Allstate Insurance Agent
David Ager, Wilmington, NC

4837 Carolina Beach Rd,

Ste 101

Wilmington, NC 28412

Call

(910) 392-5040to quote by phone

Call

(910) 392-5040to quote by phone

Call

(910) 392-5040to quote by phone

Call

(910) 392-5040to quote by phone

Select a product to get a quote

Auto insurance

Home insurance

Renters insurance

Motorcycle insurance

ATV insurance

Location Details

Office Hours

Day of the Week	Hours
Mon	8:00 AM - 5:00 PM
Tue	8:00 AM - 5:00 PM
Wed	8:00 AM - 5:00 PM
Thu	8:00 AM - 5:00 PM
Fri	8:00 AM - 5:00 PM
Sat	Closed
Sun	Closed

Available 24/7 at

(910) 392-5040

4837 Carolina Beach Rd,
Ste 101
Wilmington, NC 28412
US

Map of 4837 Carolina Beach Rd in Wilmington

Landmarks

South on College Road. Turn right at the Monkey Junction traffic light onto Carolina Beach Road. Office is 1/2 mile up on the right.

Areas Served

Wilmington NC, Leland NC, Wrightsville Beach NC

Additional Contact

Fax: (910) 392-8666

Mobile: (844) 444-7386

Toll Free: (800) 601-7829

Languages

English, Spanish

Social

David Ager: Allstate Insurance

You can view my financial industry experience and background at FINRA’s BrokerCheck

Local Allstate Insurance Agent: David Ager

Our family has operated an Allstate Insurance agency in Wilmington for 30 years. We help people with their insurance – home insurance, auto insurance, renters insurance & more. Our service-oriented insurance agency is owned & operated by my family and my conscientious, professional staff, and customers tell us we make them feel like family! I’m proud to offer Allstate products, because they stand by their service. As an Allstate customer, when you’re in need, you can take advantage of a variety of repair options for a damaged home or auto – it just makes sense to work with Allstate. As your Allstate agent, I can help you understand how the choices you make – such as the car you drive – affect your insurance rate. I’m committed to helping you get your appropriate level of protection and make it easy to do business with Allstate.

Products we offer:

