Allstate Insurance Agency
Baecker Agency, Inc., Saint Paul, MN

CLU, LUTCF

245 Ruth St N,

Ste 200

Saint Paul, MN 55119

Call

(651) 730-6666to quote by phone

Call

(651) 730-6666to quote by phone

Call

(651) 730-6666to quote by phone

Call

(651) 730-6666to quote by phone

Select a product to get a quote

ATV insurance

Location Details

Office Hours

Day of the Week	Hours
Mon	9:00 AM - 6:00 PM
Tue	9:00 AM - 6:00 PM
Wed	9:00 AM - 6:00 PM
Thu	9:00 AM - 6:00 PM
Fri	9:00 AM - 5:00 PM
Sat	Closed
Sun	Closed

Available 24/7 at

(651) 730-6666

245 Ruth St N,
Ste 200
Saint Paul, MN 55119
US

Landmarks

We are located two blocks south of Interstate 94 on Ruth Street. Our office is in the red brick Battle Creek Professional Building, located on the second floor.

Areas Served

Saint Paul, Maplewood, Woodbury, West Saint Paul, South Saint Paul

Additional Contact

Fax: (844) 957-4466

Languages

English, Spanish

Social

Baecker Agency, Inc.: Allstate Insurance

You can view my financial industry experience and background at FINRA’s BrokerCheck

Local Allstate Agency: Meet Baecker Agency, Inc.

My career representing Allstate started in 1994 when I opened the doors to my office in Saint Paul. Being an Allstate agent offers an excellent opportunity to help people and get involved in the community. My family and I are very active with Feed My Starving Children, where we pack meals for hungry children in nearly 70 countries. We also support Goodwill-West Saint Paul by donating items and volunteering to help those in need. Since opening my agency in 1994, I have also participated with the Allstate Foundation to support Ronald McDonald House Charities-Upper Midwest, which provides housing and support to families with critically ill children, as well as Habitat for Humanity, which works to advocate for affordable housing in Saint Paul and the surrounding area.

I have lived in the Twin Cities area my entire life, and I enjoy the change of seasons and the beautiful outdoors. Outside of the office, I love to ski, snowmobile in northern Minnesota, and travel with my family. Regardless of where I travel, it’s always good to return home to the Twin Cities, where my wife and I raised our daughter, and where my extended family lives as well.

Helping people is a big reason I got into the insurance industry. I get to help people protect what is most important in their lives, whether they need auto and home insurance or are saving for college and retirement. It is gratifying, and I take their confidence in me very seriously. Please call or stop by my office today.

Products we offer:

