Allstate Insurance Agent
Christopher GardnerDuluth, MN

Office Hours

Day of the WeekHours
Mon8:00 AM - 5:00 PM
Tue8:00 AM - 5:00 PM
Wed8:00 AM - 5:00 PM
Thu8:00 AM - 5:00 PM
Fri8:00 AM - 5:00 PM
Available 24/7 at

4001 Grand Ave
Duluth, MN 55807

Other Locations

Areas Served

Duluth MN, Superior WI, Cloquet MN


For West Duluth - we are next to McDonalds and across from KFC. For Central Entrance - we are across from The UPS Store. Go in the Alley just off Arlington Ave.

Additional Contact

Fax: (218) 722-1824
Christopher Gardner: Allstate Insurance
You can view my financial industry experience and background at FINRA’s BrokerCheck

Local Allstate Agent: Meet Christopher Gardner

Products we offer:

  • Auto
  • Home
  • Condo
  • Renters
  • Motorcycle
  • Business
  • Life
  • ATV
  • Boat
Years of
Years in the
Community Involvement
Community Involvement dropdown expand/collapse
Wildwoods - Animal Rescue Organization
Animal Allies - Humane Society
Iron Viking of the North
Civic Services
Civic Services dropdown expand/collapse
Western area Business and Civic Club
Chamber of Commerce

Our team

Caitlin Gardner

Customer Service Rep
Caitlin Gardner worked full-time at our agency this summer before heading to college! She is now studying at Lake Superior College for her generals, then will transfer to UMD where she will work toward a degree in teaching! Along the way, she is learning about insurance and running a business from her dad (that's me!).

Ben Gardner

Customer Service Representative & Licensed Staff
Ben began with our agency in 2018. He is currently attending college at UMD and has been there for about 2.5 years. During the holiday season, Ben helps to spread cheer at local nursing homes by Christmas caroling. In his free time, he loves grilling, playing the drums, and rooting for the Packers. One of Ben’s bucket-list items is to someday see the aurora borealis way up in northern Canada. If you stop by the office on a Tuesday or Thursday, Ben will be here to greet you!

Stephanie Severin

Licensed Sales Professional
Stephanie works out of our West Duluth office and joined our team in 2018. Her favorite part of her job is helping customers learn about insurance while helping them select coverage that fits their specific needs. Outside of work, you'll find her cuddling her pup or spending time with family at her kids' activities and sports games. What's her biggest fear? Spiders. You can reach Stephanie at or via her extension 7016.

Vicki Quiroz

Licensed Sales Professional
Vicki joined our team in 2019 and loves helping customers protect what matters most to them. When she's not in the office, you'll find her spending time with family, crocheting or picking rocks off the beach at Lake Superior. If she had to choose one superpower to have, she'd be able to fly! Contact Vicki via email at or at extension 7025.

Wylita Weise

Licensed Sales Professional
Wylita loves her job and says she works at "The Best Agency in the World." According to her, she's worked in insurance since 859 B.C. and joined our team in 2008. Jokes aside, when she's not livening things up at our office, you'll find her dogsitting her furry grandchildren or camping in Moose Lake, Minnesota. If she could only eat three foods for the rest of her life, they'd have to be tacos, guacamole and pico de gallo. You can reach Wylita at or her extension 7011.

Shannon Gardner

Office Manager/Sales Leader
Shannon's worked out of our West Duluth office since 2001. She loves the coaching aspect of her job and the team-oriented environment in our office. She's fluent in English, Spanish and German and can assist you in your preferred language. In her free time, she loves being in the great outdoors hiking, hunting and mountain biking. Reach out to Shannon at or via her extension 7022.

Akela Lloyd

Licensed Sales Professional
Akela works out of our West Duluth office and joined our team in 2019. While she's not a fan of the area’s frigid weather, she loves being outside at the North Shore and going to the lake. In her spare time, she's a girls' basketball coach and serves on the Mentor North and YWCA boards of directors. Her go-to pizza order is sausage on thick crust or sausage, peppers and onions on thin crust. You can reach her via email at or at her extension 7023.

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Local events & news

Helping Pets in the Duluth Area Feel Their Best

I love dogs and cats, but their health costs can sometimes add up. Learn why pet health insurance can be a fetching way to keep your dogs and cats looking and feeling their very best.

Protect your Four-Legged Family Members

Pets are part of the family, and while stages in your pet's life comes with joys, there may also be challenges. I can offer insurance to help cover pet health care costs while saving you a few bones.


*Licensed Sales Professionals are employees of Allstate Independent Contractor Agents and not of Allstate Insurance Company.
Christopher Gardner is insurance licensed in the state(s) of California, Minnesota, South Dakota, and Wisconsin. If you do not reside in the state(s) of California, Minnesota, South Dakota, or Wisconsin, please go to the Find an Agent section on to search for another Allstate Agent or Personal Financial Representative.

California Insurance License Name and Number: 0J00116 GARDNER, CHRISTOPHER L

Based on coverages selected. Subject to terms, conditions, availability & qualifications.

This material is intended for educational purposes only. Auto and homeowners insurance, and other property and casualty insurance products, are available from Allstate Insurance Company, Allstate Indemnity Company, Allstate Property and Casualty Insurance Company and Allstate Fire and Casualty Insurance Company (Home Offices: Northbrook, IL); Allstate New Jersey Insurance Company and Allstate New Jersey Property and Casualty Insurance Company (Home Offices: Bridgewater, NJ); and Allstate County Mutual Insurance Company and Allstate Texas Lloyd's (Home Offices: Irving, TX). Life insurance issued by Allstate Life Insurance Company: Northbrook, IL; and American Heritage Life Insurance Company: Jacksonville, FL. In New York, Allstate Life Insurance Company of New York: Hauppauge, NY. Securities offered by Personal Financial Representatives through Allstate Financial Services, LLC (LSA Securities in LA and PA). Registered Broker-Dealer. Member FINRA, SIPC. Main Office: 2920 South 84th Street, Lincoln, NE 68506. (877) 525-5727.

Check the background of this firm on FINRA's BrokerCheck website.


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