Allstate Insurance Agent
Freddy GoinesOxford, MS

Office Hours

Day of the WeekHours
Mon8:30 AM - 5:30 PM
Tue8:30 AM - 5:30 PM
Wed8:30 AM - 5:30 PM
Thu8:30 AM - 5:30 PM
Fri8:30 AM - 5:30 PM
SatAvailable by appointment
After-hours appointments available.
Available 24/7 at

1106 N Lamar Blvd,
Ste 100
Oxford, MS 38655

Areas Served

Oxford, Water Valley, Taylor, Pontotoc, Southaven


We're located down the road from The Beacon on North Lamar Avenue.

Additional Contact

Fax: (662) 281-1944
Freddy Goines: Allstate Insurance
You can view my financial industry experience and background at FINRA’s BrokerCheck

Local Allstate Agent: Meet Freddy Goines

Our Allstate Agency is a family-owned business. We work closely with Allstate to help people in Oxford with their insurance and financial needs – people like you who need help with coverage for your home, vehicle, life insurance, and more. Our service-oriented agency is not only owned and operated by a family, but customers say we make them feel like family, too. Call, email, or stop by our agency today to learn how we can help keep you in Good Hands®.

We’re proud to be among the thousands of Allstate Agents who have been helping customers since 1931. We understand – both as agency owners and as consumers – that decisions about insurance involve staying within a budget. That’s why we’re glad we can offer people affordable coverage options and discuss their financial goals. As your local agency, we’re always nearby when you have questions, when your needs change, or when you need assistance.

It’s important for Oxford residents to take care of their families and assets, and we can help you prepare a strategy to help safeguard your family for the future. We can help you find the right coverage for your home, car, and more, and to understand how insurance is part of your “safety net” and a cornerstone to your financial security. We can discuss the coverage and payment options that fit your lifestyle so you feel confident with the coverage you choose.

Products we offer:

  • Auto
  • Home
  • Condo
  • Renters
  • Motorcycle
  • Business
  • Life
  • ATV
  • Boat
Community Involvement
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Oxfird-Lafayette Chamber of Commerce

Our team

Ruby Goines

Account Manager
I joined my husband, Freddy Goines, in this agency because we truly have a love of people and a desire to be of service. I have been in Customer Service and Sales for over 24 years and I love my job as Account Manger here at our agency.

We are blessed to have three wonderful children, Constance Groeb, Timothy Goines, and Brelyn Pittman. They have blessed us with three beautiful grandchildren, Caylan and Calia Groeb, and Bentley Goines.

Helping families in Oxford and surrounding areas has become a passion for me. You are not just a customer to us, you are family and we want what is best for you. One of the things I enjoy most is getting to know each and every one and building a relationship with them. I am here for you and I want you to be in Good Hands, and to me that is what Allstate is all about. A company that cares for their customers.

I'm committed to helping you find the coverage that best fits your needs to help protect your home, auto, personal property, or financial future. Give us a call today and let our family help yours!

Wendy Ainsworth

Business Development Representative
Wendy Ainsworth is the Business Development Representative at Goines Agency, with responsibility for marketing to new customers, event coordination, mortgage and realtor relationship building and other strategic business development initiatives. Prior to joining Goines Agency, she worked in Administrative Roles and Billing Department Roles for a Medical Center-Home Care in Tupelo, Mississippi, and served in staff positions at a Census Bureau, as well.

Wendy’s greatest strengths are her creativity, drive and leadership. She thrives on challenges, particularly those that expand Goines Agency’s reach beyond that of the “normal” insurance company.

Wendy has been recognized in the Stars Online Reward program. She was named Who’s Who among the nation’s Top Young Entrepreneurs. She received Prudential Awards for Community Service. She is a current member of 4-H. She is heavily involved in community service in North Mississippi and surrounding areas. She does volunteer work for United Way, The National Beta Club, and others.

She and her daughter work together on a very special community service project, The H.D. and Cornelia McGee Golden Angel Project, out of Fulton, MS, a project in memory of H.D. and Cornelia McGee, who both suffered Parkinson’s disease and passed away from the effects. This project collects blankets, socks, and other items to deliver to special “Angels” in the local nursing homes, just to be a blessing and brighten their day.

Wendy is a graduate of The University of Mississippi with a Bachelor’s degree in General Education, 3 minors: 1) Education, 2) History, and 3) Language. She also holds a certificate in Teaching English as a Second Language. She holds an Associate’s Degree from Itawamba Community College in General Education also.

Wendy is on the Leadership Team of her local church, Bethel Apostolic Church, Amory, MS. She serves in different ministries there. She and her husband, John, and daughters, Abbi (11), and Madi (5) have attended church there for 3 years, under Pastor Stanley Blaylock. She and her family enjoy farm life with their dogs, Lady, Elsa, Angel, Kujo, and their many, many cows! Wendy enjoys crafting and writing in her free time and hopes to publish her first book this year.

Illettea Houston

Professional Sales Assistant
I joined Freddy Goines Agency in November of 2017. I have been in customer service and sales for over 3 years and I love what I do hear at Allstate.

I am very blessed to have one daughter, Mercedes Bruce, and she's a junior at the University of MS.

I love building a relationship with customers and meeting new people in the Oxford - Lafayette community and surrounding areas. I want every customer to be in Good Hands with Allstate!

Dan Williams

Professional Sales Associate
Dan Williams is a Professional Sales Associate for the Freddy Goines Agency. He’s responsible for new customer development including building strategic relationships with customers.

Dan was most recently a small business owner operating a retail sporting goods store in Tupelo. Before that he spent over 15 years in financial helping small business owners with a variety of financial needs.

Dan is a 1995 graduate of Tupelo High School and a 1999 graduate of The University of Mississippi with a B.B.A. in Finance. He resides in Oxford with his wife Sarah and their 4 kids.

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Freddy Goines is insurance licensed in the state(s) of Arkansas, Mississippi, and Tennessee. If you do not reside in the state(s) of Arkansas, Mississippi, or Tennessee, please go to the Find an Agent section on to search for another Allstate Agent or Personal Financial Representative.

Subject to terms, conditions & availability.

This material is intended for educational purposes only. Auto and homeowners insurance, and other property and casualty insurance products, are available from Allstate Insurance Company, Allstate Indemnity Company, Allstate Property and Casualty Insurance Company and Allstate Fire and Casualty Insurance Company (Home Offices: Northbrook, IL); Allstate New Jersey Insurance Company and Allstate New Jersey Property and Casualty Insurance Company (Home Offices: Bridgewater, NJ); and Allstate County Mutual Insurance Company and Allstate Texas Lloyd's (Home Offices: Irving, TX). Life insurance issued by Allstate Life Insurance Company: Northbrook, IL; and American Heritage Life Insurance Company: Jacksonville, FL. In New York, Allstate Life Insurance Company of New York: Hauppauge, NY. Securities offered by Personal Financial Representatives through Allstate Financial Services, LLC (LSA Securities in LA and PA). Registered Broker-Dealer. Member FINRA, SIPC. Main Office: 2920 South 84th Street, Lincoln, NE 68506. (877) 525-5727.

Check the background of this firm on FINRA's BrokerCheck website.