Car Insurance Agent in Wilmington
Car Insurance Agent in Wilmington
Helps protect you and your vehicle if you’re involved in a car accident. At a minimum, you’ll likely need bodily injury liability and property damage liability to meet state auto insurance coverage requirements and help protect your finances if you cause an accident that injures another driver or damages their property. We also offer underinsured motorist coverage to help with your expenses if you’re hit by a driver without insurance. If you’re looking for coverage to help protect your vehicle, you might want to consider collision coverage and comprehensive coverage, which help pay repair costs if your car is damaged in a covered loss. And, additional replacement protection coverages, like new car replacement coverage or loan/lease gap coverage help protect your investment in a brand-new car. I can help you choose a combination of coverages that fulfill state requirements and meet your needs. Give me a call to get a car insurance quote today!
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Home Insurance Agent in Wilmington
Home Insurance Agent in Wilmington
Helps provide protection for your house (dwelling) and your family’s liability as well as the things you own in and around your home such as “other structures” (detached garage, fence, etc.), your personal property (furniture, clothing, etc.) against covered perils such as fire, theft, wind/hail and more. Call me today for a homeowners insurance quote and I’ll help you get the protection your home needs and the savings you deserve with our money-saving discounts.
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Condo Insurance Agent in Wilmington
Condo Insurance Agent in Wilmington
Helps protect the portion of your condo, co-op or townhome you are responsible for (inside structure, permanent fixtures, cabinets, etc.) with dependable coverage. Condo policies are HO-6 compliant, and cover family liability and personal belongings against covered perils such as fire, theft, vandalism and more. Contact me today for a quote!
Renters Insurance Agent in Wilmington
Renters Insurance Agent in Wilmington
Helps protect your personal belongings inside or outside your apartment from accidents such as, fire, theft, vandalism, and cover family liability. Give me call today to review what type of coverage makes sense for where you live and what you own.
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Landlords & Hosts Insurance Agent in Wilmington
Landlords & Hosts Insurance Agent in Wilmington
Helps protect the structure of your rental property, from covered accidents such as fire, wind/hail, vandalism and more. It also offers protection for the liability you might face as an owner. Let’s chat about the right coverage for your additional property!
Motorcycle Insurance Agent in Wilmington
Motorcycle Insurance Agent in Wilmington
Our motorcycle policies include the basic coverage you may need, like liability coverage, which includes passenger liability coverage, and uninsured motorist coverage. You can further customize your motorcycle policy with collision coverage and comprehensive coverage to help protect your bike. And, if you have a customized ride, you can help protect your aftermarket gear with optional equipment coverage. Contact me to learn about motorcycle insurance discounts and to get started with a quote for a policy that fits your needs.
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Business Insurance Agent in Wilmington
Business Insurance Agent in Wilmington
Commercial insurance protects your small business, your livelihood. Instead of having one policy for your business personal property/building then another for the liability, a BOP combines both policies into one. In addition to these basic coverages, commerical insurance can be customized with additional protection to help cover more aspects of your business. I can help you tailor a policy to fit your small business’s needs. As a small business owner myself, I understand how important it is to protect what you’ve worked so hard to build. Call me for a free review of your current business policy and to learn more about insurance solutions to help protect you, your business, and your employees.
Life Insurance Agent in Wilmington
Life Insurance Agent in Wilmington
Protect the life you want, for those that matter most. A life insurance policy can help provide financial security for your loved ones by covering expenses like the mortgage, college tuition, and other everyday living costs. Call me today to learn about the different types of coverage Allstate offers.
ATV Insurance Agent in Wilmington
ATV Insurance Agent in Wilmington
Help protect yourself and your all-terrain vehicle against the unexpected. We offer bodily injury liability coverage and property damage liability coverage on your ATV insurance policy. If you injure someone else or damage their property while driving your ATV, liability coverage helps pay the other person’s medical or repair bills. If your ATV is damaged in a crash, collision coverage may help. Collision coverage for your ATV helps pay for repairs if you hit another object, such as a fence or a tree. Finally, you may want to consider comprehensive coverage for your ATV in case it’s stolen, vandalized or damaged by hail or fire. Give me a call to get a quote on an ATV insurance policy today!
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Boat Insurance Agent in Wilmington
Boat Insurance Agent in Wilmington
Helps cover your boat on and off the water. Watercraft liability coverage helps pay for another person’s expenses if you injure them or damage their property with your boat. If you’re injured in a boating accident, watercraft medical payments coverage helps pay for your medical bills. Need to repair damage to your boat after an accident? Property coverage for your boat helps cover a crash with another boat or object (like a pier or buoy). It also helps cover theft, vandalism or fire. Help protect your boat against these covered perils during the on- and off-season. We also offer additional coverage for things like your boat trailer, fishing equipment and even towing or fuel delivery when you’re stranded. Need a boat insurance quote? Give me a call today!

20+

Years of
Experience

20+

Years in the
Community

Your Local Allstate Team

Beverly Brown

Compliance Specialist

Beverly Brown is our Compliance Specialist, dedicated to helping customers meet state insurance guidelines. Beverly and her family reside in Wilmington, NC, and she specializes in assisting customers with necessary documentation f

Tammy Thomas

Licensed Sales Professional

With 24 years of experience in the insurance industry, Tammy Thomas has been an integral part of the David Ager Agency for over a decade. Specializing in Auto insurance, Home insurance, and more, Tammy's passion lies in saving people money and helping them with coverage that precisely fits their needs.

Beyond her professional life, Tammy and her husband are dedicated foster parents who have made a lasting impact by co-founding the Foster Pantry in Wilmington, NC. They've also become proud adoptive parents to two amazing little girls. The Thomas family shares a love for softball, spending their time at the softball fields watching their girls play regularly. Tammy's commitment to customers and her community shines through in all that she does.

