COVID-19: We remain committed to serving you. Learn more.
Need assistance with your current billing due to COVID-19? Allstate can help provide options, click here for details.

Allstate Insurance Agent
Kristina GambinoRochester, NY

Office Hours

Day of the WeekHours
Mon8:30 AM - 5:00 PM
Tue8:30 AM - 6:00 PM
Wed8:30 AM - 5:00 PM
Thu8:30 AM - 5:00 PM
Fri8:30 AM - 5:00 PM
Sat10:00 AM - 12:00 PM
Available 24/7 at

849 Paul Rd,
Ste 220
Rochester, NY 14624


Located near Paul Rd Square

Areas Served

Rochester, Buffalo, All of NY State

Additional Contact

Fax: (585) 571-4707
Kristina Gambino: Allstate Insurance
You can view my financial industry experience and background at FINRA’s BrokerCheck

Local Allstate Agent: Meet Kristina Gambino

I have worked as an Allstate agent since 2015. My background before starting my insurance agency was at a national healthcare financial services company as an Assistant Vice President in Underwriting and Portfolio Management. After having my first 2 children, I moved to Rochester, NY in 2013 to be closer to family. My husband and I are raising our three young children in Chili, NY. In my spare time I love to spend time with family, travel, go to concerts and exercise as often as I can.

I am very involved in the community and very active in our church. We sponsor local soccer and baseball teams every summer and I am an active member in the Chamber of Commerce. I also fully support the Rochester & Monroe County YWCA which helps women affected by domestic violence.

I'm an Allstate agent because I am very passionate about helping people protect what matters most to them. I believe in what I do and that's helping to minimize a customer’s risk. Educating customers means a lot to me and my team. I have an amazing staff in my office and we always go above and beyond to help the customers. We are a name and a face in our community and we care.

I know what life is like in Rochester — that we choose cars, homes, boats and more to fit our lifestyle and budget. I also know how important it is to do the same when it comes to protecting them.

We are located in Chili, NY near the intersection of Chili Avenue and Paul Road. Call us for a personalized review of your insurance needs today!

Products we offer:

  • Auto
  • Home
  • Condo
  • Renters
  • Motorcycle
  • Business
  • Life
  • ATV
  • Boat
Years in the
Education dropdown expand/collapse
Bachelor of Business Administration-Colorado State University
Awards dropdown expand/collapse
National Conference Award-1 years
Honor Ring-1 years

Our team

Kristina Gambino

Agency Owner

Kathie Richardson

Senior Account Executive
I have been in the personal lines insurance industry for the past 26 years. I started my insurance career in 1992 on the company side in South Dakota in the underwriting department. When I moved back to New England in 1993 I switched gears to the Customer Service side at an independent agency level. In March of 2015 I joined the Gambino Family Agency. I have been providing customer service and sales to customers ever since. My favorite part of my job is helping people. I enjoy helping customers understand the importance of their coverage’s and why they need coverage to protect themselves and their families.
When I am not working I enjoy spending time with my daughters, Shawna and Karissa. When I am not spending time with them, I enjoy working in my yard gardening, enjoying the sun or my pool. I also enjoy antiquing, traveling and exploring new places!
To have a career in where I love going to work is the best. Customers are family to me and I care about them and want to take care of them. I love what I do! Please stop by our office in Chili, NY or give us a call if you are in need of auto, home, life, or business insurance. I’d love to meet you!

Kelly Arnold

Customer Service & Life Salesperson/Benefits Specialist
I joined the team in 2016 as a Licensed Sales Professional. I have found that working with area business insurance is my favorite part of what I do here along with seeing everyone who walks into the office for service! When I am not working, I spend time every day with my Danes. We like to take long walks and go for boat rides at the lake. If you are in need of, auto, home, life, or business insurance, please stop by our office in Chili, NY today!

Garrett Davenport

Senior Licensed Sales Representative
I joined the Gambino Family Agency in June of 2018. I started working in the insurance industry in December of 2016 – at a different Allstate agency.
I graduated from St Bonaventure University in 2015 with a Bachelor’s in Business Administration. Before Bonaventure I attended the Aquinas Institute. I was born and raised in Rochester and I can’t see myself calling another place home.
Any job that I have carried in my life has been customer service oriented and that is something that I will always carry with me as well as it being the main focal point of my day to day operations. My favorite part of my job is helping inform those who might not have a full understanding of how insurance works, and putting them in a much better position than when we first met.
My main interests in life revolve around being with my family and close friends. These are the people who have guided me and shaped me into the person that I am today. I am so grateful for them all. I also love to play basketball when I get the chance as I played in high school. I am also involved In the Special Olympics and organized the entire event at St Bonaventure University. Please stop by our office in Rochester if you are in need of auto, home, business and more.

Recent reviews

Loading reviews...
No reviews available for this agent.

Local events & news

Rochester Featured in 2018 Allstate America’s Best Drivers Report®

Rochester is ranked 111th in the 2018 Allstate America’s Best Drivers Report®. Produced annually since 2005, this report uses Allstate claims data to rank driving safety in the 200 largest American cities. Allstate promotes safe driving here and across the country, with innovative tools like Drivewise®. Drivewise gives you personalized, driving feedback after each trip and rewards you for safe driving. Click the “Learn More” link to see all the rankings from 2005-18, and call me to find out how you can benefit from Drivewise.

Two Easy Ways to Reach Our Team

Getting in touch with us is easy! If you have a question about your policy or a service related request, please call our main line at (585) 889-4080. If you’re looking for a quote or would like to speak with a member of our sales team directly, please dial (585) 889-4082. We look forward to hearing from you.

Allstate Foundation Helping Hands Grant for YWCA of Rochester and Monroe County

Domestic violence is an issue affecting every community in the country, including ours. As volunteers with YWCA of Rochester and Monroe County, we recently helped the organization receive a $20,000 Allstate Foundation Helping Hands in the Community grant to support the organization’s efforts to help women affected by domestic violence. We’re proud to be one of thousands of Allstate agencies around the country rallying together to support domestic violence programs, so they can help victims reclaim their independence.
Kristina Gambino is insurance licensed in the state(s) of New York. If you do not reside in the state(s) of New York, please go to the Find an Agent section on to search for another Allstate Agent or Personal Financial Representative.

Based on coverages selected. Subject to terms, conditions, availability & qualifications.

This material is intended for educational purposes only. Auto and homeowners insurance, and other property and casualty insurance products, are available from Allstate Insurance Company, Allstate Indemnity Company, Allstate Property and Casualty Insurance Company and Allstate Fire and Casualty Insurance Company (Home Offices: Northbrook, IL); Allstate New Jersey Insurance Company and Allstate New Jersey Property and Casualty Insurance Company (Home Offices: Bridgewater, NJ); and Allstate County Mutual Insurance Company and Allstate Texas Lloyd's (Home Offices: Irving, TX). Life insurance issued by Allstate Life Insurance Company: Northbrook, IL; and American Heritage Life Insurance Company: Jacksonville, FL. In New York, Allstate Life Insurance Company of New York: Hauppauge, NY. Securities offered by Personal Financial Representatives through Allstate Financial Services, LLC (LSA Securities in LA and PA). Registered Broker-Dealer. Member FINRA, SIPC. Main Office: 2920 South 84th Street, Lincoln, NE 68506. (877) 525-5727.

Check the background of this firm on FINRA's BrokerCheck website.