Allstate Insurance Agent
Jim McInnes, Highlands Ranch, CO

MBA

9090 Ridgeline Blvd,

Ste 240

Highlands Ranch, CO 80129

Call

(303) 471-2999to quote by phone

Call

(303) 471-2999to quote by phone

Call

(303) 471-2999to quote by phone

Call

(303) 471-2999to quote by phone

Select a product to get a quote

ATV insurance

Location Details

Office Hours

Day of the Week	Hours
Mon	Available by appointment8:30 AM - 5:30 PM
Tue	Available by appointment8:30 AM - 5:30 PM
Wed	Available by appointment8:30 AM - 5:30 PM
Thu	Available by appointment8:30 AM - 5:30 PM
Fri	Available by appointment8:30 AM - 5:00 PM
Sat	Available by appointment
Sun	Available by appointment

After-hours appointments available.

Available 24/7 at

(303) 471-2999

9090 Ridgeline Blvd,
Ste 240
Highlands Ranch, CO 80129
US

Map of 9090 Ridgeline Blvd in Highlands Ranch

Landmarks

From C470 and Broadway, go south on Broadway. Take a right on Highlands Ranch Pkwy. Drive one block west and take a right on Ridgeline Blvd. The Allstate sign is on your right. 9090 Ridgeline Blvd, Suite 240.

Areas Served

Highlands Ranch, Denver, Lone Tree, Littleton, Greenwood Village, Cherry Hills Village, Englewood, Centennial, Parker, Castle Rock, Colorado Springs, Boulder, Fort Collins

Languages

English

Social

Jim McInnes: Allstate Insurance

You can view my financial industry experience and background at FINRA’s BrokerCheck

Local Allstate Insurance Agent: Jim McInnes

My team provides the very best in customer service. We take a comprehensive approach to help customers address risk with tailored insurance solutions for auto, home, life, and retirement.

One of the things I like best about representing Allstate is the variety of products and services I can offer customers. More than insurance, I can offer a variety of solutions to address their financial needs – such as saving for a child’s education or retirement.

I take on a proactive working style with customers. I can help you with your protection and financial needs and assist you with helpful ideas and information along the way. Personally, I offer customers the same as what I’d expect from Allstate – professional service and solutions that can meet your financial needs.

My team provides the very best in customer service. We take a comprehensive approach to help customers address risk with tailored insurance solutions for auto, home, life, and retirement.

Products we offer:

