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Allstate Insurance Agent

John Lofrumento, Ballston Lake, NY

Certified Financial Planner (CFP), Retirement Income Certified Professional (RICP), Financial Services Certified Professional (FSCP)

5 Longkill Rd

Ballston Lake, NY 12019

(518) 877-7447available 24/724/7

Select a Product to Get a Quote

Office Hours

Day of the Week	Hours
Mon	Available by appointment8:15 AM - 5:00 PM
Tue	Available by appointment8:15 AM - 5:00 PM
Wed	Available by appointment8:15 AM - 5:00 PM
Thu	Available by appointment8:15 AM - 5:00 PM
Fri	Available by appointment8:00 AM - 5:00 PM
Sat	Available by appointment
Sun	Available by appointment

After-hours appointments available.

Available 24/7 at

(518) 877-7447

5 Longkill Rd
Ballston Lake, NY 12019
US

Landmarks

We're located 2 miles west of Northway Exit 10 at the intersection of Ushers and Longkill Roads.

Areas Served

Ballston Lake, Clifton Park, Ballston Spa, Halfmoon, Albany, Latham, Rexford, Saratoga Springs, Colonie, Scotia, Burnt Hills, Malta, Delmar, Glenmont, East Greenbush, Glenville

Additional Contact

Toll Free: (888) 442-4215

Languages

English

Social

John Lofrumento: Allstate Insurance

You can view my financial industry experience and background at FINRA’s BrokerCheck

Local Allstate Agent: Meet John Lofrumento

John standing in front of his Allstate Insurance "referral tree" of gift cards

As an Allstate agency owner since 2005 and a holder of the CERTIFIED FINANCIAL PLANNER™ Professional Designation, I enjoy connecting with people to help them and their families be protected from the unexpected. Also, as a trusted Allstate agent, I have the ability to positively impact our community through being involved with local organizations such as the Twin Bridges Rotary Club, Halfmoon Baseball League, Vettes in Perfection Car Club, Chamber of Southern Saratoga County and many others.

I’ve lived in the Capital Region my entire life. I grew up in East Greenbush and moved to Saratoga County after graduating from Siena College. Currently, I live in Halfmoon with my wife Kerry and two wonderful children.

We have a very experienced team of licensed insurance professionals who specialize in home, auto and life insurance. We help with customized insurance services specific to the customer’s needs by working individually with the customers to help them determine how to limit their exposure. I’m proud to say that customers may walk into our agency as strangers but they leave as friends. Stop by our office at 5 Longkill Rd in Ballston Lake. We’re between Stewart’s and Rocco’s at the end of Ushers Road.

Products we offer:

Auto Insurance in Ballston Lake
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Helps protect you and your vehicle if you’re involved in a car accident. At a minimum, you’ll likely need bodily injury liability and property damage liability to meet state auto insurance coverage requirements and help protect your finances if you cause an accident that injures another driver or damages their property.

We also offer uninsured motorist coverage to help with your expenses if you’re hit by a driver without insurance. If you’re looking for coverage to help protect your vehicle, you might want to consider collision coverage and comprehensive coverage, which help pay repair costs if your car is damaged in a covered loss. And, optional coverages, like new car replacement coverage or loan/lease gap coverage help protect your investment in a brand-new car.

I can help you choose a combination of coverages that fulfill state requirements and meet your needs. Give me a call to get a car insurance quote today!
Get a Quote
Home Insurance in Ballston Lake
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Helps provide protection for your house (dwelling) and your family’s liability as well as the things you own in and around your home such as “other structures” (detached garage, fence, etc.), your personal property (furniture, clothing, etc.) against covered perils such as fire, theft, wind/hail and more.

Call me today for a homeowners insurance quote and I’ll help you get the protection your home needs and the savings you deserve with our money-saving discounts.
Get a Quote
Condo Insurance in Ballston Lake
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Helps protect the portion of your condo, co-op or townhome in which you are responsible for (inside structure, permanent fixtures, cabinets, etc.) with dependable coverage. Condo policies are “walls-in” and HO-6 compliant, and cover family liability and personal belongings against covered perils such as fire, theft, vandalism and more. Contact me today for a quote!
Renters Insurance in Ballston Lake
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Helps protect your personal belongings inside or outside your apartment from accidents such as, fire, theft, vandalism and more. Give me call today to review what type of coverage makes sense for where you live and what you own.
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Motorcycle Insurance in Ballston Lake
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Our motorcycle policies include the basic coverage you may need, like liability coverage, guest passenger liability and uninsured motorist coverage. You can further customize your motorcycle policy with collision coverage and comprehensive coverage to help protect your bike. And, if you have a customized ride, you can help protect your aftermarket gear with optional equipment coverage.

Contact me to learn about motorcycle insurance discounts and to get started with a quote for a policy that fits your needs.
Get a Quote
Business Insurance in Ballston Lake
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Allstate Business Insurance protects your business in ways other insurance might not. A business owners policy (BOP) usually includes three common types of coverage to help protect you and your small business: property coverage, general liability coverage and business interruption coverage. In addition to these basic coverages, the Allstate Business Owners Policy can be customized with additional protection to help cover more aspects of your business.

