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Local Allstate Insurance Agent: Chett Phal
I’ve gotten to know many local families as an Allstate agent in Seattle. I enjoy being a part of the community, and building local relationships is one of the best parts of my job. I know what life is like here in Seattle – that you choose your car and your home to fit your lifestyle and your budget. I also know how important it is to do the same when it comes to insurance. I look forward to getting to know you and helping you to find the solutions that meet your needs.
Part of what I like best about my job is that I can offer customers options for a wide variety of coverage and services. You can depend on me to help you look at the big picture.
I’m committed to helping Seattle residents assess their immediate and long-term needs and choose options that will help them achieve their goals. When you want to explore options for protecting your home, personal property, or financial future, I’m available to answer your questions. If you’re already a customer, I’m ready to review your coverage so that you can make any necessary adjustments to fit your changing needs. Call me today.
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I’ve gotten to know many local families as an Allstate agent in Seattle. I enjoy being a part of the community, and building local relationships is one of the best parts of my job. I know what life is like here in Seattle – that you choose your car and your home to fit your lifestyle and your budget. I also know how important it is to do the same when it comes to insurance. I look forward to getting to know you and helping you to find the solutions that meet your needs.
Part of what I like best about my job is that I can offer customers options for a wide variety of coverage and services. You can depend on me to help you look at the big picture.
I’m committed to helping Seattle residents assess their immediate and long-term needs and choose options that will help them achieve their goals. When you want to explore options for protecting your home, personal property, or financial future, I’m available to answer your questions. If you’re already a customer, I’m ready to review your coverage so that you can make any necessary adjustments to fit your changing needs. Call me today.
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Products we offer:
Auto
Car Insurance in Federal Way
Car Insurance in Federal Way
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Helps protect you and your vehicle if you’re involved in a car accident. At a minimum, you’ll likely need bodily injury liability and property damage liability to meet state auto insurance coverage requirements and help protect your finances if you cause an accident that injures another driver or damages their property. We also offer uninsured motorist coverage to help with your expenses if you’re hit by a driver without insurance. If you’re looking for coverage to help protect your vehicle, you might want to consider collision coverage and comprehensive coverage, which help pay repair costs if your car is damaged in a covered loss. And, optional coverages, like new car replacement coverage or loan/lease gap coverage help protect your investment in a brand-new car. I can help you choose a combination of coverages that fulfill state requirements and meet your needs. Give me a call to get a car insurance quote today!
Helps provide protection for your house (dwelling) and your family’s liability as well as the things you own in and around your home such as “other structures” (detached garage, fence, etc.), your personal property (furniture, clothing, etc.) against covered perils such as fire, theft, wind/hail and more. Call me today for a homeowners insurance quote and I’ll help you get the protection your home needs and the savings you deserve with our money-saving discounts.
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Condo
Condo Insurance in Federal Way
Condo Insurance in Federal Way
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Helps protect the portion of your condo, co-op or townhome for which you are responsible for (inside structure, permanent fixtures, cabinets, etc.) with dependable coverage. Condo policies are HO-6 compliant, and cover family liability and personal belongings against covered perils such as fire, theft, vandalism and more. Contact me today for a quote!
Helps protect your personal belongings inside or outside your apartment from accidents such as, fire, theft, vandalism, and cover family liability. Give me call today to review what type of coverage makes sense for where you live and what you own.
Our motorcycle policies include the basic coverage you may need, like liability coverage, which includes passenger liability coverage and uninsured motorist coverage. You can further customize your motorcycle policy with collision coverage and comprehensive coverage to help protect your bike. And, if you have a customized ride, you can help protect your aftermarket gear with optional equipment coverage. Contact me to learn about motorcycle insurance discounts and to get started with a quote for a policy that fits your needs.
Allstate Business Insurance protects your business in ways other insurance might not. A business owners policy (BOP) usually includes three common types of coverage to help protect you and your small business: property coverage, general liability coverage and business interruption coverage. In addition to these basic coverages, the Allstate Business Owners Policy can be customized with additional protection to help cover more aspects of your business. I can help you tailor a policy to fit your small business’s needs. As a small business owner myself, I understand how important it is to protect what you’ve worked so hard to build. Call me for a free review of your current business policy and to learn more about insurance solutions to help protect you, your business and your employees.
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Life
Life Insurance in Federal Way
Life Insurance in Federal Way
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Protect the life you want, for those that matter most. A life insurance policy can help provide financial security for your loved ones by covering expenses like the mortgage, college tuition, and other everyday living costs. Call me today to learn about the different types of coverage Allstate offers.
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ATV
ATV Insurance in Federal Way
ATV Insurance in Federal Way
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Help protect yourself and your all-terrain vehicle against the unexpected. We offer bodily injury liability coverage and property damage liability coverage on your ATV insurance policy. If you injure someone else or damage their property while driving your ATV, liability coverage helps pay the other person’s medical or repair bills. If your ATV is damaged in a crash, collision coverage may help. Collision coverage for your ATV helps pay for repairs if you hit another object, such as a fence or a tree. Finally, you may want to consider comprehensive coverage for your ATV in case it’s stolen, vandalized or damaged by hail or fire. Give me a call to get a quote on an ATV insurance policy today!
Helps cover your boat on and off the water. Watercraft liability coverage helps pay for another person’s expenses if you injure them or damage their property with your boat. If you’re injured in a boating accident, watercraft medical payments coverage helps pay for your medical bills. Need to repair damage to your boat after an accident? Property coverage for your boat helps cover a crash with another boat or object (like a pier or buoy). It also helps cover theft, vandalism or fire. Help protect your boat against these covered perils during the on- and off-season. We also offer additional coverage for things like your boat trailer, fishing equipment and even towing or fuel delivery when you’re stranded. Need a boat insurance quote? Give me a call today!
