Allstate Insurance Agent
Joshua Karas, Tipp City, OH

1470 W Main St

Tipp City, OH 45371

Call

(937) 233-0510to quote by phone

Call

(937) 233-0510to quote by phone

Call

(937) 233-0510to quote by phone

Call

(937) 233-0510to quote by phone

Select a product to get a quote

ATV insurance

Location Details

Office Hours

Day of the Week	Hours
Mon	8:30 AM - 5:30 PM
Tue	8:30 AM - 5:30 PM
Wed	8:30 AM - 5:30 PM
Thu	8:30 AM - 5:30 PM
Fri	9:00 AM - 5:00 PM
Sat	Available by appointment
Sun	Closed

After-hours appointments available.

Available 24/7 at

(937) 233-0510

1470 W Main St
Tipp City, OH 45371
US

Landmarks

North of I-70 on Old Troy Pike. Just North of Kohls, Lowes and Hobby Lobby and across the street from the Huber Health Center.

Areas Served

Huber Heights, Tipp City, Troy, Vandalia, Dayton

Additional Contact

Mobile: (937) 877-6019

Languages

English

Social

Joshua Karas: Allstate Insurance

You can view my financial industry experience and background at FINRA’s BrokerCheck

Local Allstate Insurance Agent: Joshua Karas

I’ve gotten to know many local families as an Allstate agent in Huber Heights. I enjoy being a part of the community, and building local relationships is one of the best parts of my job. I know what life is like here in Huber Heights – that you choose your car and your home to fit your lifestyle and your budget. I also know how important it is to do the same when it comes to insurance. I look forward to getting to know you and helping you to find the solutions that meet your needs.

Part of what I like best about my job is that I can offer customers options for a wide variety of coverage and services. You can depend on me to help you look at the big picture.

I’m committed to helping Huber Heights residents assess their immediate and long-term needs and choose options that will help them achieve their goals. When you want to explore options for protecting your home, personal property, or financial future, I’m available to answer your questions. If you’re already a customer, I’m ready to review your coverage so that you can make any necessary adjustments to fit your changing needs. Call me today for a free quote (937) 877-6019.

Part of what I like best about my job is that I can offer customers options for a wide variety of coverage and services. You can depend on me to help you look at the big picture.

Products we offer:

Car Insurance Agent in Tipp City
Car Insurance Agent in Tipp City
Helps protect you and your vehicle if you’re involved in a car accident. At a minimum, you’ll likely need bodily injury liability and property damage liability to meet state auto insurance coverage requirements and help protect your finances if you cause an accident that injures another driver or damages their property. We also offer uninsured motorist coverage to help with your expenses if you’re hit by a driver without insurance. If you’re looking for coverage to help protect your vehicle, you might want to consider collision coverage and comprehensive coverage, which help pay repair costs if your car is damaged in a covered loss. And, optional coverages, like new car replacement coverage or loan/lease gap coverage help protect your investment in a brand-new car. I can help you choose a combination of coverages that fulfill state requirements and meet your needs. Give me a call to get a car insurance quote today!
get a quote
Home Insurance Agent in Tipp City
Home Insurance Agent in Tipp City
Helps provide protection for your house (dwelling) and your family’s liability as well as the things you own in and around your home such as “other structures” (detached garage, fence, etc.), your personal property (furniture, clothing, etc.) against covered perils such as fire, theft, wind/hail and more. Call me today for a homeowners insurance quote and I’ll help you get the protection your home needs and the savings you deserve with our money-saving discounts.
get a quote
Condo Insurance Agent in Tipp City
Condo Insurance Agent in Tipp City
Helps protect the portion of your condo, co-op or townhome for which you are responsible for (inside structure, permanent fixtures, cabinets, etc.) with dependable coverage. Condo policies are HO-6 compliant, and cover family liability and personal belongings against covered perils such as fire, theft, vandalism and more. Contact me today for a quote!
get a quote
Renters Insurance Agent in Tipp City
Renters Insurance Agent in Tipp City
Helps protect your personal belongings inside or outside your apartment from accidents such as, fire, theft, vandalism, and cover family liability. Give me call today to review what type of coverage makes sense for where you live and what you own.
get a quote
Motorcycle Insurance Agent in Tipp City
Motorcycle Insurance Agent in Tipp City
Our motorcycle policies include the basic coverage you may need, like liability coverage, which includes passenger liability coverage and uninsured motorist coverage. You can further customize your motorcycle policy with collision coverage and comprehensive coverage to help protect your bike. And, if you have a customized ride, you can help protect your aftermarket gear with optional equipment coverage. Contact me to learn about motorcycle insurance discounts and to get started with a quote for a policy that fits your needs.
get a quote
Business Insurance Agent in Tipp City
Business Insurance Agent in Tipp City
Allstate Business Insurance protects your business in ways other insurance might not. A business owners policy (BOP) usually includes three common types of coverage to help protect you and your small business: property coverage, general liability coverage and business interruption coverage. In addition to these basic coverages, the Allstate Business Owners Policy can be customized with additional protection to help cover more aspects of your business. I can help you tailor a policy to fit your small business’s needs. As a small business owner myself, I understand how important it is to protect what you’ve worked so hard to build. Call me for a free review of your current business policy and to learn more about insurance solutions to help protect you, your business and your employees.
Life Insurance Agent in Tipp City
Life Insurance Agent in Tipp City
Protect the life you want, for those that matter most. A life insurance policy can help provide financial security for your loved ones by covering expenses like the mortgage, college tuition, and other everyday living costs. Call me today to learn about the different types of coverage Allstate offers.
ATV Insurance Agent in Tipp City
ATV Insurance Agent in Tipp City
Help protect yourself and your all-terrain vehicle against the unexpected. We offer bodily injury liability coverage and property damage liability coverage on your ATV insurance policy. If you injure someone else or damage their property while driving your ATV, liability coverage helps pay the other person’s medical or repair bills. If your ATV is damaged in a crash, collision coverage may help. Collision coverage for your ATV helps pay for repairs if you hit another object, such as a fence or a tree. Finally, you may want to consider comprehensive coverage for your ATV in case it’s stolen, vandalized or damaged by hail or fire. Give me a call to get a quote on an ATV insurance policy today!
get a quote
Boat Insurance Agent in Tipp City
Boat Insurance Agent in Tipp City
Helps cover your boat on and off the water. Watercraft liability coverage helps pay for another person’s expenses if you injure them or damage their property with your boat. If you’re injured in a boating accident, watercraft medical payments coverage helps pay for your medical bills. Need to repair damage to your boat after an accident? Property coverage for your boat helps cover a crash with another boat or object (like a pier or buoy). It also helps cover theft, vandalism or fire. Help protect your boat against these covered perils during the on- and off-season. We also offer additional coverage for things like your boat trailer, fishing equipment and even towing or fuel delivery when you’re stranded. Need a boat insurance quote? Give me a call today!

Your Local Allstate Team

Courtney Castle

Licensed Sales Professional

I began working for the Agency in Huber Heights, OH, in 2020. I am licensed in Ohio and Indiana for Auto and Home Insurance, as well as Renters, Condos, ORV, and Business and Commercial Insurance. I have worked in Huber Heights for over 10 years, and although I do not live here, my boys and I have been involved with the local YMCA through various sports—whether they are playing, I am coaching, or typically both at the same time. I love connecting with customers and helping see that they are properly covered for their insurance needs while also providing the best possible service. As the Sales Manager of this office, I strive to see that our team is offering the coverage and services we can provide.

Tammy Allen

Office Manager

I am a licensed Agent and Office Manager with 20 years of experience helping customers through policy reviews, claims and answering their questions to find coverage options. I am a resident of Huber Heights and am happy to assist

Josh Karas

Agency Owner

Zeke Karas

Office Dog

Ashten Landis

Customer Service

I have lived in Ohio my entire life. I've represented Allstate since June 2018 switching between sales and customer service. I love my job, and I enjoy helping Ohio customers save money on their auto and homeowner's insurance, whi

Brenda Sutherland

Licensed Sales Producer

I have been representing Allstate Insurance for 16 years. I love saving customers money while providing great coverage and service. I have been in this area my whole life and I am licensed in Property and Casualty products such as

Savannah Newbauer

Licensed Sales Producer

I am a licensed agent for both Ohio and Indiana. I love assisting customers with helping see they have the best possible coverage choices with policy reviews and any other questions they may have. I have been a resident in Dayton

