Allstate Insurance Agency
Moe Janssen Schee Agency, Saint Cloud, MN

3717 3rd St N

Saint Cloud, MN 56303

Call

(320) 251-1383to quote by phone

Call

(320) 251-1383to quote by phone

Call

(320) 251-1383to quote by phone

Call

(320) 251-1383to quote by phone

Select a product to get a quote

ATV insurance

Location Details

Office Hours

Day of the Week	Hours
Mon	8:00 AM - 5:00 PM
Tue	8:00 AM - 5:00 PM
Wed	8:00 AM - 5:00 PM
Thu	8:00 AM - 5:00 PM
Fri	8:00 AM - 5:00 PM
Sat	Available by appointment
Sun	Closed

After-hours appointments available.

Available 24/7 at

(320) 251-1383

3717 3rd St N
Saint Cloud, MN 56303
US

Landmarks

We're off of Highway 15 & 3rd St N near Short Stop Catering

317 Washington St

Brainerd, MN 56401

Areas Served

St. Cloud, Albertville, Sartell, Sauk Rapids

Additional Contact

Mobile: (763) 234-8877

Languages

English

Social

Moe Janssen Schee Agency: Allstate Insurance

You can view my financial industry experience and background at FINRA’s BrokerCheck

Local Allstate Agency: Meet Moe Janssen Schee Agency

Moe Janssen Schee Agency Saint Cloud, MN

The Moe Janssen Schee agency opened in 2017 so customers in the Saint Cloud area can get quality service while protecting the things that are important to them. When you need help choosing the right insurance products and services to protect the people and possessions you care about, you need personalized attention from someone who treats you like family.

My husband and I, as well as many members of our staff, share a passion for motorcycles. We love riding our motorcycles in the area and discovering new restaurants and watering holes. If you spot our Allstate boat, please swing by and say hi!

I invite you to stop by my agency any time. We can assist you with home, auto, condo, renters, business insurance and more. My office is conveniently located off of Highway 15 & 3rd St N. We look forward to meeting you!

Products we offer:

Car Insurance Agent in Saint Cloud
Car Insurance Agent in Saint Cloud
Helps protect you and your vehicle if you’re involved in a car accident. At a minimum, you’ll likely need bodily injury liability and property damage liability to meet state auto insurance coverage requirements and help protect your finances if you cause an accident that injures another driver or damages their property. We also offer uninsured motorist coverage to help with your expenses if you’re hit by a driver without insurance. If you’re looking for coverage to help protect your vehicle, you might want to consider collision coverage and comprehensive coverage, which help pay repair costs if your car is damaged in a covered loss. And, optional coverages, like new car replacement coverage or loan/lease gap coverage help protect your investment in a brand-new car. I can help you choose a combination of coverages that fulfill state requirements and meet your needs. Give me a call to get a car insurance quote today!
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Home Insurance Agent in Saint Cloud
Home Insurance Agent in Saint Cloud
Helps provide protection for your house (dwelling) and your family’s liability as well as the things you own in and around your home such as “other structures” (detached garage, fence, etc.), your personal property (furniture, clothing, etc.) against covered perils such as fire, theft, wind/hail and more. Call me today for a homeowners insurance quote and I’ll help you get the protection your home needs and the savings you deserve with our money-saving discounts.
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Condo Insurance Agent in Saint Cloud
Condo Insurance Agent in Saint Cloud
Helps protect the portion of your condo, co-op or townhome for which you are responsible for (inside structure, permanent fixtures, cabinets, etc.) with dependable coverage. Condo policies are HO-6 compliant, and cover family liability and personal belongings against covered perils such as fire, theft, vandalism and more. Contact me today for a quote!
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Renters Insurance Agent in Saint Cloud
Renters Insurance Agent in Saint Cloud
Helps protect your personal belongings inside or outside your apartment from accidents such as, fire, theft, vandalism, and cover family liability. Give me call today to review what type of coverage makes sense for where you live and what you own.
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Motorcycle Insurance Agent in Saint Cloud
Motorcycle Insurance Agent in Saint Cloud
Our motorcycle policies include the basic coverage you may need, like liability coverage, which includes passenger liability coverage and uninsured motorist coverage. You can further customize your motorcycle policy with collision coverage and comprehensive coverage to help protect your bike. And, if you have a customized ride, you can help protect your aftermarket gear with optional equipment coverage. Contact me to learn about motorcycle insurance discounts and to get started with a quote for a policy that fits your needs.
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Business Insurance Agent in Saint Cloud
Business Insurance Agent in Saint Cloud
Allstate Business Insurance protects your business in ways other insurance might not. A business owners policy (BOP) usually includes three common types of coverage to help protect you and your small business: property coverage, general liability coverage and business interruption coverage. In addition to these basic coverages, the Allstate Business Owners Policy can be customized with additional protection to help cover more aspects of your business. I can help you tailor a policy to fit your small business’s needs. As a small business owner myself, I understand how important it is to protect what you’ve worked so hard to build. Call me for a free review of your current business policy and to learn more about insurance solutions to help protect you, your business and your employees.
Life Insurance Agent in Saint Cloud
Life Insurance Agent in Saint Cloud
Protect the life you want, for those that matter most. A life insurance policy can help provide financial security for your loved ones by covering expenses like the mortgage, college tuition, and other everyday living costs. Call me today to learn about the different types of coverage Allstate offers.
ATV Insurance Agent in Saint Cloud
ATV Insurance Agent in Saint Cloud
Help protect yourself and your all-terrain vehicle against the unexpected. We offer bodily injury liability coverage and property damage liability coverage on your ATV insurance policy. If you injure someone else or damage their property while driving your ATV, liability coverage helps pay the other person’s medical or repair bills. If your ATV is damaged in a crash, collision coverage may help. Collision coverage for your ATV helps pay for repairs if you hit another object, such as a fence or a tree. Finally, you may want to consider comprehensive coverage for your ATV in case it’s stolen, vandalized or damaged by hail or fire. Give me a call to get a quote on an ATV insurance policy today!
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Boat Insurance Agent in Saint Cloud
Boat Insurance Agent in Saint Cloud
Helps cover your boat on and off the water. Watercraft liability coverage helps pay for another person’s expenses if you injure them or damage their property with your boat. If you’re injured in a boating accident, watercraft medical payments coverage helps pay for your medical bills. Need to repair damage to your boat after an accident? Property coverage for your boat helps cover a crash with another boat or object (like a pier or buoy). It also helps cover theft, vandalism or fire. Help protect your boat against these covered perils during the on- and off-season. We also offer additional coverage for things like your boat trailer, fishing equipment and even towing or fuel delivery when you’re stranded. Need a boat insurance quote? Give me a call today!

Years in the
Community

Your Local Allstate Team

Klem Schee

Agency Owner - Personal Financial Representative

Meet Klem Schee! Klem and his wife Moe have been providing excellent service in the Saint Cloud and Brainerd communities for many years. Klem and his wife have a passion for motorcycles, exploring the area, discovering restaurants, and finding new watering holes. Other passions of his include fishing, golfing, hunting, and enjoying watersports on the lakes and rivers. Give Klem a call today!

Elizabeth Wick

Licensed Sales Professional

Elizabeth Wick has been happily guiding local families with their insurance needs since she joined our agency in 2020. When she’s not working, Elizabeth enjoys traveling, riding motorcycles, boating, jet skiing, and tubing. Giv

Moe Janssen

Agency Owner

Meet one of the the agency’s agents, Moe Janssen! Moe and her husband Klem launched the agency in 2015 and have been providing excellent service in the Saint Cloud community ever since. When she’s not positively impacting lives as an Allstate agent, she enjoys riding motorcycles, cooking, reading, and spending time with family and friends.

Amy Lewis

Customer Service Representative

Amy knows that insurance isn’t just about policies; it’s about protecting the people and places that matter most. As a coverage professional, Amy takes a consultative approach, helping customers truly understand their coverage. With more than 20 years of sales and customer service experience, she is dedicated to treating customers like family, developing long-lasting relationships rooted in trust and dependability.

Originally from Wisconsin, Amy has spent most of her adult life in Minnesota, currently residing in Pillager, Minnesota on the Gull River. Away from work, she enjoys spending time fishing and boating with her husband and getting plenty of exercise with her Chocolate Lab, Molly. As a big Minnesota sports fan, you can catch her cheering on the Minnesota Vikings, Twins, Timberwolves or Wild on any given weekend. Feel free to stop by our Brainerd office and let Amy assist you with your insurance needs today!