Marcos Lagomarsino

Agent

Marcos Lagomarsino, based in Wilmington, NC, is your dedicated insurance professional. With a passion for helping individuals and businesses, he specializes in Auto insurance, Home insurance, and Business insurance. Marcos's deep ties to the local community drive his commitment to serving fellow residents. When not assisting customers, he treasures time with his family, making family values central to his life. Marcos is your Representative and community member for your insurance needs in Wilmington, NC.

Ann Marie Cooper

Personal Financial Representative

Ann Marie Cooper, our dedicated Personal Financial Representative, is here to help you strategize and reach your financial goals. Whether it's securing your child's education or preparing for retirement, Allstate offers a range of financial products to build your financial future and Ann Marie can help. Visit our Wilmington, NC office or call today for your financial and Life insurance needs. Your financial well-being is her goal.

John Moore

Benefit Specialist

I have 9 years’ experience assisting business owners and Human Resource professionals with company benefits, regardless of company size. Allstate Benefits voluntary plans offered by American Heritage Life Insurance Company deliver benefit alternatives that can help you attract and retain employees. Call or visit our office in Wilmington, NC and schedule a benefits review at no cost.

Caroline Pecnik

Licensed Sales Professional

Caroline, a Wilmington, NC resident, boasts an impressive 33-year career in the insurance industry, with nearly 17 years dedicated to the David Ager Agency. As a vital member of our Sales Team, she excels at assisting new customers with a wide array of insurance products, including Auto insurance, Home insurance, Personal Umbrella insurance, and Boat insurance.

Beyond her professional achievements, Caroline has a passion for miniatures, showcasing her creative side. Interestingly, her love for animals shines through, as her family includes more furry friends than human members. Caroline is here to provide help on your insurance needs with a unique blend of experience and creativity.

Ramona Kinlaw

Receptionist

Ramona, along with her family, proudly calls Wilmington, NC, home. With 18 years in the insurance industry, she's a valuable part of the team. As our Receptionist, Ramona specializes in connecting customers with the right licensed insurance representative to answer their questions about Home insurance, Auto insurance, and Business insurance.

Her favorite part of the job is helping customers understand their worth. Outside of work, Ramona enjoys crafting with shells, including painting them and creating jewelry. She's also an avid journaler, a practice she's maintained for over 45 years. Ramona is here to help you feel valued and informed in your insurance journey.

Elaine Santaniello

Licensed Sales Professional

Elaine, along with her family, calls Wilmington, NC, their home. With a decade of experience in the insurance industry, she's been a valued member of the David Ager team for the same duration. Elaine serves as a Customer Service agent, excelling in assisting customers with Auto insurance, Home insurance, and various aspects of their insurance portfolio.

Originally from Long Island, Elaine relocated to Wilmington a decade ago and enjoys exploring downtown to discover all the city has to offer. Her dedication and knowledge make her an ideal Representative for your insurance needs.

Lori Morgester

Licensed Sales Professional

Lori and her family are proud residents of Wilmington, NC. With 14 years of experience in the insurance industry, Lori has been a dedicated member of the agency for the past 10 years. Specializing in Commercial insurance, Lori finds immense joy in working with customers who become like her extended family.

Beyond her professional life, Lori cherishes spending time with her grandchildren and enjoying the company of her fur babies. Her commitment to customers and her love for family make her a reliable Representative and a warm presence in your insurance journey.

Amanda Card

Licensed Sales Professional

Amanda and her family call Wilmington, NC, home. With a remarkable 15-year career in the insurance industry, she's been a pivotal part of the David Ager Agency for 9 years. As a member of our Sales Team, Amanda excels in assisting new customers with a diverse range of insurance products, including Auto insurance, Home insurance, Personal Umbrella insurance, and Boat insurance.

Not only is Amanda a seasoned professional, but she also takes on a leadership role by managing the sales team, training new hires, and contributing to their growth and development. Originally from Canton, Ohio, Amanda is a mother of two daughters. Her knowledge and dedication make her a reliable Representative in your insurance journey.