Car Insurance Agent in Saint Paul
Car Insurance Agent in Saint Paul
Helps protect you and your vehicle if you’re involved in a car accident. At a minimum, you’ll likely need bodily injury liability and property damage liability to meet state auto insurance coverage requirements and help protect your finances if you cause an accident that injures another driver or damages their property. We also offer uninsured motorist coverage to help with your expenses if you’re hit by a driver without insurance. If you’re looking for coverage to help protect your vehicle, you might want to consider collision coverage and comprehensive coverage, which help pay repair costs if your car is damaged in a covered loss. And, optional coverages, like new car replacement coverage or loan/lease gap coverage help protect your investment in a brand-new car. I can help you choose a combination of coverages that fulfill state requirements and meet your needs. Give me a call to get a car insurance quote today!
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Home Insurance Agent in Saint Paul
Home Insurance Agent in Saint Paul
Helps provide protection for your house (dwelling) and your family’s liability as well as the things you own in and around your home such as “other structures” (detached garage, fence, etc.), your personal property (furniture, clothing, etc.) against covered perils such as fire, theft, wind/hail and more. Call me today for a homeowners insurance quote and I’ll help you get the protection your home needs and the savings you deserve with our money-saving discounts.
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Condo Insurance Agent in Saint Paul
Condo Insurance Agent in Saint Paul
Helps protect the portion of your condo, co-op or townhome for which you are responsible for (inside structure, permanent fixtures, cabinets, etc.) with dependable coverage. Condo policies are HO-6 compliant, and cover family liability and personal belongings against covered perils such as fire, theft, vandalism and more. Contact me today for a quote!
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Renters Insurance Agent in Saint Paul
Renters Insurance Agent in Saint Paul
Helps protect your personal belongings inside or outside your apartment from accidents such as, fire, theft, vandalism, and cover family liability. Give me call today to review what type of coverage makes sense for where you live and what you own.
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Motorcycle Insurance Agent in Saint Paul
Motorcycle Insurance Agent in Saint Paul
Our motorcycle policies include the basic coverage you may need, like liability coverage, which includes passenger liability coverage and uninsured motorist coverage. You can further customize your motorcycle policy with collision coverage and comprehensive coverage to help protect your bike. And, if you have a customized ride, you can help protect your aftermarket gear with optional equipment coverage. Contact me to learn about motorcycle insurance discounts and to get started with a quote for a policy that fits your needs.
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Business Insurance Agent in Saint Paul
Business Insurance Agent in Saint Paul
Allstate Business Insurance protects your business in ways other insurance might not. A business owners policy (BOP) usually includes three common types of coverage to help protect you and your small business: property coverage, general liability coverage and business interruption coverage. In addition to these basic coverages, the Allstate Business Owners Policy can be customized with additional protection to help cover more aspects of your business. I can help you tailor a policy to fit your small business’s needs. As a small business owner myself, I understand how important it is to protect what you’ve worked so hard to build. Call me for a free review of your current business policy and to learn more about insurance solutions to help protect you, your business and your employees.
Life Insurance Agent in Saint Paul
Life Insurance Agent in Saint Paul
Protect the life you want, for those that matter most. A life insurance policy can help provide financial security for your loved ones by covering expenses like the mortgage, college tuition, and other everyday living costs. Call me today to learn about the different types of coverage Allstate offers.
ATV Insurance Agent in Saint Paul
ATV Insurance Agent in Saint Paul
Help protect yourself and your all-terrain vehicle against the unexpected. We offer bodily injury liability coverage and property damage liability coverage on your ATV insurance policy. If you injure someone else or damage their property while driving your ATV, liability coverage helps pay the other person’s medical or repair bills. If your ATV is damaged in a crash, collision coverage may help. Collision coverage for your ATV helps pay for repairs if you hit another object, such as a fence or a tree. Finally, you may want to consider comprehensive coverage for your ATV in case it’s stolen, vandalized or damaged by hail or fire. Give me a call to get a quote on an ATV insurance policy today!
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Boat Insurance Agent in Saint Paul
Boat Insurance Agent in Saint Paul
Helps cover your boat on and off the water. Watercraft liability coverage helps pay for another person’s expenses if you injure them or damage their property with your boat. If you’re injured in a boating accident, watercraft medical payments coverage helps pay for your medical bills. Need to repair damage to your boat after an accident? Property coverage for your boat helps cover a crash with another boat or object (like a pier or buoy). It also helps cover theft, vandalism or fire. Help protect your boat against these covered perils during the on- and off-season. We also offer additional coverage for things like your boat trailer, fishing equipment and even towing or fuel delivery when you’re stranded. Need a boat insurance quote? Give me a call today!

30+

Years of
Experience

25+

Years in the
Community

Your Local Allstate Team

Tom Baecker LUTCF, CLU

Agency Owner - Personal Financial Representative

Tom has been an Allstate agency owner since 1994 and operates agencies in both St. Paul and Arden Hills. He graduated from St. Cloud State University with a double major in finance and economics. Tom is an award-winning Allstate agent who has been recognized for outstanding customer service and sales leadership. When he is not working, Tom enjoys spending time with his wife and daughter.

Brenda Hullopeter

Administrative Assistant

Brenda joined our team in 2013, and she brings prior customer service experience working within an insurance agency to her role. She has lived in St. Paul since 1995.

Kisha Williams

Licensed Sales Professional

Kisha is from Mississippi and moved to Minnesota in 2019. She began representing Allstate in March 2021 but has previous sales experience with other Insurance agencies since 2018. She loves helping inform people about insurance as much as possible. Kisha is the mother of 4, one daughter and three sons.
She enjoys reading true mystery stories, hosting gatherings, and spending quality time with her
family and loved ones.