I can help you tailor a policy to fit your small business’s needs. As a small business owner myself, I understand how important it is to protect what you’ve worked so hard to build.

Call me for a free review of your current business policy and to learn more about insurance solutions to help protect you, your business and your employees.
Life Insurance in Ballston Lake
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Protect the life you want, for those that matter most. A life insurance policy can help provide financial security for your loved ones by covering expenses like the mortgage, college tuition, and other everyday living costs. Call me today to learn about the different types of coverage Allstate offers.
ATV Insurance in Ballston Lake
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Help protect yourself and your all-terrain vehicle against the unexpected. We offer bodily injury liability coverage and property damage liability coverage on your ATV insurance policy. If you injure someone else or damage their property while driving your ATV, liability coverage helps pay the other person’s medical or repair bills.

If your ATV is damaged in a crash, collision coverage may help. Collision coverage for your ATV helps pay for repairs if you hit another object, such as a fence or a tree. Finally, you may want to consider comprehensive coverage for your ATV in case it’s stolen, vandalized or damaged by hail or fire.

Give me a call to get a quote on an ATV insurance policy today!
Get a Quote
Boat Insurance in Ballston Lake
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Helps cover your boat on and off the water. Watercraft liability coverage helps pay for another person’s expenses if you injure them or damage their property with your boat. If you’re injured in a boating accident, watercraft medical payments coverage helps pay for your medical bills. Need to repair damage to your boat after an accident? Property coverage for your boat helps cover a crash with another boat or object (like a pier or buoy). It also helps cover theft, vandalism or fire. Help protect your boat against these covered perils during the on- and off-season. We also offer additional coverage for things like your boat trailer, fishing equipment and even towing or fuel delivery when you’re stranded. Need a boat insurance quote? Give me a call today!

10+

Years of
Experience

25+

Years in the
Community

Our team

Jim Carroll

Licensed Sales Professional

Jim has been with the Lofrumento Agency since February of 2007. With over a decade of experience with Allstate, Jim has an abundance of product knowledge. He specializes in many types of insurance, but his favorites are home, life and auto. He graduated from the State University of New York at Albany in 2004, where he met his wife, Liz. They have two children together and Jim loves to spend time with his family and friends. His favorite past time is playing in the pool with his kids.

Linda Kane

Licensed Sales Professional

Linda joined the Lofrumento Agency in 2012. She is a valuable part of the agency with over two decades of insurance experience. Linda specializes in customer service. Linda is the proud grandmother of four grandchildren, with whom

Rhiannon Wildman

Licensed Sales Professional

Rhiannon joined the team in 2018, and she specializes in customer experience. She has an extensive background in customer relations, stemming from her degree in culinary arts and hospitality. When she is not at the office, you might find her at Clifton Park Ice Arena cheering on her son’s hockey team. Rhiannon enjoys spending time with her family and exploring local attractions.

Our team

Jim Carroll

Licensed Sales Professional

Linda Kane

Licensed Sales Professional

Rhiannon Wildman

Licensed Sales Professional

Local events & news

At the John Lofrumento Agency, we pride ourselves on our customer service. With the Allstate® Mobile app, our agency can build relationships with customers through a continuous digital connection. For customers, the Allstate Mobile app provides a one-stop-shop for customers to contact my agency, pay their bill, request Roadside Assistance, manage their claim and get rewarded for safe driving with Drivewise. Get started by clicking learn more to download the app today!

Stay connected with the John Lofrumento Agency with the free Allstate® Mobile app. It's a great way to
contact my agency, pay your bill, request Roadside Assistance, manage your claim and get rewarded for
safe driving with Drivewise. Click learn more to download it today!

Our agency proudly joined Allstate agency owners, financial specialists and staff in May 2020 to raise funds for local food banks and meal programs, including Regional Food Bank of Northeast New York, to help provide critical support in our community. In honor of our efforts, Regional Food Bank of Northeast New York received a $20,000 Helping Hands Grant from The Allstate Foundation.

Our agency volunteered our time to help Ronald McDonald Charities of the Capital Region earn a $20,000 Allstate Foundation Helping Hands grant to support the good done in our community. The funds will be used to help the organization provide support and comfort to families with children being treated for serious illnesses. Giving back to the Capital Region is tremendously rewarding and gives our team a sense of purpose. When we help others, our communities are stronger and healthier, so we’re proud to support Ronald McDonald House Charities of the Capital Region’s work.

By helping install a new athletic floor at the YMCA of the Capital District, we earned the organization a $10,000 Allstate Foundation Helping Hands grant that will aid the organization’s intentions to strengthen the entire Albany community. We see firsthand the opportunities and challenges facing our area, which is why we believe in the YMCA’s work. We’re proud to be among thousands of Allstate volunteers around the country who care for their communities by supporting important local causes.

