Allstate Insurance Agent
Lori Buhagiar, Middletown, NY

125 Dolson Ave,

Ste 22b

Middletown, NY 10940

Call

(845) 343-5909to quote by phone

Call

(845) 343-5909to quote by phone

Call

(845) 343-5909to quote by phone

Call

(845) 343-5909to quote by phone

Select a product to get a quote

ATV insurance

Location Details

Office Hours

Day of the Week	Hours
Mon	9:00 AM - 6:00 PM
Tue	9:00 AM - 6:00 PM
Wed	9:00 AM - 6:00 PM
Thu	9:00 AM - 6:00 PM
Fri	9:00 AM - 5:00 PM
Sat	Available by appointment
Sun	Closed

After-hours appointments available.

Available 24/7 at

(845) 343-5909

125 Dolson Ave,
Ste 22b
Middletown, NY 10940
US

Landmarks

125 Dolson Ave, Campbell Plaza, Middletown, NY. Located in the Shoprite Plaza, Located between Kung Fu tea & Dutch Girl Cleaners

Areas Served

New York, Pennsylvania

Additional Contact

Fax: (833) 323-2305

Languages

English, Spanish

Social

Lori Buhagiar: Allstate Insurance

You can view my financial industry experience and background at FINRA’s BrokerCheck

Local Allstate Insurance Agent: Lori Buhagiar

This is Bella, a cat I foster through with Pets Alive. Together, we help our community thrive.

I am a proud supporter of Pets Alive – a non a nonprofit to help animals who need a home. This is my newest foster, Bella. She is a domestic short hair Tabby cat.

In June 2023, we were proud to organize a volunteer day where we installed fence posts for their goats, in the rain, and to present a check to support the Tamerlaine Sanctuary.

We are a drop-off spot for the United Way of the Dutchess-Orange Region’s diaper drive until the end of June ‘24. We are collecting unopened packages of diapers, pull-ups, and wipes.

I moved from Long Island to Hudson Valley in the 1990s and am proud to serve Middletown and its surrounding communities. Middletown is a growing community with rural areas, farms and New York City is close enough to visit to cheer on our favorite sports teams, see a show, grab a bite or do some shopping. I’ve worked in insurance since 1999 and have represented Allstate since 2005. My love for the area and all it offers made it an easy decision to open the doors to my agency here in 2015. We offer home, renters, motorcycle and other insurance opportunities.

I understand the importance of being involved in the community. I am a proud advocate for helping animals. I’m involved with RECAP, Dispute Resolution Center, United Way of the Dutchess-Orange Region, Sparrow's Nest, St. Rocco Foundation, Humane Society of Walden and Pets Alive. One of the ways I help animals is fostering pregnant cats for Pets Alive until the kittens become available for adoption. I’m also a member and ambassador of the Goshen Chamber of Commerce and a member of the Health & Wellness Committee of Orange County.

When I’m not in the office or volunteering, I try to find time to relax. I enjoy hiking at Elks-Bronx Memorial Park, long bike rides, attending shows at the local theatre, reading and rafting down the Delaware River. My favorite place to hike would be Red Canyon in Nevada. Last but certainly not least, my family is everything to me. I love spending time with my husband, two daughters and an assortment of rescue and foster pets. I’ve owned a variety of animals – guinea pigs, iguanas, a hedgehog, a bearded dragon, a pacman frog, cats, dogs, birds, a tortoise, fish, hamsters and a mini-Juliana pig. Also, I received my bachelor’s degree in Accounting from Bryant & Stratton School, in Albany.

I am an agency owner because I love connecting with people and their families. I enjoy helping people and building relationships with customers. At my agency, our staff and I strive to provide excellent customer service, and we’re excited to hear the stories that make people unique. Please call our office at (845) 343-5909, or feel free to stop by 125 Dolson Ave, Ste 22b, Middletown, NY, 109240.

