Allstate Insurance Agent
Asa Pham, Lexington, KY

In-Person or Virtual

Call

(859) 273-0400to quote by phone

Call

(859) 273-0400to quote by phone

Call

(859) 273-0400to quote by phone

Call

(859) 273-0400to quote by phone

Select a product to get a quote

Auto insurance

Home insurance

Renters insurance

Landlords & Hosts insurance

Motorcycle insurance

ATV insurance

Location Details

Hours

Day of the Week	Hours
Mon	9:00 AM - 5:00 PM
Tue	9:00 AM - 5:00 PM
Wed	9:00 AM - 5:00 PM
Thu	9:00 AM - 5:00 PM
Fri	9:00 AM - 5:00 PM
Sat	Closed
Sun	Closed

Available 24/7 at

(859) 273-0400

Areas Served

Lexington, Versailles, Nicholasville

Additional Contact

Fax: (859) 272-0611

Mobile: (859) 559-4396

Languages

English, Vietnamese

Social

Asa Pham: Allstate Insurance

Let's Meet

We’re available to meet you when, where, and how you’d prefer to meet to discuss your protection needs. to schedule an in-person or virtual meeting today.

Local Allstate Insurance Agent: Asa Pham

With over a decade of experience in the insurance industry, I have been dedicated to helping individuals and families navigate their insurance needs since 2010. I’m licensed in Kentucky, Ohio, and West Virginia, bringing a wealth of knowledge to customers. As a locally owned business, I pride myself on providing a personal touch and exceptional customer service tailored to each unique situation.
I graduated from the University of Kentucky with a degree in finance, which has equipped me with a solid foundation to understand the complexities of insurance products. Beyond my professional life, I’m a proud husband and father of three daughters, and I enjoy spending time with my family. In my free time, you can often find me on the golf course, where I love to unwind and connect with friends.
I’m also actively involved in my church, believing in the importance of giving back to the community. Whether you’re looking for coverage for your home, auto, condo, rental property, boat, ATV, or business, I'm here to help you make informed decisions that protect what matters most.

Products we offer:

Car Insurance in Lexington
Car Insurance in Lexington
Helps protect you and your vehicle if you’re involved in a car accident. At a minimum, you’ll likely need bodily injury liability and property damage liability to meet state auto insurance coverage requirements and help protect your finances if you cause an accident that injures another driver or damages their property. We also offer underinsured motorist coverage to help with your expenses if you’re hit by a driver without insurance. If you’re looking for coverage to help protect your vehicle, you might want to consider collision coverage and comprehensive coverage, which help pay repair costs if your car is damaged in a covered loss. And, additional replacement protection coverages, like new car replacement coverage or loan/lease gap coverage help protect your investment in a brand-new car. I can help you choose a combination of coverages that fulfill state requirements and meet your needs. Give me a call to get a car insurance quote today!
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Home Insurance in Lexington
Home Insurance in Lexington
Helps provide protection for your house (dwelling) and your family’s liability as well as the things you own in and around your home such as “other structures” (detached garage, fence, etc.), your personal property (furniture, clothing, etc.) against covered perils such as fire, theft, wind/hail and more. Call me today for a homeowners insurance quote and I’ll help you get the protection your home needs and the savings you deserve with our money-saving discounts.
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Condo Insurance in Lexington
Condo Insurance in Lexington
Helps protect the portion of your condo, co-op or townhome you are responsible for (inside structure, permanent fixtures, cabinets, etc.) with dependable coverage. Condo policies are HO-6 compliant, and cover family liability and personal belongings against covered perils such as fire, theft, vandalism and more. Contact me today for a quote!
Renters Insurance in Lexington
Renters Insurance in Lexington
Helps protect your personal belongings inside or outside your apartment from accidents such as, fire, theft, vandalism, and cover family liability. Give me call today to review what type of coverage makes sense for where you live and what you own.
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Landlords & Hosts Insurance in Lexington
Landlords & Hosts Insurance in Lexington
Helps protect the structure of your rental property, from covered accidents such as fire, wind/hail, vandalism and more. It also offers protection for the liability you might face as an owner. Let’s chat about the right coverage for your additional property!
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Motorcycle Insurance in Lexington
Motorcycle Insurance in Lexington
Our motorcycle policies include the basic coverage you may need, like liability coverage, which includes passenger liability coverage, and uninsured motorist coverage. You can further customize your motorcycle policy with collision coverage and comprehensive coverage to help protect your bike. And, if you have a customized ride, you can help protect your aftermarket gear with optional equipment coverage. Contact me to learn about motorcycle insurance discounts and to get started with a quote for a policy that fits your needs.
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Business Insurance in Lexington
Business Insurance in Lexington
Commercial insurance protects your small business, your livelihood. Instead of having one policy for your business personal property/building then another for the liability, a BOP combines both policies into one. In addition to these basic coverages, commerical insurance can be customized with additional protection to help cover more aspects of your business. I can help you tailor a policy to fit your small business’s needs. As a small business owner myself, I understand how important it is to protect what you’ve worked so hard to build. Call me for a free review of your current business policy and to learn more about insurance solutions to help protect you, your business, and your employees.
Life Insurance in Lexington
Life Insurance in Lexington
Protect the life you want, for those that matter most. A life insurance policy can help provide financial security for your loved ones by covering expenses like the mortgage, college tuition, and other everyday living costs. Call me today to learn about the different types of coverage Allstate offers.
ATV Insurance in Lexington
ATV Insurance in Lexington
Help protect yourself and your all-terrain vehicle against the unexpected. We offer bodily injury liability coverage and property damage liability coverage on your ATV insurance policy. If you injure someone else or damage their property while driving your ATV, liability coverage helps pay the other person’s medical or repair bills. If your ATV is damaged in a crash, collision coverage may help. Collision coverage for your ATV helps pay for repairs if you hit another object, such as a fence or a tree. Finally, you may want to consider comprehensive coverage for your ATV in case it’s stolen, vandalized or damaged by hail or fire. Give me a call to get a quote on an ATV insurance policy today!
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Boat Insurance in Lexington
Boat Insurance in Lexington
Helps cover your boat on and off the water. Watercraft liability coverage helps pay for another person’s expenses if you injure them or damage their property with your boat. If you’re injured in a boating accident, watercraft medical payments coverage helps pay for your medical bills. Need to repair damage to your boat after an accident? Property coverage for your boat helps cover a crash with another boat or object (like a pier or buoy). It also helps cover theft, vandalism or fire. Help protect your boat against these covered perils during the on- and off-season. We also offer additional coverage for things like your boat trailer, fishing equipment and even towing or fuel delivery when you’re stranded. Need a boat insurance quote? Give me a call today!

