Allstate Insurance Agency
K. J. Rusak & Associates Inc.Shelby Township, MI


Office Hours

Day of the WeekHours
Mon9:00 AM - 6:00 PM
Tue9:00 AM - 5:00 PM
Wed9:00 AM - 5:00 PM
Thu9:00 AM - 6:00 PM
Fri9:00 AM - 5:00 PM
SatAvailable by appointment
SunAvailable by appointment
After-hours appointments available.
Available 24/7 at

13711 23 Mile Rd
Shelby Township, MI 48315

Areas Served

Shelby Township, Utica, Macomb, Clinton Township


Northeast corner of 23 Mile Rd. and Schoenherr. We are located in the same complex as Verizon Wireless and the Dollar Tree.

Additional Contact

Fax: (586) 463-7517


K. J. Rusak & Associates Inc.: Allstate Insurance
You can view my financial industry experience and background at FINRA’s BrokerCheck

Local Allstate Agency: Meet K. J. Rusak & Associates Inc.

Born and raised in the Detroit metropolitan area, I understand the unique insurance needs of the residents of Shelby and Macomb Townships. I relocated my Allstate agency to Shelby Township in 2015 from its prior location in Clinton Township, where it had been since 1983. My favorite parts of living in the area are boating on Lake St. Clair in the summer and access to outdoor activities in Northern Michigan in the winter. As an avid sports fan, I appreciate all of Detroit’s major and minor league teams. I enjoy the new Jimmy John’s Field that is located nearby in Utica. It is now a favorite family attraction of mine.

I started with Allstate Insurance in 1981 inside a Sears store, and I have been an agent ever since. I believe in what Allstate stands for, and I am proud to serve as a trusted Allstate advisor. As a lifelong learner, I am committed to learning about each product and service Allstate offers, and I insist that my experienced licensed agents do so as well. Even with more than 35 years in the insurance business, I recently completed my certification to be a Financial Services Certified Professional (FSCP) through the American College of Financial Services to add to my Life Underwriter Training Council Fellow (LUTCF) certification. I am a strong believer that part of my job is educating myself, my staff and, most importantly, customers on how to help properly cover them and their assets.

My licensed agents and I are available to perform annual reviews for customers, checking to see if they've had any life changes that may affect their coverage needs and seeing if they quality for available Allstate discounts. These reviews also offer a time for the customers to ask us any questions they may have about their policy or specific coverages.

Supporting my community is important to me. I often partner with Macomb County fire departments for community events. We also set up booths at local trade shows to help educate the public about our agency and the benefits we offer each customer. Stop by one of our booths at venues such as Cobo Center, Novi Suburban Collection Showplace and Gibraltar Trade Center, just to name a few.

When I am not working, I enjoy spending time with my two children, Jessica and Zachary. Jessica, my office manager, became interested in coming to work with me in the first grade. When she graduated from college, I couldn’t have been more proud to welcome her to my staff. Zachary also works for Allstate at a different agency.

Stop by my office on the northeast corner of 23 Mile Road and Schoenherr, where we always have a fresh cup of coffee waiting for you!

Products we offer:

  • Auto
  • Home
  • Condo
  • Renters
  • Motorcycle
  • Business
  • Life
  • ATV
  • Boat
Years of
Years in the
Awards dropdown expand/collapse
Best In Company - All Lines-1 years
Honor Ring-16 years
Agency Achievement Award-2 years
Inner Circle Elite-5 years
Circle of Champions-8 years
National Conference Award-10 years
Allstate Financial Leader Award-5 years
Community Involvement
Community Involvement dropdown expand/collapse
Novi Boat Show
Harley Fest

Our team

Jessica J. Rusak-Randazzo

Agency Manager
Jessica is a Central Michigan University alum who was born and raised in the Metro Detroit area. She’s been a part of the agency since 2009, has a great ability to connect with customers and is always listening closely to help see what products might fit their needs. She enjoys spending time with family, shopping and camping.

Ryan Korzetz

Sales Manager
Ryan has lived in the Metro Detroit area his entire life. He joined the agency in 2008 and has gained a tremendous amount of knowledge over the years. Outside of the office, he enjoys spending time with family and doing home improvement projects.

Christina Fournier

Customer Service Manager
Christina has lived in the Metro Detroit area her whole life. She strives to develop trusting customer relationships and takes pride in increasing customer satisfaction. When not at the agency, she enjoys spending time with her children and family.

Richelle Schoof

Assistant Manager
Richelle is a Macomb Community College alum who joined the agency in 2016. She makes customer service her top priority and is as clear and transparent as possible when talking to customers. In her spare time, she likes puzzles, spending time with her dogs and riding four-wheelers.

Kris J. Rusak

Agency Owner - Personal Financial Representative

Husam Salem

Licensed Insurance Agent
Husam has lived in the Sterling Heights area since 1999. He joined K.J. Rusak & Associates Inc. in 2017 and enjoys serving his community. Outside of the agency, he likes fitness, working on cars and home improvement projects.

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Local events & news

Monthly Income For Loved Ones

Bills come monthly. Your life insurance payout should too. That’s why as your local Shelby Township Allstate agency owner I offer life insurance that pays out like a monthly paycheck.

Kris Rusak's 35-Year Anniversary!

June 1st marks Kris Rusak's 35th year being an agent with Allstate Insurance. Kris started his career with Allstate in 1981 at the Allstate booth inside Sears at Lakeside Mall. He has built his book of business from the ground up eventually moving to his own location in Clinton Township where he continued to grow his business.

Kris has achieved many awards and recognition over the past 35 years including Best In Company. Kris has since moved the agency to Shelby Township and is continuing to strive to be one of the top agents in Michigan and continues to perform and maintain a top office.
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K. J. Rusak & Associates Inc. is insurance licensed in the state(s) of Michigan. If you do not reside in the state(s) of Michigan, please go to the Find an Agent section on to search for another Allstate Agent or Personal Financial Representative.

Based on coverages selected. Subject to terms, conditions, availability & qualifications.

This material is intended for educational purposes only. Auto and homeowners insurance, and other property and casualty insurance products, are available from Allstate Insurance Company, Allstate Indemnity Company, Allstate Property and Casualty Insurance Company and Allstate Fire and Casualty Insurance Company (Home Offices: Northbrook, IL); Allstate New Jersey Insurance Company and Allstate New Jersey Property and Casualty Insurance Company (Home Offices: Bridgewater, NJ); and Allstate County Mutual Insurance Company and Allstate Texas Lloyd's (Home Offices: Irving, TX). Life insurance issued by Allstate Life Insurance Company: Northbrook, IL; and American Heritage Life Insurance Company: Jacksonville, FL. In New York, Allstate Life Insurance Company of New York: Hauppauge, NY. Securities offered by Personal Financial Representatives through Allstate Financial Services, LLC (LSA Securities in LA and PA). Registered Broker-Dealer. Member FINRA, SIPC. Main Office: 2920 South 84th Street, Lincoln, NE 68506. (877) 525-5727.

Check the background of this firm on FINRA's BrokerCheck website.


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