Virginia Woelfel

Customer Service Representative

Virginia Woelfel serves as a Customer Service Representative with the agency and brings more than 12 years of experience representing Allstate to the team. She is licensed across six states—Minnesota, Wisconsin, Iowa, Nebraska, North Dakota, and South Dakota—allowing her to assist a wide range of customers with their insurance needs.
Virginia believes that insurance is ultimately about serving people. She takes pride in helping customers understand their coverage and in customizing policies as life changes occur. Whether assisting with policy updates, answering questions, or helping customers review their protection, Virginia is dedicated to helping see each person she works with feels supported and well cared for.
Outside of work, Virginia’s greatest joy is her family. She is a proud mother of nine and grandmother of six, and she treasures the time spent together enjoying life’s many activities. She is also deeply involved in her church and community, volunteering in several areas including teaching children’s ministry and supporting year-round mission work through Operation Christmas Child. In addition, Virginia serves on the board of her homeowner’s association, helping oversee the community and stay connected with her neighbors.

Nima Rakhshani

Licensed Sales Professional

Nima is passionate about helping people protect what matters most. As a Licensed Sales Professional with our agency, he works closely with customers to understand their unique needs and provide insurance solutions that give them confidence and peace of mind. Nima believes great service starts with listening, and he takes pride in guiding individuals and families through their coverage options in a way that is simple, clear, and personal. His dedication to taking care of customers has helped him earn recognition as one of Allstate’s top producers.
Outside of work, Nima continues to live out his passion for helping others. He serves as the Community Event Coordinator for Calvary Community Church in St. Cloud, where he helps organize events that bring people together and strengthen the local community.
In his personal time, Nima enjoys the outdoors—especially hunting and fishing—and he also loves to travel and experience new places.

Matt Murphy

Customer Service Representative

Matthew Murphy has been part of the insurance industry since 2009 and brings a ton of experience and perspective to the agency. Prior to joining the team in his current role, Matthew owned and operated the St. Cloud agency before selling it to Moe in 2015. After a brief retirement, he returned to the agency part-time as a Customer Service Representative, continuing his passion for helping customers navigate their insurance needs.
Matthew is known for his thoughtful approach and commitment to making insurance understandable and approachable. He takes the time to help customers truly understand their coverage and works to find solutions that best fit their individual situations. His
industry knowledge, patience, and friendly demeanor have made him a trusted resource for customers and a valued member of the team.
Outside of the office, Matthew enjoys spending time on the golf course, fishing, and playing guitar. Most importantly, he cherishes time with his family, including his three children and five grandchildren.

Kim Klukas

Licensed Sales Professional

Kim Klukas serves as a Licensed Sales Professional with agencies and is passionate about helping individuals and families protect what matters most. She takes pride in serving the local community by providing thoughtful guidance and personalized insurance solutions that give customers confidence and peace of mind.
Kim believes insurance should never feel confusing or overwhelming. Her approach begins with listening carefully to each customers needs and then offering clear, practical coverage options that truly fit their lives. She is committed to making the insurance process simple, easy to understand, and as stress-free as possible.
Known for her caring attitude and dedication to service, Kim works hard to ensure every customer feels supported and well protected. Her goal is always the same—to help people make informed decisions so they can focus on the things in life that matter most.
Outside of the office, Kim enjoys spending time with her family and pursuing her creative and artistic interests. She is a trained concert pianist and also enjoys crocheting in her free time. Kim especially loves visiting the Great Lakes, where she enjoys the beauty and peacefulness of the water.
If you’d like assistance reviewing your coverage or exploring your options, Kim would be happy to help and can be reached at 218-203-6254.

Tyler Jensen

Customer Service Representative

Tyler Jensen is a Licensed Sales Professional joining the team in 2026. A graduate of Sartell High School’s Class of 2025, Tyler brings energy, enthusiasm, and a strong work ethic to his role. He is dedicated to helping customers review their insurance coverage and guiding them toward solutions that fit both their needs and their budget.
Tyler enjoys building relationships with customers and takes pride in providing friendly, dependable service. His goal is to make the insurance process simple and approachable, so customers feel confident in the protection they have in place.
Outside of the office, Tyler enjoys staying active and spending time outdoors. He especially enjoys snowboarding, fishing, hunting, and golfing, and takes advantage of every opportunity to enjoy the outdoors whenever he can.

