As daily routines change to help slow the spread of COVID-19 in your community, you’ll need easy ways to work with us. We’re available at the touch of a button no matter when, where or how you need to reach Allstate.

Log in to MyAccount or download the Allstate mobile app to access and manage your policies.
Our office staff is available by phone or email during business hours. Phones are forwarded after hours to our customer care representatives.

Allstate and our network of Allstate agents are working to ensure continuity in serving you during this time. We’re following guidance and recommendations from municipal public health officials and the Centers for Disease Control and Prevention. Thank you for your patience.

Allstate Insurance Agent

Joseph Smits, Allendale, MI

11309 Edgewater Dr

Allendale, MI 49401

(616) 965-2965available 24/724/7

Select a Product to Get a Quote

Office Hours

Day of the Week	Hours
Mon	8:30 AM - 5:30 PM
Tue	8:30 AM - 5:30 PM
Wed	8:30 AM - 5:30 PM
Thu	8:30 AM - 5:30 PM
Fri	8:30 AM - 5:00 PM
Sat	Available by appointment
Sun	Closed

After-hours appointments available.

Available 24/7 at

(616) 965-2965

11309 Edgewater Dr
Allendale, MI 49401
US

Areas Served

Allendale, Grand Rapids, West Michigan

Landmarks

Located off Lake Michigan Dr. and Edgewater Dr.

Joseph Smits: Allstate Insurance

You can view my financial industry experience and background at FINRA’s BrokerCheck

Local Allstate Agent: Meet Joseph Smits

My brother, Jason Smits, is an Allstate agency owner in Rockford, Michigan. In 2014, I started working in insurance when I accepted a role in his agency. After realizing how rewarding it was to take care of others in the community, I knew I wanted to become an Allstate agency owner. That dream become a reality when I opened my Allendale agency in 2017, a little over a mile from Grand Valley State University.

I grew up in the Grand Rapids area and graduated from Innovation Central High School. In 2013, I moved to Grandville and have grown to love the area. West Michigan is beautiful. My family and I enjoy the bike trails at Grand Ravines North County Park and spending time on Lake Michigan.

My community is important to me, and I try to give back as often as possible. The nonprofit I’m most involved with is Ready For Life, since my wife, Jamie, works there. The organization provides life-skills training to special-needs young adults in the area. I also support the Kids Food Basket of West Michigan’s efforts to provide healthy meals to at-risk children. To stay connected with local businesses in the area, my team and I are members of the Allendale Chamber of Commerce.

My agency has a friendly, caring staff that is committed to making a difference in our community. We take the time to get to know customers so we can help them learn to choose coverage that will work to protect their family, home, car, boat, motorcycle, business and more.

Please stop by the office or give us a call. We would love to meet you and hear your story!

Products we offer:

Auto Insurance in Allendale
Close Auto insurance modal
Helps protect you and your vehicle if you’re involved in a car accident. At a minimum, you’ll likely need bodily injury liability and property damage liability to meet state auto insurance coverage requirements and help protect your finances if you cause an accident that injures another driver or damages their property.

We also offer uninsured motorist coverage to help with your expenses if you’re hit by a driver without insurance. If you’re looking for coverage to help protect your vehicle, you might want to consider collision coverage and comprehensive coverage, which help pay repair costs if your car is damaged in a covered loss. And, optional coverages, like new car replacement coverage or loan/lease gap coverage help protect your investment in a brand-new car.

I can help you choose a combination of coverages that fulfill state requirements and meet your needs. Give me a call to get a car insurance quote today!
Get a Quote
Home Insurance in Allendale
Close Home insurance modal
Helps provide protection for your house (dwelling) and your family’s liability as well as the things you own in and around your home such as “other structures” (detached garage, fence, etc.), your personal property (furniture, clothing, etc.) against covered perils such as fire, theft, wind/hail and more.