Products we offer:

Car Insurance Agent in Middletown
Car Insurance Agent in Middletown
Helps protect you and your vehicle if you’re involved in a car accident. At a minimum, you’ll likely need bodily injury liability and property damage liability to meet state auto insurance coverage requirements and help protect your finances if you cause an accident that injures another driver or damages their property. We also offer uninsured motorist coverage to help with your expenses if you’re hit by a driver without insurance. If you’re looking for coverage to help protect your vehicle, you might want to consider collision coverage and comprehensive coverage, which help pay repair costs if your car is damaged in a covered loss. And, optional coverages, like new car replacement coverage or loan/lease gap coverage help protect your investment in a brand-new car. I can help you choose a combination of coverages that fulfill state requirements and meet your needs. Give me a call to get a car insurance quote today!
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Home Insurance Agent in Middletown
Home Insurance Agent in Middletown
Helps provide protection for your house (dwelling) and your family’s liability as well as the things you own in and around your home such as “other structures” (detached garage, fence, etc.), your personal property (furniture, clothing, etc.) against covered perils such as fire, theft, wind/hail and more. Call me today for a homeowners insurance quote and I’ll help you get the protection your home needs and the savings you deserve with our money-saving discounts.
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Condo Insurance Agent in Middletown
Condo Insurance Agent in Middletown
Helps protect the portion of your condo, co-op or townhome for which you are responsible for (inside structure, permanent fixtures, cabinets, etc.) with dependable coverage. Condo policies are HO-6 compliant, and cover family liability and personal belongings against covered perils such as fire, theft, vandalism and more. Contact me today for a quote!
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Renters Insurance Agent in Middletown
Renters Insurance Agent in Middletown
Helps protect your personal belongings inside or outside your apartment from accidents such as, fire, theft, vandalism, and cover family liability. Give me call today to review what type of coverage makes sense for where you live and what you own.
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Motorcycle Insurance Agent in Middletown
Motorcycle Insurance Agent in Middletown
Our motorcycle policies include the basic coverage you may need, like liability coverage, which includes passenger liability coverage and uninsured motorist coverage. You can further customize your motorcycle policy with collision coverage and comprehensive coverage to help protect your bike. And, if you have a customized ride, you can help protect your aftermarket gear with optional equipment coverage. Contact me to learn about motorcycle insurance discounts and to get started with a quote for a policy that fits your needs.
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Business Insurance Agent in Middletown
Business Insurance Agent in Middletown
Allstate Business Insurance protects your business in ways other insurance might not. A business owners policy (BOP) usually includes three common types of coverage to help protect you and your small business: property coverage, general liability coverage and business interruption coverage. In addition to these basic coverages, the Allstate Business Owners Policy can be customized with additional protection to help cover more aspects of your business. I can help you tailor a policy to fit your small business’s needs. As a small business owner myself, I understand how important it is to protect what you’ve worked so hard to build. Call me for a free review of your current business policy and to learn more about insurance solutions to help protect you, your business and your employees.
Life Insurance Agent in Middletown
Life Insurance Agent in Middletown
Protect the life you want, for those that matter most. A life insurance policy can help provide financial security for your loved ones by covering expenses like the mortgage, college tuition, and other everyday living costs. Call me today to learn about the different types of coverage Allstate offers.
ATV Insurance Agent in Middletown
ATV Insurance Agent in Middletown
Help protect yourself and your all-terrain vehicle against the unexpected. We offer bodily injury liability coverage and property damage liability coverage on your ATV insurance policy. If you injure someone else or damage their property while driving your ATV, liability coverage helps pay the other person’s medical or repair bills. If your ATV is damaged in a crash, collision coverage may help. Collision coverage for your ATV helps pay for repairs if you hit another object, such as a fence or a tree. Finally, you may want to consider comprehensive coverage for your ATV in case it’s stolen, vandalized or damaged by hail or fire. Give me a call to get a quote on an ATV insurance policy today!
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Boat Insurance Agent in Middletown
Boat Insurance Agent in Middletown
Helps cover your boat on and off the water. Watercraft liability coverage helps pay for another person’s expenses if you injure them or damage their property with your boat. If you’re injured in a boating accident, watercraft medical payments coverage helps pay for your medical bills. Need to repair damage to your boat after an accident? Property coverage for your boat helps cover a crash with another boat or object (like a pier or buoy). It also helps cover theft, vandalism or fire. Help protect your boat against these covered perils during the on- and off-season. We also offer additional coverage for things like your boat trailer, fishing equipment and even towing or fuel delivery when you’re stranded. Need a boat insurance quote? Give me a call today!

