Allstate Insurance Agent
James S. Muniz, Lakewood, CO

950 Wadsworth Blvd,

Ste 313

Lakewood, CO 80214

Call

(303) 202-5015to quote by phone

Call

(303) 202-5015to quote by phone

Call

(303) 202-5015to quote by phone

Call

(303) 202-5015to quote by phone

Select a product to get a quote

Landlords & Hosts insurance

Motorcycle insurance

ATV insurance

Location Details

Office Hours

Day of the Week	Hours
Mon	Available by appointment9:00 AM - 6:30 PM
Tue	Available by appointment9:00 AM - 6:30 PM
Wed	Available by appointment9:00 AM - 6:30 PM
Thu	Available by appointment9:00 AM - 6:30 PM
Fri	Available by appointment9:00 AM - 6:30 PM
Sat	Available by appointment9:00 AM - 1:00 PM
Sun	Closed

After-hours appointments available.

Available 24/7 at

(303) 202-5015

950 Wadsworth Blvd,
Ste 313
Lakewood, CO 80214
US

Landmarks

Southeast Corner of 10th and Wadsworth. We are in-between 6th Ave and Lakewood-Wadsworth Light Rail Station.

Areas Served

Denver, Wheat Ridge, Lakewood, Arvada, Applewood, Westminster, Sherrelwood, Englewood, Federal Heights, Commerce City, Golden, Welby, Littleton, Thornton, Greenwood Village, Apple Ridge, Boulder, Morrison, Northglenn

Additional Contact

Fax: (303) 233-2083

Mobile: (720) 939-1110

Languages

English, Spanish

Social

James S. Muniz: Allstate Insurance

Local Allstate Insurance Agent: James S. Muniz

As a proud Colorado native with 30 years of experience representing Allstate in Lakewood, I am deeply connected to this beautiful state and the Denver Metro area. Throughout my career, I have established and nurtured multiple agencies, surrounded by a team of experienced professionals. My passion lies in guiding customers towards the perfect insurance coverage for their needs, whether it be auto, home, condo, life, business, pet, or travel insurance. Let me have the honor of helping you protect what matters most to your family or business.

Products we offer:

