Allstate Insurance Agent
Bettie L. Cottongim, Florence, KY

7430 US 42,

Ste 214

Florence, KY 41042

Call

(859) 371-9559to quote by phone

Call

(859) 371-9559to quote by phone

Call

(859) 371-9559to quote by phone

Call

(859) 371-9559to quote by phone

Select a product to get a quote

Auto insurance

Home insurance

Renters insurance

Motorcycle insurance

ATV insurance

Location Details

Office Hours

Day of the Week	Hours
Mon	8:00 AM - 5:00 PM
Tue	8:00 AM - 5:00 PM
Wed	8:00 AM - 5:00 PM
Thu	8:00 AM - 5:00 PM
Fri	9:00 AM - 5:00 PM
Sat	Available by appointment
Sun	Closed

After-hours appointments available.

Available 24/7 at

(859) 371-9559

7430 US 42,
Ste 214
Florence, KY 41042
US

Landmarks

We are located next to Heritage Bank on US Highway 42 diagonally across from Boone County Florence Branch Public Library.

Areas Served

Florence, Erlanger, Union, Independence, Walton, Covington, Burlington, Hebron, Newport, Ft Mitchell, Boone County, Kenton County, Campbell County, Northern Kentucky, Ohio, Indiana, Lawrenceburg

Additional Contact

Fax: (859) 371-9574

Languages

English

Social

Bettie L. Cottongim: Allstate Insurance

You can view my financial industry experience and background at FINRA’s BrokerCheck

Local Allstate Insurance Agent: Bettie L. Cottongim

From an early age, while growing up in Florence, I’ve enjoyed helping people. That passion led me to open my agency here in 2000. Providing outstanding customer service in a community I love, while helping friends and neighbors learn how to choose the right coverage for their home insurance, auto insurance, life insurance and small business insurance is very rewarding.

As a native of Florence, I know and love life here. My husband and I are proud to call Florence home, and we love to get outside and take our boat out to Lake Cumberland to go Bass fishing and camping. I also love to stay active by hiking, riding my bicycle, and taking walks through all the wonderful local parks.

When customers come to my agency, I want them to feel welcome. You can always stop by for a policy review or to get answers to insurance-related questions. Call 859-371-9559 today to schedule an appointment!

Products we offer:

Car Insurance Agent in Florence
Car Insurance Agent in Florence
Helps protect you and your vehicle if you’re involved in a car accident. At a minimum, you’ll likely need bodily injury liability and property damage liability to meet state auto insurance coverage requirements and help protect your finances if you cause an accident that injures another driver or damages their property. We also offer uninsured motorist coverage to help with your expenses if you’re hit by a driver without insurance. If you’re looking for coverage to help protect your vehicle, you might want to consider collision coverage and comprehensive coverage, which help pay repair costs if your car is damaged in a covered loss. And, optional coverages, like new car replacement coverage or loan/lease gap coverage help protect your investment in a brand-new car. I can help you choose a combination of coverages that fulfill state requirements and meet your needs. Give me a call to get a car insurance quote today!
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Home Insurance Agent in Florence
Home Insurance Agent in Florence
Helps provide protection for your house (dwelling) and your family’s liability as well as the things you own in and around your home such as “other structures” (detached garage, fence, etc.), your personal property (furniture, clothing, etc.) against covered perils such as fire, theft, wind/hail and more. Call me today for a homeowners insurance quote and I’ll help you get the protection your home needs and the savings you deserve with our money-saving discounts.
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Condo Insurance Agent in Florence
Condo Insurance Agent in Florence
Helps protect the portion of your condo, co-op or townhome for which you are responsible for (inside structure, permanent fixtures, cabinets, etc.) with dependable coverage. Condo policies are HO-6 compliant, and cover family liability and personal belongings against covered perils such as fire, theft, vandalism and more. Contact me today for a quote!
Renters Insurance Agent in Florence
Renters Insurance Agent in Florence
Helps protect your personal belongings inside or outside your apartment from accidents such as, fire, theft, vandalism, and cover family liability. Give me call today to review what type of coverage makes sense for where you live and what you own.
get a quote
Motorcycle Insurance Agent in Florence
Motorcycle Insurance Agent in Florence
Our motorcycle policies include the basic coverage you may need, like liability coverage, which includes passenger liability coverage and uninsured motorist coverage. You can further customize your motorcycle policy with collision coverage and comprehensive coverage to help protect your bike. And, if you have a customized ride, you can help protect your aftermarket gear with optional equipment coverage. Contact me to learn about motorcycle insurance discounts and to get started with a quote for a policy that fits your needs.
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Business Insurance Agent in Florence
Business Insurance Agent in Florence
Allstate Business Insurance protects your business in ways other insurance might not. A business owners policy (BOP) usually includes three common types of coverage to help protect you and your small business: property coverage, general liability coverage and business interruption coverage. In addition to these basic coverages, the Allstate Business Owners Policy can be customized with additional protection to help cover more aspects of your business. I can help you tailor a policy to fit your small business’s needs. As a small business owner myself, I understand how important it is to protect what you’ve worked so hard to build. Call me for a free review of your current business policy and to learn more about insurance solutions to help protect you, your business and your employees.
Life Insurance Agent in Florence
Life Insurance Agent in Florence
Protect the life you want, for those that matter most. A life insurance policy can help provide financial security for your loved ones by covering expenses like the mortgage, college tuition, and other everyday living costs. Call me today to learn about the different types of coverage Allstate offers.
ATV Insurance Agent in Florence
ATV Insurance Agent in Florence
Help protect yourself and your all-terrain vehicle against the unexpected. We offer bodily injury liability coverage and property damage liability coverage on your ATV insurance policy. If you injure someone else or damage their property while driving your ATV, liability coverage helps pay the other person’s medical or repair bills. If your ATV is damaged in a crash, collision coverage may help. Collision coverage for your ATV helps pay for repairs if you hit another object, such as a fence or a tree. Finally, you may want to consider comprehensive coverage for your ATV in case it’s stolen, vandalized or damaged by hail or fire. Give me a call to get a quote on an ATV insurance policy today!
get a quote
Boat Insurance Agent in Florence
Boat Insurance Agent in Florence
Helps cover your boat on and off the water. Watercraft liability coverage helps pay for another person’s expenses if you injure them or damage their property with your boat. If you’re injured in a boating accident, watercraft medical payments coverage helps pay for your medical bills. Need to repair damage to your boat after an accident? Property coverage for your boat helps cover a crash with another boat or object (like a pier or buoy). It also helps cover theft, vandalism or fire. Help protect your boat against these covered perils during the on- and off-season. We also offer additional coverage for things like your boat trailer, fishing equipment and even towing or fuel delivery when you’re stranded. Need a boat insurance quote? Give me a call today!

20+

Years of
Experience

20+

Years in the
Community

Your Local Allstate Team

Kathy Redmond

Customer Service

I have been a licensed customer service specialist representing Allstate for fifteen years. Twelve years in Alexandria and three years in Florence at the this Agency. I love working in the insurance industry because I get the opportunity to work with so many new and different people in the Kentucky and Ohio area, helping them with their auto insurance and homeowner insurance needs. I have been happily married to a great guy for 50 years. We have a son, a daughter, and three amazing grandsons. I am an avid Cincinnati Reds fan and attend many games with my grandsons. I have a membership at the Krohn Conservatory where I hang out with my daughter and the boys. I enjoy reading, crafting, and attending music concerts. I love to keep myself busy with a variety of activities

Becky Butler

Senior Sales Associate

I am a lifelong Northern Kentuckian with over 20 years of insurance experience. All of those 20+ years have been representing Allstate products! I grew up in Ft. Thomas and then raised my own family with my husband Brad in Union. I graduated from Eastern Kentucky University in 1990 and had a career as a paralegal. After taking a career break to be home with my kids for a while, I earned my Property & Casualty insurance license and joined a busy Allstate agency in Northern Kentucky as a licensed sales producer from 2003-2017. In 2018, I joined Bettie's team and has been providing valuable experience and guidance to customers for their auto insurance and home insurance, and even your toys including motorcycles, boats, and ATVs in Kentucky and Ohio. Whether it's service or sales, I am just a call away and ready to give you my best professional insight!

