Allstate Insurance Agency
AOG Group, Indianapolis, IN

4705 E 96th St,

Ste 31

Indianapolis, IN 46240

Call

(317) 981-2046to quote by phone

Call

(317) 981-2046to quote by phone

Call

(317) 981-2046to quote by phone

Call

(317) 981-2046to quote by phone

Select a product to get a quote

Auto insurance

Home insurance

Renters insurance

Motorcycle insurance

ATV insurance

Location Details

Office Hours

Day of the Week	Hours
Mon	8:30 AM - 6:00 PM
Tue	8:30 AM - 6:00 PM
Wed	8:30 AM - 6:00 PM
Thu	8:30 AM - 6:00 PM
Fri	8:30 AM - 6:00 PM
Sat	Available by appointment
Sun	Closed

After-hours appointments available.

Available 24/7 at

(317) 981-2046

4705 E 96th St,
Ste 31
Indianapolis, IN 46240
US

Landmarks

We are located at 96th Street and Gray Road.

Areas Served

Indianapolis, Carmel, Westfield, Fishers, Zionsville, Noblesville, McCordsville, Fortville, Pendleton, Whitestown, Lebanon, Brownsburg, Avon, New Palestine, Greenfield, Greenwood

Languages

English

Social

AOG Group: Allstate Insurance

Local Allstate Agency: Meet AOG Group

Grateful for the opportunity to give back.

Outside

Denette Miller (agency owner) & Otto Schmid (National Catastrophe Team).

Are you looking for an experienced, committed, and friendly insurance agency in Indianapolis, IN, that excels at providing the protection you need against life’s many unexpected challenges? Then you need to work with the agents here to provide auto, home, life, and business insurance, among other policies to fit your needs. Whether you need to think about the future, improve the coverage you have on your business, or desire insurance for your new car, Denette Miller and her experienced agents are ready and happy to help, and just a phone call away (317) 981-2046.

We’re more than just a group of elite agents; we’re your neighbors. We are determined to help you find the insurance policies to fulfill your needs while realizing substantial savings in doing so. Our agency is family-centered and strives to treat each customer like family as well. We'll continually review your coverage and limits to help them match your life situation perfectly. We present a warm and welcome environment and always look out for you and your family.

Products we offer:

