Allstate Insurance Agent
George GrayCleveland, TN

Office Hours

Day of the WeekHours
Mon8:30 AM - 5:30 PM
Tue8:30 AM - 5:30 PM
Wed8:30 AM - 5:30 PM
Thu8:30 AM - 5:30 PM
Fri8:30 AM - 5:30 PM
SatAvailable by appointment
After-hours appointments available.
Available 24/7 at

2204 Keith St NW
Cleveland, TN 37311

Other Locations

Areas Served

Cleveland, Tennessee Valley, Ocoee Region


Cleveland Exit 25. East on 25th St, turn right on Keith St. 1/4 mi on left, across from Quiznos

Additional Contact

Fax: (423) 479-2696


George Gray: Allstate Insurance
You can view my financial industry experience and background at FINRA’s BrokerCheck

Local Allstate Agent: Meet George Gray

When it comes to making important decisions, I understand that every family has its own priorities. Just as my Christie and I love to travel and enjoy music and dancing. We are passionate about giving back to our community and are involved with Boy's & Girls Clubs of Ocoee Region, Upward Basketball, Cleveland Civitan Club, and the Cleveland State Foundation. and I work together to protect our home and cars and to save for the future, I’m dedicated to helping you do the same. I am proud to have worked with more than 2300 Households local customers to help them identify their coverage needs and create a financial strategy. I can help you find the right coverage for the house, apartment or condo you call home and retirement in one place.

I’m proud to represent a company who’s been serving satisfied customers for over 80 years. Customers count on outstanding financial strength and superior claims service to help protect what they value most. Allstate delivers on their promise. In fact, their outstanding financial strength and superior claims service received an A+ (Superior) rating by A.M. Best. Quality service, strength and satisfaction – that’s something I’m glad to be a part of.

As a small business owner, I understand the importance of building a solid foundation for the future and developing long-lasting customer relationships. That’s why I’m committed to offering you the same level of service I’d expect from my own business dealings. When you leave my office, I hope you’ll feel confident, informed and satisfied in your choices. The way you should feel.

Products we offer:

  • Auto
  • Home
  • Condo
  • Renters
  • Motorcycle
  • Business
  • Life
  • ATV
  • Boat
Years of
Years in the
Awards dropdown expand/collapse
Ray Lynch Community Service Award-1 years
Agency Achievement Award-4 years
Allstate Leader's Forum-5 years
National Conference-5 years
Circle of Champions-3 years
National Conference Award-6 years
Honor Ring-7 years
Inner Circle Elite-1 years
Community Involvement
Community Involvement dropdown expand/collapse
Boy's & Girl's Clubs of Ocoee Region Board President
Cleveland BPOE #1944 Trustee
Cleveland Civitan Club
Civic Services
Civic Services dropdown expand/collapse
Benevolent and Protective Order of Elks
Boys and Girls Club Board of Directors
Boys and Girls Clubs
Cleveland Civitan Club
Cleveland/Bradley County Chamber of Commerce Member
BPOE Exalted Ruler
Upward Basketball
Industry Services
Industry Services dropdown expand/collapse
Allstate Agency Owner (2001-current)
Allstate Insurance Agency Owner 2001-Current
Allstate Insurance Licensed Sales Staff (1998-2001)
Life & Health Insurance Agent (1994-1998)

Our team

Janet Gray

Associate Sales Producer
Janet rejoined the George Gray Agency in 2011. She has been a licensed agent Property & Casualty Agent for over 20 years. She has a total of 30 years of industry experience. Janet is a graduate of Tomlinson College. She has four children, all grown, nine grandchildren, and two great grandchildren.
She enjoys history, reading and spending time with family.
Janet has used her high energy approach and is known as a top performing producer throughout the Southern Region.

Dawn Harp

Senior Licensed Sales Producer/Office Manager
Dawn rejoined our agency in July 2014 and previously spent 12 years in insurance in numerous capacities. Dawn leads our award winning team and serves the customers by seeing that the requests are completed in a timely manner.
She is extremely knowledgeable and is hands on in the facets of our agency.
Dawn has been married to her husband, Chuck since 2008. She has two children, Haley & Jayden.
Her hobbies include reading, camping, and traveling.

Amy Frazier

Customer Service Specialist
Amy joined the George Gray Agency in June 2016. Amy is a 1998 graduate of Cleveland High School and received an Associates Degree in Business in 2001. She is a native of Cleveland. Amy has spent her adult life serving residents of Cleveland.
Amy is married to Nathan and they are extremely active in giving back to their community.
Amy enjoys Tennessee Football, spending time on the river with friends and family, and traveling.
She has been a tremendous asset to our agency and has built a strong relationships with hundreds of the families we serve.