10+

Years of
Experience

15+

Years in the
Community

Your Local Allstate Team

Nikki Buhagiar

Licensed Sales Professional

Nikki relocated here from Florida in April 2020, and she was excited to start her new career in insurance. As a member of the family, she is excited to meet and assist other families in the community with their questions. In her spare time, Nikki spends most of her time playing games with her son, and relaxing with Noodle, her rescued cat.

Sierra Buhagiar

Customer Care Professional

Sierra moved to the area in 2003 and recently moved to Long Island. She began working in insurance in 2021 and welcomes the opportunity to assist customers with their questions. In her spare time, Sierra loves trying new foods, enjoys playing video games and spending time with her dogs. She has a corgie (Mochie), pug mix (Poe) and an Italian greyhound (Alma). Call and ask Sierra how she can assist you.

Olivia Buhagiar

Customer Care Professional

Olivia was born in Orange County, and she takes great pride in assisting customers with their unique insurance needs. After graduating from Penn State University, Olivia joined our team full-time in 2022, and she became licensed to assist customers with home and other insurance opportunities in 2023. I am so proud to have family working here and to keep our agency a family-business. Outside of the agency, Olivia enjoys shopping, traveling, hiking and caring for her pet cat and dogs.

Katherine Mejia

Licensed Sales Professional

Katherine has worked in insurance since 2019, and we were pleased to welcome her to our team in January 2023. As a proud mother of one daughter, Katherine takes great pride in meeting and assisting other families with their auto, home and other insurance needs. Outside of the agency, Katherine enjoys cooking new recipes, watching her favorite fantasy drama shows and making memories with her daughter. Katherine is also bilingual and can assist customers in English and Spanish. Call our agency today to see how Katherine can assist you.

Allstate Insurance Agent Reviews

bernardo deleon

Jun. 3, 2026

Just great !!!!😊

jianhui breit

Jun. 3, 2026

emanuel guella

May. 27, 2026

john crain

May. 24, 2026

edward pattison

May. 22, 2026

diane reed

May. 13, 2026

thomas sheehan

May. 10, 2026

abebi taylor

May. 1, 2026

I don't care for the local agency or the staff. In working with them they are very unhelpful and direct the client to fi

I don't care for the local agency or the staff. In working with them they are very unhelpful and direct the client to figure things out on their own. I didn't get any support, guidance, or assistance when I needed help most.

Agent Response

Hi Abebi, I'm sorry to hear about your experience

Hi Abebi, I'm sorry to hear about your experience with our local agency. I personally tried to help you as much as I could. I spent several hours trying to assist you. I however cannot change Allstate's policies. My and my team do as much as we can. We did suggest you reach out to Allstate corporate to get an exception since our prior 5 requests on your behalf were denied.

sally fox

Apr. 28, 2026

You are expensive and unfortunately for me I procrastinate to get new insurance. You go up in cost. I am 65 1 car and

You are expensive and unfortunately for me I procrastinate to get new insurance. You go up in cost. I am 65 1 car and pay alot for insurance

Agent Response

Hi Sally, I understand your frustration with insur

Hi Sally, I understand your frustration with insurance rates; I feel the same way. The review was for my agency—we do try to review your policy and look for any available savings or discounts. The 2-star review does impact my local agency. I wish I could cut the rates; believe me, I hope you can reconsider the review based on our years of service and detailed attention to your accounts. As always, you can call, text, or email me. My team is available whenever you need us.

teresa rivera

Apr. 25, 2026

robert ruiz

Apr. 19, 2026

At this point it is somewhat disappointing that I haven't had any feedback considering my age, my driving record and the

At this point it is somewhat disappointing that I haven't had any feedback considering my age, my driving record and the cost of my coverage. This may cause me to evaluate alternatives and rates. Thank you.

