Allstate Insurance Agent

Lori Buhagiar, Middletown, NY

125 Dolson Ave,

Ste 22b

Middletown, NY 10940

Call 24/7

(845) 343-5909to quote by phone

Call 24/7

(845) 343-5909to quote by phone

Call 24/7

(845) 343-5909to quote by phone

Call 24/7

(845) 343-5909to quote by phone

Select a product to get a quote

ATV insurance

Location Details

Office Hours

Day of the Week	Hours
Mon	9:00 AM - 6:00 PM
Tue	9:00 AM - 6:00 PM
Wed	9:00 AM - 6:00 PM
Thu	9:00 AM - 6:00 PM
Fri	9:00 AM - 5:00 PM
Sat	Available by appointment
Sun	Closed

After-hours appointments available.

Available 24/7 at

(845) 343-5909

125 Dolson Ave,
Ste 22b
Middletown, NY 10940
US

Landmarks

125 Dolson Ave, Campbell Plaza, Middletown, NY. Located in the Shoprite Plaza, Located between Kung Fu tea & Dutch Girl Cleaners

Areas Served

New York, Pennsylvania

Additional Contact

Fax: (833) 323-2305

Languages

English

Social

Lori Buhagiar: Allstate Insurance

You can view my financial industry experience and background at FINRA’s BrokerCheck

Local Allstate Agent: Meet Lori Buhagiar

This is Bella, a cat I foster through with Pets Alive. Together, we help our community thrive.

I am a proud supporter of Pets Alive – a non a nonprofit to help animals who need a home. This is my newest foster, Bella. She is a domestic short hair Tabby cat.

In June 2023, we were proud to organize a volunteer day where we installed fence posts for their goats, in the rain, and to present a check to support the Tamerlaine Sanctuary.

I’m thankful for my team! Our friendship doesn’t end at the door, and I’m so thankful we can assist customers with their insurance needs.

We are a drop-off spot for the United Way of the Dutchess-Orange Region’s diaper drive until the end of June ‘24. We are collecting unopened packages of diapers, pull-ups, and wipes.

I moved from Long Island to Hudson Valley in the 1990s and am proud to serve Middletown and its surrounding communities. Middletown is a growing community with rural areas, farms and New York City is close enough to visit to cheer on our favorite sports teams, see a show, grab a bite or do some shopping. I’ve worked in insurance since 1999 and have represented Allstate since 2005. My love for the area and all it offers made it an easy decision to open the doors to my agency here in 2015. We offer home, renters, motorcycle and other insurance opportunities.

I understand the importance of being involved in the community. I am a proud advocate for helping animals. I’m involved with RECAP, Dispute Resolution Center, United Way of the Dutchess-Orange Region, Sparrow's Nest, St. Rocco Foundation, Humane Society of Walden and Pets Alive. One of the ways I help animals is fostering pregnant cats for Pets Alive until the kittens become available for adoption. I’m also a member and ambassador of the Goshen Chamber of Commerce and a member of the Health & Wellness Committee of Orange County.

When I’m not in the office or volunteering, I try to find time to relax. I enjoy hiking at Elks-Bronx Memorial Park, long bike rides, attending shows at the local theatre, reading and rafting down the Delaware River. My favorite place to hike would be Red Canyon in Nevada. Last but certainly not least, my family is everything to me. I love spending time with my husband, two daughters and an assortment of rescue and foster pets. I’ve owned a variety of animals – guinea pigs, iguanas, a hedgehog, a bearded dragon, a pacman frog, cats, dogs, birds, a tortoise, fish, hamsters and a mini-Juliana pig. Also, I received my bachelor’s degree in Accounting from Bryant & Stratton School, in Albany.

I am an agency owner because I love connecting with people and their families. I enjoy helping people and building relationships with customers. At my agency, our staff and I strive to provide excellent customer service, and we’re excited to hear the stories that make people unique. Please call our office at (845) 343-5909, or feel free to stop by 125 Dolson Ave, Ste 22b, Middletown, NY, 109240.