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25+
Years in the Community
EducationEducation dropdown expand/collapse
Bachelor Of Arts-University of Washington
Recent reviews
Rating 4.5
susan boyle
Feb. 9, 2026
The agent was knowledgeable about insurance options and suggested the best policies for my consideration. She understood
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The agent was knowledgeable about insurance options and suggested the best policies for my consideration. She understood what was important to me.
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Rating 5.0
patricia dalton
Dec. 21, 2025
Luwana Lee is always very helpful when I am looking at policies.
Rating 4.0
kenneth johnson
Nov. 4, 2024
Rating 4.0
sridhar paidi
Nov. 3, 2024
Rating 0.0
edward portnow
Nov. 1, 2024
I didn’t have an experience I never received a call back or contact of any kind
Rating 0.0
nega weyesa
Aug. 3, 2024
Rating 4.5
stephen wilk
Jul. 16, 2024
Rating 0.0
kasumi sato
Jul. 10, 2024
Rating 5.0
genolinsky lopez
May. 24, 2024
Agent Response
Thank you so much Genolinsky for the glowing revie
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Thank you so much Genolinsky for the glowing review. We appreciate you being a valued customer of ours and look forward to the future.
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Rating 5.0
logan walsh
May. 18, 2024
Chett Phal and Luwana Lee have been outstanding to ensure that I am insured appropriately in the midst of a divorce. Lu
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Chett Phal and Luwana Lee have been outstanding to ensure that I am insured appropriately in the midst of a divorce. Lu has always been easy to work with, quick to respond, and get my policies straightened out.
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Agent Response
Thank you so much for your feedback, Logan, we rea
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Thank you so much for your feedback, Logan, we really appreciate it! We try to make sure our customers our well insured with the proper coverages. Glad we could make it a smooth transition for you. Thank you for being one of our valued Allstate customers.
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Rating 3.0
cecilio casamalhuapa
May. 14, 2024
I had try to contact Chet Pall number a few times, left messages and never got an answer or a call back.
Agent Response
Hello Cecilio. Sorry that we did not connect beca
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Hello Cecilio. Sorry that we did not connect because we strive to do our best in helping each customer. Thank you for the feedback and we appreciate you being a valued Allstate customer.
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Rating 1.5
anthony joseph
May. 13, 2024
Rating 4.5
harjinder singh
Apr. 11, 2024
Agent Response
Thank you, Mr. Singh. We appreciate you being a v
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Thank you, Mr. Singh. We appreciate you being a valued Allstate customer of ours.
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Rating 1.5
gregg moore
Mar. 28, 2024
I moved my homeowners insurance elsewhere. At renewal there was a 23% increase. I called to inquire about this and reach
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I moved my homeowners insurance elsewhere. At renewal there was a 23% increase. I called to inquire about this and reached a voice-mail. I left my name and number but did not receive a call back. I figured I would just move on.
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Agent Response
Hi Gregg. Thank you for your feedback and we will
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Hi Gregg. Thank you for your feedback and we will strive to improve.
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Rating 4.0
tina gathman
Mar. 1, 2024
Okay
Rating 4.0
robert coenen
Feb. 25, 2024
Overall fine, but I didn't like that my rates went up and I didn't get a clear response to how much my rates went up.
Agent Response
Thank you for your feedback, Robert. We would be
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Thank you for your feedback, Robert. We would be happy to discuss your policies with us and look for more ways to save. Thank you for being a valued customer of ours and have a wonderful day.
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Rating 3.5
lihua xie
Feb. 23, 2024
I understand inflation is there, hope my car and home insurances will not increase next renew since my insurances were i
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I understand inflation is there, hope my car and home insurances will not increase next renew since my insurances were increased a lot in last two years. Thanks for listening to my feedback.
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Agent Response
Thank you for your feedback, Lihua. Thank you for
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Thank you for your feedback, Lihua. Thank you for being a valued customer of ours. We hope you have a nice day.
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Rating 5.0
vichett phal
Jan. 17, 2024
Very satisfying
Agent Response
Thank you!
Rating 0.0
austin broyan
Jan. 12, 2024
Your customer service isn’t very good.
Agent Response
Hello Austin. Please give me a call to see how we
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Hello Austin. Please give me a call to see how we can improve our customer service. Thank you and have a nice day.
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Rating 4.0
joyce mosley
Jan. 10, 2024
Agent Response
Thank you, Joyce! We appreciate your business and
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Thank you, Joyce! We appreciate your business and you being a valued Allstate customer. We hope you have a wonderful day!
We have staff members available who speak the following languages: English
Chett Phal is insurance licensed in the state(s) of Washington. If you do not reside in the state(s) of Washington, please go to the Find an Agent section on allstate.com to search for another Allstate Agent or Personal Financial Representative.
Based on coverages selected. Subject to terms, conditions, availability & qualifications.
This material is intended for educational purposes only. Auto and homeowners insurance, and other property and casualty insurance products, are available from Allstate Insurance Company, Allstate Indemnity Company, Allstate Property and Casualty Insurance Company, Allstate North American Insurance Co. and Allstate Fire and Casualty Insurance Company (Home Offices: Northbrook, IL); Allstate New Jersey Insurance Company and Allstate New Jersey Property and Casualty Insurance Company (Home Offices: Bridgewater, NJ); and Allstate County Mutual Insurance Company and Allstate Texas Lloyd's (Home Offices: Irving, TX). This life insurance information is provided for general consumer educational purposes and is not intended to provide legal, tax or investment advice. Life insurance also offered and issued by third party companies not affiliated with Allstate. Each company is solely responsible for the financial obligations accruing under the products it issues. Product guarantees are backed by the financial strength and claims-paying ability of the issuing company.