Call me today for a homeowners insurance quote and I’ll help you get the protection your home needs and the savings you deserve with our unique money-saving discounts.
Get a Quote
Condo Insurance in Allendale
Close Condo insurance modal
Helps protect the portion of your condo, co-op or townhome in which you are responsible for (inside structure, permanent fixtures, cabinets, etc.) with dependable coverage. Condo policies are “walls-in” and HO-6 compliant, and cover family liability and personal belongings against covered perils such as fire, theft, vandalism and more. Contact me today for a quote!
Renters Insurance in Allendale
Close Renters insurance modal
Helps protect your personal belongings inside or outside your apartment from accidents such as, fire, theft, vandalism and more. Give me call today to review what type of coverage makes sense for where you live and what you own.
Get a Quote
Motorcycle Insurance in Allendale
Close Motorcycle insurance modal
Our motorcycle policies include the basic coverage you may need, like liability coverage, guest passenger liability and uninsured motorist coverage. You can further customize your motorcycle policy with collision coverage and comprehensive coverage to help protect your bike. And, if you have a customized ride, you can help protect your aftermarket gear with optional equipment coverage.

Contact me to learn about motorcycle insurance discounts and to get started with a quote for a policy that fits your needs.
Get a Quote
Business Insurance in Allendale
Close Business insurance modal
Allstate Business Insurance protects your business in ways other insurance might not. A business owners policy (BOP) usually includes three common types of coverage to help protect you and your small business: property coverage, general liability coverage and business interruption coverage. In addition to these basic coverages, the Allstate Business Owners Policy can be customized with additional protection to help cover more aspects of your business.

I can help you tailor a policy to fit your small business’s needs. As a small business owner myself, I understand how important it is to protect what you’ve worked so hard to build.

Call me for a free review of your current business policy and to learn more about insurance solutions to help protect you, your business and your employees.
Life Insurance in Allendale
Close Life insurance modal
Protect the life you want, for those that matter most. A life insurance policy can help provide financial security for your loved ones by covering expenses like the mortgage, college tuition, and other everyday living costs. Call me today to learn about the different types of coverage Allstate offers.
ATV Insurance in Allendale
Close ATV insurance modal
Help protect yourself and your all-terrain vehicle against the unexpected. We offer bodily injury liability coverage and property damage liability coverage on your ATV insurance policy. If you injure someone else or damage their property while driving your ATV, liability coverage helps pay the other person’s medical or repair bills.

If your ATV is damaged in a crash, collision coverage may help. Collision coverage for your ATV helps pay for repairs if you hit another object, such as a fence or a tree. Finally, you may want to consider comprehensive coverage for your ATV in case it’s stolen, vandalized or damaged by hail or fire.

Give me a call to get a quote on an ATV insurance policy today!
Get a Quote
Boat Insurance in Allendale
Close Boat insurance modal
Helps cover your boat on and off the water. Watercraft liability coverage helps pay for another person’s expenses if you injure them or damage their property with your boat. If you’re injured in a boating accident, watercraft medical payments coverage helps pay for your medical bills. Need to repair damage to your boat after an accident? Property coverage for your boat helps cover a crash with another boat or object (like a pier or buoy). It also helps cover theft, vandalism or fire. Help protect your boat against these covered perils during the on- and off-season. We also offer additional coverage for things like your boat trailer, fishing equipment and even towing or fuel delivery when you’re stranded. Need a boat insurance quote? Give me a call today!

Our team

Ashley Knight

Licensed Sales Professional

Ashley was born and raised in West Michigan. She joined our team in 2017, and we love the customer-focused mentality she brings to the agency. Ashley takes time to get to know customers in the greater Allendale community so that she can help them learn to choose coverages tailored to their needs. In her spare time, Ashley enjoys seeing her loved ones, reading and playing with her cat and two dogs.

