Allstate Insurance Agent
Larra Ferguson, Ashland, KY

4332 13th St,

Unit 1

Ashland, KY 41102

Call

(606) 325-7700to quote by phone

Call

(606) 325-7700to quote by phone

Call

(606) 325-7700to quote by phone

Call

(606) 325-7700to quote by phone

Select a product to get a quote

Auto insurance

Home insurance

Renters insurance

Motorcycle insurance

ATV insurance

Location Details

Office Hours

Day of the Week	Hours
Mon	8:00 AM - 5:00 PM
Tue	8:00 AM - 5:00 PM
Wed	8:00 AM - 5:00 PM
Thu	8:00 AM - 5:00 PM
Fri	8:00 AM - 5:00 PM
Sat	Closed
Sun	Closed

Available 24/7 at

(606) 325-7700

4332 13th St,
Unit 1
Ashland, KY 41102
US

Landmarks

Located in Shannon Plaza, across the street from Rose Hill Cemetery

Areas Served

KENTUCKY, Ohio, West Virginia, Lexington, Ashland, Russell, Henderson, Madisonville, Ironton, Wheelersburg, Kenova, Huntington

Additional Contact

Fax: (606) 325-7801

Languages

English

Social

Larra Ferguson: Allstate Insurance

Local Allstate Insurance Agent: Larra Ferguson

The Daily Independent's 2024 Readers Choice Award

I have been living in the Ashland area since 1994, and I have been an Allstate agent since 2016. I am very proud to be in a community with wonderful school systems and strong sports teams for our children benefit from and enjoy. On the weekends, you can find me watching the Russell High School sports, where I coach the girls’ varsity tennis team.

I am very involved with my community. In fact, I am a member many organizations, such as the Ashland Alliance and Kiwanis Club of East Greenup County. I love sports and that is why I am the regional manager for the 16th Region Tennis Tournament, and I am also a member of the Kentucky High School Tennis Coaches Association.

Being an Allstate agent allows me to get to know people and help them when they need it most. I enjoy the relationships I have formed since becoming an Allstate agent. I specialize in auto, home and life insurance. My office is located in Shannon Plaza, and is across the street from Rose Hill Cemetery. Come in today, and let me know how I can assist you with your insurance needs.

Products we offer:

Car Insurance Agent in Ashland
Car Insurance Agent in Ashland
Helps protect you and your vehicle if you’re involved in a car accident. At a minimum, you’ll likely need bodily injury liability and property damage liability to meet state auto insurance coverage requirements and help protect your finances if you cause an accident that injures another driver or damages their property. We also offer uninsured motorist coverage to help with your expenses if you’re hit by a driver without insurance. If you’re looking for coverage to help protect your vehicle, you might want to consider collision coverage and comprehensive coverage, which help pay repair costs if your car is damaged in a covered loss. And, optional coverages, like new car replacement coverage or loan/lease gap coverage help protect your investment in a brand-new car. I can help you choose a combination of coverages that fulfill state requirements and meet your needs. Give me a call to get a car insurance quote today!
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Home Insurance Agent in Ashland
Home Insurance Agent in Ashland
Helps provide protection for your house (dwelling) and your family’s liability as well as the things you own in and around your home such as “other structures” (detached garage, fence, etc.), your personal property (furniture, clothing, etc.) against covered perils such as fire, theft, wind/hail and more. Call me today for a homeowners insurance quote and I’ll help you get the protection your home needs and the savings you deserve with our money-saving discounts.
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Condo Insurance Agent in Ashland
Condo Insurance Agent in Ashland
Helps protect the portion of your condo, co-op or townhome for which you are responsible for (inside structure, permanent fixtures, cabinets, etc.) with dependable coverage. Condo policies are HO-6 compliant, and cover family liability and personal belongings against covered perils such as fire, theft, vandalism and more. Contact me today for a quote!
Renters Insurance Agent in Ashland
Renters Insurance Agent in Ashland
Helps protect your personal belongings inside or outside your apartment from accidents such as, fire, theft, vandalism, and cover family liability. Give me call today to review what type of coverage makes sense for where you live and what you own.
get a quote
Motorcycle Insurance Agent in Ashland
Motorcycle Insurance Agent in Ashland
Our motorcycle policies include the basic coverage you may need, like liability coverage, which includes passenger liability coverage and uninsured motorist coverage. You can further customize your motorcycle policy with collision coverage and comprehensive coverage to help protect your bike. And, if you have a customized ride, you can help protect your aftermarket gear with optional equipment coverage. Contact me to learn about motorcycle insurance discounts and to get started with a quote for a policy that fits your needs.
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Business Insurance Agent in Ashland
Business Insurance Agent in Ashland
Allstate Business Insurance protects your business in ways other insurance might not. A business owners policy (BOP) usually includes three common types of coverage to help protect you and your small business: property coverage, general liability coverage and business interruption coverage. In addition to these basic coverages, the Allstate Business Owners Policy can be customized with additional protection to help cover more aspects of your business. I can help you tailor a policy to fit your small business’s needs. As a small business owner myself, I understand how important it is to protect what you’ve worked so hard to build. Call me for a free review of your current business policy and to learn more about insurance solutions to help protect you, your business and your employees.
Life Insurance Agent in Ashland
Life Insurance Agent in Ashland
Protect the life you want, for those that matter most. A life insurance policy can help provide financial security for your loved ones by covering expenses like the mortgage, college tuition, and other everyday living costs. Call me today to learn about the different types of coverage Allstate offers.
ATV Insurance Agent in Ashland
ATV Insurance Agent in Ashland
Help protect yourself and your all-terrain vehicle against the unexpected. We offer bodily injury liability coverage and property damage liability coverage on your ATV insurance policy. If you injure someone else or damage their property while driving your ATV, liability coverage helps pay the other person’s medical or repair bills. If your ATV is damaged in a crash, collision coverage may help. Collision coverage for your ATV helps pay for repairs if you hit another object, such as a fence or a tree. Finally, you may want to consider comprehensive coverage for your ATV in case it’s stolen, vandalized or damaged by hail or fire. Give me a call to get a quote on an ATV insurance policy today!
get a quote
Boat Insurance Agent in Ashland
Boat Insurance Agent in Ashland
Helps cover your boat on and off the water. Watercraft liability coverage helps pay for another person’s expenses if you injure them or damage their property with your boat. If you’re injured in a boating accident, watercraft medical payments coverage helps pay for your medical bills. Need to repair damage to your boat after an accident? Property coverage for your boat helps cover a crash with another boat or object (like a pier or buoy). It also helps cover theft, vandalism or fire. Help protect your boat against these covered perils during the on- and off-season. We also offer additional coverage for things like your boat trailer, fishing equipment and even towing or fuel delivery when you’re stranded. Need a boat insurance quote? Give me a call today!

10+

Years of
Experience

20+

Years in the
Community

Your Local Allstate Team

Tammy Collett

Licensed Sales Professional

Anthony McNeal

Licensed Sales Professional

Allstate Insurance Agent Reviews

matthew woods

Jun. 4, 2026

bill bloss

May. 28, 2026

Larra responds in a timely fashion to any questions that we have had. She’s very thorough and insures that we are sati

Larra responds in a timely fashion to any questions that we have had. She’s very thorough and insures that we are satisfied and have the information we need.

Agent Response

Thank you, Bill, for your kind words and for being

Thank you, Bill, for your kind words and for being a valued customer. We're thrilled to hear that our timely and thorough responses have met your needs. Your satisfaction is our priority, and we're here whenever you need us.

alan picklesimer

May. 16, 2026

Great, as always. .... and I've been recommending Allstate for years now, as a matter of help to family and friends.

Agent Response

Thank you, Alan, for your continued trust and supp

Thank you, Alan, for your continued trust and support over the years. We're thrilled to hear that you've been recommending our office to your family and friends. Your loyalty means a lot to us, and we're here to assist you whenever you need.

arthur mccullough

Apr. 24, 2026

I could not have been better.

Agent Response

Thank you for your kind words Mr. McCullough! We

Thank you for your kind words Mr. McCullough! We appreciate you.

amy strong

Apr. 16, 2026

Bey helpful, informative, and willing to take time to answer my questions

Agent Response

Thank you Amy! We are here anytime you need us.

Thank you Amy! We are here anytime you need us. We appreciate you.

rebecca lawson

Apr. 9, 2026

I switched because it saved money, but my rates were immediately raised at the 6 month renewal. The agent told me there

I switched because it saved money, but my rates were immediately raised at the 6 month renewal. The agent told me there would be no increases since there was company wide increase recently. Very upset I switched. And I will not recommend Allstate to anyone.