Nicole Cody

Licensed Sales Professional

With 9 years of experience in the insurance industry, Nicole Cody has been a valuable asset at the David Ager office for 6 years. She specializes in Auto insurance, Home insurance, and more, with a focus on properly taking care of customers and fully reviewing their coverage.

Originally from New York, Nicole now proudly cheers for the Dallas Cowboys, showcasing her unwavering loyalty to her team. Her colleagues often describe her as a unicorn, emphasizing her unique blend of knowledge and dedication that sets her apart in the industry. Nicole is passionate about helping people and providing them with the knowledge and understanding that comes from comprehensive insurance choices.

Shannon Davis

Customer Service

For the past 6 years, Shannon Davis has been a dedicated member of the David Ager's office team, focusing on customer service and serving customers with Allstate Benefits Supplemental Health insurance and Life insurance policies.

Shannon's favorite aspect of her job is helping people during challenging times. She finds fulfillment in being a friendly listener and providing support to individuals facing various difficulties. Her warm and compassionate approach often brightens the days of those she interacts with.

Outside of work, Shannon is passionate about gardening and finds peace by the ocean. Her love for nature reflects her nurturing and caring personality, making her a friendly face ready to make your day a little better.

Nicki Stocks

Licensed Sales Professional

With 16 years of insurance industry experience and 3.5 years on the David Ager team, Nicki is your reliable Representative. She specializes in Auto insurance, Home insurance, Boat insurance, Personal Umbrella insurance, and more.

Nicki's passion lies in working closely with customers to help find the right coverage for their unique needs. As a mom of 2, she understands the importance of helping protect what matters most.

Outside of work, Nicki enjoys savoring the flavors of Mexican cuisine, adding a dash of spice to her life just like she adds a personal touch to your insurance coverage.

Bianca Jaber

Licensed Sales Professional

Bianca, based in Wilmington, NC, is your go-to Agent. With a specialization in Auto insurance, Home insurance, and other aspects of your insurance portfolio, she's a valuable member of our sales team. Whether you're a new or existing customer, Bianca is here to help you with your insurance needs, helping you have the coverage that suits you best.

Tina Wynn

Licensed Sales Professional

With 19 years in the insurance industry and 5 years at the David Ager team, Tina Wynn is your reliable source for Home and Auto insurance guidance. As part of the Customer Service team, she excels in customer relations and building lasting connections. Off duty, she enjoys the beach and supports her daughter on the softball field.

Barbara Ager

Licensed Sales Professional

Barbara Ager, a Licensed Agent since 2018, is a valuable member of the Customer Service team at the Agency. She thrives in her role and takes pride in being a part of the exceptional Ager team.

Outside of her professional duties, Barbara's green thumb shines as she cares for her beloved houseplants. She's also a dedicated fan of Carolina Panthers football. Barbara's commitment to her work and her interests make her a friendly and knowledgeable presence ready to assist you.

Samantha Dupree

Licensed Sales Professional

With 22 years of experience, Sammy specializes in customer service and holds the prestigious CISR designation. Having joined the David Ager team two years ago, she now focuses on personal lines customer service, helping all customers unique needs get met. Sammy's personalized approach and multilingual skills (German, French, English) help her connect with customers on a personal level, making insurance accessible and tailored. When not at work, she indulges her passion for horror movies and enjoys connecting over shared interests.

Beth Webb

Licensed Sales Professional

Beth brings 34years of insurance experience to the table. Specializing in a wide range of insurance categories, from Auto insurance and Home insurance to Flood insurance and more, she takes pride in helping individuals protect their hard-earned assets. Beth's passion lies in simplifying insurance choices, making a positive impact on customers in every stage of life. She's a tea enthusiast, values family above all, and believes in the power of insurance to secure a better future. Let Beth help you towards better protection

Priscilla Brinkley

Licensed Sales Professional

With over two decades of experience in the insurance industry, Priscilla Brinkley brings a wealth of knowledge to the team, where she has been making a difference for customers for two years. Priscilla focus’ on customer service, and her favorite part of the job is having the opportunity to make things better for customers. Beyond insurance, she holds a fascination for great white sharks and dreams of one day diving in a shark cage.

