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Allstate Insurance Agent
Heather NapierChickamauga, GA

Office Hours

Day of the WeekHours
MonAvailable by appointment8:00 AM - 5:00 PM
TueAvailable by appointment8:00 AM - 5:00 PM
Wed8:00 AM - 5:00 PM
ThuAvailable by appointment8:00 AM - 5:00 PM
FriAvailable by appointment8:00 AM - 5:00 PM
SatAvailable by appointment
After-hours appointments available.
Available 24/7 at

116 Gordon St
Chickamauga, GA 30707


Gordon Lee Mansion

Areas Served

Chattanooga, Rock Spring, Ringgold, Lafayette, Flinstone, Fort Oglethorpe, Rossville, Tunnel Hill, Chickamauga

Additional Contact

Fax: (706) 410-1830
Heather Napier: Allstate Insurance
You can view my financial industry experience and background at FINRA’s BrokerCheck

Local Allstate Agent: Meet Heather Napier

We are dedicated to helping people live their best life every day. Let us cover the things that matter most!

Products we offer:

  • Auto
  • Home
  • Condo
  • Renters
  • Motorcycle
  • Business
  • Life
  • ATV
  • Boat
Years of
Years in the
Awards dropdown expand/collapse
Honor Ring-5 years
Inner Circle Elite-2 years
National Conference-1 years
National Forum-2 years
Circle of Champions-2 years
Community Involvement
Community Involvement dropdown expand/collapse
Safe Kids of Walker County
Kohls Safe and Sound
Walker County Fire Dept

Our team

Hope Sisson

Licensed Sales Support
Hope was born and raised right here in Chickamauga. She attended Gordon Lee and has spent her life servicing North GA as an EMT. She joined our team part-time in 2014 as a customer service representative. She retired as an EMT in 2017 and joined our team full time to take care of customers. She specializes in policy reviews, endorsements, billing and much more! Call her today to see you are getting your discounts, she is looking forward to hearing from you!

Christopher "Kit" Napier

Office Manager
Kit has been with The Down Home Agency since 2012 and joined us full time in October 2017. He was born and raised in North GA and always had an eagerness to serve his community. He served as GA State FFA President in 2001-2002. He began working in Chattanooga in sales shortly after and has strived to be back here in north GA full time and help Allstate provide the best insurance coverage for his community. Kit and Heather took over the agency in 2012 and have made it their priority to be there for their community. He is committed to providing an exceptional and personalized buying experience for the customers. Kit is a huge GA Bulldog fan and loves hunting and camping as well as volunteering at his sons school!

Julie Carpenter

Licensed Sales Producer
Julie resides here in Chickamauga with her 4 children and husband Josh. She has a property and casualty license and life and health license. She loves helping people better protect their family while saving them money. She is ready to protect your home, auto, toys and help you get set up with a life insurance policy to leave your loved ones. Give her a call today!

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Frequently Asked Questions
What are your agency hours?
Monday: 8:00 AM - 5:00 PM
Tuesday: 8:00 AM - 5:00 PM
Wednesday: 8:00 AM - 5:00 PM
Thursday: 8:00 AM - 5:00 PM
Friday: 8:00 AM - 5:00 PM
Sunday: Closed
Are you open on weekends?
Sunday: Closed
Can I text your agency with questions?
No, we do not have text messaging services.
What languages do you speak?
We have staff members available who speak the following languages: English
Do you have more than one location?
No, this is our only location.
Heather Napier is insurance licensed in the state(s) of Alabama, Georgia, Louisiana, and Tennessee. If you do not reside in the state(s) of Alabama, Georgia, Louisiana, or Tennessee, please go to the Find an Agent section on to search for another Allstate Agent or Personal Financial Representative.

Based on coverages selected. Subject to terms, conditions, availability & qualifications.

This material is intended for educational purposes only. Auto and homeowners insurance, and other property and casualty insurance products, are available from Allstate Insurance Company, Allstate Indemnity Company, Allstate Property and Casualty Insurance Company and Allstate Fire and Casualty Insurance Company (Home Offices: Northbrook, IL); Allstate New Jersey Insurance Company and Allstate New Jersey Property and Casualty Insurance Company (Home Offices: Bridgewater, NJ); and Allstate County Mutual Insurance Company and Allstate Texas Lloyd's (Home Offices: Irving, TX). Life insurance issued by Allstate Life Insurance Company: Northbrook, IL; and American Heritage Life Insurance Company: Jacksonville, FL. In New York, Allstate Life Insurance Company of New York: Hauppauge, NY. Securities offered by Personal Financial Representatives through Allstate Financial Services, LLC (LSA Securities in LA and PA). Registered Broker-Dealer. Member FINRA, SIPC. Main Office: 2920 South 84th Street, Lincoln, NE 68506. (877) 525-5727.

Check the background of this firm on FINRA's BrokerCheck website.