Allstate Insurance Agent
Derron Watson, Chattanooga, TN

400 S Moore Rd,

Ste A

Chattanooga, TN 37412

Call

(423) 899-3140to quote by phone

Call

(423) 899-3140to quote by phone

Call

(423) 899-3140to quote by phone

Call

(423) 899-3140to quote by phone

Select a product to get a quote

ATV insurance

Location Details

Office Hours

Day of the Week	Hours
Mon	9:00 AM - 6:00 PM
Tue	9:00 AM - 6:00 PM
Wed	9:00 AM - 6:00 PM
Thu	9:00 AM - 6:00 PM
Fri	9:00 AM - 5:00 PM
Sat	Available by appointment
Sun	Closed

After-hours appointments available.

Available 24/7 at

(423) 899-3140

400 S Moore Rd,
Ste A
Chattanooga, TN 37412
US

Landmarks

I am located on South Moore Road next to the Chattanooga Funeral Home and across the street from the church.

Areas Served

Chattanooga, NW Georgia, NE Alabama, East Ridge, Hixon, Jasper

Additional Contact

Fax: (423) 499-0009

Languages

English

Social

Link to Facebook

Derron Watson: Allstate Insurance

You can view my financial industry experience and background at FINRA’s BrokerCheck

Local Allstate Insurance Agent: Derron Watson

Having lived previously in Alabama and West Tennessee, I’ve really come to appreciate Chattanooga and have enjoyed the people I’ve met thus far. The area is wonderful for outdoor activities, as a couple of my favorites hobbies include white water rafting and taking nature walks. On weekends, I enjoy spending time with my friends and family, including my three children, Casey, Dominique and Derron II.

I am an Allstate agent today because I love helping people. I enjoy meeting new people and helping to see they are informed. I am also very proactive with customers in that I try not to wait until there is a claim to discuss their policy. I also try to conduct insurance reviews regularly to see customers have the information they want and need.

One of the things I am most proud of is the many customers that have been with my agency for years. I have customers that I have served for over thirty years! That type of loyalty and longevity speaks to the type of company Allstate is and the value that we have provided customers over the years. I’d love to put you and your family in Good Hands. My agency is located on S Moore Road next door to the funeral home and across the street from the church. Please stop by my office any time.

Products we offer:

Car Insurance Agent in Chattanooga
Car Insurance Agent in Chattanooga
Helps protect you and your vehicle if you’re involved in a car accident. At a minimum, you’ll likely need bodily injury liability and property damage liability to meet state auto insurance coverage requirements and help protect your finances if you cause an accident that injures another driver or damages their property. We also offer uninsured motorist coverage to help with your expenses if you’re hit by a driver without insurance. If you’re looking for coverage to help protect your vehicle, you might want to consider collision coverage and comprehensive coverage, which help pay repair costs if your car is damaged in a covered loss. And, optional coverages, like new car replacement coverage or loan/lease gap coverage help protect your investment in a brand-new car. I can help you choose a combination of coverages that fulfill state requirements and meet your needs. Give me a call to get a car insurance quote today!
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Home Insurance Agent in Chattanooga
Home Insurance Agent in Chattanooga
Helps provide protection for your house (dwelling) and your family’s liability as well as the things you own in and around your home such as “other structures” (detached garage, fence, etc.), your personal property (furniture, clothing, etc.) against covered perils such as fire, theft, wind/hail and more. Call me today for a homeowners insurance quote and I’ll help you get the protection your home needs and the savings you deserve with our money-saving discounts.
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Condo Insurance Agent in Chattanooga
Condo Insurance Agent in Chattanooga
Helps protect the portion of your condo, co-op or townhome for which you are responsible for (inside structure, permanent fixtures, cabinets, etc.) with dependable coverage. Condo policies are HO-6 compliant, and cover family liability and personal belongings against covered perils such as fire, theft, vandalism and more. Contact me today for a quote!
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Renters Insurance Agent in Chattanooga
Renters Insurance Agent in Chattanooga
Helps protect your personal belongings inside or outside your apartment from accidents such as, fire, theft, vandalism, and cover family liability. Give me call today to review what type of coverage makes sense for where you live and what you own.
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Motorcycle Insurance Agent in Chattanooga
Motorcycle Insurance Agent in Chattanooga
Our motorcycle policies include the basic coverage you may need, like liability coverage, which includes passenger liability coverage and uninsured motorist coverage. You can further customize your motorcycle policy with collision coverage and comprehensive coverage to help protect your bike. And, if you have a customized ride, you can help protect your aftermarket gear with optional equipment coverage. Contact me to learn about motorcycle insurance discounts and to get started with a quote for a policy that fits your needs.
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Business Insurance Agent in Chattanooga
Business Insurance Agent in Chattanooga
Allstate Business Insurance protects your business in ways other insurance might not. A business owners policy (BOP) usually includes three common types of coverage to help protect you and your small business: property coverage, general liability coverage and business interruption coverage. In addition to these basic coverages, the Allstate Business Owners Policy can be customized with additional protection to help cover more aspects of your business. I can help you tailor a policy to fit your small business’s needs. As a small business owner myself, I understand how important it is to protect what you’ve worked so hard to build. Call me for a free review of your current business policy and to learn more about insurance solutions to help protect you, your business and your employees.
Life Insurance Agent in Chattanooga
Life Insurance Agent in Chattanooga
Protect the life you want, for those that matter most. A life insurance policy can help provide financial security for your loved ones by covering expenses like the mortgage, college tuition, and other everyday living costs. Call me today to learn about the different types of coverage Allstate offers.
ATV Insurance Agent in Chattanooga
ATV Insurance Agent in Chattanooga
Help protect yourself and your all-terrain vehicle against the unexpected. We offer bodily injury liability coverage and property damage liability coverage on your ATV insurance policy. If you injure someone else or damage their property while driving your ATV, liability coverage helps pay the other person’s medical or repair bills. If your ATV is damaged in a crash, collision coverage may help. Collision coverage for your ATV helps pay for repairs if you hit another object, such as a fence or a tree. Finally, you may want to consider comprehensive coverage for your ATV in case it’s stolen, vandalized or damaged by hail or fire. Give me a call to get a quote on an ATV insurance policy today!
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Boat Insurance Agent in Chattanooga
Boat Insurance Agent in Chattanooga
Helps cover your boat on and off the water. Watercraft liability coverage helps pay for another person’s expenses if you injure them or damage their property with your boat. If you’re injured in a boating accident, watercraft medical payments coverage helps pay for your medical bills. Need to repair damage to your boat after an accident? Property coverage for your boat helps cover a crash with another boat or object (like a pier or buoy). It also helps cover theft, vandalism or fire. Help protect your boat against these covered perils during the on- and off-season. We also offer additional coverage for things like your boat trailer, fishing equipment and even towing or fuel delivery when you’re stranded. Need a boat insurance quote? Give me a call today!

Your Local Allstate Team

Leslie Brock

Leslie joined our agency in 2011 and is knowledgeable about insurance. Customers appreciate her insight as they learn to choose coverage to protect their loved ones and assets. Leslie went to Dalton Jr. College, and transferred to Berry College, in Rome Georgia, where she graduated with a BA in History. She’s lived in Chattanooga since 1998 and is active in the community. Outside of the agency, you can find her thrift shopping with her husband. They also enjoy playing with their dog and four cats, working in their yard and going on cruises together. Give her a call today.

Aniya Scott

Aniya joined our agency in 2017 and is excited to help the community with its insurance needs. She has lived in Chattanooga since 2012 after graduating college with her degree in Finance and Physiology. Outside of the agency, Aniya enjoys working out, traveling, and spending time with her three baby pups – Murci, Chili and Lady. Give her a call today.

Derron S. Watson II

Derron joined the agency in 2023. He currently attends MTSU working towards a bachelor’s degree in business. Outside of the office, he enjoys listening to rap, playing baseball, football and basketball. He also enjoys spending t

Jennifer Wilkins-Reynolds

Senior Customer Service Specialist

Jennifer Wilkins-Reynolds joined the agency in 2025 as a Senior Customer Service Specialist. She brings a vast amount of knowledge, having worked in the insurance industry since 1997. She studied Interior Design at American InterContinental University. Jennifer currently lives in Dallas, GA and in her spare time, she is quilter and sewest. She enjoys spending time at her local Fabric Store with her dog, Mara. She recently became a first-time grandmother, and enjoys visiting Helen with her husband, David. Give her a call today.