Clyde Khan

Associate Agent
Clyde joined the George Gray agency in February 2017. He has spent over 30 years in sales and service.
Clyde was originally born in Trinidad, but moved to London, England in the mid 1980's. In 1988 he moved to Cleveland. He began his insurance career in 1995. His passion for people still continues today.
Clyde and his wife Beverly love spending time with family and cooking, especially Caribbean cuisine. Clyde even used his own recipe to create Khan's Island Sauce, which can be found at local restaurants and grocers.

Dean Grosskreutz

Personal Financial Representative
Our Allstate Personal Financial Representative, Dean Grosskreutz, is available to help you prepare a strategy to achieve your financial goals. From your child's education to your retirement, he can assist you with financial products that can help you build your financial future.

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Local events & news

Celebrating the George Gray Agency

My team and I are proud to mark 18 years of owning this agency. I purchased this location in February 2001. It’s truly been a pleasure helping residents and business owners in Cleveland and the surrounding area prepare for the unexpected. We look forward to serving you for many years to come!

George Gray and Charles Sutton

“The Boys and Girls Club didn’t impact my life, it saved my life.” Listen to Executive Director of the Boys and Girls Club of Southern Nevada, Charles Sutton, and I discuss the impact and future of the Boys and Girls Club.

Keep Young Tennessee Drivers Safe at Night

Help your young driver learn the rules of the road, including those around late-night driving. Tennessee restricts the hours a graduated driver license (GDL) holder can be on the road to help reduce crashes. These restrictions can begin as early as 11 p.m. and are one way to help inexperienced drivers. My agency offers another through Drivewise®, which rewards drivers for safe driving, including limited late-night trips. We know Good Driving Starts Young. Contact me today to learn more!

Civitan International Receives Allstate Foundation Helping Hands Grant

As volunteers with Civitan International, our team used our #HelpingHands to earn a $14,000 Allstate Foundation grant for the nonprofit. The grant will help them to assist individuals with developmental disabilities. We see the opportunities and challenges facing the Southeast Tennessee area, which is why we believe in the work of Civitan International. We’re honored to be among thousands of Allstate volunteers across the country caring for their communities by supporting important local causes.

Allstate Foundation Helping Hands Grant for Boys & Girls Clubs of the Ocoee Region

I truly believe that helping others makes Cleveland stronger and healthier. Through my volunteerism, I was proud to have earned Boys & Girls Clubs of the Ocoee Region a $1,000 Allstate Foundation Helping Hands grant. I support its efforts to mission to provide programs and character development experiences for young people to reach their full potential in the community.

Bundle & save on insurance

Auto Insurance

Protecting what you love can be practical, too. With Allstate, you'll save when you purchase auto insurance along with another product. Your agent can help you maximize your savings and decide if bundling is right for you.

Protect your Four-Legged Family Members

Pets are part of the family, and while stages in your pet's life comes with joys, there may also be challenges. I can offer insurance to help cover pet health care costs while saving you a few bones.


*Licensed Sales Professionals are employees of Allstate Independent Contractor Agents and not of Allstate Insurance Company.
George Gray is insurance licensed in the state(s) of Georgia and Tennessee. If you do not reside in the state(s) of Georgia or Tennessee, please go to the Find an Agent section on to search for another Allstate Agent or Personal Financial Representative.

Based on coverages selected. Subject to terms, conditions, availability & qualifications.

This material is intended for educational purposes only. Auto and homeowners insurance, and other property and casualty insurance products, are available from Allstate Insurance Company, Allstate Indemnity Company, Allstate Property and Casualty Insurance Company and Allstate Fire and Casualty Insurance Company (Home Offices: Northbrook, IL); Allstate New Jersey Insurance Company and Allstate New Jersey Property and Casualty Insurance Company (Home Offices: Bridgewater, NJ); and Allstate County Mutual Insurance Company and Allstate Texas Lloyd's (Home Offices: Irving, TX). Life insurance issued by Allstate Life Insurance Company: Northbrook, IL; and American Heritage Life Insurance Company: Jacksonville, FL. In New York, Allstate Life Insurance Company of New York: Hauppauge, NY. Securities offered by Personal Financial Representatives through Allstate Financial Services, LLC (LSA Securities in LA and PA). Registered Broker-Dealer. Member FINRA, SIPC. Main Office: 2920 South 84th Street, Lincoln, NE 68506. (877) 525-5727.

Check the background of this firm on FINRA's BrokerCheck website.


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