Car Insurance Agent in Lakewood
Car Insurance Agent in Lakewood
Helps protect you and your vehicle if you’re involved in a car accident. At a minimum, you’ll likely need bodily injury liability and property damage liability to meet state auto insurance coverage requirements and help protect your finances if you cause an accident that injures another driver or damages their property. We also offer underinsured motorist coverage to help with your expenses if you’re hit by a driver without insurance. If you’re looking for coverage to help protect your vehicle, you might want to consider collision coverage and comprehensive coverage, which help pay repair costs if your car is damaged in a covered loss. And, additional replacement protection coverages, like new car replacement coverage or loan/lease gap coverage help protect your investment in a brand-new car. I can help you choose a combination of coverages that fulfill state requirements and meet your needs. Give me a call to get a car insurance quote today!
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Home Insurance Agent in Lakewood
Home Insurance Agent in Lakewood
Helps provide protection for your house (dwelling) and your family’s liability as well as the things you own in and around your home such as “other structures” (detached garage, fence, etc.), your personal property (furniture, clothing, etc.) against covered perils such as fire, theft, wind/hail and more. Call me today for a homeowners insurance quote and I’ll help you get the protection your home needs and the savings you deserve with our money-saving discounts.
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Condo Insurance Agent in Lakewood
Condo Insurance Agent in Lakewood
Helps protect the portion of your condo, co-op or townhome you are responsible for (inside structure, permanent fixtures, cabinets, etc.) with dependable coverage. Condo policies are HO-6 compliant, and cover family liability and personal belongings against covered perils such as fire, theft, vandalism and more. Contact me today for a quote!
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Renters Insurance Agent in Lakewood
Renters Insurance Agent in Lakewood
Helps protect your personal belongings inside or outside your apartment from accidents such as, fire, theft, vandalism, and cover family liability. Give me call today to review what type of coverage makes sense for where you live and what you own.
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Landlords & Hosts Insurance Agent in Lakewood
Landlords & Hosts Insurance Agent in Lakewood
Helps protect the structure of your rental property, from covered accidents such as fire, wind/hail, vandalism and more. It also offers protection for the liability you might face as an owner. Let’s chat about the right coverage for your additional property!
get a quote
Motorcycle Insurance Agent in Lakewood
Motorcycle Insurance Agent in Lakewood
Our motorcycle policies include the basic coverage you may need, like liability coverage, which includes passenger liability coverage, and uninsured motorist coverage. You can further customize your motorcycle policy with collision coverage and comprehensive coverage to help protect your bike. And, if you have a customized ride, you can help protect your aftermarket gear with optional equipment coverage. Contact me to learn about motorcycle insurance discounts and to get started with a quote for a policy that fits your needs.
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Business Insurance Agent in Lakewood
Business Insurance Agent in Lakewood
Commercial insurance protects your small business, your livelihood. Instead of having one policy for your business personal property/building then another for the liability, a BOP combines both policies into one. In addition to these basic coverages, commerical insurance can be customized with additional protection to help cover more aspects of your business. I can help you tailor a policy to fit your small business’s needs. As a small business owner myself, I understand how important it is to protect what you’ve worked so hard to build. Call me for a free review of your current business policy and to learn more about insurance solutions to help protect you, your business, and your employees.
Life Insurance Agent in Lakewood
Life Insurance Agent in Lakewood
Protect the life you want, for those that matter most. A life insurance policy can help provide financial security for your loved ones by covering expenses like the mortgage, college tuition, and other everyday living costs. Call me today to learn about the different types of coverage Allstate offers.
ATV Insurance Agent in Lakewood
ATV Insurance Agent in Lakewood
Help protect yourself and your all-terrain vehicle against the unexpected. We offer bodily injury liability coverage and property damage liability coverage on your ATV insurance policy. If you injure someone else or damage their property while driving your ATV, liability coverage helps pay the other person’s medical or repair bills. If your ATV is damaged in a crash, collision coverage may help. Collision coverage for your ATV helps pay for repairs if you hit another object, such as a fence or a tree. Finally, you may want to consider comprehensive coverage for your ATV in case it’s stolen, vandalized or damaged by hail or fire. Give me a call to get a quote on an ATV insurance policy today!
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Boat Insurance Agent in Lakewood
Boat Insurance Agent in Lakewood
Helps cover your boat on and off the water. Watercraft liability coverage helps pay for another person’s expenses if you injure them or damage their property with your boat. If you’re injured in a boating accident, watercraft medical payments coverage helps pay for your medical bills. Need to repair damage to your boat after an accident? Property coverage for your boat helps cover a crash with another boat or object (like a pier or buoy). It also helps cover theft, vandalism or fire. Help protect your boat against these covered perils during the on- and off-season. We also offer additional coverage for things like your boat trailer, fishing equipment and even towing or fuel delivery when you’re stranded. Need a boat insurance quote? Give me a call today!

30+

Years of
Experience

30+

Years in the
Community

Your Local Allstate Team

Stephanie Sotelo

Bilingual Licensed Support Staff

We are thrilled to welcome back Stephanie Sotelo to our agency team! Stephanie previously worked with us and has returned, bringing with her an incredible spirit of teamwork, dedication, and a positive attitude that inspires those around her.

Stephanie is passionate about helping customers protect what matters most — their families, assets, and future. She helps provide comprehensive Auto, Home, and Life Insurance solutions to every person she meets, treating each customer like family. Her commitment to customer care and attention to detail sets her apart.

In addition to her personal insurance knowledge, Stephanie has extensive knowledge in Commercial Business policies, helping see our business customers receive the best protection possible. She continually strives to expand her knowledge and introduce new products that bring value and peace of mind to customers.

The agency is absolutely ecstatic to have Stephanie back on the team — her professionalism, drive, and genuine care for others make her an outstanding member of our agency family.

Stephanie Sotelo

Agency LSP

Stephanie Sotelo brings over six years of dedicated experience to the insurance industry, driven by a deep passion for serving others and building meaningful relationships. As a bilingual professional fluent in both English and Spanish, Stephanie takes pride in guiding customers through their insurance needs with clarity, respect, and care—values instilled in her by her father.

Inspired by her faith and a commitment to helping her community, Stephanie earned her license to help see local families and businesses have the protection they need. While currently focused on writing policies in Colorado, she holds licensing across surrounding neighboring states as well. Outside of her career, Stephanie is a busy and proud mother of four. She balances family life with a strong dedication to her work, always striving to deliver exceptional customer service with integrity and heart.

Amanda Maestas

Office Manager

Meet Amanda Maestas
Office Manager | Allstate Insurance

With over 14 years of experience in the insurance industry, Amanda Maestas has been a dedicated member of the Allstate team since May 2012. As Office Manager, Amanda is passionate about helping customers protect what matters most and helping them feel supported, informed, and confident in their insurance decisions.