10+

Years of
Experience

25+

Years in the
Community

Our team

Lauren Pham

Agency Manager

Recent reviews

bruce kuntz

Jul. 2, 2026

Always good

kevin grigsby

Jun. 30, 2026

Asa is wonderful to work with and becoming an Allstate customer has been a pleasant experience. I’d highly recommend h

Asa is wonderful to work with and becoming an Allstate customer has been a pleasant experience. I’d highly recommend his firm to any of my friends or family.

Agent Response

Thank you, Kevin, for your kind words and recommen

Thank you, Kevin, for your kind words and recommendation! We're thrilled to hear that your experience with Asa and Allstate has been pleasant. Your trust and support mean a lot to us. If you ever need assistance, feel free to reach out.

teresa truesdale

Jun. 24, 2026

He was very kind and helpful I would highly recommend him and the agency

Agent Response

Thank you so much for your kind words, Teresa! We'

Thank you so much for your kind words, Teresa! We're thrilled to hear that you had a positive experience with our agency. Your recommendation means a lot to us. If you ever need assistance in the future, we're here to help!

diane lovell

Jun. 23, 2026

Agent Response

Thank you, Diane, for your wonderful review! We're

Thank you, Diane, for your wonderful review! We're thrilled to hear that you're satisfied with our services. Your trust and support as a valued customer mean a lot to us. If you ever need assistance, feel free to reach out.

herbert arrowood

May. 8, 2026

Always good service and friendly smiles with Allstate

Agent Response

Thank you, Herb, for your kind words and for being

Thank you, Herb, for your kind words and for being a valued customer. We're thrilled to hear that you've consistently experienced good service and friendly smiles with us. Your satisfaction is our priority, and we look forward to continuing to serve you with the same dedication.

autumn bender

Mar. 23, 2026

Agent Response

Thank you for your feedback, Autumn. We appreciate

Thank you for your feedback, Autumn. We appreciate your input and are sorry to hear about your experience.

donna harmon

Feb. 17, 2026

Agent Response

Thank you, Donna, for your wonderful feedback! We'

Thank you, Donna, for your wonderful feedback! We're thrilled to know you're satisfied with our services. As a valued long-time customer, your trust means a lot to us. If you ever need assistance, feel free to reach out.

tommy rogers

Feb. 17, 2026

pamela knight

Feb. 17, 2026

Very good professional, knowledgeable and friendly.

