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Allstate Insurance Agent
Andrew TeroSan Diego, CA

Office Hours

Day of the WeekHours
Mon8:00 AM - 5:00 PM
Tue8:00 AM - 5:00 PM
Wed8:00 AM - 5:00 PM
Thu8:00 AM - 5:00 PM
Fri8:00 AM - 5:00 PM
SatAvailable by appointment
After-hours appointments available.
Available 24/7 at

9580 Black Mountain Rd,
Ste A
San Diego, CA 92126


We're located about a quarter mile from Air Station MiraMar.

Areas Served

San Diego, La Jolla, Del Mar, Poway


English, Spanish
Andrew Tero: Allstate Insurance

Local Allstate Agent: Meet Andrew Tero

I’ve lived in the San Diego area since 1990 and have a lot of fun serving area communities. Amazing customer service is a priority for me and my team, and we work hard to show customers that they come first. Many area families have entrusted us to help them with their insurance needs, and for that, we are grateful.

My agency is proud to offer business insurance, along with life, home, auto and so much more. We understand every individual has unique needs and want to help you as best we can. Please ask me about bundling and saving on insurance. We’re located near Marine Corps Air Station Miramar and are honored to provide our insurance services to men and women in uniform.

Supporting the community is important to me, and I’m proud to be a member of the San Diego Regional Chamber of Commerce and the Greater San Diego Association of Realtors®. I’m also a supporter of the YMCA of San Diego County. Outside of the agency, you can find me relaxing with my wife, Caroline, at La Jolla Shores Beach, Del Mar North Beach or Seaport Village. Please stop by, or call, my agency today. We’d be happy to assist you in Spanish or English.

Products we offer:

  • Auto
  • Home
  • Condo
  • Renters
  • Motorcycle
  • Business
  • Life
  • ATV
  • Boat
Education dropdown expand/collapse
Bachelor of Science-UIC
Master of Science-UIC
Community Involvement
Community Involvement dropdown expand/collapse
Latin Food Festival Sponsor
San Diego Chamber of Commerce

Our team

Caroline Tero

Licensed Sales Professional
Caroline has worked in insurance since 2017 and enjoys working with her husband, Allstate representative Andrew Tero, at the agency. She’s lived in San Diego since 1999 and loves water sports, reading, working out and watching major league sports. Caroline can help you learn to protect what you value most – your car, home, family and more. She would be happy to help you in French or English.

Moises Alarcon

Licensed Sales Professional
Moises was born and raised in San Diego and has been actively involved in the community for his entire life. Since 2017, he’s helped customers with their insurance needs at the Andrew Tero Agency. In his spare time, he enjoys reading, playing sports and walking around parks or beaches. Stop by the agency and have a conversation with Moises! Él habla español.

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Frequently Asked Questions
What are your agency hours?
Monday: 8:00 AM - 5:00 PM
Tuesday: 8:00 AM - 5:00 PM
Wednesday: 8:00 AM - 5:00 PM
Thursday: 8:00 AM - 5:00 PM
Friday: 8:00 AM - 5:00 PM
Sunday: Closed
Are you open on weekends?
Sunday: Closed
Can I text your agency with questions?
Yes, we have text messaging services.
What languages do you speak?
We have staff members available who speak the following languages: Spanish, English
Do you have more than one location?
No, this is our only location.
Andrew Tero is insurance licensed in the state(s) of California. If you do not reside in the state(s) of California, please go to the Find an Agent section on to search for another Allstate Agent or Personal Financial Representative.

California Insurance License Name and Number: 0L78541 TERO, ANDREW

Based on coverages selected. Subject to terms, conditions, availability & qualifications.

This material is intended for educational purposes only. Auto and homeowners insurance, and other property and casualty insurance products, are available from Allstate Insurance Company, Allstate Indemnity Company, Allstate Property and Casualty Insurance Company and Allstate Fire and Casualty Insurance Company (Home Offices: Northbrook, IL); Allstate New Jersey Insurance Company and Allstate New Jersey Property and Casualty Insurance Company (Home Offices: Bridgewater, NJ); and Allstate County Mutual Insurance Company and Allstate Texas Lloyd's (Home Offices: Irving, TX). Life insurance issued by Allstate Life Insurance Company: Northbrook, IL; and American Heritage Life Insurance Company: Jacksonville, FL. In New York, Allstate Life Insurance Company of New York: Hauppauge, NY.
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