Allstate Insurance Agent

John Lofrumento, Ballston Lake, NY

FSCP, CFP®

5 Longkill Rd

Ballston Lake, NY 12019

(518) 877-7447available 24/724/7

Select a Product to Get a Quote

Office Hours

Day of the Week	Hours
Mon	Available by appointment8:15 AM - 5:00 PM
Tue	Available by appointment8:15 AM - 5:00 PM
Wed	Available by appointment8:15 AM - 5:00 PM
Thu	Available by appointment8:15 AM - 5:00 PM
Fri	Available by appointment8:00 AM - 5:00 PM
Sat	Available by appointment
Sun	Available by appointment

After-hours appointments available.

Available 24/7 at

(518) 877-7447

5 Longkill Rd
Ballston Lake, NY 12019
US

Areas Served

Ballston Lake, Clifton Park, Ballston Spa, Halfmoon, Albany, Latham, Rexford, Saratoga Springs, Colonie, Scotia, Burnt Hills, Malta, Delmar, Glenmont, East Greenbush, Glenville

Landmarks

We're located 2 miles west of Northway Exit 10 at the intersection of Ushers and Longkill Roads.

Additional Contact

Toll Free: (888) 442-4215

Languages

English

Social

John Lofrumento: Allstate Insurance

You can view my financial industry experience and background at FINRA’s BrokerCheck

Local Allstate Agent: Meet John Lofrumento

View this video on YouTube

John standing in front of his Allstate Insurance "referral tree" of gift cards

As an Allstate agency owner since 2005 and a holder of the CERTIFIED FINANCIAL PLANNER™ Professional Designation, I enjoy connecting with people to help them and their families be protected from the unexpected. Also, as a trusted Allstate advisor, I have the ability to positively impact our community through being involved with local organizations such as the Twin Bridges Rotary Club, Halfmoon Baseball League, Vettes in Perfection Car Club, Chamber of Southern Saratoga County and many others.

I’ve lived in the Capital Region my entire life. I grew up in East Greenbush and moved to Saratoga County after graduating from Siena College. Currently, I live in Halfmoon with my wife Kerry and two wonderful children.

We have a very experienced team of licensed insurance professionals who specialize in home, auto and life insurance. We help with customized insurance services specific to the customer’s needs by working individually with the customers to help them determine how to limit their exposure. I’m proud to say that customers may walk into our agency as strangers but they leave as friends. Stop by our office at 5 Longkill Rd in Ballston Lake. We’re between Stewart’s and Rocco’s at the end of Ushers Road.

Products we offer:

Auto
Auto Insurance in Ballston Lake
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Helps protect you and your vehicle if you’re involved in a car accident. At a minimum, you’ll likely need bodily injury liability and property damage liability to meet state auto insurance coverage requirements and help protect your finances if you cause an accident that injures another driver or damages their property.

We also offer uninsured motorist coverage to help with your expenses if you’re hit by a driver without insurance. If you’re looking for coverage to help protect your vehicle, you might want to consider collision coverage and comprehensive coverage, which help pay repair costs if your car is damaged in a covered loss. And, optional coverages, like new car replacement coverage or loan/lease gap coverage help protect your investment in a brand-new car.

I can help you choose a combination of coverages that fulfill state requirements and meet your needs. Give me a call to get a car insurance quote today!
Get a Quote
Home
Home Insurance in Ballston Lake
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Helps provide protection for your house (dwelling) and your family’s liability as well as the things you own in and around your home such as “other structures” (detached garage, fence, etc.), your personal property (furniture, clothing, etc.) against covered perils such as fire, theft, wind/hail and more.

Call me today for a homeowners insurance quote and I’ll help you get the protection your home needs and the savings you deserve with our unique money-saving discounts.
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Condo
Condo Insurance in Ballston Lake
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Helps protect the portion of your condo, co-op or townhome in which you are responsible for (inside structure, permanent fixtures, cabinets, etc.) with dependable coverage. Condo policies are “walls-in” and HO-6 compliant, and cover family liability and personal belongings against covered perils such as fire, theft, vandalism and more. Contact me today for a quote!
Renters
Renters Insurance in Ballston Lake
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Helps protect your personal belongings inside or outside your apartment from accidents such as, fire, theft, vandalism and more. Give me call today to review what type of coverage makes sense for where you live and what you own.
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Motorcycle
Motorcycle Insurance in Ballston Lake
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Our motorcycle policies include the basic coverage you may need, like liability coverage, guest passenger liability and uninsured motorist coverage. You can further customize your motorcycle policy with collision coverage and comprehensive coverage to help protect your bike. And, if you have a customized ride, you can help protect your aftermarket gear with optional equipment coverage.