For 13 years, I’ve been helping local families protect what matters most to them. I want to thank you for your business, loyalty and friendship — the Ballston Lake community is the reason I’m proud to be your Allstate agent. This feedback helps me to improve, and it's always great to hear how I have made a difference in your life. Thank you again for teaming with me for your insurance needs!

As a volunteer with Ronald McDonald House Charities of the Capital Region in Albany, our team volunteered to help them qualify for a $17,000 Allstate Foundation Helping Hands in the Community grant. The grant supports RMHC of the Capital Region’s efforts to keep families of the children at nearby hospitals close and cared for. And in an effort to support the cause of the organization, we cooked and served tacos for the families staying in the house. We see the opportunities and challenges facing our area, which is why we feel it is important to support Ronald McDonald House Charities of the Capital Region’s work.

As a volunteer with Quest for Grace Foundation in Schenectady, I recently helped them qualify for a $10,000 Allstate Foundation Helping Hands in the Community grant. The grant supports Quest for Grace Foundation’s efforts to support the kids of foster families. And in an effort to support the cause of the organization, we volunteered many hours to work with them by sorting items to be donated to foster children in the Capital Region. I see firsthand the opportunities and challenges facing our area, which is why I support Quest for Grace Foundation’s work. I’m proud to be one of thousands of Allstate agency owners around the country who care for their communities by supporting important local causes.

On May 23, Allstate's Reality Rides simulator came to the Capital District to drive home the dangers of distracted driving. Legislators and many other individuals were put in the driver’s seat and had to respond to text messages while following the rules of the road. I spoke to ABC’s WTEN about some of the potential repercussions of texting and driving. The hope is that young drivers will think twice before picking up their phone while driving, bringing down the number of related deaths from phone-related crashes. Click on the Learn More link below to view the full interview.

As an insurance agent, I get a lot of questions about auto insurance. In this video, I answer a couple of the most common questions I get asked. Watch me talk about auto insurance and rental cars, and some things to consider before you drop collision or comprehensive insurance. Click "Learn More" to hear more

It’s impossible to predict the future, but we can do something now to help you protect those you love in case the unexpected happens.
Watch this video to see how important life insurance is for your loved ones— then stop by our Halfmoon office and talk with one of our licensed professional.

We’re proud to sponsor LifeSong’s annual fundraiser for their day habilitation and employment programs serving individuals and families throughout the Capital District. On Saturday, June 10 there will be a parade, kids’ fun run, and a 5K run for adults. Throughout the event, there will be a silent auction and free face painting and a bounce house for kids. Join us for a day of fun with the family to support a good cause. Click the Learn More link below to register or donate.

We officially celebrated the opening of our new location at 5 Longkill Rd in Ballston Lake. Thank you to my wonderful team: Linda, Tracey, Jim, Richard and the customers for making this possible! Also, thank you to The Chamber of Southern Saratoga County for the ribbon cutting ceremony and Senator Jim Tedisco for your support!

Teens love technology, but when it comes to safe driving, their own decision making remains the most important tool of all. The John Lofrumento Agency has spread the word through Capital District schools in the last few years by encouraging teens to “X the Text” while behind the wheel. Stop by our Allstate agency in Ballston Lake and pledge to never text while driving, and learn more by visiting the X the Text Facebook page at the link below.

Frequently Asked Questions

What are your agency hours?

Monday: 8:15 AM - 5:00 PM
Tuesday: 8:15 AM - 5:00 PM
Wednesday: 8:15 AM - 5:00 PM
Thursday: 8:15 AM - 5:00 PM
Friday: 8:00 AM - 5:00 PM
Saturday:
Sunday:

Are you open on weekends?

Saturday:
Sunday:

Can I text your agency with questions?

Yes, we have text messaging services.

What languages do you speak?

We have staff members available who speak the following languages: English

Do you have more than one location?

No, this is our only location.

John Lofrumento is insurance licensed in the state(s) of New York. If you do not reside in the state(s) of New York, please go to the Find an Agent section on allstate.com to search for another Allstate Agent or Personal Financial Representative.

Based on coverages selected. Subject to terms, conditions, availability & qualifications.

This material is intended for educational purposes only. Auto and homeowners insurance, and other property and casualty insurance products, are available from Allstate Insurance Company, Allstate Indemnity Company, Allstate Property and Casualty Insurance Company and Allstate Fire and Casualty Insurance Company (Home Offices: Northbrook, IL); Allstate New Jersey Insurance Company and Allstate New Jersey Property and Casualty Insurance Company (Home Offices: Bridgewater, NJ); and Allstate County Mutual Insurance Company and Allstate Texas Lloyd's (Home Offices: Irving, TX). Life insurance issued by Allstate Life Insurance Company: Northbrook, IL; and American Heritage Life Insurance Company: Jacksonville, FL. In New York, Allstate Life Insurance Company of New York: Hauppauge, NY. Securities offered by Personal Financial Representatives through Allstate Financial Services, LLC (LSA Securities in LA and PA). Registered Broker-Dealer. Member FINRA, SIPC. Main Office: 2920 South 84th Street, Lincoln, NE 68506. (877) 525-5727.

Check the background of this firm on FINRA's BrokerCheck website.

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