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5809 Juan Tabo Blvd NEAlbuquerque, NM 87111
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Protect What Matters Most
Whether it's your home, your family, your bike or your boat, see how Allstate can help protect the things that matter most to you in life.
What's Covered by Homeowners Insurance?
There's no stock answer to what homeowners insurance covers, as policies vary from customer to customer and from state to state. But there are some standard coverages included in most homeowners policies, such as protection for your dwelling and personal property for certain natural disasters and personal liabilities. It's important to know exactly what is and isn't covered by your policy and to understand your coverage limits. If you'd like to talk through your current policy or get coverage tailored to life in NM, I'd be happy to help.
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Car Insurance for College Students
When you think about college, you may think about choosing a school, how to decorate a dorm or apartment and what classes to take. Car insurance may not be on your radar, but it's something you should review if you're heading off to school. You may be eligible for discounts, especially if you're not bringing a car to campus or if you maintain good grades. Be smart and call me before you start your school year!
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Vacation Home Coverage
Whether you're looking for that perfect spot on the beach, want a kitchen to use or need somewhere with room for extended family, sometimes a vacation rental is the best fit for your getaway. And while you probably thought about the cost, you may not have thought about the insurance implications of staying in a rental. Are you covered if your suitcases are stolen during your stay? What happens if the home is damaged while you're there? Before you start packing, make sure you'll be covered while you're away.
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What Is A Beneficiary?
I know that choosing to buy life insurance can be an emotional decision. No one wants to think about leaving their loved ones behind. And selecting beneficiaries, who will receive the benefits from the policy, can be a very hard choice - especially if you have multiple people or groups you'd like to provide for. Your life insurance beneficiary may be your spouse, your children of even your alma mater. Start here for some helpful information on selecting or changing your beneficiary.
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Tips for Managing Small Business Insurance Costs
Being a small business owner can mean working long after you've "closed" for the day. The to-do list is never done, and you're frequently juggling priorities. But you may want to move reviewing your business insurance to the top of that list. There's a lot to consider when covering the business you put your heart into. From making sure you having the right amount of protection to managing risks and bundling coverages, I'm here to help you choose the coverage that is right for your business.
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Insurance That Protects Your Bike
Your motorcycle is more than just a way to get around. You've invested your time in it, you've made sure it's in perfect working order and you took classes and bought the right gear so you could enjoy it safely. It only make sense that you put the same effort into safeguarding your bike, and you, with insurance. Whether it's collision coverage or a custom paint job, it's important to make sure you have the protection that fits your bike. Here's a breakdown of coverages to help you decide what is right for you.
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Motorhome Insurance Basics
If you own a motorhome or are thinking about purchasing one, here are some things you may want to consider when it comes to protecting your home on wheels.
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Water Damage In Your Condo
One of the great perks to living in a condo is that it's fairly low-maintenance. You likely don't have to worry about lawn care or replacing the roof. But what about water damage? Whether your washer overflows or a bathroom pipe bursts, water damage can wreak havoc. If you have condo insurance, though, you'll generally have coverage for accidental damage caused by your plumbing or appliances. While I hope your home stays dry and cozy, it's a good idea to know what your condo policy may cover just in case.
Learn More Barry Rampy is insurance licensed in the state(s) of California and New Mexico. If you do not reside in the state(s) of California or New Mexico, please go to the Find an Agent section on allstate.com to search for another Allstate Agent or Personal Financial Representative.
California Insurance License Name and Number: 0K09418 BARRY RAMPY INSURANCE CO
Subject to terms, conditions & availability.
This material is intended for educational purposes only. Auto and homeowners insurance, and other property and casualty insurance products, are available from Allstate Insurance Company, Allstate Indemnity Company, Allstate Property and Casualty Insurance Company and Allstate Fire and Casualty Insurance Company (Home Offices: Northbrook, IL); Allstate New Jersey Insurance Company and Allstate New Jersey Property and Casualty Insurance Company (Home Offices: Bridgewater, NJ); and Allstate County Mutual Insurance Company and Allstate Texas Lloyd's (Home Offices: Irving, TX). Life insurance issued by Allstate Life Insurance Company: Northbrook, IL; and American Heritage Life Insurance Company: Jacksonville, FL. In New York, Allstate Life Insurance Company of New York: Hauppauge, NY. Securities offered by Personal Financial Representatives through Allstate Financial Services, LLC (LSA Securities in LA and PA). Registered Broker-Dealer. Member FINRA, SIPC. Main Office: 2920 South 84th Street, Lincoln, NE 68506. (877) 525-5727.
Check the background of this firm on FINRA's BrokerCheck website.
California Insurance License Name and Number: 0K09418 BARRY RAMPY INSURANCE CO
Subject to terms, conditions & availability.
This material is intended for educational purposes only. Auto and homeowners insurance, and other property and casualty insurance products, are available from Allstate Insurance Company, Allstate Indemnity Company, Allstate Property and Casualty Insurance Company and Allstate Fire and Casualty Insurance Company (Home Offices: Northbrook, IL); Allstate New Jersey Insurance Company and Allstate New Jersey Property and Casualty Insurance Company (Home Offices: Bridgewater, NJ); and Allstate County Mutual Insurance Company and Allstate Texas Lloyd's (Home Offices: Irving, TX). Life insurance issued by Allstate Life Insurance Company: Northbrook, IL; and American Heritage Life Insurance Company: Jacksonville, FL. In New York, Allstate Life Insurance Company of New York: Hauppauge, NY. Securities offered by Personal Financial Representatives through Allstate Financial Services, LLC (LSA Securities in LA and PA). Registered Broker-Dealer. Member FINRA, SIPC. Main Office: 2920 South 84th Street, Lincoln, NE 68506. (877) 525-5727.
Check the background of this firm on FINRA's BrokerCheck website.
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