Contact me to learn about motorcycle insurance discounts and to get started with a quote for a policy that fits your needs.
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Business
Business Insurance in Ballston Lake
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Allstate Business Insurance protects your business in ways other insurance might not. A business owners policy (BOP) usually includes three common types of coverage to help protect you and your small business: property coverage, general liability coverage and business interruption coverage. In addition to these basic coverages, the Allstate Business Owners Policy can be customized with additional protection to help cover more aspects of your business.

I can help you tailor a policy to fit your small business’s needs. As a small business owner myself, I understand how important it is to protect what you’ve worked so hard to build.

Call me for a free review of your current business policy and to learn more about insurance solutions to help protect you, your business and your employees.
Life
Life Insurance in Ballston Lake
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Protect the life you want, for those that matter most. A life insurance policy can help provide financial security for your loved ones by covering expenses like the mortgage, college tuition, and other everyday living costs. Call me today to learn about the different types of coverage Allstate offers.
ATV
ATV Insurance in Ballston Lake
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Help protect yourself and your all-terrain vehicle against the unexpected. We offer bodily injury liability coverage and property damage liability coverage on your ATV insurance policy. If you injure someone else or damage their property while driving your ATV, liability coverage helps pay the other person’s medical or repair bills.

If your ATV is damaged in a crash, collision coverage may help. Collision coverage for your ATV helps pay for repairs if you hit another object, such as a fence or a tree. Finally, you may want to consider comprehensive coverage for your ATV in case it’s stolen, vandalized or damaged by hail or fire.

Give me a call to get a quote on an ATV insurance policy today!
Get a Quote
Boat
Boat Insurance in Ballston Lake
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Helps cover your boat on and off the water. Watercraft liability coverage helps pay for another person’s expenses if you injure them or damage their property with your boat. If you’re injured in a boating accident, watercraft medical payments coverage helps pay for your medical bills. Need to repair damage to your boat after an accident? Property coverage for your boat helps cover a crash with another boat or object (like a pier or buoy). It also helps cover theft, vandalism or fire. Help protect your boat against these covered perils during the on- and off-season. We also offer additional coverage for things like your boat trailer, fishing equipment and even towing or fuel delivery when you’re stranded. Need a boat insurance quote? Give me a call today!

10+

Years of
Experience

25+

Years in the
Community

Our team

Jim Carroll

Licensed Sales Professional

Jim has been with the Lofrumento Agency since February of 2007. With over a decade of experience with Allstate, Jim has an abundance of product knowledge. He specializes in many types of insurance, but his favorites are home, life and auto. He graduated from the State University of New York at Albany in 2004, where he met his wife, Liz. They have two children together and Jim loves to spend time with his family and friends. His favorite past time is playing in the pool with his kids.

Linda Kane

Licensed Sales Professional

Linda joined the Lofrumento Agency in 2012. She is a valuable part of the agency with over two decades of insurance experience. Linda specializes in customer service. Linda is the proud grandmother of four grandchildren, with whom

Rhiannon Wildman

Licensed Sales Professional

Rhiannon joined the team in 2018, and she specializes in customer experience. She has an extensive background in customer relations, stemming from her degree in culinary arts and hospitality. When she is not at the office, you might find her at Clifton Park Ice Arena cheering on her son’s hockey team. Rhiannon enjoys spending time with her family and exploring local attractions.

Bundle & save on insurance

Auto Insurance

Protecting what you love can be practical, too. With Allstate, you'll save when you purchase auto insurance along with another product. Your agent can help you maximize your savings and decide if bundling is right for you.
Get a Quote Learn More

Home Insurance

Protecting your home can save you money. When you purchase a home policy with at least one other Allstate policy, you'll unlock our bundling discount. Talk to your Allstate agent to learn how you can maximize your savings and best protect your home.
Get a Quote Learn More

Life Insurance

Protecting the people you love is your first priority. But, when you purchase a life insurance policy alongside another Allstate product, you can also save money. Talk to an agent for help deciding if bundling is right for you.
Learn More