Jamie Yost

Administration

Jamie graduated from Grand Rapids Central High School and joined my team in 2018. She handles most of the office administrative work, including scheduling and scanning. Jamie is the first person you will be greeted by when you enter our office, and we love how she makes customers feel right at home. Outside of the agency, Jamie enjoys spending time with her family.

Kaitie Keeler

Administration

Katie graduated from Comstock Park High School and joined my team in 2019. She handles most of the office administrative work. Katie is the first person who will greet you when you enter our office, and we love how she makes custo

Our team

Ashley Knight

Licensed Sales Professional

Jamie Yost

Administration

Kaitie Keeler

Administration

Local events & news

By volunteering with Kids Food Basket, my agency earned an Allstate Foundation Helping Hands grant of $15,000. This grant will support the organization in its mission to provide a solution to childhood hunger in West Michigan. We’re excited to be among thousands of Allstate volunteers around the country donating their time to important local causes.

Beginning July 2, 2020, Michigan will no longer require drivers to purchase expensive, unlimited Personal Injury Protection (PIP) coverage with their auto insurance. Drivers now have the freedom to pick their own insurance options, selecting the level of coverage that’s right for them.
The new law ends the state’s unique requirement that motorists purchase auto insurance policies with unlimited, lifetime medical benefits for auto accident related injuries.
But that's not the only change that could affect you. Call or stop by my agency today to learn more.

Frequently Asked Questions

What are your agency hours?

Monday: 8:30 AM - 5:30 PM
Tuesday: 8:30 AM - 5:30 PM
Wednesday: 8:30 AM - 5:30 PM
Thursday: 8:30 AM - 5:30 PM
Friday: 8:30 AM - 5:00 PM
Saturday:
Sunday: Closed

Are you open on weekends?

Saturday:
Sunday: Closed

Can I text your agency with questions?

No, we do not have text messaging services.

Does your agency provide financial services?

Yes, we have a Personal Financial Representative on our team who is available to help you prepare a strategy to achieve your financial goals.

Do you have more than one location?

No, this is our only location.

Joseph Smits is insurance licensed in the state(s) of Michigan. If you do not reside in the state(s) of Michigan, please go to the Find an Agent section on allstate.com to search for another Allstate Agent or Personal Financial Representative.

Based on coverages selected. Subject to terms, conditions, availability & qualifications.

This material is intended for educational purposes only. Auto and homeowners insurance, and other property and casualty insurance products, are available from Allstate Insurance Company, Allstate Indemnity Company, Allstate Property and Casualty Insurance Company and Allstate Fire and Casualty Insurance Company (Home Offices: Northbrook, IL); Allstate New Jersey Insurance Company and Allstate New Jersey Property and Casualty Insurance Company (Home Offices: Bridgewater, NJ); and Allstate County Mutual Insurance Company and Allstate Texas Lloyd's (Home Offices: Irving, TX). Life insurance issued by Allstate Life Insurance Company: Northbrook, IL; and American Heritage Life Insurance Company: Jacksonville, FL. In New York, Allstate Life Insurance Company of New York: Hauppauge, NY. Securities offered by Personal Financial Representatives through Allstate Financial Services, LLC (LSA Securities in LA and PA). Registered Broker-Dealer. Member FINRA, SIPC. Main Office: 2920 South 84th Street, Lincoln, NE 68506. (877) 525-5727.

Check the background of this firm on FINRA's BrokerCheck website.

Choose a date and time that works best for you, and we’ll do our best to accommodate your schedule.

Month

Please select both a date and time for the appointment.

The time selected has already passed.

Please enter your first and last name when making an appointment.

Please select whether you are an Allstate customer when making an appointment.

Please select which product(s) you would like to discuss.

* All fields are required

Thank you for submitting your
appointment request.

Allstate is committed to protecting and respecting your privacy. The information submitted in this form will not be stored. By clicking submit on this appointment request form, you consent to allow an Allstate agent or agency representative to contact you to confirm your appointment request.