Brenden Fleming

Licensed Sales Producer

Brenden Fleming began his career in the insurance industry in 2017 and joined David Ager’s Agency in 2024. Focusing on Home insurance and Auto insurance, Brenden is passionate about helping people find the coverage that best fits their needs. Having obtained his insurance license at the age of 18, he brings years of knowledge, experience and a genuine commitment to assisting customers.
Outside of work, Brenden is a proud family man, married with two children. His dedication to both his family and customers reflects his strong values and work ethic, making him a reliable agent in the insurance industry.

Taelor Rotar

Lisensed Sales Producer

Since becoming licensed in 2024, Taelor has loved helping customers better understand their insurance options from Auto and Home coverage to everything in between. She believes education is key and enjoys guiding new customers through the process with clarity and care.

A Pittsburgh native, Taelor has been part of the Wilmington community for almost a decade. Outside the office, you can find her at a local coffee shop, supporting small businesses, or spending quality time with her two cats.

Breanna Browder

Licensed Sales Procucer

Breanna is an insurance agent who truly enjoys helping people protect what matter most to them. She believes insurance shouldn’t feel confusing or overwhelming. Breanna's goal is to make the process easy, comfortable, and stress

Allstate Insurance Agent Reviews

tin tin aye shwe

Sep. 10, 2026

Agent Response

Thank you, Tin Tin, for your positive feedback! We

Thank you, Tin Tin, for your positive feedback! We're thrilled to know you had a great experience with our insurance services. Your satisfaction is our priority, and we appreciate your trust in us. If you ever need assistance, feel free to reach out.

erik garten

Sep. 5, 2026

Agent Response

Thank you, Erik, for your positive feedback! We're

Thank you, Erik, for your positive feedback! We're thrilled to know you're satisfied with our services. Your trust and support as a valued customer mean a lot to us. If you ever need assistance, feel free to reach out.

victoria martin

Sep. 2, 2026

I gave been with Allstate about 50 years…that speaks volumes!

Agent Response

Thank you, Victoria, for your incredible loyalty o

Thank you, Victoria, for your incredible loyalty over the past 50 years! Your trust in Allstate truly speaks volumes, and we're honored to have you as part of our family.

bruce ray

Aug. 30, 2026

Agent Response

Thank you, Bruce, for your positive feedback! We'r

Thank you, Bruce, for your positive feedback! We're thrilled to hear that you're satisfied with our services. As a long-time customer, your trust means a lot to us. If you ever need assistance, feel free to reach out.

bennie corbett

Aug. 24, 2026

Agent Response

Thank you, Bennie, for your positive feedback and

Thank you, Bennie, for your positive feedback and for being a valued customer. We're thrilled to hear that you're satisfied with our services. Your trust in us is greatly appreciated, and we're here to support you with all your insurance needs.

barbara clark

Aug. 16, 2026

Always good. Friendly staff.

Agent Response

Thank you, Barbara, for your kind words and for be

Thank you, Barbara, for your kind words and for being a valued customer. We're delighted to hear that our friendly staff has consistently met your expectations. Your satisfaction is important to us!

paul wren

Aug. 15, 2026

Agent Response

Thank you, Paul, for your positive feedback! We're

Thank you, Paul, for your positive feedback! We're thrilled to hear that you had a great experience with our agency. Your trust and satisfaction mean a lot to us. If you ever need assistance or have questions, feel free to reach out. We're here to help!

ralph dole

Aug. 15, 2026

I’ve had excellent service from Allstate for the past 15 years to include rental insurance as well as automobile insur

I’ve had excellent service from Allstate for the past 15 years to include rental insurance as well as automobile insurance.
Renewals have always been on time and prices have gone up, but still remain acceptable.
When I’ve had issues to discuss, I’ve always gotten their best agents and we’ve had successful conversations and great results.