Gretchen Sidebotham

Insurance Specialist

I moved to North Georgia back in 2017. My husband and I started out in Jasper, Georgia, and then made Gainesville, Georgia, our home until 2023, when his job transferred us. Living in the South has been such a blessing—we’ve learned to fish, bought a boat, and spend as much time on the water as we can.
When we first came to Georgia, I stepped into the insurance world, and I’ve loved it ever since. For me, it’s not just about coverage—it’s about helping people, informing them, and helping see that they feel confident and protected. That’s what drives me every day.
I’m also really proud to be part of Allstate. It’s a company that not only supports its agents but also encourages us to pour back into our communities. My husband and I have fostered children, and we’ve been big supporters of Cast for Kids in Georgia, which gives children the chance to experience the joy of fishing.
At the end of the day, I love what I do, I love where I live, and I love finding ways to make a positive difference for the people around me.

Janiya Cox

Office Administrator

I was born and raised in Tennessee but spent most of my childhood in Georgia. Growing up, I often traveled with my grandparents, and every summer we spent time together in Gatlinburg, creating many of my favorite childhood memories.
In my spare time, I enjoy reading, sewing, and learning Spanish. I graduated in 2020. Joining the Agency is my first work experience in the insurance industry.
I enjoy expressing my creativity through video editing, and one of my biggest goals is to travel the world and experience different cultures and cuisines.

Kyra Hickman

Since relocating to Chattanooga in 2025, after being raised in Sevierville and Jefferson County and spending time in Florida, I’ve been proud to become part of a community I now call home. I began my career representing Allstate in 2026, marking my first role in the insurance and financial industry, and I’m excited to continue learning and growing while helping others protect what matters most.

I graduated from high school early in 2025 and am currently exploring future educational opportunities. Outside of work, I enjoy listening to music and cooking. One unique thing about me is my love for crocheting—I often create items like stuffed animals and hats, but instead of keeping them, I enjoy giving them away to others. I also love learning new things in my free time, especially through documentaries and researching topics that spark my curiosity.

I’m grateful to be part of a team that supports the community and look forward to building lasting relationships with the people I serve.

Allstate Insurance Agent Reviews

billy light

May. 30, 2026

Agent Response

Thank you, Billy, for your wonderful review! We're

Thank you, Billy, for your wonderful review! We're thrilled to hear that you had a positive experience with us. Your trust in our services means a lot, and we're here to continue providing reliable support for all your insurance needs. If you ever have any questions, feel free to reach out.

michael carlock

Apr. 24, 2026

Agent Response

Thank you for the 5 stars! We’re glad you experi

Thank you for the 5 stars! We’re glad you experienced our follow-up, professionalism, and competitive pricing firsthand. We appreciate your trust and look forward to keeping you in Good Hands!

gwendolyn harris

Mar. 27, 2026

Agent Response

Thank you, Gwendolyn, for your positive feedback!

Thank you, Gwendolyn, for your positive feedback! We're thrilled to hear that you're satisfied with our services. Your trust and support as a valued customer mean a lot to us. If you ever have any questions or need assistance, feel free to reach out.

anthony russo

Mar. 24, 2026

Agent Response

Thank you, Anthony, for your positive feedback and

Thank you, Anthony, for your positive feedback and perfect rating! We're thrilled to know you're satisfied with our services. As a valued customer, your trust and support mean a lot to us. If you ever need assistance, feel free to reach out.

odell tiller

Feb. 25, 2026

Agent Response

Thank you, Odell, for your positive feedback! We'r

Thank you, Odell, for your positive feedback! We're thrilled to hear that you had a great experience with us. Your trust and satisfaction are our top priorities. If you ever need assistance or have questions, feel free to reach out. We appreciate your support!

carrie elliott

Feb. 21, 2026

Agent Response

Thank you, Carrie, for your wonderful 5-star revie

Thank you, Carrie, for your wonderful 5-star review! We're thrilled to hear that you had a positive experience with us. Your trust and satisfaction are our top priorities. If you ever need assistance, feel free to reach out.

carol rogers

Feb. 21, 2026

Great agency!