Car Insurance Agent in Highlands Ranch
Car Insurance Agent in Highlands Ranch
Helps protect you and your vehicle if you’re involved in a car accident. At a minimum, you’ll likely need bodily injury liability and property damage liability to meet state auto insurance coverage requirements and help protect your finances if you cause an accident that injures another driver or damages their property. We also offer uninsured motorist coverage to help with your expenses if you’re hit by a driver without insurance. If you’re looking for coverage to help protect your vehicle, you might want to consider collision coverage and comprehensive coverage, which help pay repair costs if your car is damaged in a covered loss. And, optional coverages, like new car replacement coverage or loan/lease gap coverage help protect your investment in a brand-new car. I can help you choose a combination of coverages that fulfill state requirements and meet your needs. Give me a call to get a car insurance quote today!
get a quote
Home Insurance Agent in Highlands Ranch
Home Insurance Agent in Highlands Ranch
Helps provide protection for your house (dwelling) and your family’s liability as well as the things you own in and around your home such as “other structures” (detached garage, fence, etc.), your personal property (furniture, clothing, etc.) against covered perils such as fire, theft, wind/hail and more. Call me today for a homeowners insurance quote and I’ll help you get the protection your home needs and the savings you deserve with our money-saving discounts.
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Condo Insurance Agent in Highlands Ranch
Condo Insurance Agent in Highlands Ranch
Helps protect the portion of your condo, co-op or townhome for which you are responsible for (inside structure, permanent fixtures, cabinets, etc.) with dependable coverage. Condo policies are HO-6 compliant, and cover family liability and personal belongings against covered perils such as fire, theft, vandalism and more. Contact me today for a quote!
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Renters Insurance Agent in Highlands Ranch
Renters Insurance Agent in Highlands Ranch
Helps protect your personal belongings inside or outside your apartment from accidents such as, fire, theft, vandalism, and cover family liability. Give me call today to review what type of coverage makes sense for where you live and what you own.
get a quote
Motorcycle Insurance Agent in Highlands Ranch
Motorcycle Insurance Agent in Highlands Ranch
Our motorcycle policies include the basic coverage you may need, like liability coverage, which includes passenger liability coverage and uninsured motorist coverage. You can further customize your motorcycle policy with collision coverage and comprehensive coverage to help protect your bike. And, if you have a customized ride, you can help protect your aftermarket gear with optional equipment coverage. Contact me to learn about motorcycle insurance discounts and to get started with a quote for a policy that fits your needs.
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Business Insurance Agent in Highlands Ranch
Business Insurance Agent in Highlands Ranch
Allstate Business Insurance protects your business in ways other insurance might not. A business owners policy (BOP) usually includes three common types of coverage to help protect you and your small business: property coverage, general liability coverage and business interruption coverage. In addition to these basic coverages, the Allstate Business Owners Policy can be customized with additional protection to help cover more aspects of your business. I can help you tailor a policy to fit your small business’s needs. As a small business owner myself, I understand how important it is to protect what you’ve worked so hard to build. Call me for a free review of your current business policy and to learn more about insurance solutions to help protect you, your business and your employees.
Life Insurance Agent in Highlands Ranch
Life Insurance Agent in Highlands Ranch
Protect the life you want, for those that matter most. A life insurance policy can help provide financial security for your loved ones by covering expenses like the mortgage, college tuition, and other everyday living costs. Call me today to learn about the different types of coverage Allstate offers.
ATV Insurance Agent in Highlands Ranch
ATV Insurance Agent in Highlands Ranch
Help protect yourself and your all-terrain vehicle against the unexpected. We offer bodily injury liability coverage and property damage liability coverage on your ATV insurance policy. If you injure someone else or damage their property while driving your ATV, liability coverage helps pay the other person’s medical or repair bills. If your ATV is damaged in a crash, collision coverage may help. Collision coverage for your ATV helps pay for repairs if you hit another object, such as a fence or a tree. Finally, you may want to consider comprehensive coverage for your ATV in case it’s stolen, vandalized or damaged by hail or fire. Give me a call to get a quote on an ATV insurance policy today!
get a quote
Boat Insurance Agent in Highlands Ranch
Boat Insurance Agent in Highlands Ranch
Helps cover your boat on and off the water. Watercraft liability coverage helps pay for another person’s expenses if you injure them or damage their property with your boat. If you’re injured in a boating accident, watercraft medical payments coverage helps pay for your medical bills. Need to repair damage to your boat after an accident? Property coverage for your boat helps cover a crash with another boat or object (like a pier or buoy). It also helps cover theft, vandalism or fire. Help protect your boat against these covered perils during the on- and off-season. We also offer additional coverage for things like your boat trailer, fishing equipment and even towing or fuel delivery when you’re stranded. Need a boat insurance quote? Give me a call today!

20+

Years of
Experience

25+

Years in the
Community

Your Local Allstate Team

Jim McInnes

Agency Owner - Personal Financial Representative

Jim has been representing Allstate since 2005 and started with corporate as a Finance Manager. He then transferred to Sales as a Sales Leader, working with agents and their staff to help them grow their business and better serve customers. Jim started as an agent in 2010 in Highlands Ranch, purchased a second agency in 2015 in Cherry Creek, and merged this location into the Highlands Ranch primary agency in 2021.

Sharon

Customer Service Manager

With over 30 years of experience in the insurance industry, Sharon is a cornerstone of our agency. Her vast knowledge and experience shine through in her handling of customer service needs, from policy changes and coverage questions to claim filing and beyond. Sharon is not just a team member; she is the heartbeat of our agency. Her dedication and commitment see that everything runs smoothly, and she’s always there to support both our team and customers. Sharon’s warm and approachable nature makes her an invaluable asset, keeping us all connected and on track.

Jessica

With over 20 years of experience at Allstate, I joined The McInnes Agency in 2018. I’m passionate about the insurance industry and value building strong relationships with customers. When I’m not working, I love spending time

Shaun

Originally from Southern California, I’ve been proud to call Colorado home since 1995. My journey took me to the University of Nebraska on a football scholarship, where I met my wife of 20 years, Katy, in Omaha. After earning my degree from Colorado State University, I spent 16 years in the corporate gifting industry before making the transition to insurance. Now residing in Parker with my wife and three children, I spend my free time coaching football and cheering on my kids as they compete in sports.

