Allstate Insurance Agent

Dave Morrow, Destin, FL

MBA

3997 Commons Dr W,

Ste H

Destin, FL 32541

Call 24/7

(850) 650-0600to quote by phone

Call 24/7

(850) 650-0600to quote by phone

Call 24/7

(850) 650-0600to quote by phone

Call 24/7

(850) 650-0600to quote by phone

Select a product to get a quote

Auto insurance

Renters insurance

Motorcycle insurance

ATV insurance

Location Details

Office Hours

Day of the Week	Hours
Mon	8:00 AM - 5:00 PM
Tue	8:00 AM - 5:00 PM
Wed	8:00 AM - 5:00 PM
Thu	8:00 AM - 5:00 PM
Fri	8:00 AM - 5:00 PM
Sat	Available by appointment
Sun	Available by appointment

After-hours appointments available.

Available 24/7 at

(850) 650-0600

3997 Commons Dr W,
Ste H
Destin, FL 32541
US

Landmarks

We are behind Walmart on the North Side of Commons Drive in the Diamond Lakes Office complex. The West building bottom floor, East corner Suite H.

Areas Served

Destin, Santa Rosa Beach, Miramar Beach, Niceville, Fort Walton Beach

Additional Contact

Fax: (833) 792-3310

Toll Free: (877) 651-0600

Languages

English, Spanish

Social

Dave Morrow: Allstate Insurance

You can view my financial industry experience and background at FINRA’s BrokerCheck

Local Allstate Agent: Meet Dave Morrow

When you need help choosing the right insurance products and services to help protect the people and possessions you care about, you need personalized attention from someone who treats you like family. As a native Floridian, I opened my agency in 2006 so customers in the Destin area can get outstanding service while helping protect the things that are important to them.

Prior to starting my agency in October 2006, I began a career in the financial industry in 1999. I graduated from the Naval Explosive Ordinance Disposal School in 1976 and am a retired US Air Force member.

As a trusted Allstate agent, I believe in giving back to my community. I am a member of the Destin, Niceville and South Walton Chambers of Commerce, the Destin Rotary Club, the Destin Methodist Church. My agency also supports The Taylor Haugen Foundation which recognizes youth leaders and promotes abdominal sports safety, and Aletha's Legacy which is a 501(c)3 nonprofit organization that gives hope to the children of Liberia.

Outside of the office, my passions are fishing, camping and my grandchildren. Retired US Air Force. Native Floridian. Graduated from the Naval Explosive Ordnance Disposal School in 1976.

I invite you to stop by my agency any time. We can assist you with condo, renters, home, auto or business insurance and more. We look forward to meeting you. 

Outside of the office, my passions are fishing, camping and my grandchildren. Retired US Air Force. Native Floridian. Graduated from the Naval Explosive Ordnance Disposal School in 1976.

I invite you to stop by my agency any time. We can assist you with condo, renters, home, auto or business insurance and more. We look forward to meeting you. 

Products we offer:

Auto Insurance in Destin
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Helps protect you and your vehicle if you’re involved in a car accident. At a minimum, you’ll likely need bodily injury liability and property damage liability to meet state auto insurance coverage requirements and help protect your finances if you cause an accident that injures another driver or damages their property. We also offer uninsured motorist coverage to help with your expenses if you’re hit by a driver without insurance. If you’re looking for coverage to help protect your vehicle, you might want to consider collision coverage and comprehensive coverage, which help pay repair costs if your car is damaged in a covered loss. And, optional coverages, like new car replacement coverage or loan/lease gap coverage help protect your investment in a brand-new car. I can help you choose a combination of coverages that fulfill state requirements and meet your needs. Give me a call to get a car insurance quote today!
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Home Insurance in Destin
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Helps provide protection for your house (dwelling) and your family’s liability as well as the things you own in and around your home such as “other structures” (detached garage, fence, etc.), your personal property (furniture, clothing, etc.) against covered perils such as fire, theft, wind/hail and more. Call me today for a homeowners insurance quote and I’ll help you get the protection your home needs and the savings you deserve with our money-saving discounts.
Condo Insurance in Destin
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Helps protect the portion of your condo, co-op or townhome for which you are responsible for (inside structure, permanent fixtures, cabinets, etc.) with dependable coverage. Condo policies are HO-6 compliant, and cover family liability and personal belongings against covered perils such as fire, theft, vandalism and more. Contact me today for a quote!
Renters Insurance in Destin
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Helps protect your personal belongings inside or outside your apartment from accidents such as, fire, theft, vandalism, and cover family liability. Give me call today to review what type of coverage makes sense for where you live and what you own.
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Motorcycle Insurance in Destin
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Our motorcycle policies include the basic coverage you may need, like liability coverage, which includes passenger liability coverage and uninsured motorist coverage. You can further customize your motorcycle policy with collision coverage and comprehensive coverage to help protect your bike. And, if you have a customized ride, you can help protect your aftermarket gear with optional equipment coverage. Contact me to learn about motorcycle insurance discounts and to get started with a quote for a policy that fits your needs.
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Business Insurance in Destin
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Allstate Business Insurance protects your business in ways other insurance might not. A business owners policy (BOP) usually includes three common types of coverage to help protect you and your small business: property coverage, general liability coverage and business interruption coverage. In addition to these basic coverages, the Allstate Business Owners Policy can be customized with additional protection to help cover more aspects of your business. I can help you tailor a policy to fit your small business’s needs. As a small business owner myself, I understand how important it is to protect what you’ve worked so hard to build. Call me for a free review of your current business policy and to learn more about insurance solutions to help protect you, your business and your employees.
Life Insurance in Destin
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Protect the life you want, for those that matter most. A life insurance policy can help provide financial security for your loved ones by covering expenses like the mortgage, college tuition, and other everyday living costs. Call me today to learn about the different types of coverage Allstate offers.
ATV Insurance in Destin
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Help protect yourself and your all-terrain vehicle against the unexpected. We offer bodily injury liability coverage and property damage liability coverage on your ATV insurance policy. If you injure someone else or damage their property while driving your ATV, liability coverage helps pay the other person’s medical or repair bills. If your ATV is damaged in a crash, collision coverage may help. Collision coverage for your ATV helps pay for repairs if you hit another object, such as a fence or a tree. Finally, you may want to consider comprehensive coverage for your ATV in case it’s stolen, vandalized or damaged by hail or fire. Give me a call to get a quote on an ATV insurance policy today!
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Boat Insurance in Destin
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Helps cover your boat on and off the water. Watercraft liability coverage helps pay for another person’s expenses if you injure them or damage their property with your boat. If you’re injured in a boating accident, watercraft medical payments coverage helps pay for your medical bills. Need to repair damage to your boat after an accident? Property coverage for your boat helps cover a crash with another boat or object (like a pier or buoy). It also helps cover theft, vandalism or fire. Help protect your boat against these covered perils during the on- and off-season. We also offer additional coverage for things like your boat trailer, fishing equipment and even towing or fuel delivery when you’re stranded. Need a boat insurance quote? Give me a call today!

10+

Years of
Experience

20+

Years in the
Community

Our team

Jessica Kidwell

Personal Lines Manager

With a deep-rooted connection to the Emerald Coast, Jessica Kidwell is more than just an Office Manager. Boasting over 20 years of experience, Jessica is uniquely positioned to understand and cater to the insurance needs of Destin and the surrounding areas. She has been there and done that when it comes to navigating difficult situations within our market. She also maintains a Life Insurance license to provide more value to our family of customers, creating a one-stop-shop! Don't hesitate to reach out today and let Jessica show you why she is called the “General”!

Daniel Morrow

Sales Manager

Dan has been a local since 1996! After proudly serving his country for six years in the Coast Guard, he earned his Bachelor's degree from the University of South Florida! During his active duty, Dan played a vital role in drug interdiction and oil spill response efforts, honing his skills and building a deep respect for teamwork and leadership.

Dan's local knowledge and military experience makes him a valuable asset to our team. His dedication to community service helps see that he's always working to put our mission – help everyone – at the forefront.

Dan isn't all work and no play though. When he's not putting customers first, you might find him out on the Gulf searching for monster fish, exploring the sky, or biking down old 98. He also enjoys long walks with his fur baby, a labradoodle named Lucina who loves pinecones.

Jerrika Bailey

Insurance Representative

Jerrika's background positions her as a valuable asset with a helpful spirit. Her fluency in Spanish and degree in Spanish Translation from the University of Tennessee highlight her communication skills and potential to connect with a wider customer base. With over 8 years of experience, she brings a wealth of knowledge to help make insurance easy for everyone. Jerrika's dedication to volunteering at a local animal shelter in her spare time showcases her compassion and care for animals. Her knowledge in our industry makes her a reliable and trustworthy choice for anyone seeking insurance.

Christopher Klaus

Insurance Representative

Chris is a great listener. His comprehensive approach to insurance will help see that you have all the coverage you need. He has lived in the area for over 7 years and has a unique understanding of coastal risk.

Bronson Burcham

Licensed Sales Professional

Bronson, a former defensive back on Southern Virginia University's Knights football team, brings his tenacity and teamwork skills from the field to our agency. After graduating with a degree in business management, Bronson traded the rolling hills of Tennessee for the gorgeous shores of the Emerald Coast. He has numerous years of local experience making him an asset to the community. He maintains an agent and life license to provide a holistic experience for anyone who rings our phone! You can find him on a fairway or in a sand trap most weekends if he is not playing with his golden retriever, Nala!

Lexi Pickett

Licensed Sales Professional

Lexi is a familiar face around town, being a local since she was four and graduating from Niceville High School. She earned a bachelor's degree in Business Management from NWFSC, with a focus on leading teams through her capstone in Supervision. While her mission is to help protect our local families and make insurance easy, her true colors shine through her iconic fairytale princess attitude! Call for a free smile any time :D