Kaylie Clark

Customer Service

I have been a licensed sales associate with the Agency for three years. I specialize in helping customers in Kentucky and Ohio find the right coverages for their auto insurance and home insurance, along with their toys, including motorcycle insurance, boat insurance and ATVs. I grew up in Burlington and have always enjoyed the outdoors. On the weekends, I enjoy off-roading and camping. When I'm not out in nature or exploring, I spend time with friends playing various online games. I enjoy helping the community and aim to provide peace of mind for those unexpected events life throws at you.

Allstate Insurance Agent Reviews

barbara delk

May. 14, 2026

connie frankenstein

Apr. 30, 2026

Good communication when first setting up my plan. Have only been with you since December. So far, I'm pleased.

Agent Response

Thank you, Connie, for sharing your positive exper

Thank you, Connie, for sharing your positive experience with us! We're delighted to hear that you're pleased with the communication and your plan setup. If you ever have any questions or need assistance, feel free to reach out. Welcome to our Allstate family!

ednah black

Mar. 2, 2026

Very helpful

Agent Response

Thank you, Ednah, for the great review!

john collins

Feb. 15, 2026

Great communication.

Agent Response

Thank you, John, for your positive feedback! It's

Thank you, John, for your positive feedback! It's always our goal to provide excellent service. It is always a pleasure to talk with you. If you ever need assistance, feel free to reach out.

ellen henderson

Jan. 15, 2026

I was disappointed with the claim process. What am I paying the agent. I had to do the whole claim process. Again why

I was disappointed with the claim process. What am I paying the agent. I had to do the whole claim process. Again why am I paying you. I will be looking for alternatives.

Agent Response

Hi Ellen, I'm sorry to hear about your experience

Hi Ellen, I'm sorry to hear about your experience with the claim process. We value your feedback and want to address your concerns. Because the claim was filed with another insurance carrier not Allstate we do not have any control over how the claim is handled by the other company. We did everything we could do. The other company had to speak with you and hear your side of what happened. Please reach out to BCottongim@allstate.com so we can assist you further. Thank you for being with us.

kenneth rachford

Jan. 11, 2026

Agent Response

Thank you, Ken, for the great review. It is alway

Thank you, Ken, for the great review. It is always a pleasure talking with you. I truly appreciate your continued business.

bradley butler

Jan. 7, 2026

Always a positive experience when I interact with Bettie’s agency. Her staff is friendly and professional. I know they

Always a positive experience when I interact with Bettie’s agency. Her staff is friendly and professional. I know they must be busy but they are always courteous and have time for me. I usually speak with Becky and have benefited from her advice. Thanks Bettie for having a great team!

Agent Response

Thank you, Bradley, for your kind words and for be

Thank you, Bradley, for your kind words and for being a valued customer. We're thrilled to hear about your positive experiences with our team, especially Becky. Your trust and satisfaction mean a lot to us. We look forward to continuing to serve you!

gary hawn

Jan. 3, 2026

Agent Response

Thank you, Gary, for your positive feedback and fo

Thank you, Gary, for your positive feedback and for being a loyal customer for over 35 years! We're thrilled to know you're satisfied with our services. Your trust in us is greatly appreciated, and we're here to continue providing reliable support for all your insurance needs.

marvin lowe

Jan. 2, 2026

Agent Response

Thank you, Marvin, for your wonderful rating and f

Thank you, Marvin, for your wonderful rating and for being a valued customer for over 35 years!! We're thrilled to hear that you're satisfied with our service. Your trust in us is greatly appreciated, and we look forward to continuing to meet your insurance needs.

zachary heeger

Dec. 27, 2025

Agent Response

Hi Zachary, I'm sorry to hear about your experienc

Hi Zachary, I'm sorry to hear about your experience. Your feedback is important to us, and we want to address your concerns. Please reach out to BCottongim@allstate.com or call me at 859-371-9559 and let me know what my staff or I can do to make your experience with my agency better. Please let me know what we have done on the agency level to get such a low rating from you I want to have the opportunity to improve that. Thank you, Bettie

gary osborne

Dec. 26, 2025

I have had good experience each and every time I have been in the office or on the phone thank all have a marry marry h

I have had good experience each and every time I have been in the office or on the phone thank all have a marry marry happy happy