Amanda believes that insurance is about more than policies and coverage—it’s about people, trust, and building lasting relationships. She takes pride in getting to know each customer, understanding their unique needs, and always keeping their interests at heart. The relationships she has built throughout her career are one of the most rewarding parts of her work, and she is committed to providing every customers with personalized care and dependable service.

Outside of the office, Amanda treasures spending quality time with her beautiful family. She also enjoys exploring nature, art, discovering new places, and appreciating the beauty of the outdoors. Her family and the experiences they share are a constant reminder of why protecting the things that matter most is so important.

Amanda is grateful for the opportunity to serve her community and looks forward to continuing to build meaningful relationships with customers for years to come.

Andelecia "Andi" Homeburg

Customer Service Representative

Andi is a licensed Property and Casualty insurance professional with an extensive background in customer service. Throughout her career, she has developed strong communication, problem-solving, and relationship-building skills, allowing her to provide thoughtful and dependable service. She takes pride in understanding each customer’s unique needs, helping them make informed decisions, and creating a positive experience built on trust and genuine connections.

Outside of the office, Andi enjoys baking, exploring new places, and spending quality time with family and friends.

Allstate Insurance Agent Reviews

amy hawkins

Oct. 27, 2026

Well, I was on hold for half an hour and finally hung up, so… not great.

margaret tullis

Oct. 19, 2026

barbara hegy

Oct. 16, 2026

zan kleinman

Sep. 21, 2026

Agent Response

Thank you, Zan, for your positive feedback! We're

Thank you, Zan, for your positive feedback! We're thrilled to hear that you had a great experience with us. Your trust and satisfaction are our top priorities. If you ever need assistance, feel free to reach out. We appreciate your support!

pamela fresquez

Jun. 30, 2026

jimmy is the reason I stay with Allstate - He is so kind understanding and knows his stuff!! He is an expert at his craf

jimmy is the reason I stay with Allstate - He is so kind understanding and knows his stuff!! He is an expert at his craft and it shows every time I have any questions he is quick to respond and cares about his clients :)

Agent Response

Hi Pamela, thank you for your wonderful feedback!

Hi Pamela, thank you for your wonderful feedback! We're thrilled to hear that Jimmy's expertise and kindness have made such a positive impact on your experience with Allstate. Your trust and satisfaction mean the world to us. If you ever have more questions, feel free to reach out.

beth nicholas

Jun. 12, 2026

Agent Response

Thank you, Beth, for your positive feedback and fo

Thank you, Beth, for your positive feedback and for being a valued customer. We're glad to hear you're satisfied with our services. If you have any suggestions or further feedback, feel free to reach out to JamesMuniz@allstate.com. Your trust means a lot to us!

fernando martinez- casillas

May. 7, 2026

I'm love to say thank you so much for your hard work I'm the best happy person with the service you provide to me and my

I'm love to say thank you so much for your hard work I'm the best happy person with the service you provide to me and my family thanks again for your support

jose rodriguez

Apr. 8, 2026

So far so good

uilfredo vazquez

Mar. 19, 2026

joseph schmitz

Mar. 8, 2026

Very clear and concice

lawrence jones

Mar. 5, 2026

richard briceno centeno

Mar. 3, 2026

charlotte rael-vigil

Jan. 17, 2026

Agent Response

Thank you, Charlotte, for your positive feedback!

Thank you, Charlotte, for your positive feedback! We're thrilled to know you're satisfied with our services. Your trust and support as a valued customer mean a lot to us. If you ever need assistance, feel free to reach out.

joseph rivers

Jan. 10, 2026

Agent Response

Thank you, Joseph, for your positive feedback! We'

Thank you, Joseph, for your positive feedback! We're thrilled to hear that you're satisfied with our services. As a valued customer, your trust means a lot to us. If you ever have any questions or need assistance, feel free to reach out. We're here to help!

daniel ohlson

Jan. 3, 2026

Excellent service and attention to our needs.

Agent Response

Thank you, Daniel, for your kind words and for bei

Thank you, Daniel, for your kind words and for being a valued customer. We're thrilled to hear that you appreciate our service and attention to your needs. Your satisfaction is our top priority!

jesse perez

Dec. 8, 2025

Agent Response

Thank you, Jesse, for your positive feedback! We'r

Thank you, Jesse, for your positive feedback! We're thrilled to hear that you're satisfied with our services. Your trust and support mean a lot to us. If you ever need assistance, feel free to reach out. We're here to help!

daniel martinez

Dec. 4, 2025

Satisfied with the service

Agent Response

Hi Daniel, thank you for your feedback! We're glad

Hi Daniel, thank you for your feedback! We're glad to hear you're satisfied with our service. Your trust means a lot to us, and we're here to help with any of your insurance needs. If you have any further comments or questions, feel free to reach out.

brandi richards

Nov. 5, 2025

Agent Response

Sorry we were unable to help you and your family t

Sorry we were unable to help you and your family to best of our ability, we strive to make sure you are handled properly. I am looking into why this low score and how we can do better- My apologies.

diana garcia

Sep. 18, 2025

Everyone at the agency is very respectful and listens to your needs. I got the coverage I needed for a very reasonable p

Everyone at the agency is very respectful and listens to your needs. I got the coverage I needed for a very reasonable price.

