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Local Allstate Insurance Agent: Ben L. Duhart
I have represented Allstate since 1978 when it was inside the Sears store. I opened my own office in Fairfield, Ohio and when Allstate became independent in 2000, I decided I wanted to open my own agency. I began building my agency in West Chester in 2004 through hard work and dedication. I have lived in West Chester since 1992, so I know the needs of this area well. Providing outstanding customer service in a community I love, while helping friends and neighbors learn how to choose the right coverage, is very rewarding. When I’m not in the office, I enjoy going to the movies, reading and staying abreast of current events, being with family and attending church.
Giving back to this community is important to me. My agency supports Lincoln Heights Missionary Baptist Church and LOHI - Lincoln Heights Outreach Inc. I'm also a member of Kappa Alpha Psi Fraternity and West Chester - Liberty Chamber Alliance.
When customers come to my agency, I want them to feel welcome. You can always stop by for a policy review or to get answers to insurance-related questions. Call or stop by our agency located two miles north of Interstate Highway 275, just off Route 42.
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I have represented Allstate since 1978 when it was inside the Sears store. I opened my own office in Fairfield, Ohio and when Allstate became independent in 2000, I decided I wanted to open my own agency. I began building my agency in West Chester in 2004 through hard work and dedication. I have lived in West Chester since 1992, so I know the needs of this area well. Providing outstanding customer service in a community I love, while helping friends and neighbors learn how to choose the right coverage, is very rewarding. When I’m not in the office, I enjoy going to the movies, reading and staying abreast of current events, being with family and attending church.
Giving back to this community is important to me. My agency supports Lincoln Heights Missionary Baptist Church and LOHI - Lincoln Heights Outreach Inc. I'm also a member of Kappa Alpha Psi Fraternity and West Chester - Liberty Chamber Alliance.
When customers come to my agency, I want them to feel welcome. You can always stop by for a policy review or to get answers to insurance-related questions. Call or stop by our agency located two miles north of Interstate Highway 275, just off Route 42.
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Products we offer:
Auto
Car Insurance in Cincinnati
Car Insurance in Cincinnati
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Helps protect you and your vehicle if you’re involved in a car accident. At a minimum, you’ll likely need bodily injury liability and property damage liability to meet state auto insurance coverage requirements and help protect your finances if you cause an accident that injures another driver or damages their property. We also offer uninsured motorist coverage to help with your expenses if you’re hit by a driver without insurance. If you’re looking for coverage to help protect your vehicle, you might want to consider collision coverage and comprehensive coverage, which help pay repair costs if your car is damaged in a covered loss. And, optional coverages, like new car replacement coverage or loan/lease gap coverage help protect your investment in a brand-new car. I can help you choose a combination of coverages that fulfill state requirements and meet your needs. Give me a call to get a car insurance quote today!
Helps provide protection for your house (dwelling) and your family’s liability as well as the things you own in and around your home such as “other structures” (detached garage, fence, etc.), your personal property (furniture, clothing, etc.) against covered perils such as fire, theft, wind/hail and more. Call me today for a homeowners insurance quote and I’ll help you get the protection your home needs and the savings you deserve with our money-saving discounts.
Helps protect the portion of your condo, co-op or townhome for which you are responsible for (inside structure, permanent fixtures, cabinets, etc.) with dependable coverage. Condo policies are HO-6 compliant, and cover family liability and personal belongings against covered perils such as fire, theft, vandalism and more. Contact me today for a quote!
Helps protect your personal belongings inside or outside your apartment from accidents such as, fire, theft, vandalism, and cover family liability. Give me call today to review what type of coverage makes sense for where you live and what you own.
Our motorcycle policies include the basic coverage you may need, like liability coverage, which includes passenger liability coverage and uninsured motorist coverage. You can further customize your motorcycle policy with collision coverage and comprehensive coverage to help protect your bike. And, if you have a customized ride, you can help protect your aftermarket gear with optional equipment coverage. Contact me to learn about motorcycle insurance discounts and to get started with a quote for a policy that fits your needs.
Allstate Business Insurance protects your business in ways other insurance might not. A business owners policy (BOP) usually includes three common types of coverage to help protect you and your small business: property coverage, general liability coverage and business interruption coverage. In addition to these basic coverages, the Allstate Business Owners Policy can be customized with additional protection to help cover more aspects of your business. I can help you tailor a policy to fit your small business’s needs. As a small business owner myself, I understand how important it is to protect what you’ve worked so hard to build. Call me for a free review of your current business policy and to learn more about insurance solutions to help protect you, your business and your employees.
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Life
Life Insurance in Cincinnati
Life Insurance in Cincinnati
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Protect the life you want, for those that matter most. A life insurance policy can help provide financial security for your loved ones by covering expenses like the mortgage, college tuition, and other everyday living costs. Call me today to learn about the different types of coverage Allstate offers.