Agent Response

Hi Rebecca, I'm sorry to hear about your experienc

Hi Rebecca, I'm sorry to hear about your experience with the rate increase. We value your feedback and if you would like to discuss this further, please reach out to LARRAFERGUSON@ALLSTATE.COM so we can address your concerns. It appears the bulk of your rate increase was due to a claim filed in January. Thank you for sharing your thoughts with us and please let us know if you have further concerns. We appreciate you

james brown

Apr. 3, 2026

No problems that I am aware of.

Agent Response

Thank you, James, for your feedback and for being

Thank you, James, for your feedback and for being a valued customer. We're glad to hear that you haven't encountered any issues. If you ever have questions or need assistance, feel free to reach out. Your satisfaction is important to us!

kimberly hess

Mar. 25, 2026

Great customer service! Always a face to talk to!

Agent Response

Thank you, Kim for your wonderful feedback! We're

Thank you, Kim for your wonderful feedback! We're thrilled to hear that you appreciate our customer service and the personal touch we strive to provide. Your satisfaction is our top priority, and we're here whenever you need us. We appreciate you!

terri epperson

Feb. 11, 2026

Larra has been great to work with and I have already referred several friends to her.

Agent Response

Thank you so much, Terri, for your kind words and

Thank you so much, Terri, for your kind words and for referring your friends to us! We're thrilled to hear that you've had a great experience. Your trust and support mean a lot to us. If you ever need anything, feel free to reach out.

william hillard

Feb. 10, 2026

Very good. Larra is great and very helpful. I recommend her to everyone.

Agent Response

Thank you, William, for your kind words and recomm

Thank you, William, for your kind words and recommendation! We're thrilled to hear that our office has been helpful to you. Your support means a lot to us. If you ever need assistance, feel free to reach out.

roy white

Feb. 5, 2026

Are always helpful and very courteous

Agent Response

Thank you, Roy, for your kind words and perfect ra

Thank you, Roy, for your kind words and perfect rating! We're thrilled to hear that you find our team helpful and courteous. Your satisfaction is our priority, and we appreciate your trust in us. If you ever need assistance, we're here to help!

james rice

Jan. 12, 2026

Agent Response

Thank you, James, for your positive feedback! We'r

Thank you, James, for your positive feedback! We're thrilled to hear that you had a great experience with our agency. Your satisfaction is our top priority, and we're here to assist you whenever you need. We appreciate your trust in us!

wendell sperry

Jan. 10, 2026

Agent Response

Thank you, Wendell, for your positive feedback! We

Thank you, Wendell, for your positive feedback! We're thrilled to hear that you're satisfied with our services. As a valued customer, your trust means a lot to us. If you ever need assistance, feel free to reach out.

jimmy shortridge

Jan. 9, 2026

Agent Response

Thank you, Jimmy, for your perfect rating! We're t

Thank you, Jimmy, for your perfect rating! We're thrilled to know you're satisfied with our services. Your trust and support mean a lot to us. If you ever need assistance, feel free to reach out.

carroll reed

Jan. 5, 2026

Agent Response

Thank you, Ms. Reed, for your wonderful feedback!

Thank you, Ms. Reed, for your wonderful feedback! We're thrilled to hear that you're satisfied with our services. Your trust and support as a valued customer mean a lot to us. If you ever need assistance, feel free to reach out.

devin runyon

Dec. 31, 2025

As a new customer. It was an easy experience to sign up for new coverage.

Agent Response

Thank you, Devin, for sharing your experience as a

Thank you, Devin, for sharing your experience as a new customer. We're delighted to hear that signing up for coverage was easy. We strive to make the process as smooth as possible. If you have any questions or need assistance, feel free to reach out. Welcome to our Allstate family!

general messer

Dec. 26, 2025

Not different than others I've done business with. Pay on time, never make a claim, combine home and auto just to have y

Not different than others I've done business with. Pay on time, never make a claim, combine home and auto just to have your rates increased for the next year without explanation or apology.

Agent Response

Mr. Messer, thank you for taking the time to respo

Mr. Messer, thank you for taking the time to respond to the review. Please give us a call to discuss your concerns for the rating you gave our office. Please understand this is a reflection of me and my office, not Allstate as a whole. We haven't heard of any problems or concerns from you, so we welcome any input on how we can better serve you. Thank you.

nathanael hall

Dec. 25, 2025

Agent Response

Hi Nathanael, thank you for sharing your feedback.