Car Insurance Agent in Indianapolis
Car Insurance Agent in Indianapolis
Helps protect you and your vehicle if you’re involved in a car accident. At a minimum, you’ll likely need bodily injury liability and property damage liability to meet state auto insurance coverage requirements and help protect your finances if you cause an accident that injures another driver or damages their property. We also offer uninsured motorist coverage to help with your expenses if you’re hit by a driver without insurance. If you’re looking for coverage to help protect your vehicle, you might want to consider collision coverage and comprehensive coverage, which help pay repair costs if your car is damaged in a covered loss. And, optional coverages, like new car replacement coverage or loan/lease gap coverage help protect your investment in a brand-new car. I can help you choose a combination of coverages that fulfill state requirements and meet your needs. Give me a call to get a car insurance quote today!
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Home Insurance Agent in Indianapolis
Home Insurance Agent in Indianapolis
Helps provide protection for your house (dwelling) and your family’s liability as well as the things you own in and around your home such as “other structures” (detached garage, fence, etc.), your personal property (furniture, clothing, etc.) against covered perils such as fire, theft, wind/hail and more. Call me today for a homeowners insurance quote and I’ll help you get the protection your home needs and the savings you deserve with our money-saving discounts.
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Condo Insurance Agent in Indianapolis
Condo Insurance Agent in Indianapolis
Helps protect the portion of your condo, co-op or townhome for which you are responsible for (inside structure, permanent fixtures, cabinets, etc.) with dependable coverage. Condo policies are HO-6 compliant, and cover family liability and personal belongings against covered perils such as fire, theft, vandalism and more. Contact me today for a quote!
Renters Insurance Agent in Indianapolis
Renters Insurance Agent in Indianapolis
Helps protect your personal belongings inside or outside your apartment from accidents such as, fire, theft, vandalism, and cover family liability. Give me call today to review what type of coverage makes sense for where you live and what you own.
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Motorcycle Insurance Agent in Indianapolis
Motorcycle Insurance Agent in Indianapolis
Our motorcycle policies include the basic coverage you may need, like liability coverage, which includes passenger liability coverage and uninsured motorist coverage. You can further customize your motorcycle policy with collision coverage and comprehensive coverage to help protect your bike. And, if you have a customized ride, you can help protect your aftermarket gear with optional equipment coverage. Contact me to learn about motorcycle insurance discounts and to get started with a quote for a policy that fits your needs.
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Business Insurance Agent in Indianapolis
Business Insurance Agent in Indianapolis
Allstate Business Insurance protects your business in ways other insurance might not. A business owners policy (BOP) usually includes three common types of coverage to help protect you and your small business: property coverage, general liability coverage and business interruption coverage. In addition to these basic coverages, the Allstate Business Owners Policy can be customized with additional protection to help cover more aspects of your business. I can help you tailor a policy to fit your small business’s needs. As a small business owner myself, I understand how important it is to protect what you’ve worked so hard to build. Call me for a free review of your current business policy and to learn more about insurance solutions to help protect you, your business and your employees.
Life Insurance Agent in Indianapolis
Life Insurance Agent in Indianapolis
Protect the life you want, for those that matter most. A life insurance policy can help provide financial security for your loved ones by covering expenses like the mortgage, college tuition, and other everyday living costs. Call me today to learn about the different types of coverage Allstate offers.
ATV Insurance Agent in Indianapolis
ATV Insurance Agent in Indianapolis
Help protect yourself and your all-terrain vehicle against the unexpected. We offer bodily injury liability coverage and property damage liability coverage on your ATV insurance policy. If you injure someone else or damage their property while driving your ATV, liability coverage helps pay the other person’s medical or repair bills. If your ATV is damaged in a crash, collision coverage may help. Collision coverage for your ATV helps pay for repairs if you hit another object, such as a fence or a tree. Finally, you may want to consider comprehensive coverage for your ATV in case it’s stolen, vandalized or damaged by hail or fire. Give me a call to get a quote on an ATV insurance policy today!
get a quote
Boat Insurance Agent in Indianapolis
Boat Insurance Agent in Indianapolis
Helps cover your boat on and off the water. Watercraft liability coverage helps pay for another person’s expenses if you injure them or damage their property with your boat. If you’re injured in a boating accident, watercraft medical payments coverage helps pay for your medical bills. Need to repair damage to your boat after an accident? Property coverage for your boat helps cover a crash with another boat or object (like a pier or buoy). It also helps cover theft, vandalism or fire. Help protect your boat against these covered perils during the on- and off-season. We also offer additional coverage for things like your boat trailer, fishing equipment and even towing or fuel delivery when you’re stranded. Need a boat insurance quote? Give me a call today!

Years in the
Community

Your Local Allstate Team

Denette Miller

Agency Owner

Denette is the founder and agency owner where she leads a team devoted to helping protect what matters most for families and businesses across Indiana. After a 20-year career in healthcare, she transitioned to insurance in 2018—drawn to the opportunity to continue serving people in a meaningful way—and launched the Agency, welcoming the agency’s first customers in March 2019. An Indianapolis native and Carmel resident since 2009, she blends local insight with a heart for service. Her approach is relationship-focused: listening first, clarifying coverage in clear terms, and helping customers feel confident that their homes, vehicles, and financial futures are well protected. She specializes in personal lines and financial services, including life insurance.

Outside the office, Denette enjoys time outdoors—boating, biking, hiking, and traveling—and cheering on her 12-year-old daughter in her many passions, from singing and acting to hockey and volleyball. She’s committed to nurturing a healthy mind, body, and soul for herself, her family, her team, and the community. Customers appreciate her caring leadership and responsive support—qualities that define this Agency’s Group’s culture and the experience you can expect with every conversation.