Agent Response

Thank you, Gary, for your positive feedback and fo

Thank you, Gary, for your positive feedback and for being a valued customer. We're thrilled to know you're satisfied with our services. If you ever have any questions or need assistance, please don't hesitate to reach out.

bonita hibbard

Dec. 21, 2025

Was great

Agent Response

Thank you, Bonita, for your positive feedback! It'

Thank you, Bonita, for your positive feedback! It's always a pleasure talking with you!

dennis kahrs

Dec. 18, 2025

Agent Response

Thank you, Dennis, for your great review! We're th

Thank you, Dennis, for your great review! We're thrilled to know you're satisfied with our services. As a valued customer, your trust means a lot to us. If you ever need assistance, feel free to reach out.

anthony miller

Oct. 23, 2025

Agent Response

Thank you, Tony for the fantastic review!

terry landrum

Oct. 5, 2025

always been very helpful with all our needs

Agent Response

Thank you, Terry, for your kind words and for bein

Thank you, Terry, for your kind words and for being a valued customer. We're thrilled to hear that we've been able to help with all your needs. Your trust means a lot to us!

william hayek

Sep. 6, 2025

Agent Response

Thank you for the 5 star rating!

donna miller

Aug. 28, 2025

GREAT

Agent Response

Donna thank you so much for the GREAT review. :)

Donna thank you so much for the GREAT review. :) I really enjoy talking with you.

robert schwallie

Aug. 5, 2025

Good, Beattie and her staff have always been helpful.

Agent Response

Thank you for the wonderful review!

terrance frakes

Jul. 24, 2025

Agent Response

Sandy and Terrance thank you for the great review.

Sandy and Terrance thank you for the great review. It is always a pleasure talking with you and hope to keep you in good hands for many years to come.

jason sebastian

Jul. 22, 2025

Great experience

Agent Response

Jason thank you so much!

Allstate Online Review Policy

Your Local Allstate Team

Kathy Redmond

Customer Service

Becky Butler

Senior Sales Associate

Kaylie Clark

Customer Service

Frequently asked questions

What are your agency hours?

Monday: 8:00 AM - 5:00 PM
Tuesday: 8:00 AM - 5:00 PM
Wednesday: 8:00 AM - 5:00 PM
Thursday: 8:00 AM - 5:00 PM
Friday: 9:00 AM - 5:00 PM
Saturday:
Sunday: Closed

Are you open on weekends?

Saturday:
Sunday: Closed

Can I text your agency with questions?

Yes, we have text messaging services.

What languages do you speak?

We have staff members available who speak the following languages: English

Do you have more than one location?

No, this is our only location.

Bettie L. Cottongim is insurance licensed in the state(s) of Indiana, Kentucky, and Ohio. If you do not reside in the state(s) of Indiana, Kentucky, or Ohio, please go to the Find an Agent section on allstate.com to search for another Allstate Agent or Personal Financial Representative.

Based on coverages selected. Subject to terms, conditions, availability & qualifications.

This material is intended for educational purposes only. Auto and homeowners insurance, and other property and casualty insurance products, are available from Allstate Insurance Company, Allstate Indemnity Company, Allstate Property and Casualty Insurance Company, Allstate North American Insurance Co. and Allstate Fire and Casualty Insurance Company (Home Offices: Northbrook, IL); Allstate New Jersey Insurance Company and Allstate New Jersey Property and Casualty Insurance Company (Home Offices: Bridgewater, NJ); and Allstate County Mutual Insurance Company and Allstate Texas Lloyd's (Home Offices: Irving, TX). This life insurance information is provided for general consumer educational purposes and is not intended to provide legal, tax or investment advice. Life insurance also offered and issued by third party companies not affiliated with Allstate. Each company is solely responsible for the financial obligations accruing under the products it issues. Product guarantees are backed by the financial strength and claims-paying ability of the issuing company.

Securities offered by Personal Financial Representatives through Allstate Financial Services, LLC (LSA Securities in LA and PA). Registered Broker-Dealer. Member FINRA, SIPC. Main Office: 151 North 8th Street, Suite 450, Lincoln, NE 68508. (877) 232-2142.

Check the background of this firm on FINRA's BrokerCheck website.

you're in good hands^®