Agent Response

Thank you, Carol, for your kind words! We're thril

Thank you, Carol, for your kind words! We're thrilled to hear that you had a great experience with our agency. Your satisfaction is our top priority, and we look forward to protecting you and your loved ones for many years.

allen gordon

Feb. 20, 2026

If people really want to save money on their car insurance Allstate in East Ridge, is all about saving customers, money

If people really want to save money on their car insurance Allstate in East Ridge, is all about saving customers, money. Mr Derron Watson in his friendly staff a long with ms. Leslie. I love these people because they keep it real. They do not sugar coat anything. And date would go all out of the way to help you.\nIn answer service with a smile love. You guys keep up the good work the good work.

Agent Response

Thank you so much, Allen, for your kind words and

Thank you so much, Allen, for your kind words and for being a valued customer. We're thrilled to hear that Leslie, and the team have made a positive impact with their genuine service. Your support means a lot to us, and we're committed to continuing to provide honest and helpful service. If you ever need anything, feel free to reach out. Keep enjoying the savings and service!

diana reillo

Feb. 15, 2026

Agent Response

Thank you, Diana, for your positive feedback! We'r

Thank you, Diana, for your positive feedback! We're thrilled to hear that you had a great experience with us. Your satisfaction is our top priority, and we're grateful for your trust. If you ever need assistance, feel free to reach out. At your service.

megan brown

Feb. 9, 2026

Agent Response

Hi Megan, thank you for sharing your feedback. We

Hi Megan, thank you for sharing your feedback. We value your input. Our Goal is to completely satisfy our clients. I will be reaching out to you directly to see what we can do going forward to provide the experience you want in an Allstate Agency.

ryan showalter

Feb. 6, 2026

Your agency has doubled my home insurance premium in two years. I won't be renewing. I experienced unwarranted increases

Your agency has doubled my home insurance premium in two years. I won't be renewing. I experienced unwarranted increases in my auto policy with you too. I'm sorry, but my expectation was that an agent would help me maintain a lower cost of insurance as I continue a claim free status. I've experienced the opposite.

Agent Response

Hi Ryan, I'm sorry to hear about your experience w

Hi Ryan, I'm sorry to hear about your experience with the premium increases. We value your long-term relationship and want to address your concerns. The Agency has zero control over premium. Premium is based on personal characteristics and are individual to the driver's driving history, type of vehicles, and other risk factors. In addition, the cost to repair vehicles goes up every year. Insurance companies have to account for the increase in premium costs. Typically, insurance companies do not increase profits from premium increases. Our agency works really hard to advise and maximize the outcomes in claim situations. We help people save money when it really matters which is when there is a major claim. For most people saving thousands is more beneficial than saving hundreds. I will reach out to you directly to see what we can do to give you the policy you are looking for.

connie fleming

Jan. 24, 2026

Agent Response

Thank you, Connie, for your wonderful 5-star revie

Thank you, Connie, for your wonderful 5-star review! We're thrilled to hear that you had a positive experience with us. Your trust and satisfaction are our top priorities. If you ever need assistance or have questions, feel free to reach out. We appreciate your support! We are always at your service.

linda smiddy

Jan. 19, 2026

Always pleasant!!

Agent Response

Thank you, Linda, for your kind words! We're thril

Thank you, Linda, for your kind words! We're thrilled to hear that you've had pleasant experiences with us. Your satisfaction is our priority, and we look forward to continuing to serve you with the same level of care and dedication.

norma mccoy

Jan. 10, 2026

Agent Response

Thank you, Ms. Norma, for your wonderful feedback!

Thank you, Ms. Norma, for your wonderful feedback! We're thrilled to hear that you had a positive experience with us. Your trust and satisfaction are our top priorities, and we're grateful to have you as a valued customer. If you ever need assistance, please don't hesitate to reach out.

josh elliott

Jan. 5, 2026

todd styles

Jan. 3, 2026

Agent Response

Thank you for your feedback, Todd. We're glad to h

Thank you for your feedback, Todd. We're glad to hear you're generally satisfied with our service. Our goal is always to get a 5 Star rating. I will reach out to find out what we can do to improve, taking care of our clients is our primary purpose. Feel free to reach out me DERRONWATSON@ALLSTATE.COM with any further comments or concerns.