Agent Response

Thank you, Diana, for your kind words and for choo

Thank you, Diana, for your kind words and for choosing our agency for your insurance needs. We're thrilled to hear that you found our team respectful and attentive. It's wonderful to know you received the coverage you needed at a reasonable price. Your satisfaction is our priority, and we look forward to continuing to serve you.

glenn bolton

Jun. 6, 2025

I’m getting more bills without explanations than I was expecting. Also, the auto quote included a discount for Drivewi

I’m getting more bills without explanations than I was expecting. Also, the auto quote included a discount for Drivewise, which I have declined, b/c I don’t approve of Allstate essentially spying on our driving.

Agent Response

Hi Glenn, we understand your concerns about your b

Hi Glenn, we understand your concerns about your bills. We aim to provide clear communication and respect your preferences. Please reach out to JamesMuniz@allstate.com for further assistance. Your feedback is important to us.

Allstate Online Review Policy

Your Local Allstate Team

Stephanie Sotelo

Bilingual Licensed Support Staff

Stephanie Sotelo

Agency LSP

Amanda Maestas

Office Manager

Andelecia "Andi" Homeburg

Customer Service Representative

Frequently asked questions

What are your agency hours?

Monday: 9:00 AM - 6:30 PM
Tuesday: 9:00 AM - 6:30 PM
Wednesday: 9:00 AM - 6:30 PM
Thursday: 9:00 AM - 6:30 PM
Friday: 9:00 AM - 6:30 PM
Saturday: 9:00 AM - 1:00 PM
Sunday: Closed

Are you open on weekends?

Saturday: 9:00 AM - 1:00 PM
Sunday: Closed

Can I text your agency with questions?

Yes, we have text messaging services.

What languages do you speak?

We have staff members available who speak the following languages: English, Spanish

Do you have more than one location?

No, this is our only location.

*Note: In Florida, Allstate agencies are authorized to represent a number of companies that are part of the Allstate family. Through these separate and distinct companies a wide variety of insurance products are available. For example, auto insurance in Florida is available from Allstate Insurance Company, Allstate Indemnity Company and Allstate Property and Casualty Insurance Company(Home Office:Northbrook, IL). Property insurance, such as homeowners, condominium owners and renters insurance is available in Florida from Castle Key Insurance Company and Castle Key Indemnity Company(Home Offices: St. Petersburg, FL).

It's important to note that Castle Key Insurance Company and Castle Key Indemnity Company are separate and distinct companies from each other and from Allstate Insurance Company, Allstate Indemnity Company, Allstate Property and Casualty Insurance Company and Allstate Life Insurance Company. This means, for example, that property insurance products provided by Castle Key Insurance Company and Castle Key Indemnity Company are not underwritten or reinsured by Allstate Insurance Company or Allstate Life Insurance Company.

James S. Muniz is insurance licensed in the state(s) of Colorado and Florida. If you do not reside in the state(s) of Colorado or Florida, please go to the Find an Agent section on allstate.com to search for another Allstate Agent or Personal Financial Representative.

Based on coverages selected. Subject to terms, conditions, availability & qualifications.

This material is intended for educational purposes only. Auto and homeowners insurance, and other property and casualty insurance products, are available from Allstate Insurance Company, Allstate Indemnity Company, Allstate Property and Casualty Insurance Company, Allstate North American Insurance Co. and Allstate Fire and Casualty Insurance Company (Home Offices: Northbrook, IL); Allstate New Jersey Insurance Company and Allstate New Jersey Property and Casualty Insurance Company (Home Offices: Bridgewater, NJ); and Allstate County Mutual Insurance Company and Allstate Texas Lloyd's (Home Offices: Irving, TX). This life insurance information is provided for general consumer educational purposes and is not intended to provide legal, tax or investment advice. Life insurance also offered and issued by third party companies not affiliated with Allstate. Each company is solely responsible for the financial obligations accruing under the products it issues. Product guarantees are backed by the financial strength and claims-paying ability of the issuing company.

you're in good hands^®