Taylor

With over a decade of experience in customer service, I’m passionate about helping families protect what matters most. As a recent addition to the agency team, I’m eager to support you with your insurance needs. Outside of work, you’ll find me at the gym, spending time with my wife and kids, making music, or expanding my comic book collection. Let’s connect!

Allstate Insurance Agent Reviews

cindy otte

May. 19, 2026

mehdi alizada

May. 14, 2026

Good deals and people

suzanne faribault

Apr. 18, 2026

Communication is relative and timely.

monty barnett

Apr. 8, 2026

linda larue

Mar. 28, 2026

Our first agent left but we were not told. We went into the office & Jon Ellis was so helpful.

jonathan ellis

Mar. 27, 2026

paul brennan

Mar. 25, 2026

kirk craig

Mar. 10, 2026

Jessica and Michelle were very helpful. We have used you all for 3 years. They make a very complex detailed subject mo

Jessica and Michelle were very helpful. We have used you all for 3 years. They make
a very complex detailed subject more easy to understand and we felt comfortable
with our decisions.

You may certainly use our ratings and reviews but please do no use our names.

rob gaertner

Mar. 3, 2026

sue singh

Jan. 19, 2026

Affordable rates. Immediate response and always professional staff.

edward nichols

Jan. 9, 2026

dutch hodges

Jan. 7, 2026

Really no contact but email reminders

nancy jepsen

Jan. 5, 2026

matuya brand

Jan. 5, 2026

It's been terrible

michael dowd

Dec. 26, 2025

carol clark

Nov. 13, 2025

paul brennan

Oct. 15, 2025

john gatrell

Oct. 13, 2025

Great custom service

douglas foster

Oct. 10, 2025

ian hebert

Oct. 9, 2025

Good - premiums were competitive in today’s overpriced market so that was helpful. Agent was helpful and provided a se

Good - premiums were competitive in today’s overpriced market so that was helpful. Agent was helpful and provided a seamless transition from our previous company.

Allstate Online Review Policy

Your Local Allstate Team

Jim McInnes

Agency Owner - Personal Financial Representative

Sharon

Customer Service Manager

Jessica

Shaun

Taylor

Frequently asked questions

What are your agency hours?

Monday: 8:30 AM - 5:30 PM
Tuesday: 8:30 AM - 5:30 PM
Wednesday: 8:30 AM - 5:30 PM
Thursday: 8:30 AM - 5:30 PM
Friday: 8:30 AM - 5:00 PM
Saturday:
Sunday:

Are you open on weekends?

Saturday:
Sunday:

Can I text your agency with questions?

No, we do not have text messaging services.

What languages do you speak?

We have staff members available who speak the following languages: English

Do you have more than one location?

No, this is our only location.

Jim McInnes is insurance licensed in the state(s) of Colorado. If you do not reside in the state(s) of Colorado, please go to the Find an Agent section on allstate.com to search for another Allstate Agent or Personal Financial Representative.

Based on coverages selected. Subject to terms, conditions, availability & qualifications.

This material is intended for educational purposes only. Auto and homeowners insurance, and other property and casualty insurance products, are available from Allstate Insurance Company, Allstate Indemnity Company, Allstate Property and Casualty Insurance Company, Allstate North American Insurance Co. and Allstate Fire and Casualty Insurance Company (Home Offices: Northbrook, IL); Allstate New Jersey Insurance Company and Allstate New Jersey Property and Casualty Insurance Company (Home Offices: Bridgewater, NJ); and Allstate County Mutual Insurance Company and Allstate Texas Lloyd's (Home Offices: Irving, TX). This life insurance information is provided for general consumer educational purposes and is not intended to provide legal, tax or investment advice. Life insurance also offered and issued by third party companies not affiliated with Allstate. Each company is solely responsible for the financial obligations accruing under the products it issues. Product guarantees are backed by the financial strength and claims-paying ability of the issuing company.

Securities offered by Personal Financial Representatives through Allstate Financial Services, LLC (LSA Securities in LA and PA). Registered Broker-Dealer. Member FINRA, SIPC. Main Office: 151 North 8th Street, Suite 450, Lincoln, NE 68508. (877) 232-2142.

Check the background of this firm on FINRA's BrokerCheck website.

you're in good hands^®