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ATV
ATV Insurance in Cincinnati
ATV Insurance in Cincinnati
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Help protect yourself and your all-terrain vehicle against the unexpected. We offer bodily injury liability coverage and property damage liability coverage on your ATV insurance policy. If you injure someone else or damage their property while driving your ATV, liability coverage helps pay the other person’s medical or repair bills. If your ATV is damaged in a crash, collision coverage may help. Collision coverage for your ATV helps pay for repairs if you hit another object, such as a fence or a tree. Finally, you may want to consider comprehensive coverage for your ATV in case it’s stolen, vandalized or damaged by hail or fire. Give me a call to get a quote on an ATV insurance policy today!
Helps cover your boat on and off the water. Watercraft liability coverage helps pay for another person’s expenses if you injure them or damage their property with your boat. If you’re injured in a boating accident, watercraft medical payments coverage helps pay for your medical bills. Need to repair damage to your boat after an accident? Property coverage for your boat helps cover a crash with another boat or object (like a pier or buoy). It also helps cover theft, vandalism or fire. Help protect your boat against these covered perils during the on- and off-season. We also offer additional coverage for things like your boat trailer, fishing equipment and even towing or fuel delivery when you’re stranded. Need a boat insurance quote? Give me a call today!
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30+
Years of Experience
25+
Years in the Community
EducationEducation dropdown expand/collapse
Bachelor Of Science-Xavier University
AwardsAwards dropdown expand/collapse
Circle Of Champions Award-1 years
Honor Ring-10 years
National Conference Award-2 years
Quality Agent Award-1 years
Community InvolvementCommunity Involvement dropdown expand/collapse
Industry ServicesIndustry Services dropdown expand/collapse
Allstate Foundation
Our team
Barnetta Duhart
Licensed Sales Professional
Recent reviews
Rating 4.0
kimberly hartman
Apr. 16, 2026
Great agent.
Rating 5.0
john szkudlarek
Apr. 9, 2026
.
Rating 0.0
steven bush
Mar. 11, 2026
Rating 5.0
sheryl ripley
Feb. 19, 2026
wonderful. would always like the lowest cost possible and Ben searches for that for us.
Rating 3.0
cynthia d perry
Feb. 19, 2026
Pricing is getting out of control.
Rating 5.0
leesa fedrick
Feb. 17, 2026
Our Allstate agent has been our insurance provider for 40 plus years. I have always been satisfied. We have always recei
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Our Allstate agent has been our insurance provider for 40 plus years. I have always been satisfied. We have always received the best care and the answers we required. Ben has always the extra mile for us.
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Rating 5.0
jessie jones
Feb. 12, 2026
Rating 5.0
laurie morro
Feb. 9, 2026
Rating 5.0
michelle angel
Feb. 9, 2026
Ben Duhart has been my insurance agent for years, and he continues to be outstanding. He’s always responsive, answers
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Ben Duhart has been my insurance agent for years, and he continues to be outstanding. He’s always responsive, answers my questions promptly, and makes sure I understand my coverage. It’s reassuring to work with someone so reliable and attentive over the long term.
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Rating 4.0
patricia gregg
Jan. 30, 2026
Rating 0.5
jason swafford
Jan. 21, 2026
Rating 5.0
robert kestler
Jan. 16, 2026
Rating 5.0
phyllis moore
Jan. 5, 2026
Rating 5.0
diana broughton
Jan. 3, 2026
I have a high level of trust with Ben, and have already had a family member contact him for their insurance.
We have staff members available who speak the following languages: English, Spanish
Ben L. Duhart is insurance licensed in the state(s) of Kentucky, Michigan, and Ohio. If you do not reside in the state(s) of Kentucky, Michigan, or Ohio, please go to the Find an Agent section on allstate.com to search for another Allstate Agent or Personal Financial Representative.
Based on coverages selected. Subject to terms, conditions, availability & qualifications.
This material is intended for educational purposes only. Auto and homeowners insurance, and other property and casualty insurance products, are available from Allstate Insurance Company, Allstate Indemnity Company, Allstate Property and Casualty Insurance Company, Allstate North American Insurance Co. and Allstate Fire and Casualty Insurance Company (Home Offices: Northbrook, IL); Allstate New Jersey Insurance Company and Allstate New Jersey Property and Casualty Insurance Company (Home Offices: Bridgewater, NJ); and Allstate County Mutual Insurance Company and Allstate Texas Lloyd's (Home Offices: Irving, TX). This life insurance information is provided for general consumer educational purposes and is not intended to provide legal, tax or investment advice. Life insurance also offered and issued by third party companies not affiliated with Allstate. Each company is solely responsible for the financial obligations accruing under the products it issues. Product guarantees are backed by the financial strength and claims-paying ability of the issuing company.
Securities offered by Personal Financial Representatives through Allstate Financial Services, LLC (LSA Securities in LA and PA). Registered Broker-Dealer. Member FINRA, SIPC. Main Office: 151 North 8th Street, Suite 450, Lincoln, NE 68508. (877) 232-2142.
Check the background of this firm on FINRA's BrokerCheck website.