Agent Response

Thank you, Ralph, for being a valued customer for

Thank you, Ralph, for being a valued customer for the past 15 years. We're thrilled to hear about your positive experiences with our service and agents. Your satisfaction with our timely renewals and acceptable pricing means a lot to us. We look forward to continuing to meet your insurance needs.

marvin ashley

Aug. 12, 2026

Agent Response

Thank you, Marvin, for your positive feedback and

Thank you, Marvin, for your positive feedback and for being a valued customer. We're thrilled to hear that you're satisfied with our services. If you have any suggestions or need assistance, feel free to reach out to davidager@allstate.com. Your trust in us is greatly appreciated!

edward wilkinson

Aug. 10, 2026

I can not get my newest Insurance cards,
I also need to change payment method.

Agent Response

Hi Edward, thank you for your feedback and for bei

Hi Edward, thank you for your feedback and for being a valued customer. I'm sorry to hear about the issues with your insurance cards and payment method. My office will reach out shortly to help. Thanks so much for your business, and have a great day!

william anderson

Aug. 5, 2026

Agent Response

Thank you, William, for your positive feedback! We

Thank you, William, for your positive feedback! We're thrilled to hear that you're satisfied with our services. As a valued customer, your trust and support mean a lot to us. If you ever need assistance, feel free to reach out.

paul elmore

Aug. 4, 2026

Kind sfaff

Agent Response

Thank you, Paul, for your kind words about our sta

Thank you, Paul, for your kind words about our staff! We're thrilled to hear that you had a positive experience with us. Your feedback is greatly appreciated. If you ever need assistance, feel free to reach out.

andrea massey

Jul. 26, 2026

As a long time customer, I have been displeased with the insurance rate increases, particularly for a car that is 15 yea

As a long time customer, I have been displeased with the insurance rate increases, particularly for a car that is 15 years old

Agent Response

Hi Andrea, thank you for being a long-time custome

Hi Andrea, thank you for being a long-time customer. I understand your concerns about the rate increases, especially for an older car. My office will reach out to see if we can make some changes to your policy that will help. Thanks so much for your business, and have a great day!

eldon pickett

Jul. 23, 2026

Agent Response

Thank you, Eldon, for your positive feedback! We'r

Thank you, Eldon, for your positive feedback! We're thrilled to know you're satisfied with our services. As a valued customer, your trust means a lot to us. If you ever need assistance, feel free to reach out.

joann needham

Jul. 20, 2026

Agent Response

Thank you, Joann, for your wonderful review! We're

Thank you, Joann, for your wonderful review! We're thrilled to hear that you had a positive experience with us. As a valued customer, your trust and satisfaction are our top priorities. If you ever need assistance, feel free to reach out.

thomas eagar

Jul. 11, 2026

Agent Response

Thank you, Thomas, for your positive feedback! We'

Thank you, Thomas, for your positive feedback! We're thrilled to hear that you're satisfied with our services. As a long-time customer, your trust means a lot to us. If you ever have any questions or need assistance, feel free to reach out.

sherri mattocks

Jul. 10, 2026

Agent Response

Thank you so much, Sherri, for your wonderful feed

Thank you so much, Sherri, for your wonderful feedback! We're thrilled to know that you had a positive experience with us. Your trust and satisfaction are our top priorities. If you ever need assistance, feel free to reach out. We appreciate your support!

dominick spadaro

Jul. 7, 2026

Excellent Customer Service!

Agent Response

Thank you, Dominick, for your kind words about our

Thank you, Dominick, for your kind words about our customer service! We're thrilled to hear you had a positive experience. If there's anything more we can do to enhance your experience, please let us know. Your feedback is invaluable to us.

karen shields

Jul. 6, 2026

Agent Response

Thank you, Karen, for your feedback and for being

Thank you, Karen, for your feedback and for being a valued customer. We're glad to hear your experience was positive. If you have any further suggestions or concerns, please feel free to reach out to davidager@allstate.com. Your trust is important to us.

richard bennett

Jun. 24, 2026

Agent Response

Thank you, Richard, for your positive feedback and

Thank you, Richard, for your positive feedback and for being a valued customer. We're thrilled to hear that you're satisfied with our services. Your trust in us is greatly appreciated, and we're here to support you with all your insurance needs.

Allstate Online Review Policy