Kent Sipe

Personal Financial Representative

As a Personal Financial Representative at the agency, Kent helps families and small business owners grow and protect their financial futures. Drawing on years of experience, deep knowledge, and access to a broad range of financial services, he helps customers to tailor strategies to their goals. He approaches the work like a financial agent, simplifying choices, and building strategies that inspire confidence and long-term security.

Kent and his wife, Carla, live in Carmel and enjoy a growing family with four children and one grandchild. Outside the office, he also manages a rental property and a grain farm in Jay County, Indiana—hands-on experience that keeps him grounded in the realities of running a business and looking toward to the future.

Lee Boyer

Licensed Agent

Lee is a licensed agent at our agency, where he’s spent more than six years helping customers protect what matters most. An Indianapolis-area resident for 26 years—and a proud Brownsburg neighbor for the past nine—he brings a local’s perspective to every conversation. Lee is known for listening first, informing customers about coverage in clear terms, and making the process straightforward and stress-free so customers feel confident in every decision.

Outside the office, Lee enjoys music, art, martial arts, and football. He’s been married for 10 years and is a proud dad to his 8-year-old son, Landon. customers appreciate his steady follow-through and caring approach—whether you need a quick policy update or a comprehensive review, Lee is ready to help you feel protected and supported.

Elizabeth Riddle

Licensed Agent

Elizabeth is a proud Indianapolis native and Carmel High School alumna (Class of 2002) who now calls Fishers home. Passionate about health and fitness, she’s an active member of her local YMCA and loves being outdoors with her two sons—whether that’s running local trails, spending time on the water, or enjoying live music around town.

At the Agency, Elizabeth brings the same energy and heart to every customer relationship. She takes time to listen, review coverage in clear terms, and tailor protection to each family’s unique needs. Her goal is simple: deliver prompt, attentive service you can trust. If you have questions or want a review of your policies, reach out. Elizabeth is ready to help see you’re confidently covered.

Matt Tran

Licensed Agent

Matt has spent over six years helping families and businesses across the Indianapolis area protect what matters most. At this Agency he takes pride in demystifying coverage—walking customers through options in plain language and tailoring solutions to fit real-life needs. His approach is both informative and solutions-oriented, focused on making decisions straightforward, stress-free, and confidently informed.

Outside the office, you’ll find Matt on a basketball court, catching a great film, or exploring new media—often with his Bernese Mountain Dog, Appa, by his side. Customers appreciate his calm, friendly style and quick follow-through. Whether you’re reviewing a policy or starting fresh, Matt is ready to listen and help you feel protected every step of the way.

Aaron Sponsler

Licensed Agent

He joined our agency in 2025 after more than three years in the insurance industry, bringing a well-rounded perspective and a calm, customer-first approach. Having lived in China and Mexico, he’s comfortable working across cultures and is fluent in Spanish—making it easier for more families to get clear, confident guidance. Customers appreciate how he informs them about coverage in plain language, tailors solutions to real-life needs, and stays responsive when it matters most.

Outside the office, he enjoys following Formula 1, traveling in and out of the U.S., and getting outside with his two dogs—Rhea (a Doberman) and Chico (a Kokoni). A personal family experience with poor claim information motivates his commitment to being a trustworthy promoter who provides accurate answers the first time. He holds himself to a high standard of service—thoughtful guidance, prompt follow-through, and coverage choices that fit—and, alongside our team, strives to help make every customer feel protected and supported.

Allstate Insurance Agent Reviews

deborah roell

May. 31, 2026

Liz was so helpful when setting up accounts. Everything has gone smoothly since. They are true to their word and don

Liz was so helpful when setting up accounts. Everything has gone smoothly since. They are true to their word and don’t send - “ oh sorry we are changing things. “. I do recommend.

bettye johnson

May. 28, 2026

we feel the insurance is too much need to find a cheaper one .