Hi Nathanael, thank you for sharing your feedback. We appreciate your perspective and are committed to improving our services. If you have specific concerns or need assistance, please reach out to LARRAFERGUSON@ALLSTATE.COM. Your satisfaction is important to us.

phillip caudill

Dec. 22, 2025

Tammie made my experience very personal. She looked at all options and was an excellent communicator during the renewal

Tammie made my experience very personal. She looked at all options and was an excellent communicator during the renewal process.

Agent Response

Hi Phillip, thank you for sharing your positive ex

Hi Phillip, thank you for sharing your positive experience with Tammy. We're thrilled to hear she made your renewal process personal and communicated effectively. Your satisfaction is important to us, and we appreciate your feedback. If you need anything else, feel free to reach out.

john ross

Dec. 18, 2025

Agent Response

Thank you, John, for your positive feedback! We're

Thank you, John, for your positive feedback! We're thrilled to hear that you had a great experience with us. As a long-time customer, your trust and satisfaction mean a lot to us. If you ever need assistance, feel free to reach out. Stop by and see me sometime!

Allstate Online Review Policy

Your Local Allstate Team

Tammy Collett

Licensed Sales Professional

Anthony McNeal

Licensed Sales Professional

Frequently asked questions

What are your agency hours?

Monday: 8:00 AM - 5:00 PM
Tuesday: 8:00 AM - 5:00 PM
Wednesday: 8:00 AM - 5:00 PM
Thursday: 8:00 AM - 5:00 PM
Friday: 8:00 AM - 5:00 PM
Saturday: Closed
Sunday: Closed

Are you open on weekends?

Saturday: Closed
Sunday: Closed

Can I text your agency with questions?

Yes, we have text messaging services.

What languages do you speak?

We have staff members available who speak the following languages: English

Do you have more than one location?

No, this is our only location.

Larra Ferguson is insurance licensed in the state(s) of Kentucky, Ohio, and West Virginia. If you do not reside in the state(s) of Kentucky, Ohio, or West Virginia, please go to the Find an Agent section on allstate.com to search for another Allstate Agent or Personal Financial Representative.

Based on coverages selected. Subject to terms, conditions, availability & qualifications.

This material is intended for educational purposes only. Auto and homeowners insurance, and other property and casualty insurance products, are available from Allstate Insurance Company, Allstate Indemnity Company, Allstate Property and Casualty Insurance Company, Allstate North American Insurance Co. and Allstate Fire and Casualty Insurance Company (Home Offices: Northbrook, IL); Allstate New Jersey Insurance Company and Allstate New Jersey Property and Casualty Insurance Company (Home Offices: Bridgewater, NJ); and Allstate County Mutual Insurance Company and Allstate Texas Lloyd's (Home Offices: Irving, TX). This life insurance information is provided for general consumer educational purposes and is not intended to provide legal, tax or investment advice. Life insurance also offered and issued by third party companies not affiliated with Allstate. Each company is solely responsible for the financial obligations accruing under the products it issues. Product guarantees are backed by the financial strength and claims-paying ability of the issuing company.

you're in good hands^®

Allstate Insurance Agent Larra Ferguson, Ashland, KY

Location Details

Office Hours

4332 13th St, Unit 1 Ashland, KY 41102 US

Landmarks

Areas Served

Additional Contact

Languages

Social

Local Allstate Insurance Agent: Larra Ferguson

Products we offer:

Car Insurance Agent in Ashland

Home Insurance Agent in Ashland

Condo Insurance Agent in Ashland

Renters Insurance Agent in Ashland

Motorcycle Insurance Agent in Ashland

Business Insurance Agent in Ashland

Life Insurance Agent in Ashland

ATV Insurance Agent in Ashland

Boat Insurance Agent in Ashland

Your Local Allstate Team

Tammy Collett

Anthony McNeal

Your Local Allstate Team

Tammy Collett

Anthony McNeal

Frequently asked questions

Select a product to get a quoteSelect an Insurance Option Below

Allstate Insurance Agent
Larra Ferguson, Ashland, KY

4332 13th St,
Unit 1
Ashland, KY 41102
US