susan jones-hayes

Dec. 26, 2025

Agent Response

Thank you, Susan, for your wonderful feedback! We'

Thank you, Susan, for your wonderful feedback! We're thrilled to hear that you had a positive experience with us. As a valued customer, your satisfaction is our top priority. If you ever need assistance, feel free to reach out.

sherry sutton

Oct. 24, 2025

Agent Response

Hi Sherry, thank you for sharing your feedback. We

Hi Sherry, thank you for sharing your feedback. We’re glad to know parts of your experience were positive, but it sounds like there’s room for improvement. Our goal is to make sure every customer feels 100% Completely Satisfied. If you’d be open to it, we’d love the opportunity to learn more about your experience and make things right — I plan on reaching out to you directly to see what your experience has been and what we can do to earn a 5 Star review.

carl porter

Oct. 14, 2025

Agent Response

Thank you so much for your review! We truly apprec

Thank you so much for your review! We truly appreciate your feedback and are glad to know you felt in Good Hands with our team. We’re always looking for ways to turn that “almost perfect” into perfect—so if there’s anything we can do to make your next experience even better, we’d love to hear from you.

julie kinsley

Oct. 13, 2025

Everyone was very kind and helpful. The whole process from start to finish was very quick and easy. I love that everyone

Everyone was very kind and helpful. The whole process from start to finish was very quick and easy. I love that everyone was very knowledgeable and quick to help me find the coverage I needed. I highly recommend Derron and his team at Allstate.

Agent Response

Hi Julie, thank you for your wonderful feedback! W

Hi Julie, thank you for your wonderful feedback! We're thrilled to hear that you found the process quick and easy, and that our team was able to assist you effectively. Your recommendation means a lot to us. If you ever need further assistance, feel free to reach out.

Allstate Online Review Policy

Your Local Allstate Team

Leslie Brock

Aniya Scott

Derron S. Watson II

Jennifer Wilkins-Reynolds

Senior Customer Service Specialist

Gretchen Sidebotham

Insurance Specialist

Janiya Cox

Office Administrator

Kyra Hickman

Frequently asked questions

What are your agency hours?

Monday: 9:00 AM - 6:00 PM
Tuesday: 9:00 AM - 6:00 PM
Wednesday: 9:00 AM - 6:00 PM
Thursday: 9:00 AM - 6:00 PM
Friday: 9:00 AM - 5:00 PM
Saturday:
Sunday: Closed

Are you open on weekends?

Saturday:
Sunday: Closed

Can I text your agency with questions?

Yes, we have text messaging services.

What languages do you speak?

We have staff members available who speak the following languages: English

Do you have more than one location?

No, this is our only location.

Derron Watson is insurance licensed in the state(s) of Alabama, Georgia, and Tennessee. If you do not reside in the state(s) of Alabama, Georgia, or Tennessee, please go to the Find an Agent section on allstate.com to search for another Allstate Agent or Personal Financial Representative.

Based on coverages selected. Subject to terms, conditions, availability & qualifications.

This material is intended for educational purposes only. Auto and homeowners insurance, and other property and casualty insurance products, are available from Allstate Insurance Company, Allstate Indemnity Company, Allstate Property and Casualty Insurance Company, Allstate North American Insurance Co. and Allstate Fire and Casualty Insurance Company (Home Offices: Northbrook, IL); Allstate New Jersey Insurance Company and Allstate New Jersey Property and Casualty Insurance Company (Home Offices: Bridgewater, NJ); and Allstate County Mutual Insurance Company and Allstate Texas Lloyd's (Home Offices: Irving, TX). This life insurance information is provided for general consumer educational purposes and is not intended to provide legal, tax or investment advice. Life insurance also offered and issued by third party companies not affiliated with Allstate. Each company is solely responsible for the financial obligations accruing under the products it issues. Product guarantees are backed by the financial strength and claims-paying ability of the issuing company.

Securities offered by Personal Financial Representatives through Allstate Financial Services, LLC (LSA Securities in LA and PA). Registered Broker-Dealer. Member FINRA, SIPC. Main Office: 151 North 8th Street, Suite 450, Lincoln, NE 68508. (877) 232-2142.

Check the background of this firm on FINRA's BrokerCheck website.

you're in good hands^®