Julie Baecker

Licensed Sales Professional

Julie had previously worked for the agency from 2000 to 2014 and has just recently rejoined us. During her time away, she was a stay-at-home mother and online teacher to her now 17-year-old daughter. Julie is looking forward to getting back into the insurance business as she loves interacting with people and helping them better understand their insurance needs. Julie enjoys cooking, working out, long walks, movies, traveling, and spending time with her daughter, family, and friends.

Rosie Alberio

Licensed Sales Professional

I recently moved from Georgia to Minnesota in 2025 to join the Allstate family. With a background in sales and insurance, I’m excited to be back in the industry, focusing on what I love most: helping families protect their hard-earned assets. When I’m not in the office, you’ll likely find me exploring local hiking trails or hosting a competitive game night with my spouse, our three kids, and our two fur babies, Snow and Storm.

Allstate Insurance Agent Reviews

marshal westby

May. 23, 2026

Agent Response

Thank you, Marshal, for your positive feedback! We

Thank you, Marshal, for your positive feedback! We're thrilled to know you're satisfied with our services. As a valued customer, your trust means a lot to us. If you ever need assistance, feel free to reach out.

negassi ghebrehiwet

May. 21, 2026

I am always happy with the Beucker agency because they give me appreciate answers for any question that I have. That the

I am always happy with the Beucker agency because they give me appreciate answers for any question that I have. That they treat very well. I really appreciate the service that I receive and would like to thank you

Agent Response

Thank you, Negassi, for your kind words and for be

Thank you, Negassi, for your kind words and for being a valued customer. We're thrilled to hear that you're happy with our service and that we can provide you with the answers you need. Your appreciation means a lot to us!

john nelson

May. 6, 2026

I always have gotten timely, helpful and courteous service from you.

Agent Response

Thank you, John, for your kind words! We’re glad

Thank you, John, for your kind words! We’re glad to hear you’ve received quick and friendly service. Your satisfaction is our top priority, and we look forward to serving you!

tom ferguson

Apr. 27, 2026

I just love my agents they are on the spot and very helpful

Agent Response

Thank you very much, Tom, for your kind and encour

Thank you very much, Tom, for your kind and encouraging words! We are absolutely thrilled to hear that you genuinely love working with our agents and find them to be incredibly helpful. Your satisfaction is our top priority, and we truly appreciate the trust you have placed in us. If you ever need anything at all, please do not hesitate to reach out to us. We are always here to assist you!

jim prescott

Apr. 22, 2026

Agent Response

Thank you, Jim, for your positive feedback! We're

Thank you, Jim, for your positive feedback! We're thrilled to know you're satisfied with our services. As a valued customer, your trust means a lot to us. If you ever need assistance, feel free to reach out.

leland niermann

Apr. 17, 2026

Just fine. All very helpful and answer questions to full satisfaction.

Agent Response

Thank you, Leland, for your kind words and perfect

Thank you, Leland, for your kind words and perfect rating! We're delighted to hear that our team was helpful and answered your questions to your satisfaction. Your feedback is greatly appreciated. If you ever need further assistance, feel free to reach out.

nancy fodor

Apr. 15, 2026

Agent Response

Thank you for your feedback, Nancy. We appreciate

Thank you for your feedback, Nancy. We appreciate your long-term trust in us. If you have any concerns or need further assistance, please feel free to reach out to TomBaecker@allstate.com. Your satisfaction is important to us.

sherry jurenic

Apr. 7, 2026

It’s a great company to deal with. Very helpful with questions and quick to respond.

