backed by the financial strength and claims-paying ability of the issuing company.

Securities offered by Personal Financial Representatives through Allstate Financial Services, LLC (LSA Securities in LA and PA). Registered Broker-Dealer. Member FINRA, SIPC. Main Office: 151 North 8th Street, Suite 450, Lincoln, NE 68508. (877) 232-2142.

Check the background of this firm on FINRA's BrokerCheck website.

you're in good hands^®