Agent Response

Thank you, Pamela, for your kind words and for bei

Thank you, Pamela, for your kind words and for being a valued customer. We're delighted to hear that you found our service professional, knowledgeable, and friendly. Your feedback is greatly appreciated and helps us continue to improve.

deborah stephens

Feb. 8, 2026

Agent Response

Thank you, Deborah, for your wonderful feedback! W

Thank you, Deborah, for your wonderful feedback! We're thrilled to hear that you're satisfied with our services. As a valued customer, your trust means the world to us. If you ever need assistance, feel free to reach out.

james tinsley

Dec. 24, 2025

Agent Response

Hi James, thank you for sharing your feedback. I'm

Hi James, thank you for sharing your feedback. I'm sorry to hear about your experience. We value your long-term relationship with us and want to address your concerns. Please feel free to reach out to laurenpham@allstate.com for further assistance.

bridget starr

Dec. 9, 2025

Asa and his team are very knowledgeable and responsive to any policy questions I may have….Exceptional customer servic

Asa and his team are very knowledgeable and responsive to any policy questions I may have….Exceptional customer service. Thank you.

Agent Response

Thank you, Bridget, for your kind words and for be

Thank you, Bridget, for your kind words and for being a valued customer. We're thrilled to hear that Asa and the team have provided exceptional service and addressed your policy questions effectively. Your trust means a lot to us!

susan razor

Dec. 2, 2025

Charging more every year for liability insurance, when questioned, they offered a cheaper rate. I had a claim on my rent

Charging more every year for liability insurance, when questioned, they offered a cheaper rate. I had a claim on my renters insurance, after speaking to Adah, he told me to use the app. Then to be called and told I had no claim. The communication between this office and the claims office is NOT GOOD.

Agent Response

Hi Susan, I’m sorry to hear about your experienc

Hi Susan, I’m sorry to hear about your experience with the communication issues and rate changes. We strive to provide clear and consistent service. Thank you for your feedback.

luease hall

Oct. 16, 2025

Agent Response

Thank you, Luease, for your positive feedback and

Thank you, Luease, for your positive feedback and for being a valued customer. We're thrilled to hear about your satisfaction with our services. If you ever have any questions or need assistance, feel free to reach out. Your trust means a lot to us!

matthew eubank

Oct. 7, 2025

Jan Watkins is professional and has a great balance of knowledge. He was able to expalin why certain damages would be co

Jan Watkins is professional and has a great balance of knowledge. He was able to expalin why certain damages would be covered, liability limits and treated me as a family member.

Agent Response

Thank you, Matthew, for your kind words about Jan

Thank you, Matthew, for your kind words about Jan Watkins. We're thrilled to hear that she provided you with professional and knowledgeable service, making you feel like family. Your trust in us is greatly appreciated. If you ever have more questions or need assistance, we're here to help!

debbie bailey

Oct. 6, 2025

Always available to speak with client m

brad morgan

Oct. 5, 2025

Asa has amazing customer service. He is always there for us when we have questions or need advice on best coverage for o

Asa has amazing customer service. He is always there for us when we have questions or need advice on best coverage for our family.

lutisha coleman

Sep. 14, 2025

joseph white

Sep. 11, 2025

katherine daniels

Jun. 17, 2025

Allstate Online Review Policy

Our team

Lauren Pham

Agency Manager

Frequently asked questions

Can I text your agency with questions?

Yes, we have text messaging services.

What languages do you speak?

We have staff members available who speak the following languages: English, Vietnamese

Asa Pham is insurance licensed in the state(s) of Kentucky, Ohio, and West Virginia. If you do not reside in the state(s) of Kentucky, Ohio, or West Virginia, please go to the Find an Agent section on allstate.com to search for another Allstate Agent or Personal Financial Representative.

Based on coverages selected. Subject to terms, conditions, availability & qualifications.

This material is intended for educational purposes only. Auto and homeowners insurance, and other property and casualty insurance products, are available from Allstate Insurance Company, Allstate Indemnity Company, Allstate Property and Casualty Insurance Company, Allstate North American Insurance Co. and Allstate Fire and Casualty Insurance Company (Home Offices: Northbrook, IL); Allstate New Jersey Insurance Company and Allstate New Jersey Property and Casualty Insurance Company (Home Offices: Bridgewater, NJ); and Allstate County Mutual Insurance Company and Allstate Texas Lloyd's (Home Offices: Irving, TX). This life insurance information is provided for general consumer educational purposes and is not intended to provide legal, tax or investment advice. Life insurance also offered and issued by third party companies not affiliated with Allstate. Each company is solely responsible for the financial obligations accruing under the products it issues. Product guarantees are backed by the financial strength and claims-paying ability of the issuing company.

Securities offered by Personal Financial Representatives through Allstate Financial Services, LLC (LSA Securities in LA and PA). Registered Broker-Dealer. Member FINRA, SIPC. Main Office: 151 North 8th Street, Suite 450, Lincoln, NE 68508. (877) 232-2142.

Check the background of this firm on FINRA's BrokerCheck website.

you're in good hands^®