Allstate Insurance Agent Reviews

william holbrook

May. 29, 2026

Very good

michael ingram

May. 21, 2026

diana kruckeberg

May. 18, 2026

evan koogler

May. 16, 2026

Jeremy took care of everything. Simple fast and communicated well. Very satisfied will the results

rose hill

May. 15, 2026

No problems, very helpful pepple

joshua kapp

May. 7, 2026

luke huggins

May. 7, 2026

pam shiverdecker

May. 1, 2026

It was good.

mitchelenia carlisle

Apr. 24, 2026

Too expensive. I will be switching. State Farm has full coverage for me for 50.00. My car is 16 years old and you are to

Too expensive. I will be switching. State Farm has full coverage for me for 50.00. My car is 16 years old and you are too highly!!!!

craig funk

Apr. 22, 2026

Haven't had any interactions since I was moved from original agency.

owen simila

Apr. 21, 2026

michele brann

Apr. 19, 2026

son morris

Apr. 16, 2026

scott dando

Apr. 16, 2026

All-State has always done a great job for us. We had them for our company vehicles as well as our home. No problems wi

All-State has always done a great job for us. We had them for our company vehicles as well as our home. No problems with All-State. Great service when you call and Always pay lower with All-State as well!

boyd odle

Apr. 15, 2026

tonya shelton

Apr. 12, 2026

Excellent and Outstanding Service. Very Professional!

pennelope goldshot

Apr. 12, 2026

Ok!

susan c burner

Apr. 11, 2026

Agent is fine, just disappointed insurance increases when you become a widow.

james davis

Apr. 10, 2026

katie cummings

Apr. 7, 2026

Allstate Online Review Policy

Your Local Allstate Team

Courtney Castle

Licensed Sales Professional

Tammy Allen

Office Manager

Josh Karas

Agency Owner

Zeke Karas

Office Dog

Ashten Landis

Customer Service

Brenda Sutherland

Licensed Sales Producer

Savannah Newbauer

Licensed Sales Producer

Frequently asked questions

What are your agency hours?

Monday: 8:30 AM - 5:30 PM
Tuesday: 8:30 AM - 5:30 PM
Wednesday: 8:30 AM - 5:30 PM
Thursday: 8:30 AM - 5:30 PM
Friday: 9:00 AM - 5:00 PM
Saturday:
Sunday: Closed

Are you open on weekends?

Saturday:
Sunday: Closed

Can I text your agency with questions?

Yes, we have text messaging services.

What languages do you speak?

We have staff members available who speak the following languages: English

Do you have more than one location?

No, this is our only location.

Joshua Karas is insurance licensed in the state(s) of Indiana and Ohio. If you do not reside in the state(s) of Indiana or Ohio, please go to the Find an Agent section on allstate.com to search for another Allstate Agent or Personal Financial Representative.

Based on coverages selected. Subject to terms, conditions, availability & qualifications.

This material is intended for educational purposes only. Auto and homeowners insurance, and other property and casualty insurance products, are available from Allstate Insurance Company, Allstate Indemnity Company, Allstate Property and Casualty Insurance Company, Allstate North American Insurance Co. and Allstate Fire and Casualty Insurance Company (Home Offices: Northbrook, IL); Allstate New Jersey Insurance Company and Allstate New Jersey Property and Casualty Insurance Company (Home Offices: Bridgewater, NJ); and Allstate County Mutual Insurance Company and Allstate Texas Lloyd's (Home Offices: Irving, TX). This life insurance information is provided for general consumer educational purposes and is not intended to provide legal, tax or investment advice. Life insurance also offered and issued by third party companies not affiliated with Allstate. Each company is solely responsible for the financial obligations accruing under the products it issues. Product guarantees are backed by the financial strength and claims-paying ability of the issuing company.

Securities offered by Personal Financial Representatives through Allstate Financial Services, LLC (LSA Securities in LA and PA). Registered Broker-Dealer. Member FINRA, SIPC. Main Office: 151 North 8th Street, Suite 450, Lincoln, NE 68508. (877) 232-2142.

Check the background of this firm on FINRA's BrokerCheck website.

you're in good hands^®