Products we offer:

Auto Insurance in Middletown
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Helps protect you and your vehicle if you’re involved in a car accident. At a minimum, you’ll likely need bodily injury liability and property damage liability to meet state auto insurance coverage requirements and help protect your finances if you cause an accident that injures another driver or damages their property. We also offer uninsured motorist coverage to help with your expenses if you’re hit by a driver without insurance. If you’re looking for coverage to help protect your vehicle, you might want to consider collision coverage and comprehensive coverage, which help pay repair costs if your car is damaged in a covered loss. And, optional coverages, like new car replacement coverage or loan/lease gap coverage help protect your investment in a brand-new car. I can help you choose a combination of coverages that fulfill state requirements and meet your needs. Give me a call to get a car insurance quote today!
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Home Insurance in Middletown
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Helps provide protection for your house (dwelling) and your family’s liability as well as the things you own in and around your home such as “other structures” (detached garage, fence, etc.), your personal property (furniture, clothing, etc.) against covered perils such as fire, theft, wind/hail and more. Call me today for a homeowners insurance quote and I’ll help you get the protection your home needs and the savings you deserve with our money-saving discounts.
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Condo Insurance in Middletown
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Helps protect the portion of your condo, co-op or townhome for which you are responsible for (inside structure, permanent fixtures, cabinets, etc.) with dependable coverage. Condo policies are HO-6 compliant, and cover family liability and personal belongings against covered perils such as fire, theft, vandalism and more. Contact me today for a quote!
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Renters Insurance in Middletown
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Helps protect your personal belongings inside or outside your apartment from accidents such as, fire, theft, vandalism, and cover family liability. Give me call today to review what type of coverage makes sense for where you live and what you own.
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Motorcycle Insurance in Middletown
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Our motorcycle policies include the basic coverage you may need, like liability coverage, which includes passenger liability coverage and uninsured motorist coverage. You can further customize your motorcycle policy with collision coverage and comprehensive coverage to help protect your bike. And, if you have a customized ride, you can help protect your aftermarket gear with optional equipment coverage. Contact me to learn about motorcycle insurance discounts and to get started with a quote for a policy that fits your needs.
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Business Insurance in Middletown
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Allstate Business Insurance protects your business in ways other insurance might not. A business owners policy (BOP) usually includes three common types of coverage to help protect you and your small business: property coverage, general liability coverage and business interruption coverage. In addition to these basic coverages, the Allstate Business Owners Policy can be customized with additional protection to help cover more aspects of your business. I can help you tailor a policy to fit your small business’s needs. As a small business owner myself, I understand how important it is to protect what you’ve worked so hard to build. Call me for a free review of your current business policy and to learn more about insurance solutions to help protect you, your business and your employees.
Life Insurance in Middletown
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Protect the life you want, for those that matter most. A life insurance policy can help provide financial security for your loved ones by covering expenses like the mortgage, college tuition, and other everyday living costs. Call me today to learn about the different types of coverage Allstate offers.
ATV Insurance in Middletown
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Help protect yourself and your all-terrain vehicle against the unexpected. We offer bodily injury liability coverage and property damage liability coverage on your ATV insurance policy. If you injure someone else or damage their property while driving your ATV, liability coverage helps pay the other person’s medical or repair bills. If your ATV is damaged in a crash, collision coverage may help. Collision coverage for your ATV helps pay for repairs if you hit another object, such as a fence or a tree. Finally, you may want to consider comprehensive coverage for your ATV in case it’s stolen, vandalized or damaged by hail or fire. Give me a call to get a quote on an ATV insurance policy today!
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Boat Insurance in Middletown
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Helps cover your boat on and off the water. Watercraft liability coverage helps pay for another person’s expenses if you injure them or damage their property with your boat. If you’re injured in a boating accident, watercraft medical payments coverage helps pay for your medical bills. Need to repair damage to your boat after an accident? Property coverage for your boat helps cover a crash with another boat or object (like a pier or buoy). It also helps cover theft, vandalism or fire. Help protect your boat against these covered perils during the on- and off-season. We also offer additional coverage for things like your boat trailer, fishing equipment and even towing or fuel delivery when you’re stranded. Need a boat insurance quote? Give me a call today!

10+

Years of
Experience

15+

Years in the
Community

Our team

Nikki Buhagiar

Licensed Sales Professional

Nikki relocated here from Florida in April 2020, and she was excited to start her new career in insurance. As a member of the family, she is excited to meet and assist other families in the community with their questions. In her spare time, Nikki spends most of her time playing games with her son, and relaxing with Noodle, her rescued cat.

