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Allstate Insurance Agent
Lyman ChaoSan Francisco, CA

Office Hours

Day of the WeekHours
Mon9:00 AM - 6:00 PM
Tue9:00 AM - 6:00 PM
Wed9:00 AM - 6:00 PM
Thu9:00 AM - 6:00 PM
Fri9:00 AM - 6:00 PM
SatAvailable by appointment
After-hours appointments available.
Available 24/7 at

2136 Clement St
San Francisco, CA 94121

Other Locations

Areas Served

San Francisco, San Mateo, Oakland, Daly City, San Bruno


English, Cantonese, Mandarin
Lyman Chao: Allstate Insurance
You can view my financial industry experience and background at FINRA’s BrokerCheck

Local Allstate Agent: Meet Lyman Chao

As a local, I was born and raised in the city of San Francisco. I grew up in a diverse and nurturing environment attending Raoul Wallenberg Traditional high school and San Francisco State University. The diversity and the people who make it possible enriched me in many aspects and I am reminded of its significance and beauty every day working at my office in the Richmond District. I couldn’t imagine calling anywhere else home. From enjoying the city vibe at Delores Park on the weekends with my friends and my husky dog Emma, to watching the Giants play at AT&T Park, to biking up the Golden Gate Bridge, or taking a stroll through Embarcadero by the Ferry Building– there’s no place quite like San Francisco.

Personally, I love local eats – especially sushi. Some of my favorite places around my office are Daigo Sushi, Kabuto Sushi and Jū-ni. As for an awesome breakfast spot, Darren's Café is a must if you’re a fan of Phở. I also enjoy indoor climbing at Planet Granite, practicing Muay Thai/Boxing and playing paintball at many different parks in and around the vicinity of San Francisco, including American Paintball Park, Midway Paintball Facility and Playland707 in Petaluma.

I was introduced to the insurance industry by an experienced agent who was also a close family friend. Through working with customers with varied needs, I became fond of helping them protect what is important in their lives and businesses. I have a team of professionals who take pride in ensuring that customers and their insurance needs "Are in Good Hands".

Give us a call or stop by to meet us today. We are located near Golden Gate Park, right next door to Alamo Elementary School. My team can assist you in English, Cantonese and Mandarin to explore what might be the best options in insurance to protect you and what is important to you.

Products we offer:

  • Auto
  • Home
  • Condo
  • Renters
  • Motorcycle
  • Business
  • Life
  • ATV
  • Boat
Community Involvement
Community Involvement dropdown expand/collapse
Asian Real Estate Association of America - San Francisco Peninsula
National Association of Asian American Professionals
San Francisco Unified Lions Club

Our team

Caly Huang

Louisa Chu

Molly Chu

Paolo Barrios

Sandy Chan

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Local events & news

Bring Out The Good

Thanks to the volunteer efforts of more than 100 Allstate agency owners, we packed 2,400 new backpacks with books for Chicago youth. I can’t wait to take action to help empower youth in Chula Vista as part of The Allstate Foundation’s effort to show good starts young.

Small Thanks with Google

Since 2016, I’ve been helping local families protect what matters most to them. I want to thank you for your business, loyalty and friendship — the San Francisco community is the reason I’m proud to be your Allstate agency. This feedback helps us to improve, and it's always great to hear how I have made a difference in your life. Thank you again for teaming with me for your insurance needs!
Frequently Asked Questions
What are your agency hours?
Monday: 9:00 AM - 6:00 PM
Tuesday: 9:00 AM - 6:00 PM
Wednesday: 9:00 AM - 6:00 PM
Thursday: 9:00 AM - 6:00 PM
Friday: 9:00 AM - 6:00 PM
Sunday: Closed
Are you open on weekends?
Sunday: Closed
Can I text your agency with questions?
No, we do not have text messaging services.
What languages do you speak?
We have staff members available who speak the following languages: Cantonese, English, Mandarin
Do you have more than one location?
Lyman Chao is insurance licensed in the state(s) of California. If you do not reside in the state(s) of California, please go to the Find an Agent section on to search for another Allstate Agent or Personal Financial Representative.

California Insurance License Name and Number: 0I96520 CLEMENT STREET INSURANCE AGENCY, LLC, 0H87246 CHAO, LYMAN

Based on coverages selected. Subject to terms, conditions, availability & qualifications.

This material is intended for educational purposes only. Auto and homeowners insurance, and other property and casualty insurance products, are available from Allstate Insurance Company, Allstate Indemnity Company, Allstate Property and Casualty Insurance Company and Allstate Fire and Casualty Insurance Company (Home Offices: Northbrook, IL); Allstate New Jersey Insurance Company and Allstate New Jersey Property and Casualty Insurance Company (Home Offices: Bridgewater, NJ); and Allstate County Mutual Insurance Company and Allstate Texas Lloyd's (Home Offices: Irving, TX). Life insurance issued by Allstate Life Insurance Company: Northbrook, IL; and American Heritage Life Insurance Company: Jacksonville, FL. In New York, Allstate Life Insurance Company of New York: Hauppauge, NY. Securities offered by Personal Financial Representatives through Allstate Financial Services, LLC (LSA Securities in LA and PA). Registered Broker-Dealer. Member FINRA, SIPC. Main Office: 2920 South 84th Street, Lincoln, NE 68506. (877) 525-5727.

Check the background of this firm on FINRA's BrokerCheck website.