Agent Response

Hi Bettye, thank you for sharing your feedback. We

Hi Bettye, thank you for sharing your feedback. We understand your concern about the cost of insurance. Please feel free to reach out to us at 317-981-2046 to discuss options that might better suit your needs. Also, please understand this review is meant for our agency and our customer service. The rates are determined by underwriting. If there's anything we can do better on a customer service level- we will do our best to meet/ exceed your expectations

russell barber

May. 27, 2026

Polite agents

Agent Response

Thank you, Russell, for your kind words about our

Thank you, Russell, for your kind words about our agents. We're thrilled to hear you had a positive experience. Your feedback is greatly appreciated and motivates us to continue providing excellent service.

terry pillow

May. 20, 2026

Agent Response

Thank you, Terry, for your positive feedback! We'r

Thank you, Terry, for your positive feedback! We're thrilled to hear that you had a great experience with us. Your trust and satisfaction are our top priorities. If you ever need assistance, feel free to reach out. We appreciate your support!

robert sallee

May. 10, 2026

Agent Response

Thank you, Robert, for your feedback and for being

Thank you, Robert, for your feedback and for being a valued customer. We're glad to hear you had a positive experience with us. If you have any suggestions or further concerns, please feel free to reach out to aoggroup@allstate.com. We appreciate your trust in our services.

dennis schrock

May. 1, 2026

Agent Response

Thank you, Dennis, for your positive feedback! We'

Thank you, Dennis, for your positive feedback! We're thrilled to hear that you had a great experience with our insurance services. Your satisfaction is our top priority, and we appreciate your trust in us. If you ever need assistance, feel free to reach out.

susan kavanaugh

May. 1, 2026

I am very happy with all of my services . Thanks you

Agent Response

Thank you, Susan, for your kind words and for bein

Thank you, Susan, for your kind words and for being a valued customer. We're thrilled to hear you're happy with our services. Your satisfaction is our priority!

betty taylor

Apr. 27, 2026

Agent Response

Hi Betty, thank you for sharing your feedback. We

Hi Betty, thank you for sharing your feedback. We value your perspective and are sorry to hear about your experience. As a valued customer, we encourage you to reach out to us at aoggroup@allstate.com so we can address your concerns directly.

girma biru

Apr. 2, 2026

The price has become expensive for me, So I’m sorry for the increase If it doesn’t improve, I’ll have to took fo

The price has become expensive for me, So I’m sorry for the increase
If it doesn’t improve, I’ll have to took for another option. I have been patient a lot

Agent Response

Hi Girma, we understand your concern about the pri

Hi Girma, we understand your concern about the pricing and appreciate your patience as a valued customer. Please reach out to us at 317-981-2046 or aoggroup@allstate.com to discuss your options. We hope to find a solution that works for you.
Please also understand that this review is specifically for your interaction with our local agents, we understand that rates are high across the nation- in all industries. Please call the office to discuss an option for adjusting your policy to obtain a lower rate.

matthew combs

Mar. 18, 2026

Agent Response

Hi Matthew, thank you for sharing your feedback. W

Hi Matthew, thank you for sharing your feedback. We're sorry to hear about your experience and appreciate your input. As a valued customer, your satisfaction is important to us. Please reach out to aoggroup@allstate.com so we can address your concerns directly.

yunwei wang

Mar. 17, 2026

Agent Response

Thank you, Yunwei, for your positive feedback! We'

Thank you, Yunwei, for your positive feedback! We're thrilled to hear that you had a great experience with us. Your satisfaction is our top priority, and we're here to assist you whenever you need.

fred waycott

Mar. 14, 2026

Agent Response

Thank you, Fred, for your positive feedback and fo

Thank you, Fred, for your positive feedback and for being a valued customer. We're glad to hear about your satisfaction with our services. If you have any suggestions or need assistance, feel free to reach out to aoggroup@allstate.com. Your trust in us is greatly appreciated!

alice reedgreen

Mar. 14, 2026

Agent Response

Hi Alice, Thank you for sharing your feedback. W

Hi Alice,

Thank you for sharing your feedback. We’re sorry to hear about your experience and appreciate your long-term relationship with us. Please feel free to reach out to aoggroup@allstate.com so we can address your concerns directly. Your trust is important to us.

david slater

Mar. 10, 2026

Agent Response

Thank you, David, for your positive feedback and p

Thank you, David, for your positive feedback and perfect rating! We're thrilled to hear that you're satisfied with our services. Your trust and support mean a lot to us. If you ever need assistance, feel free to reach out.

tresa cherry

Mar. 2, 2026

Agent Response

Hi Tresa, I'm sorry to hear about your experience.