Agent Response

Hi Robert, thank you for sharing your feedback. We

Hi Robert, thank you for sharing your feedback. We understand your concerns regarding your coverage and appreciate your long-term relationship with us. We have been trying to reach you to review your policy and have not received a call back. WE CAN SAVE YOU OVER $1200!! Please reach out to lori@allstate.com so we can discuss your situation further and address any issues you may have.

michael martin

Mar. 30, 2026

Agent Response

Hi Michael, thank you for sharing your feedback. W

Hi Michael, thank you for sharing your feedback. We understand your concerns and are here to help. As a valued customer, your experience is important to us. Please reach out to lori@allstate.com so we can address your concerns directly.

daniel corchado

Mar. 25, 2026

Agent Response

Thank you, Daniel, for your positive feedback! We'

Thank you, Daniel, for your positive feedback! We're thrilled to hear that you're satisfied with our services. Your trust and support as a valued customer mean a lot to us. If you ever need assistance, feel free to reach out.

sean markland

Mar. 16, 2026

Agent Response

Thank you, Sean, for your feedback and for being a

Thank you, Sean, for your feedback and for being a valued customer. We're glad to hear about your positive experience with our agency. If you have any further suggestions or concerns, please feel free to reach out to lori@allstate.com. Your satisfaction is important to us.

james devine

Mar. 3, 2026

Agent Response

Thank you, James, for your positive feedback! We'r

Thank you, James, for your positive feedback! We're thrilled to hear that you're satisfied with our services. Your trust and support mean a lot to us. If you ever have any questions or need assistance, feel free to reach out.

dennis mauro

Mar. 2, 2026

I drive less, retired, no tickets. Rates keep rising. On a fixed income. No claims. Have received quotes from other sour

I drive less, retired, no tickets. Rates keep rising. On a fixed income. No claims. Have received quotes from other sources. I am considering a change. $

carolyn colon

Feb. 22, 2026

Agent Response

Thank you, Carolyn, for your wonderful 5-star revi

Thank you, Carolyn, for your wonderful 5-star review! So happy to have you as a client!

ava springer

Feb. 13, 2026

ernesto acevedo

Feb. 12, 2026

rodney spencer

Feb. 4, 2026

Shady practices. Things that I know are not supposed to be done were done. I had to call the main branch and express m

Shady practices. Things that I know are not supposed to be done were done. I had to call the main branch and express my concerns and received answers and information that showed I was right in calling. So I would not suggest them to anyone else after my personal experiences.

Allstate Online Review Policy

Your Local Allstate Team

Nikki Buhagiar

Licensed Sales Professional

Sierra Buhagiar

Customer Care Professional

Olivia Buhagiar

Customer Care Professional

Katherine Mejia

Licensed Sales Professional

Frequently asked questions

What are your agency hours?

Monday: 9:00 AM - 6:00 PM
Tuesday: 9:00 AM - 6:00 PM
Wednesday: 9:00 AM - 6:00 PM
Thursday: 9:00 AM - 6:00 PM
Friday: 9:00 AM - 5:00 PM
Saturday:
Sunday: Closed

Are you open on weekends?

Saturday:
Sunday: Closed

Can I text your agency with questions?

Yes, we have text messaging services.

What languages do you speak?

We have staff members available who speak the following languages: English, Spanish

Do you have more than one location?

No, this is our only location.

Lori Buhagiar is insurance licensed in the state(s) of New York and Pennsylvania. If you do not reside in the state(s) of New York or Pennsylvania, please go to the Find an Agent section on allstate.com to search for another Allstate Agent or Personal Financial Representative.

Based on coverages selected. Subject to terms, conditions, availability & qualifications.

This material is intended for educational purposes only. Auto and homeowners insurance, and other property and casualty insurance products, are available from Allstate Insurance Company, Allstate Indemnity Company, Allstate Property and Casualty Insurance Company, Allstate North American Insurance Co. and Allstate Fire and Casualty Insurance Company (Home Offices: Northbrook, IL); Allstate New Jersey Insurance Company and Allstate New Jersey Property and Casualty Insurance Company (Home Offices: Bridgewater, NJ); and Allstate County Mutual Insurance Company and Allstate Texas Lloyd's (Home Offices: Irving, TX). This life insurance information is provided for general consumer educational purposes and is not intended to provide legal, tax or investment advice. Life insurance also offered and issued by third party companies not affiliated with Allstate. Each company is solely responsible for the financial obligations accruing under the products it issues. Product guarantees are backed by the financial strength and claims-paying ability of the issuing company.

Securities offered by Personal Financial Representatives through Allstate Financial Services, LLC (LSA Securities in LA and PA). Registered Broker-Dealer. Member FINRA, SIPC. Main Office: 151 North 8th Street, Suite 450, Lincoln, NE 68508. (877) 232-2142.

Check the background of this firm on FINRA's BrokerCheck website.

you're in good hands^®