Agent Response

Thank you, Sherry, for your wonderful feedback! We

Thank you, Sherry, for your wonderful feedback! We're thrilled to hear that you've found our team helpful and responsive. Your satisfaction is our priority, and we're here whenever you need assistance. We appreciate your trust in us!

carlos ellis

Mar. 31, 2026

Agent Response

Thank you, Carlos, for your positive feedback! We'

Thank you, Carlos, for your positive feedback! We're thrilled to know you're satisfied with our services. Your trust and support as a valued customer mean a lot to us. If you ever need assistance, feel free to reach out.

kristi rae mitchell

Mar. 29, 2026

Agent Response

Thank you, Kristi Rae, for your positive feedback

Thank you, Kristi Rae, for your positive feedback and for being a valued customer. We're glad to hear you're satisfied with our services. If you have any further questions or need assistance, feel free to reach out to TomBaecker@allstate.com. Your trust in us is greatly appreciated!

greg starks

Mar. 27, 2026

Great Service

Agent Response

Thank you, Greg, for your kind words and the 5-sta

Thank you, Greg, for your kind words and the 5-star rating! We're thrilled to hear that you had a great experience with our service. Your satisfaction is our top priority, and we look forward to continuing to meet your insurance needs.

uka shaga

Mar. 4, 2026

I am completely fine I would like review the policy and what is availability. Thankfully

Agent Response

Thank you for your feedback! We're glad to hear yo

Thank you for your feedback! We're glad to hear you're satisfied. I know that Brenda did also reach out and she was able to complete the review of your policy.

james riederer

Feb. 20, 2026

Agent Response

Thank you very much for your valuable feedback, Ja

Thank you very much for your valuable feedback, James! We truly appreciate the trust and confidence you have placed in us throughout the years. Your support means a great deal to us, and we are grateful for the opportunity to serve you.

thomas kolodziej

Feb. 9, 2026

Agent Response

Thank you, Thomas, for your positive feedback and

Thank you, Thomas, for your positive feedback and for being a valued customer. We're thrilled to know you're satisfied with our services. Your trust in us is greatly appreciated. If you ever have any questions or need assistance, feel free to reach out.

soe reh

Feb. 8, 2026

Agent Response

Thank you, Soe, for your positive feedback and for

Thank you, Soe, for your positive feedback and for being a valued customer. We're glad to hear you're satisfied with our services. If you have any further questions or need assistance, feel free to reach out to TomBaecker@allstate.com. Your trust in us is greatly appreciated!

diane bjorklund

Feb. 8, 2026

I liked my experience with you but not with Allstate as a whole. I tried to put in my second claim & the person who did

I liked my experience with you but not with Allstate as a whole. I tried to put in my second claim & the person who did the first claim couldn't handle it. For the moment I'm doing nothing because my husband is in Hospice & won't be with me in a few days. It's just too much to deal with people who can't bend.

shirley ostry

Jan. 28, 2026

Always nice to talk with our agent. We appreciate him and he is always there for us when we need him.

Agent Response

Thank you very much, Shirley, for your kind and th

Thank you very much, Shirley, for your kind and thoughtful words and for being a valued customer. We are truly delighted to hear that you appreciate your interactions with our agency and that you find us reliable and trustworthy. Your trust and support mean a great deal to us and motivate us to continue providing excellent service! We are committed to ensuring that every experience you have with us is positive and fulfilling, and we look forward to serving you in the future. Your feedback is invaluable, and we are grateful for your continued patronage.

marietta olsen

Jan. 23, 2026

Agent Response

Thank you, Marietta, for your wonderful feedback a

Thank you, Marietta, for your wonderful feedback and for being a valued customer of Baecker Agency, Inc. We are thrilled to know that you are satisfied with our services. Your trust and support mean a lot to us!

eugene jones

Jan. 20, 2026

I would, and have recommended you to friends and family. I was most comfortable however before you started incorporating

I would, and have recommended you to friends and family. I was most comfortable however before you started incorporating phone answering technology.

Agent Response

Thank you, Eugene, for your kind words and for rec

Thank you, Eugene, for your kind words and for recommending us to your friends and family. We appreciate your feedback on the phone-answering technology and understand your concerns. When you call, you can always say, "Speak to an agent", and it will transfer you to us right away.

Your comfort and satisfaction are important to us. If you have any further thoughts, feel free to reach out to TomBaecker@allstate.com.

ray dick

Dec. 27, 2025

Always very easy to talk with about any issues.

Agent Response

Thank you, Ray, for your kind words! We're delight

Thank you, Ray, for your kind words! We're delighted to hear that you find it easy to discuss any issues with us. Your satisfaction is our priority, and we're here to help whenever you need.

Allstate Online Review Policy