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Kathryn Osborne - Flatwoods, KY - Allstate Agent

Kathryn Osborne

1204 Lexington Ave
Flatwoods, KY, 41139


Call: (606) 494-2240
Fax: (606) 494-2260

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Get quality protection at a great price. Every policy comes with the support of a knowledgeable and friendly Allstate agent.

Auto Insurance

Save up to 30% on your auto insurance by taking advantage of the available discounts.

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Home Insurance

Protect your family and your biggest investment with quality home protection from Allstate.

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Other Products

Allstate offers many kinds of insurance. Speak with me about renters insurance, life insurance, motorcycle insurance, and more.

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About me

Our family has worked closely with Allstate for years to help people with their insurance needs – from homes to auto to boats and more. Our quality, service-oriented agency is not only owned and operated by a family, customers tell us we make them feel like family too.

One of the things I like best about working with Allstate is the variety of products and services I can offer customers. More than insurance, I can offer a variety of solutions to address their financial needs – such as saving for a child’s education or retirement.

As a small business owner, I understand the importance of building a solid foundation for the future and developing long-lasting customer relationships. That’s why I’m committed to offering you the same level of service I’d expect from my own business dealings. When you leave my office, I hope you’ll feel confident, informed, assured and satisfied in your choices. The way you should feel.

Agency Achievement Award-1 years
Honor Ring-1 years

Renters Insurance

My Team

Brittany Miller - Flatwoods, KY - Allstate Team
Brittany MillerSr. Licensed Agentbmiller@allstate.comBrittany is one of our Sr. Agents, she grew up in the Flatwoods, graduated from Russell Hight School, and still lives in the community with her husband and son. Brittany is a true asset to our agency and has vast knowledge in property and casualty insurance. Let her help you protect the things that are most important to you!
Kimberly Kerns - Flatwoods, KY - Allstate Team
Kimberly KernsSr. Licensed AgentKimberlyKerns@allstate.comKimberly is one of our Sr. Agents here in our office. Kim is a Graduate of Raceland High School and currently lives in the Ashland area with her husband and daughter. Kimberly is a true gem and we are so happy to have her as part of The Osborne Agency's team. Kim has over 15 years insurance experience including Personal lines, Commercial Lines and Supplemental Health products. Give her a call and let her help you protect the things that are most important to you!
Cheri Osborne - Flatwoods, KY - Allstate Team
Cheri OsborneInsurance AgentCheriOsborne@Allstate.comCheri has been with us from the beginning and she will help with your coverage selections while giving you the best service in the Tri-State.
Heather Osborne - Flatwoods, KY - Allstate Team
Heather OsborneOffice ManagerHOsborne2@allstate.comHeather will be the first smiling face you see and can help you get the service you deserve!
Rhonda Pickering - Flatwoods, KY - Allstate Team
Rhonda PickeringCustomer Support RepresentativeRhondaPickering@allstate.comRhonda is here to see that your experience with us is great!


Business Hours
9:00 a.m.
6:00 p.m.
9:00 a.m.
6:00 p.m.
9:00 a.m.
6:00 p.m.
9:00 a.m.
6:00 p.m.
9:00 a.m.
6:00 p.m.
Available By Appointment: Saturday
Auto Insurance
Car Insurance
Flood Insurance
Life Insurance
Motorcycle Insurance
Home Insurance
Insurance Quote
Insurance Agency
Business Insurance
College Savings Plan
  • Greenup
  • Boyd
  • Lewis
  • Carter
  • 41144
  • 41169
  • 41139
  • Insurance is unlike any other product out there - you pay for it and hope you never have to use it. And that makes paying more than you need to that much more uncomfortable.
    With a policy from Allstate, you can help keep your insurance costs low with the wide variety of discounts we offer. Keep in mind, not all discounts are available in every state. The best way to get all that you qualify for is to get an insurance quote specific to Flatwoods.

    You can get a rough "ballpark" insurance quote from many companies online, but talking with an agent allows you to ask questions and get a quote for coverage that matters most to you. An agent can prepare a quote that details the coverage, deductibles (your portion of a loss) and cost (premium) of your insurance policy.
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    Save up to 30% when you combine insurance policies.
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    Kathryn Osborne is insurance licensed in the state(s) of Kentucky, Ohio, and West Virginia. If you do not reside in the state(s) of Kentucky, Ohio, or West Virginia, please go to the Find an Agent section on to search for another Allstate Agent or Personal Financial Representative.

    Subject to terms, conditions & availability.

    This material is intended for educational purposes only. Auto and homeowners insurance, and other property and casualty insurance products, are available from Allstate Insurance Company, Allstate Indemnity Company, Allstate Property and Casualty Insurance Company and Allstate Fire and Casualty Insurance Company (Home Offices: Northbrook, IL); Allstate New Jersey Insurance Company and Allstate New Jersey Property and Casualty Insurance Company (Home Offices: Bridgewater, NJ); and Allstate County Mutual Insurance Company and Allstate Texas Lloyd's (Home Offices: Irving, TX). Life insurance issued by Allstate Life Insurance Company: Northbrook, IL; and American Heritage Life Insurance Company: Jacksonville, FL. In New York, Allstate Life Insurance Company of New York: Hauppauge, NY. Securities offered by Personal Financial Representatives through Allstate Financial Services, LLC (LSA Securities in LA and PA). Registered Broker-Dealer. Member FINRA, SIPC. Main Office: 2920 South 84th Street, Lincoln, NE 68506. (877) 525-5727.You should carefully consider the investment objectives, risks, charges and expenses of 529 college savings plans before purchasing or investing money. Investors should consider whether the investor's or designated beneficiary's home state offers any state tax or other benefits that are only available with an investment in the home state's plan. Additional information about these and other subjects can be found in the Plan Description. You may obtain copies of the Plan Description from your Allstate Personal Financial Representative. Please read the Plan Description carefully before purchasing or sending money.

    Allstate and its affiliates do not render tax or legal advice. Please consult with your tax and legal advisors regarding your personal circumstance.