Hi Tresa, I'm sorry to hear about your experience. We value your feedback and would like to address your concerns. We took over your policies when your agent retired, we're here to help try to find something that works for you. Please reach out to us at 317-981-2046 so we can assist you further. Thank you for sharing your thoughts.

benjamin mcallister

Feb. 19, 2026

Agent Response

Thank you, Benjamin, for your positive feedback! W

Thank you, Benjamin, for your positive feedback! We're thrilled to hear that you had a great experience with us. Your trust and satisfaction are our top priorities. If you ever need assistance, feel free to reach out.

gregory whaley

Feb. 17, 2026

Agent Response

Thank you, Greg, we strive for excellence here at

Thank you, Greg, we strive for excellence here at the AOG Group. If there's anything we can do to make your experience with our agency a 5-star rating, please let us know!

eugene white

Feb. 16, 2026

Agent Response

Thank you for your feedback, Eugene. We appreciate

Thank you for your feedback, Eugene. We appreciate your perspective and are committed to improving our services. If you have any specific concerns or need assistance, please reach out to us at aoggroup@allstate.com. Your satisfaction is important to us.

lucky farrior

Feb. 16, 2026

Good, i appreciate how fast i can talk to an agent

Agent Response

Thank you, Lucky, for your feedback! We're glad to

Thank you, Lucky, for your feedback! We're glad to hear you appreciate the quick access to our agents. Your satisfaction is important to us, and we look forward to continuing to serve your insurance needs.

john white

Feb. 14, 2026

Agent Response

Thank you for your feedback, John. We're glad to h

Thank you for your feedback, John. We're glad to hear you had a positive experience with us. As a valued customer, your satisfaction is important. If you have any further suggestions or concerns, please feel free to reach out to aoggroup@allstate.com.

Allstate Online Review Policy

Your Local Allstate Team

Denette Miller

Agency Owner

Kent Sipe

Personal Financial Representative

Lee Boyer

Licensed Agent

Elizabeth Riddle

Licensed Agent

Matt Tran

Licensed Agent

Aaron Sponsler

Licensed Agent

Frequently asked questions

What are your agency hours?

Monday: 8:30 AM - 6:00 PM
Tuesday: 8:30 AM - 6:00 PM
Wednesday: 8:30 AM - 6:00 PM
Thursday: 8:30 AM - 6:00 PM
Friday: 8:30 AM - 6:00 PM
Saturday:
Sunday: Closed

Are you open on weekends?

Saturday:
Sunday: Closed

Can I text your agency with questions?

Yes, we have text messaging services.

What languages do you speak?

We have staff members available who speak the following languages: English

Do you have more than one location?

No, this is our only location.

AOG Group is insurance licensed in the state(s) of Indiana and Ohio. If you do not reside in the state(s) of Indiana or Ohio, please go to the Find an Agent section on allstate.com to search for another Allstate Agent or Personal Financial Representative.

Based on coverages selected. Subject to terms, conditions, availability & qualifications.

This material is intended for educational purposes only. Auto and homeowners insurance, and other property and casualty insurance products, are available from Allstate Insurance Company, Allstate Indemnity Company, Allstate Property and Casualty Insurance Company, Allstate North American Insurance Co. and Allstate Fire and Casualty Insurance Company (Home Offices: Northbrook, IL); Allstate New Jersey Insurance Company and Allstate New Jersey Property and Casualty Insurance Company (Home Offices: Bridgewater, NJ); and Allstate County Mutual Insurance Company and Allstate Texas Lloyd's (Home Offices: Irving, TX). This life insurance information is provided for general consumer educational purposes and is not intended to provide legal, tax or investment advice. Life insurance also offered and issued by third party companies not affiliated with Allstate. Each company is solely responsible for the financial obligations accruing under the products it issues. Product guarantees are backed by the financial strength and claims-paying ability of the issuing company.

you're in good hands^®