Sierra Buhagiar

Customer Care Professional

Sierra moved to the area in 2003 and recently moved to Long Island. She began working in insurance in 2021 and welcomes the opportunity to assist customers with their questions. In her spare time, Sierra loves trying new foods, enjoys playing video games and spending time with her dogs. She has a corgie (Mochie), pug mix (Poe) and an Italian greyhound (Alma). Call and ask Sierra how she can assist you.

Olivia Buhagiar

Customer Care Professional

Olivia was born in Orange County, and she takes great pride in assisting customers with their unique insurance needs. After graduating from Penn State University, Olivia joined our team full-time in 2022, and she became licensed to assist customers with home and other insurance opportunities in 2023. I am so proud to have family working here and to keep our agency a family-business. Outside of the agency, Olivia enjoys shopping, traveling, hiking and caring for her pet cat and dogs.

Katherine Mejia

Licensed Sales Professional

Katherine has worked in insurance since 2019, and we were pleased to welcome her to our team in January 2023. As a proud mother of one daughter, Katherine takes great pride in meeting and assisting other families with their auto, home and other insurance needs. Outside of the agency, Katherine enjoys cooking new recipes, watching her favorite fantasy drama shows and making memories with her daughter. Katherine is also bilingual and can assist customers in English and Spanish. Call our agency today to see how Katherine can assist you.

Stephen "Steve" Santoja

Licensed Sales Professional

Steve is passionate about his community that he’s been a part of since 1994. He began working on insurance in 2017, and we were excited to have him join our Allstate agency in 2024. Fun facts about Steve, he enjoys running and is part of a weekend radio show (so you might have heard him before). Steve is also a big fan of the New York Giants and New York Yankees. As a proud father of two children, he welcomes the opportunity to meet and assist other families with their unique insurance needs.

Our team

Nikki Buhagiar

Licensed Sales Professional

Sierra Buhagiar

Customer Care Professional

Olivia Buhagiar

Customer Care Professional

Katherine Mejia

Licensed Sales Professional

Stephen "Steve" Santoja

Licensed Sales Professional

Frequently asked questions

What are your agency hours?

Monday: 9:00 AM - 6:00 PM
Tuesday: 9:00 AM - 6:00 PM
Wednesday: 9:00 AM - 6:00 PM
Thursday: 9:00 AM - 6:00 PM
Friday: 9:00 AM - 5:00 PM
Saturday:
Sunday: Closed

Are you open on weekends?

Saturday:
Sunday: Closed

Can I text your agency with questions?

Yes, we have text messaging services.

What languages do you speak?

We have staff members available who speak the following languages: English

Do you have more than one location?

No, this is our only location.

Lori Buhagiar is insurance licensed in the state(s) of New York and Pennsylvania. If you do not reside in the state(s) of New York or Pennsylvania, please go to the Find an Agent section on allstate.com to search for another Allstate Agent or Personal Financial Representative.

Based on coverages selected. Subject to terms, conditions, availability & qualifications.

This material is intended for educational purposes only. Auto and homeowners insurance, and other property and casualty insurance products, are available from Allstate Insurance Company, Allstate Indemnity Company, Allstate Property and Casualty Insurance Company, Allstate North American Insurance Co. and Allstate Fire and Casualty Insurance Company (Home Offices: Northbrook, IL); Allstate New Jersey Insurance Company and Allstate New Jersey Property and Casualty Insurance Company (Home Offices: Bridgewater, NJ); and Allstate County Mutual Insurance Company and Allstate Texas Lloyd's (Home Offices: Irving, TX). This life insurance information is provided for general consumer educational purposes and is not intended to provide legal, tax or investment advice. Allstate life insurance issued by Direct General Life Insurance Co., 911 Chestnut Street, Orangeburg SC 29115; American Heritage Life Ins. Co., 1776 American Heritage Life Dr., Jacksonville FL 32224. Life insurance also offered and issued by third party companies not affiliated with Allstate. Each company is solely responsible for the financial obligations accruing under the products it issues. Product guarantees are backed by the financial strength and claims-paying ability of the issuing company.

Securities offered by Personal Financial Representatives through Allstate Financial Services, LLC (LSA Securities in LA and PA). Registered Broker-Dealer. Member FINRA, SIPC. Main Office: 151 North 8th Street, Suite 450, Lincoln, NE 68508. (877) 232-2142.

Check the background of this firm on FINRA's BrokerCheck website.

you're in good hands^®