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Protect What Matters Most
Whether it's your home, your family, your bike or your boat, see how Allstate can help protect the things that matter most to you in life.
Backyard Chickens & Goats
When you think of backyard chickens or goats, you're probably thinking of fresh eggs and milk. Maybe you've calculated the costs of caring for an animal and made sure it's allowed in your town. But before you jump into life with an unconventional pet, let's talk. Animals like chickens and goats can affect your homeowners coverage, and it's important to understand what is and isn't covered before you turn your backyard into an urban farm.
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6 Things to Know When Changing Your Oil
Do-it-yourself car maintenance can vary in complexity, but one of the more straightforward maintenance tasks you can do is changing your own oil. By taking the proper precautions, using the right tools and following some simple steps, changing your car's oil can be a great way to save money and help keep your vehicle running smoothly.
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Renters Insurance and Computers
A computer can be a significant investment, and you may rely on yours in your day-to-day life. So sudden loss, such as a theft or fire, may seem especially shocking when you are left without your trusty electronics. That's one way in which renters insurance may help. A typical renters insurance policy includes personal property coverage that may help protect your belongings, such as your computer. Here are some things to consider when it comes to protecting your computer. Please feel free to reach out for any further insurance information or with questions about your coverage.
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Your 401(k) Matters
When you're starting your career and are on your own for the first time, you may have a whole new set of expenses — rent, utility bills, car payments and student loans. Monthly bills can add up quickly, and you may be tempted to skip out on the 401(k) your new employer offers. While it may feel like you have plenty of time to save for retirement, there are some great benefits to contributing to your 401(k). From employer contributions to potential tax benefits, here are a few reasons you may want to start adding to your 401(k) now.
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Do You Need Boat Insurance?
If you own a watercraft, you may have invested plenty of time and money into your vessel. While a day on the water can be a great experience, what happens if things don't go quite as planned? That's where boat insurance may help. A boat insurance policy typically helps protect a boat against certain risks, like fire, vandalism or theft. You'll typically find that boat insurance also includes other coverages, such as liability protection. I can help you explore your coverage options and help you understand how boat insurance may help protect you.
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Condo Insurance
You found the perfect condominium, called about the utilities and have movers lined up. But before you move in, do you have the right coverage for your new home? Condos are unique in the way they are insured - both you and the condo association need policies. From common areas to personal property, it's important that you understand what your policy covers and what your condo association's insurance may help protect. Take a look at this overview of condominium insurance, and then let's make sure you have the coverage you need.
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Insurance Premiums, Deductibles, Limits
When it comes to buying an insurance policy, there is no one-size-fits-all. Instead, it's important to choose the amount of coverage (known as limits) that is right for you. The same holds true when it comes to selecting a deductible (that's the amount you'll have to pay before your policy kicks in after a covered loss) and premium, which is your cost to maintain your policy. Understanding limits, premiums and deductibles is key when you’re buying or renewing insurance policies.
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What's Umbrella Insurance?
You have insurance to help protect your home and car, but what happens in situations where your standard insurance coverage is not enough? That's when a personal umbrella insurance policy (PUP) could help. If you're found legally responsible for damages resulting from an accident or if you're sued, a PUP may help prevent you from paying out of pocket for costs that exceed the limits of your homeowners or auto insurance. A PUP from Allstate may help cover attorney costs and lost wages, even if you're out of the country. If you're interested in increasing your protection, I'd be happy to talk to you about umbrella coverage today.
Learn More Kirk Paterson is insurance licensed in the state(s) of Hawaii. If you do not reside in the state(s) of Hawaii, please go to the Find an Agent section on allstate.com to search for another Allstate Agent or Personal Financial Representative.
Subject to terms, conditions & availability.
This material is intended for educational purposes only. Auto and homeowners insurance, and other property and casualty insurance products, are available from Allstate Insurance Company, Allstate Indemnity Company, Allstate Property and Casualty Insurance Company and Allstate Fire and Casualty Insurance Company (Home Offices: Northbrook, IL); Allstate New Jersey Insurance Company and Allstate New Jersey Property and Casualty Insurance Company (Home Offices: Bridgewater, NJ); and Allstate County Mutual Insurance Company and Allstate Texas Lloyd's (Home Offices: Irving, TX). Life insurance issued by Allstate Life Insurance Company: Northbrook, IL; and American Heritage Life Insurance Company: Jacksonville, FL. In New York, Allstate Life Insurance Company of New York: Hauppauge, NY. Securities offered by Personal Financial Representatives through Allstate Financial Services, LLC (LSA Securities in LA and PA). Registered Broker-Dealer. Member FINRA, SIPC. Main Office: 2920 South 84th Street, Lincoln, NE 68506. (877) 525-5727.
Check the background of this firm on FINRA's BrokerCheck website.
Subject to terms, conditions & availability.
This material is intended for educational purposes only. Auto and homeowners insurance, and other property and casualty insurance products, are available from Allstate Insurance Company, Allstate Indemnity Company, Allstate Property and Casualty Insurance Company and Allstate Fire and Casualty Insurance Company (Home Offices: Northbrook, IL); Allstate New Jersey Insurance Company and Allstate New Jersey Property and Casualty Insurance Company (Home Offices: Bridgewater, NJ); and Allstate County Mutual Insurance Company and Allstate Texas Lloyd's (Home Offices: Irving, TX). Life insurance issued by Allstate Life Insurance Company: Northbrook, IL; and American Heritage Life Insurance Company: Jacksonville, FL. In New York, Allstate Life Insurance Company of New York: Hauppauge, NY. Securities offered by Personal Financial Representatives through Allstate Financial Services, LLC (LSA Securities in LA and PA). Registered Broker-Dealer. Member FINRA, SIPC. Main Office: 2920 South 84th Street, Lincoln, NE 68506. (877) 525-5727.
Check the background of this firm on FINRA's BrokerCheck website.
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