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Allstate Insurance Agency
Edwards & Gaddy Insurance AgencyMonroe, NC

Office Hours

Day of the WeekHours
Mon8:30 AM - 5:00 PM
Tue8:30 AM - 5:00 PM
Wed8:30 AM - 5:00 PM
Thu8:30 AM - 5:30 PM
Fri8:30 AM - 5:30 PM
SatAvailable by appointment
After-hours appointments available.
Available 24/7 at

2616 W Roosevelt Blvd
Monroe, NC 28110


Located between Target and Chick-fil-a on Highway 74.

Areas Served

Monroe, Waxhaw, Indian Trail, Wesley Chapel


English, Spanish
Edwards & Gaddy Insurance Agency: Allstate Insurance
You can view my financial industry experience and background at FINRA’s BrokerCheck

Local Allstate Agency: Meet Edwards & Gaddy Insurance Agency

Edwards & Gaddy Insurance Agency specializes in home insurance, car insurance, and life insurance. Phillip Gaddy opened his Allstate agency in 1989 and began helping families create customized protection that fit their needs and lifestyle. He established a reputation as a trusted Allstate agent and developed an agency entrenched in the local community.

Leslie Edwards, Phillip’s daughter, joined the agency in 2016. Her history of active community involvement and volunteer efforts within local schools reflects qualities essential to being a trusted Allstate agent. Her goal is to help people insure what is most important to them ... their families.

Locally recognized for their experienced and knowledgeable team, Edwards & Gaddy Insurance strives to provide customers with peace of mind.

Products we offer:

  • Auto
  • Home
  • Condo
  • Renters
  • Motorcycle
  • Business
  • Life
  • ATV
  • Boat
Education dropdown expand/collapse
Bachelor of Arts-Wingate University
Community Involvement
Community Involvement dropdown expand/collapse
Wesley Chapel Elementary School
Piedmont High School
Weddington High School
Wingate University
Monroe High School
Turning Point
Parkwood High School
Civic Services
Civic Services dropdown expand/collapse
Chamber of Commerce
Volunteer in the Community

Our team

Phillip Gaddy

Agency Founder
Phillip opened the agency in 1989 in Monroe, NC. His desire to help others built a reputation of a trusted Allstate agent in the community. Philip’s love of insurance and customers drove him to keep the agency in the family. Phillip's daughter, Leslie, obtained the agency upon his retirement to protect values instilled in the business her father founded. As a retiree, Phillip enjoys time with his grandchildren, tending to his farm and trips to the beach.

David Miller

Personal Financial Representative
Our Allstate Personal Financial Representative, David Miller, is available to help you prepare a strategy to achieve your financial goals. From your child's education to your retirement, he can assist you with financial products that can help you build your financial future. When David is not at the office, he and his wife stay on the go with his three children. David enjoys quiet dinners, live concerts and playing the piano.

Greg Kemp

Licensed Sales Professional
Greg is a retired Allstate agency owner from Waxhaw who has several years of experience representing Allstate and knowledge of Allstate products. He offers exceptional customer service. He joined the Edwards & Gaddy Agency in spring 2018. You'll find Greg in our office Monday through Wednesday every week. Outside of the office, he enjoys taking trips to the beach with his wife and son.

Yaquelin "Yaki" Andrew

Customer Care Professional
Yaki is a proud alum of Forest Hills High. She continued her thirst for learning in Family, Career & Community Leaders of America, where she developed her business skills. When she’s not in the office, Yaki can often be found assisting her brothers and sisters. She also cannot pass up the opportunity to try new restaurants in the area, particularly Mexican restaurants.

Christina Shaw

Licensed Sales Professional
Christina began her career in insurance in 2016 while living in Jacksonville, NC. A desire to live near family prompted she and her husband to relocate to Monroe where she joined Edwards & Gaddy Insurance in 2018. Christina is outstanding at problem solving and quickly created a customer following. Outside the office, she enjoys vacationing at Emerald Isle and Asheville, North Carolina.

Wualter Islas

Licensed Sales Professional
Wualter and his family moved to Wingate from Mexico when he was three years old. Wualter, after becoming licensed in 2018, was excited for the opportunity to assist customers in the greater Monroe communities. He has excellent energy, enthusiasm and knowledge of insurance. Wualter is a proud Forest Hills High soccer alum. When not at the office, Wualter can be found on a soccer field or writing music.

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Local events & news

Allstate Foundation Helping Hands Grant for Turning Point, Inc.

Turning Point, Inc. recently received a $15,000 Allstate Foundation Helping Hands in the Community grant on our behalf to provide resources of empowerment to those who survived domestic violence and sexual assault. Giving back to our local community through volunteerism is tremendously rewarding and gives our team a sense of purpose. We believe when we help others our communities are stronger and healthier, which is why we’re proud to support Turning Point’s work.
Frequently Asked Questions
What are your agency hours?
Monday: 8:30 AM - 5:00 PM
Tuesday: 8:30 AM - 5:00 PM
Wednesday: 8:30 AM - 5:00 PM
Thursday: 8:30 AM - 5:30 PM
Friday: 8:30 AM - 5:30 PM
Sunday: Closed
Are you open on weekends?
Sunday: Closed
Can I text your agency with questions?
No, we do not have text messaging services.
What languages do you speak?
We have staff members available who speak the following languages: English, Spanish
Do you have more than one location?
No, this is our only location.
Edwards & Gaddy Insurance Agency is insurance licensed in the state(s) of North Carolina and South Carolina. If you do not reside in the state(s) of North Carolina or South Carolina, please go to the Find an Agent section on to search for another Allstate Agent or Personal Financial Representative.

Based on coverages selected. Subject to terms, conditions, availability & qualifications.

This material is intended for educational purposes only. Auto and homeowners insurance, and other property and casualty insurance products, are available from Allstate Insurance Company, Allstate Indemnity Company, Allstate Property and Casualty Insurance Company and Allstate Fire and Casualty Insurance Company (Home Offices: Northbrook, IL); Allstate New Jersey Insurance Company and Allstate New Jersey Property and Casualty Insurance Company (Home Offices: Bridgewater, NJ); and Allstate County Mutual Insurance Company and Allstate Texas Lloyd's (Home Offices: Irving, TX). Life insurance issued by Allstate Life Insurance Company: Northbrook, IL; and American Heritage Life Insurance Company: Jacksonville, FL. In New York, Allstate Life Insurance Company of New York: Hauppauge, NY. Securities offered by Personal Financial Representatives through Allstate Financial Services, LLC (LSA Securities in LA and PA). Registered Broker-Dealer. Member FINRA, SIPC. Main Office: 2920 South 84th Street, Lincoln, NE 68506. (877) 525-5727.

Check the background of this firm on FINRA's BrokerCheck website.