Allstate Insurance Agent Reviews

ron lenz

May. 27, 2026

Good

mark everson

May. 5, 2026

Good service

mohamed abdullahi

Mar. 17, 2026

Excellent

john stahnke

Mar. 15, 2026

Good

dahir hassan

Mar. 4, 2026

Good insurance

abbas rakhshani

Feb. 10, 2026

barbara swenson

Feb. 7, 2026

tho le

Feb. 5, 2026

Very good services

myron vogt

Jan. 31, 2026

Excellent

mark dipasquale

Jan. 19, 2026

wonderful

wendy jewell

Jan. 15, 2026

magaly rodriguez

Jan. 7, 2026

ronnie piri

Oct. 8, 2025

dean dirkes

Oct. 7, 2025

Mo Janssen and Clem Shee are very good to work with, very responsive to questions and help if there's ever a hiccup in t

Mo Janssen and Clem Shee are very good to work with, very responsive to questions and help if there's ever a hiccup in the process. I recommend this agency to anyone looking for good insurance representatives. Excellent office!`

ebla abdi

Jul. 25, 2025

jimmie brown

Jun. 25, 2025

kevin gilbride

Jun. 3, 2025

kenneth sarkela

May. 1, 2025

good

chad miller

Apr. 8, 2025

Great rates awesome customer service

scott kampa

Mar. 10, 2025

Allstate Online Review Policy

Your Local Allstate Team

Klem Schee

Agency Owner - Personal Financial Representative

Elizabeth Wick

Licensed Sales Professional

Moe Janssen

Agency Owner

Amy Lewis

Customer Service Representative

Virginia Woelfel

Customer Service Representative

Nima Rakhshani

Licensed Sales Professional

Matt Murphy

Customer Service Representative

Kim Klukas

Licensed Sales Professional

Tyler Jensen

Customer Service Representative

Frequently asked questions

What are your agency hours?

Monday: 8:00 AM - 5:00 PM
Tuesday: 8:00 AM - 5:00 PM
Wednesday: 8:00 AM - 5:00 PM
Thursday: 8:00 AM - 5:00 PM
Friday: 8:00 AM - 5:00 PM
Saturday:
Sunday: Closed

Are you open on weekends?

Saturday:
Sunday: Closed

Can I text your agency with questions?

Yes, we have text messaging services.

What languages do you speak?

We have staff members available who speak the following languages: English

Do you have more than one location?

317 Washington St, Brainerd, MN

Moe Janssen Schee Agency is insurance licensed in the state(s) of Iowa, Minnesota, Nebraska, North Dakota, South Dakota, and Wisconsin. If you do not reside in the state(s) of Iowa, Minnesota, Nebraska, North Dakota, South Dakota, or Wisconsin, please go to the Find an Agent section on allstate.com to search for another Allstate Agent or Personal Financial Representative.

Based on coverages selected. Subject to terms, conditions, availability & qualifications.

This material is intended for educational purposes only. Auto and homeowners insurance, and other property and casualty insurance products, are available from Allstate Insurance Company, Allstate Indemnity Company, Allstate Property and Casualty Insurance Company, Allstate North American Insurance Co. and Allstate Fire and Casualty Insurance Company (Home Offices: Northbrook, IL); Allstate New Jersey Insurance Company and Allstate New Jersey Property and Casualty Insurance Company (Home Offices: Bridgewater, NJ); and Allstate County Mutual Insurance Company and Allstate Texas Lloyd's (Home Offices: Irving, TX). This life insurance information is provided for general consumer educational purposes and is not intended to provide legal, tax or investment advice. Life insurance also offered and issued by third party companies not affiliated with Allstate. Each company is solely responsible for the financial obligations accruing under the products it issues. Product guarantees are backed by the financial strength and claims-paying ability of the issuing company.

Securities offered by Personal Financial Representatives through Allstate Financial Services, LLC (LSA Securities in LA and PA). Registered Broker-Dealer. Member FINRA, SIPC. Main Office: 151 North 8th Street, Suite 450, Lincoln, NE 68508. (877) 232-2142.

Check the background of this firm on FINRA's BrokerCheck website.

you're in good hands^®